Student financing for international, domestic, and DACA students

Loan Features

A loan without co-signer, collateral, or U.S. credit history

Fixed rate loans from $2,001 to $50,000 with up to 1.50% in interest rate discounts

Loans offered to 190+ nationalities (including the U.S.)

Free visa support letters and exclusive career strategy services

What makes MPOWER different?

Forward-looking approval process

  • No co-signer or collateral required
  • No U.S. credit history needed
  • We consider your academic success and career path


  • Loans can range from $2,001 to $50,000 (over 2 academic terms)
  • Interest-only payment period 6-months post-graduation
  • Our fixed-interest rates never change due to market conditions, making budgeting easy and stress-free


  • We help you build U.S. credit profile to ensure greater flexibility in the future
  • No exposure to exchange rate risk should you remain in the U.S. post-graduation
  • Interest paid on your student loan may be tax deductible in the U.S.

path to success

  • Enjoy interest rate discounts for consistent payment and academic success
  • We issue visa support letters for all of our approved borrowers upon request
  • We offer free resume review, networking opportunities, exposure to paid internships and full-time job openings

Who is MPOWER?

About MPOWER Financing

MPOWER Financing was created as a Public Benefit Corporation to help promising students from around the world who struggle to complete their education as a result of being excluded from traditional financing options.

Our team was founded by and is comprised of, a community of global citizens and former international students, passionate about access to quality education regardless of one’s background.


One idea. Two people. Four years in the making…

Long before we had a thriving business, multiple offices, or even employees, we had passion, drive, and most importantly, a great idea. In honor of our fourth birthday on April 1, 2018, we are sharing our origin story from the perspective of Mike Davis, our CIO, and co-founder. We are thrilled by how far we’ve come, and are excited for what the future has in store! Cheers!

“Finding funds is very challenging coming from Serbia. MPOWER was quick and accessible.”

Nikola, Harvard Kennedy School

“Even the smallest of our actions can make a huge impact in someone else’s life, thank you MPOWER.”

Hasmaik, George Washington University


Jean, Columbia University

“I am very satisfied with MPOWER’s service.”

Yamrot, Georgetown University

Your Future Potential

We care about your future and offer exclusive career strategy services such as resume review, networking opportunities, exposure to paid internships and full-time job openings.

© MPOWER Financing, Public Benefit Corporation

DISCLAIMER - Subject to credit approval, loans are made by Bank of Lake Mills. Bank of Lake Mills does not have an ownership interest in MPOWER Financing. Neither MPOWER Financing nor Bank of Lake Mills is affiliated with the school you attended or are attending. Bank of Lake Mills is Member FDIC. None of the information contained in this website constitutes a recommendation, solicitation or offer by MPOWER Financing or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.