Getting accepted into over 15 U.S. universities was more than a personal achievement; it was a transformative milestone in my journey to study abroad. Yet, for international students like me, that acceptance letter is just the beginning. What follows next, the visa and immigration process, often feels like entering uncharted territory filled with uncertainty, bureaucracy and emotional highs and lows.
This is my story: a real, unfiltered survival guide packed with practical tips, lessons and inspiration for any student preparing to study in the U.S.
After deep reflection, I selected Carnegie Mellon University (CMU) for my master’s degree in civil and environmental engineering. I was awarded a US$18,000 partial scholarship, a generous offer, but far from covering CMU’s US$100,000+ total cost of attendance.
I reached out to relatives and mentors, hoping someone could provide a bank statement to meet my financial documentation requirements. But none of these efforts bore fruit. That’s when I realized I needed an alternative route to fund my dream.
After many failed attempts, I stumbled upon MPOWER Financing through a Facebook ad while on my way to tutor a mentor’s daughter. Skeptical but curious, I clicked. It sounded too good to be true, a loan without a cosigner or collateral? But after watching several webinars and joining two live sessions, I was convinced: MPOWER was legitimate and could bridge the gap in my funding.
I applied and was approved for US$96,000, which felt like a huge win, until I realized I still needed an extra $20,000 to meet CMU’s I-20 (student visa eligibility certificate) requirement. Stuck again.
Just when hope seemed to fade, Clarkson University, a school I had once expressed interest in, sent an email about an international graduate students’ financial aid webinar co-hosted by 8B Education Investments, a fintech company supporting African scholars. I registered, attended and learned about their loan offerings. I immediately applied and, thankfully, was approved.
With funding secured from both MPOWER and 8B, my I-20 was issued. I was officially on track to start my academic journey in the U.S.
I paid the SEVIS fee (US$350) and completed the DS-160 form entirely on my own, relying solely on YouTube videos for guidance. But like many students, I had to select any available interview date, even if it didn’t align with my university’s program start date.
Weeks passed. I couldn’t find an earlier date. I applied for an emergency visa appointment but got denied. I was devastated. With no alternatives, I deferred my admission to spring 2024.
Soon after, I received an unexpected email: I had been awarded a fully funded scholarship through the Türkiye Burslari program. The catch? The language of instruction was Turkish. Despite the challenge, I accepted the offer and travelled to Turkey, with a bold plan in mind.
My strategy was simple: study in Turkey while applying for a U.S. visa from there. Also, to strengthen my home ties, and as a means of paying my loan interest rate while in school, I purchased a tricycle (kekeh) as a business venture and requested a study leave letter from my employer. These moves were strategic, meant to signal strong reasons to return home after my studies.
Armed with a new offer letter from CMU and fresh loan approvals from MPOWER and 8B, I reapplied for my visa at the U.S. embassy in Istanbul. But once again, no interview dates were available. I contacted the embassy directly. They advised me to change my location to Ankara. I did. After countless attempts, I finally secured an appointment.
I spent the next several weeks doing mock interviews, studying common visa questions and reviewing success stories on YouTube, especially those from students who used international student loans.
One consultant I hired said bluntly, “Your loan is too high, why not change to another university that is cheaper? You’ll likely be denied.” Those words could have crushed me, but instead, they motivated me. I decided to shift focus from obsessing over loan questions to mastering every other aspect of the interview.
I showed up early for my interview, dressed professionally, carried all necessary documents – passport, I-20, SEVIS fee receipt, offer letter, scholarship letters, loan approvals, on-campus job (grader position), study leave letter and personal bank statements, all packed accordingly but not necessarily as listed here.
In front of me, two applicants before me were denied, but I stayed calm. When it was my turn, the visa officer greeted me warmly. She reviewed my I-20 and paused.
“Carnegie Mellon?” she asked, eyebrows raised.
“Yes,” I said confidently, “I’m pursuing a master’s in civil and environmental engineering.”
Her smile widened. After just a few more questions, like, “How do you plan on funding your education? What did MPOWER look at before granting loans to students? What would you do with your master’s degree? And why are you having your interview in Turkey?” she said the sweetest words I’d ever heard:
“Your visa is approved.”
I wanted to yell out but having heard from other students that being too excited and showing it off in the presence of the consular officer might result in a denial, LOL! So, I stayed calm until I was off the premises of the embassy.
Three days later, I was on a flight to the United States, my dream finally real.
My arrival in the U.S. marked the culmination of months of stress, setbacks and soul-searching. But it also came with lessons that every international student should know:
My U.S. visa and immigration journey is one of the most intimidating parts of being able to realise my dream of studying at Carnegie Mellon University, but it’s also one of the most transformative. If there’s one thing my story proves, it’s that persistence and preparation always pay off.
Learn the system. Seek guidance. Trust your instincts. Above all, never give up.
Your dreams are valid, just like mine. Your journey is yours and no one else’s. And your visa success story is waiting to be written.
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