Fund your dreams
on your own

Apply for our no-cosigner loans and scholarships to study in the USA and Canada.


We're the best partner for international students in North America! MPOWER offers student loans for international students who are attending an eligible US college or university.

Secured On Your Future
A student loan without a cosigner, collateral, or U.S. credit history.

Flexible Funding Options
Fixed-rate loans from $2,001 to $50,000 total with up to 1.50% in interest rate discounts.

Made for Global Citizens
International student loans and scholarships offered to 190+ nationalities.

We Support Your Journey
Free visa support letters and exclusive career strategy services.

Pathway to success

We’re not like other lenders

We’re a social benefit corporation founded by international students for international students, and we’re on a mission to make socioeconomic mobility borderless.

That’s why we make our loan decisions based on your potential and not your family’s income or assets. We offer international student loans without a cosigner because we believe in your future potential.

We’re excited to fund your dreams!

MPOWER by the numbers

$100K+ in total scholarships awarded

$2B+ loan applications processed

96% of customers rated themselves happy or satisfied

190+ eligible countries of citizenship

350+ U.S. and Canadian Schools supported

MPOWER Financing

Calcutta, India,
Stevens Institute of Technology

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When Srijan started his degree program at Stevens Institute of Technology, financial struggles—and worries about burdening his family—kept Srijan up at night. Now, with MPOWER’s help, he’s finishing his degree and starting a great job in financial services. And instead of burdening his parents, his job will enable them to retire early!


MBA, California State University, Long Beach (CSULB)

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Born in Libya to Czech and Slovak parents, and raised in Malta, Simona is the epitome of a global citizen – and her career, which has included setting up Maltese operations for a Czech start-up, reflects that. Faced with a funding shortfall that imperiled completion of her degree, Simona turned to MPOWER. Now, she’s on track to graduate and pursue a career in healthcare.


Jiangsu, China,
Boston University

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Sumei worked as a technical support specialist for Citibank in Shanghai, but the opportunity to improve her English and “see the world” led her to an au pair position in New York City. She later decided to pursue a Master’s degree in computer science in the U.S. but found her savings woefully inadequate. MPOWER came through with a loan, and Sumei now has a great internship as a software engineer!

Kayleigh R.

Cape Town, South Africa,
Boston University

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When Kayleigh realized that a Master’s in the U.S. would cost four times her undergraduate degree in South Africa she didn’t know how she would pay for it. But then she came across MPOWER. Now, she’s a computational biologist at the world’s largest private cancer center, devising ways to make cancer treatments safer, particularly for children.

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Pathway to a better you

Take the first step in one of our three programs designed specifically for international students.

What others say about us

American Banker

Best Fintech to work for 2018, 2019 and 2020

We're proud to be one of the Best Fintech's to Work For for the third year in a row!


Best International Student Loan in 2019

Plus, Best Lender With No Credit History Required in 2020.


Rated Best International Student Loan by Nerdwallet

Best for International Students without a Cosigner


Fantastic Customer Service

Over 96% of our customers report being "happy" or"satisfied"

DISCLAIMER – Subject to credit approval, loans are made by Bank of Lake Mills or MPOWER Financing, PBC. Bank of Lake Mills does not have an ownership interest in MPOWER Financing. Neither MPOWER Financing nor Bank of Lake Mills is affiliated with the school you attended or are attending. Bank of Lake Mills is Member FDIC. None of the information contained in this website constitutes a recommendation, solicitation or offer by MPOWER Financing or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.

2021 © MPOWER Financing, Public Benefit Corporation NMLS ID #1233542. 1101 Connecticut Ave NW Suite 900, Washington, DC 20036