One loan. One dream. One life changed.
At MPOWER Financing, we believe talent should never be limited by finances. We empower international students to turn their dreams into reality – offering education loans without cosigners or collateral.
One loan. One dream. One life changed.
At MPOWER Financing, we believe talent should never be limited by finances. We empower international students to turn their dreams into reality – offering education loans without cosigners or collateral.
How MPOWER made Mahbub’s U.S. dream possible
Meet Md Mahbub Alam from Bangladesh – a father, a dreamer and now a master’s student at Temple University. Despite financial challenges, his determination never wavered. With help from MPOWER Financing, Mahbub turned his dream of a U.S. degree into reality – proving that the right support can truly change a life.
My name is Md Mahbub Alam. I’m doing my master’s at Temple University majoring in business analytics, and I’m from Bangladesh.
So, like me, lots of people, lots of third-world country students, they aren’t able to continue their master’s because of the money.
My family background is very lower middle-class family. When I completed my undergraduate, then I had to go for a job. I had not enough money to continue my master’s.
U.S. degree is U.S. degree, so it is accepted all over the world. I have certain level of experience, and if I get the master’s background from the United States, I think that it will give me a great boost in my career.
Taking the decision to continue master’s in the United States, it was a really tough decision.
Even though I have earned a smart amount of money, but I think that is not enough to earn my master’s, because I have my family, I have two kids.
I think that at that time I thought that if I take the loan for my tuition fee, it will be easy for me to continue. I applied. I got the loan.
It’s amazing. I cannot say. You can see my smile. It’s reduced my own pressure.
I took the loan for my tuition fee only, and rest of the steps I am running from my own budget.
Initially, when you start a new thing, there are lots of struggle, but after a few days, after a few, like, 15, 30 days or a month, you will see that the thing was not so tough.
I’m trying my best, and most important thing is that I’m not running after the GPA. I’m just running after how I learn.
If I come back to my country, I believe that I will get a good job. I have very good network in my country also, and already I started building network in this country, in the U.S.
If someone is searching for a loan, then definitely I will recommend MPOWER.
Without MPOWER, we can’t continue our education. This is not possible. I get a little bit emotional, so thank you from my heart.
MPOWER is a mission-driven lender that provides education loans to international students studying in the U.S. or Canada – no cosigner and no collateral required.
Students from around the world who have been accepted or are currently enrolled at one of MPOWER’s 500+ eligible universities in the U.S. or Canada can apply.
MPOWER loans in the U.S. can be used to cover tuition, living expenses or other education-related costs, helping students focus on learning rather than finances. In Canada, an MPOWER loan can cover tuition and university-invoiced expenses.
Unlike traditional lenders, MPOWER assesses a student’s future potential – not their family’s financial background. It offers fixed inflation-proof interest rates which allow a student to budget with confidence. Finally, MPOWER understands the full study abroad journey, providing free visa and career tools to support student and early career success.
Ideally, start planning 12–18 months before your intended program start date. This gives you time to research, apply to schools, obtain a visa and arrange finances – including exploring funder support from an expert in study abroad like MPOWER.
You can apply once you receive your admission offer. MPOWER recommends applying early so you can secure funding and focus on your academic journey.
DISCLAIMER – Subject to credit approval, loans are made by Bank of Lake Mills or MPOWER Financing, PBC. Bank of Lake Mills does not have an ownership interest in MPOWER Financing. Neither MPOWER Financing nor Bank of Lake Mills is affiliated with the school you attended or are attending. Bank of Lake Mills is Member FDIC. None of the information contained in this website constitutes a recommendation, solicitation or offer by MPOWER Financing or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.
2026 © MPOWER Financing, Public Benefit Corporation NMLS ID #1233542
 U.S. office |
 India office |
| 1101 Connecticut Ave. NW Suite 900, Washington, DC 20036 | The Cube at Karle Town Center, 9th Floor, 100 Ft, Nada Prabhu Kempe Gowda Main Road, Next to Nagavara, Bengaluru, Karnataka 560045, India |
