Student loans in the USA & Canada for international students

Empowering global citizens for global change

  Learn how we are different  

Check eligibility in 60 seconds

We are not like the other lenders

We enable international students from around the world to achieve their academic and professional aspirations. Students can apply for our student loan without a cosigner, collateral, or credit history.

We’re different because we value students’ future potential.

Still not convinced? We invite you to scroll down!

What are the benefits of an MPOWER loan?

A loan without a cosigner, collateral, or credit history

Fixed rate loans from $2,001 to $50,000 with up to 1.50% in interest rate discounts

Loans and scholarships offered to 190+ nationalities

Free visa support letters and exclusive career strategy services

Words from our students

We’re proud of our customer service, with over 100 “WOWs” and counting!

Click here or the image below to see what our customers have to say about our service. 

Sumei worked as a technical support specialist for Citibank in Shanghai, but the opportunity to improve her English and “see the world” led her to an au pair position in New York City. She later decided to pursue a Master’s degree in computer science in the U.S. but found her savings woefully inadequate. MPOWER came through with a loan, and Sumei now has a great internship as a software engineer! Read more

Sumei X.

Jiangsu, China, Boston University

When Srijan started his degree program at Stevens Institute of Technology, financial struggles—and worries about burdening his family—kept Srijan up at night. Now, with MPOWER’s help, he’s finishing his degree and starting a great job in financial services. And instead of burdening his parents, his job will enable them to retire early! Read more

Srijan B.

Calcutta, India, Stevens Institute of Technology

Born in Libya to Czech and Slovak parents, and raised in Malta, Simona is the epitome of a global citizen – and her career, which has included setting up Maltese operations for a Czech start-up, reflects that. Faced with a funding shortfall that imperiled completion of her degree, Simona turned to MPOWER. Now, she’s on track to graduate and pursue a career in healthcare. Read more

Simona S.

Malta, MBA, California State University, Long Beach (CSULB)


Check to see if your school and program are eligible
Estimated time: 60 seconds


Complete your application. Estimated time: 30 minutes

Conditional Offer

Receive a conditional offer immediately after submitting your application. Estimated time: 1-3 business days

Upload Documents

Upload your requested documents to your MPOWER dashboard, watch an introduction video, and complete a short assessment.
Estimated time: 30 minutes

Final Approval

Receive a final approval after we verify all of your uploaded documents. At this time we will also provide you with a visa support letter if you need it. Estimated time: 1-3 business days

School Certification

Hang tight while your school certifies your enrollment status with us. Once that is done, we can disburse your funding directly to your school on an agreed upon date. Estimated time: 2-10 weeks


Contact us for your interest rate discount!

Take 30 minutes to apply

Learn how we're different

Rated Best 2019 Loan for International Students

Private student loans can cover the gap between what you need for school and any federal student aid you receive.

Best Fintech to work for 2018, 2019 and 2020

From free food to puppy parties to customized benefits packages, fintech firms offer a variety of unique perks.

Rated Best International Student Loan by Nerdwallet

Private student loans will be the best option for international students since most cannot qualify for federal student loans.

Check out our winners for the Global Citizen Scholarship!

MPOWER’s signature scholarship program, the MPOWER Global Citizen Scholarship, awards up to $5,000 to international students at schools we support.

© MPOWER Financing, Public Benefit Corporation
NMLS ID #1233542

DISCLAIMER - Subject to credit approval, loans are made by Bank of Lake Mills or MPOWER Financing, PBC. Bank of Lake Mills does not have an ownership interest in MPOWER Financing. Neither MPOWER Financing nor Bank of Lake Mills is affiliated with the school you attended or are attending. Bank of Lake Mills is Member FDIC. None of the information contained in this website constitutes a recommendation, solicitation or offer by MPOWER Financing or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service. © MPOWER Financing, Public Benefit Corporation 2019 NMLS ID #1233542. 1101 Connecticut Ave NW Suite 900, Washington, DC 20036