We are accepting loan applications for past, current, and future semesters (and now loans up to $100,000!)

Fund your dreams
on your own

Apply for our no-cosigner loans and scholarships to study in the USA and Canada.

Learn More Get Started

Why MPOWER?

We're the best partner for international students in North America! MPOWER offers student loans for international students who are attending an eligible US college or university.

Secured On Your Future
A student loan without a cosigner, collateral, or U.S. credit history.

Flexible Funding Options
Fixed-rate loans from $2,001 to $100,000 total with up to 1.50% in interest rate discounts.

Made for Global Citizens
International student loans and scholarships offered to 190+ nationalities.

We Support Your Journey
Free visa support letters and exclusive career strategy services.

Pathway to success

We’re not like other lenders

We’re a social benefit corporation founded by international students for international students, and we’re on a mission to make socioeconomic mobility borderless.

That’s why we make our loan decisions based on your potential and not your family’s income or assets. We offer international student loans without a cosigner because we believe in your future potential.

We’re excited to fund your dreams!

MPOWER by the numbers

$100K+ in total scholarships awarded

$2B+ loan applications processed

96% of customers rated themselves happy or satisfied

190+ eligible countries of citizenship

350+ U.S. and Canadian Schools supported

MPOWER Financing

Trustpilot
CREATOR: gd-jpeg v1.0 (using IJG JPEG v80), quality = 82

Pathway to a better you

Take the first step in one of our three programs designed specifically for international students.

Get a loan

Refinance my loan

Apply for scholarships

Join our Path2Success career services program

What others say about us

American Banker

Best Fintech to work for 2018, 2019 and 2020

We're proud to be one of the Best Fintech's to Work For for the third year in a row!

USnews

Best International Student Loan in 2019

Plus, Best Lender With No Credit History Required in 2020.

nerdwallet-logo

Rated Best International Student Loan by Nerdwallet

Best for International Students without a Cosigner

wow

Fantastic Customer Service

Over 96% of our customers report being "happy" or"satisfied"

DISCLAIMER – Subject to credit approval, loans are made by Bank of Lake Mills or MPOWER Financing, PBC. Bank of Lake Mills does not have an ownership interest in MPOWER Financing. Neither MPOWER Financing nor Bank of Lake Mills is affiliated with the school you attended or are attending. Bank of Lake Mills is Member FDIC. None of the information contained in this website constitutes a recommendation, solicitation or offer by MPOWER Financing or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.

2021 © MPOWER Financing, Public Benefit Corporation NMLS ID #1233542. 1101 Connecticut Ave NW Suite 900, Washington, DC 20036