No purchase necessary. Void where prohibited. Only one entry per Contest.

By entering the MPOWER Global Citizen Scholarship Contest, you agree to be bound by these official term and conditions (“Terms and Conditions”), which include a release and license from you.

1. Eligibility. The Global Citizen Scholarship Contest (the “Contest”) is open only to students who meet the following requirements:

• The student must have been accepted or enrolled at a full-time program at a U.S. or Canadian school that is an MPOWER Partner College or University
• The student must have one of the following immigration statuses:
  • For study at a U.S. partner college or university: F1 visa status, Green Card holder (permanent resident) status, or a DACA recipient status
  • For study at a Canadian partner college or university: permanent resident or Canadian study permit holder
• The student must be 18 years or older

Employees (including their immediate family [for e.g., spouse, parents, siblings, and children], and household members) of MPOWER Financing (the “Sponsor”), its affiliates, subsidiaries and those of any agent, vendor, or supplier of Sponsor, are not eligible. Eligibility is contingent upon agreement to, compliance with, and fulfillment of all requirements set forth herein. Participation in the MPOWER Global Citizen Scholarship Contest in any way constitutes an entrant’s full and unconditional agreement to these Terms and Conditions and Sponsor’s decisions, which are final and binding in all matters related to the MPOWER Global Citizen Scholarship Contest. Where applicable, the MPOWER Global Citizen Scholarship Contest is subject to federal, state, and local laws and regulations. Void where prohibited by law.

2. Sponsor. MPOWER Financing, Public Benefit Corporation, 1875 Connecticut Avenue NW, Washington, District of Columbia 20009.

3. Period of Contests/Drawings. There will be two Contests. The Spring Contest begins at 12:01 AM EST on October 9, 2018 and ends on at 11:59 EST on April 15, 2019 (the “Spring Contest Period”). The Fall Contest begins at 12:01 AM EST on April 16, 2018, and ends on October 15, 2019, at 11:59 PM EST (the “Fall Contest Period”).

Only entries submitted and received during each respective Contest Period will be eligible. You must apply separately to each Contest as Fall Contest entries will not carry over to the Spring Contest. Sponsor is both the official timekeeper and final arbiter of eligibility for each Contest. For each Contest, two (2) contest winners will be selected and the winner of each will be awarded a $5,000 MPOWER Scholarship to be applied to tuition, fees, or expenses at the winner’s school of attendance (each a “Prize”). Students (the “Entrants”) may enter each Contest once. Odds of winning will depend on the number of entries received and the quality of the essays submitted by all Entrants.

4. How to Enter/Conditions of Entry. During the Contest Period, there is only one method of entry, as described below. Entrants may only enter once during the Contest Period. For each Contest, Entrants must fully complete and submit the online contest entry form (an “Entry”) found at https://www.mpowerfinancing.com/scholarships/.

Any Entry that does not comply with these Terms and Conditions is void. All Entries become the property of Sponsor and will not be acknowledged or returned. Entry constitutes permission (except where prohibited by law) to use entrant’s university name, state, country of origin, and/or essay question response for purposes of advertising, promotion, and publicity in any and all media now or hereafter known, throughout the world in perpetuity, without additional compensation, notification, permission, or approval. Any Entry found to contain erroneous, expired, canceled, fraudulent, or fake information is void. Only the actual student may participate in the MPOWER Global Citizen Scholarship Contest, and the completion of the online entry form by any family member or other individual or entity will disqualify such Entry from this Contest. Any attempt by any person to obtain more than one Entry by any means (including, but not limited to, the use of multiple email addresses, phone numbers, identities, registrations, or logins; or any other unauthorized method of entry) will result in such person’s automatic disqualification from the MPOWER Global Citizen Scholarship Contest. By submitting an Entry, you agree that Sponsor may, from time to time, communicate with you regarding products and services that it believes may be of interest to you.

5. Prize. A total of four (4) scholarships will be awarded over the course of the Promotional Period (“Prize”). Each scholarship is $5,000. There are no substitutions permitted for any awarded Prize. A Prize will only be awarded to the person submitting the Entry and may not be sold, assigned, or otherwise transferred (“Transfer”). Any Transfer or attempted Transfer shall be void. Any prize details not specified above will be determined by Sponsor in its sole discretion.

6. Selection of Winner and Award of Prize. For each Contest, all entries will be judged based on the quality of the essay question response. Sponsor shall select at least three representatives of the Sponsor (the “Judges”), who will review all applicable and valid Entries and select two winning submissions from among them. The essay must be written in English and will be scored based on a combination of (1) grammar, vocabulary and clarity, (2) creativity, and (3) insightfulness and power of story. Prior to any decision, MPOWER reserves the right to conduct interviews and/or request additional information from any Entrants related to their Entry. The Judges’ decision is final and binding.

Winners will be notified within three (3) weeks of the end of each Contest Period. All decisions (including but not limited to eligibility determinations) will be final and binding and are not subject to challenge or appeal. Prize awards are subject to Sponsor’s verification of winners’ eligibility. All winners will be required to submit (without alteration and in the form provided by Sponsor) a completed and signed Affidavit of Eligibility and Liability & Publicity Release (the “Release”). Winner’s failure to timely return an executed Release within the required time period to Sponsor will void a winner’s Prize award and Sponsor reserves the right to award such Prize to an alternate entrant. Winners are solely responsible for the payment of any applicable federal, state, and local taxes associated with their acceptance and receipt of any Prize. Winners acknowledge that their Prize may be subject to U.S. or Canadian withholding and that they may be required to execute and return to Sponsor the U.S. Department of the Treasury Internal Revenue Service Form W-9 or applicable Canadian form.

All winners will be notified by telephone, email, and/or regular mail using contact information provided on their Entry. Sponsor shall have no liability for any winner notification that is lost, intercepted, or not received by the potential winner for any reason. If any potential winner does not respond within the time required by Sponsor, or if any winner notification is returned as unclaimed or undeliverable to a potential winner, or fails to timely return the Release to Sponsor, the Prize for that Contest will be awarded to an alternative winner selected by the Judges based on the results of the aforementioned judging criteria.

Following Sponsor’s verification of winner’s eligibility and receipt of the executed Release from a winner, Sponsor shall pay the Prize on winner’s behalf, directly to winner’s school of enrollment. Sponsor will not have any liability to winner in the event that winner’s school refuses, loses, fails to properly apply, or otherwise fails to credit any Prize (or portion thereof) for winner’s benefit.

7. Disputes/Venue/Governing Law. Except where prohibited by law, Entrant agrees that: (1) all disputes, claims, and causes of action arising out of or connected with a Contest or any prize awarded will be resolved individually, without resort to any form of class action, and exclusively by the appropriate federal or state court located in the District of Columbia; (2) all claims, judgments, and awards will be limited to actual out-of-pocket costs incurred, including costs associated with entering a Contest, but in no event will include attorneys’ fees; and (3) Entrant will not be permitted to obtain awards for indirect, punitive incidental and consequential damage and any rights to have damages multiplied or otherwise increased. All issues and questions concerning the construction, validity, interpretation, and enforceability of these Terms and Conditions, or the rights or obligations of Entrant or Sponsor in connection with a Contest, are governed by and construed in accordance with the laws of the State of Delaware, without giving effect to any choice of law or conflict of law rules, no matter what jurisdiction, that would cause the application of the laws of any jurisdiction other than as stated.

8. Right to Modify or Cancel. The invalidity or unenforceability of any provision of these Terms and Conditions will not affect the validity or enforceability of any other provision. In the event any provision is found invalid or unenforceable, these Terms and Conditions will otherwise remain in effect in accordance with their terms as if the invalid or unenforceable provision was never included. Sponsor’s failure to enforce any term of these Terms and Conditions does not constitute a waiver of that provision. Sponsor may cancel, suspend, and/or modify a Contest or any part of it, in any way, if Sponsor determines in its sole discretion that a Contest is not capable of executing as Sponsor intended, or that any mistake, clerical, or typographical error, omission, fraud, technical failure, tampering, computer virus, or other factor, technical or otherwise, beyond Sponsor’s reasonable control, impairs or may impair Sponsor’s ability to properly conduct the Contest, subject to any applicable law or regulation.

9. Personal Information. Information collected from Entrants in connection with a Contest is subject to the Sponsor’s Privacy Policy.

10. List of Winners. The list of winners will be available to view on the MPOWER website. In extenuating circumstances, MPOWER may make an exception for DACA students concerned about making their immigration status public.

11. Disclaimer. Though a Contest may be promoted via social media websites, such websites are not affiliated with Sponsor or any Contest. No Contest is in anyway sponsored, endorsed, administered by, or associated with Facebook, Twitter, Instagram, Snapchat, or any other site or medium that might host content where information about a Contest is posted or published (collectively “Content Hosts”). Entrant is providing information only to Sponsor and not to any Content Hosts.