Funds to achieve your study abroad dreams

MPOWER supports 400+ schools across the U.S. and Canada. View the complete school list or check your loan eligibility to see if the school you are admitted to or enrolled in is one of them.

MPOWER loans can be used for university-related expenses, including but not limited to tuition, books, meal plans, housing, and health insurance at most schools when studying in the U.S. We suggest reaching out to your school with any concerns about how your funds may be allocated.

You can apply for a loan a maximum of 12 months prior to when you need the money for school. Check out this video for more tips.

• Check Loan Eligibility: Find out if your school and program are eligible. 
• Initial Application: Fill out and submit the application with a valid, unexpired photo ID.
• Initial Review: Your application will be reviewed by MPOWER, and you will be contacted within three business days about a conditional offer. In certain circumstances, you may receive a conditional offer immediately after submitting your application.
• Upload Documents: If you receive a conditional offer from MPOWER, you must next upload the requested documents to your MPOWER dashboard, watch an introduction video, and complete a short assessment.
• Final Review: MPOWER verifies all your uploaded documents so we can issue a final offer. If the loan is approved, we will also provide you with a visa support letter if requested.
• School Certification and Disbursement: After you’re approved for a loan, MPOWER submits your loan application to your school for verification. This process is called the certification process, and the timeline is dependent on your school.

Here’s a helpful tip: try not to request more than your anticipated starting salary after graduation. If you’re still unsure of the amount you’ll need, our loan application can help you better understand your financial plan and how much money to request. You can request a maximum of US$50,000 per application and US$100,000 maximum (overall). Regardless of the amount you decide to request, we always tell students if they qualify for more or less than their requested amount. 

MPOWER can issue visa support letters at no cost to assist our applicants, upon final credit approval. 

Please select the option below that best describes you:

a) International Student

• Graduate
• Undergraduate

b) DACA Student

• Graduate
• Undergraduate

c) Domestic Student

• Graduate
• Undergraduate

How to read the document checklist: The document checklist represents the documents that may be needed from you during the application process. In this checklist, you will see “Included” and “Not applicable” columns. 

Disclaimer: Not all the documents in this checklist will be applicable to your situation. If you are unclear about some of the documents mentioned in our checklist, please reach out to us.