Fund your education.
Live your dream.

Make your study abroad dream a reality with MPOWER. Our international student loans never require a cosigner or collateral.

Funding for international students, by international students

At MPOWER, we’re experts in international student loans and financing because we’ve been there — and now we want to be there for you. Here’s a look at what we offer students attending an eligible U.S. or Canadian college or university:

Flexible funding options

Fixed-rate loans from US$2,001 to US$100,000 total at competitive interest rates with up to 0.25% in interest rate discounts. Plus – we don’t mind if you have loans from other lenders; you can still apply for an MPOWER loan!

Powered by your future potential

An independent student loan that doesn’t require a cosigner or collateral. Build U.S. credit history through on-time payments, and never face a prepayment penalty. 

A reliably fast process

From a quick approval process to a seamless disbursement, we have you covered. It’s fast from the start – in just 30 seconds you can see if you’re eligible to apply.

Support along the way

Free visa support letters, exclusive career strategy services and the potential for a conditional loan offer in a matter of days.

Convenience that fits your lifestyle

From start to finish the MPOWER loan process is fully digital. This means ease of access around the globe – regardless of your location.

What we’ve achieved together 


 digital loan application process


students graduated


eligible countries of citizenship


U.S. and Canadian schools supported


of students indicate an MPOWER loan was instrumental in their ability to study abroad


of customers are first-generation college students

Our mission is personal 

We’re a social benefit corporation founded by international students on a mission to help global citizens like you reach your dreams. That’s why we make loan decisions based on your future potential, rather than your past; and it’s why we offer no-cosigner loans — because we believe everyone deserves the opportunity to succeed.

About Us

Supporting you through school and beyond

There’s more to making your international education journey a success than securing funding. MPOWER offers scholarships and loans along with additional services designed to meet the unique needs of students and graduates like you.

Get a loan

Apply Now

Refinance an existing loan

Learn More

Apply for scholarships

Apply now

Join our career services program exclusive for MPOWER borrowers: Path2Success

Learn More

Resources and information for students

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Featured mentions

American Banker

Best Fintech to Work for in 2018, 2019, 2020, 2021 and 2022

We’re proud to be one of the best fintech’s to work for five years in a row!


Top Midsize Company in Greater D.C.

On the corporate diversity index ranked #1 for midsize companies in greater D.C.


Rated Best International Student Loan by Nerdwallet

Best for international students without a cosigner.


Fantastic Service Reviews from Customers

96% of our customers report being “happy” or “satisfied” with our level of service.

What our students say

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DISCLAIMER – Subject to credit approval, loans are made by Bank of Lake Mills or MPOWER Financing, PBC. Bank of Lake Mills does not have an ownership interest in MPOWER Financing. Neither MPOWER Financing nor Bank of Lake Mills is affiliated with the school you attended or are attending. Bank of Lake Mills is Member FDIC. None of the information contained in this website constitutes a recommendation, solicitation or offer by MPOWER Financing or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.

2022 © MPOWER Financing, Public Benefit Corporation NMLS ID #1233542. 1101 Connecticut Ave NW Suite 900, Washington, DC 20036