We’ve funded 20,000+ educational dreams — act now and fund yours with loans up to US$100,000! We’ve funded 20,000+ educational dreams — act now and fund yours!

International student loan calculator

Plan your student loan and start your application today

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Easily calculate your student loan—and instantly see what you’ll pay each month and in total.

Use our student loan calculator to adjust your loan amount, interest rate, and term to easily estimate your monthly payment. MPOWER offers loans of up to US$100,000 to help you achieve your academic and career goals.

US$2000 US$100,000

1 10
Most borrowers repay their loans in 5 years
9.99% 16.99%

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EMI - While in school (Interest only)

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EMI - Post course completion (Principal + interest)

Loan Summary
Loan amount

US$10,000

Repayment term

10 years

Interest rate/APR

12.24% (APR 13.49%)

Total payments
(Principal + Interest)

US$21,772

Auto pay discount

0.25%

Note: Figures are estimates based on your inputs. The interest rate includes a 0.25% MPOWER auto pay discount. APR reflects standard MPOWER loan terms. Actual rates, terms, and payments may vary based on individual eligibility and other factors. For more details click here.

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With an MPOWER loan, you view more only pay EMI on the amount you use—not the full approved amount. The repayment term is 120 months if you make minimum payments, but you can pay off your loan earlier and save money. There are no prepayment penalties, so you can repay anytime without extra fees. view less

Plan your international student loan more effectively with MPOWER Financing

1Estimate payments

2Compare options

3Plan finances

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How Are Your Monthly Repayments Calculated?

This calculator instantly determines your fixed monthly loan payment. Input the principal loan amount, interest rate and loan term for an instant calculation of your monthly payment. Our student loan calculator uses the annual percentage rate (APR) to provide a clear and precise calculation of your monthly and total repayment amounts.

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What Is APR?

The annual percentage rate (APR) is the interest rate plus fees, if any, expressed as an annual percentage. APR tells you the actual cost of borrowing. It’s not only the interest rate but also includes other related fees like insurance, application or origination fees, so that you can compare loans side by side with all fees included.

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Neha Purohit, Purdue University
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“MPOWER's Impact is Life-Changing”

Excellent service provider. All disbursements done systematically and well in time.

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Sol Bee, UC Berkeley
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Angelina

“A Lifeline for International Students”

MPOWER is truly life-changing. They understand the value of education and the financial challenges international students face. Thanks to them, my dreams are now within reach!

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Arbaaz, Texas A&M University
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Jacob Taylor

“MPOWER Made My Dream Possible”

MPOWER is a game-changer. They understand the financial struggles of international students and helped me pursue my goals without the stress of funding

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Your education loan is just a few clicks away. Check your eligibility in seconds.

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*Rates as low as 9.99% (11.16% APR). This interest rate and APR includes a 0.25% discount for automatic recurring payments.

DISCLAIMER – Subject to credit approval, loans are made by Bank of Lake Mills or MPOWER Financing, PBC. Bank of Lake Mills does not have an ownership interest in MPOWER Financing. Neither MPOWER Financing nor Bank of Lake Mills is affiliated with the school you attended or are attending. Bank of Lake Mills is Member FDIC. None of the information contained in this website constitutes a recommendation, solicitation or offer by MPOWER Financing or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.

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