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SMS Terms & Conditions

INTRODUCTION

MPOWER Financing (“MPOWER,” “we,” “our,” or “us”) may send SMS/text messages to users who provide consent to receive account-related notifications, authentication messages, and service-related updates.

By providing your mobile phone number and opting in, you agree to receive SMS messages from MPOWER Financing related to your account, applications, authentication, and services.

 

TYPES OF MESSAGES

Messages may include, but are not limited to:

  • One-Time Passwords (OTP) and verification codes
  • Login authentication messages
  • Loan payment reminders
  • Payment confirmations
  • Account notifications
  • Loan servicing updates
  • Application-related notifications
  • Customer support follow-ups

These messages are transactional and informational in nature.

 

HOW TO OPT IN

Users may opt in to receive SMS messages through MPOWER Financing application forms, account registration workflows, login authentication flows, payment workflows, customer support interactions, or other account-related interactions on MPOWER platforms.

By submitting your phone number through these channels, you consent to receive SMS messages from MPOWER Financing.

 

MESSAGE FREQUENCY

Message frequency may vary depending on your account activity, login attempts, application status, payment schedule, and notification preferences.

 

MESSAGE AND DATA RATES

Message and data rates may apply depending on your mobile carrier and service plan.

 

OPT-OUT

You can opt out of receiving non-essential SMS messages at any time by replying STOP to any SMS message from MPOWER Financing.

Please note that opting out may prevent you from receiving important account notifications or authentication messages necessary for accessing certain services.

 

RE-OPT IN

To re-subscribe after opting out, reply START to a previous message or contact MPOWER Financing support.

 

HELP

For assistance, reply HELP to any SMS message or contact MPOWER Financing support through our website: https://www.mpowerfinancing.com/contact-us/

 

SUPPORTED CARRIERS

Message delivery is subject to effective transmission by your mobile carrier. Carriers are not liable for delayed or undelivered messages.

 

PRIVACY POLICY

Your information will be handled in accordance with our Privacy Policy: https://www.mpowerfinancing.com/privacy-policy/

 

TERMS OF SERVICE

Please review our Terms of Service: https://www.mpowerfinancing.com/terms-of-service/

 

CONTACT US

MPOWER Financing Website: https://www.mpowerfinancing.com/


*Rates as low as 9.99% (10.89% APR). This interest rate and APR includes a 0.25% discount for automatic recurring payments. All terms subject to credit approval.

DISCLAIMER – All terms and conditions are subject to change at any time. Subject to credit approval, loans are made by Bank of Lake Mills or MPOWER Financing, PBC. Bank of Lake Mills does not have an ownership interest in MPOWER Financing. Neither MPOWER Financing nor Bank of Lake Mills is affiliated with the school you attended or are attending. Bank of Lake Mills is Member FDIC. None of the information contained in this website constitutes a recommendation, solicitation or offer by MPOWER Financing or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.

2026 © MPOWER Financing, Public Benefit Corporation NMLS ID #1233542

U.S. office

MPOWER Financing, Care of Carr Workplaces, 1717 K St. NW, Suite 900, Washington, D.C. 20006

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