We're a passionate team of global citizens on a mission to make socioeconomic mobility borderless.

Who We Are...

Higher education is key to this mobility but, unfortunately, millions of students struggle to get into or through school due to financial constraints.

We’re tackling this pervasive issue by working with investors and universities to provide an innovative and forward-looking education financing product for students from around the world.

We’re not just a student lender – our goal is to set students up for academic, professional, and financial successes.

How We Work

Our core company values:

Compassionate and Data-Driven

Committed to Excellence and Inclusion

Bold and Unwavering Integrity

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Our Social Impact

"Education is the most powerful weapon which you can use to change the work." - Nelson Mandela

Education Loans
We provide financing to promising international and DACA students who are often ignored by traditional lenders.

Scholarships
Our scholarships for international students don’t have complicated eligibility requirements or require you to pay a fee or take a loan from us.

Immigration Support
We provide borrowers with support letters, which enable them to proceed with their student visa application. We also provide immigration resources to help students during and after school to obtain employment opportunities in the U.S.

Job Search Preparation
Our Path2Success program offers a variety of career services tailored to the needs of international students.

MPOWER News

MPOWER Arts Scholarship Winners Include Trailblazing Pakistani Singer and Actress

Our winners include a trailblazing Pakistani woman singing a selection from a classic American musical, a Tunisian shepherd-turned-filmmaker, and...

MPOWER Financing Invests in Girls’ Education by Supporting Malala Fund

MPOWER is therefore thrilled to support Malala Fund, a pioneer in the movement to break down barriers to girls’...

Our Team

50+ people from 5 timezones, and growing


Board of Directors

JATIN RAJPUT

Founder of Ad-In Ventures

KEN RUGGIERO

Chairman and CEO of Goal Structured Solutions

MUKUL GULATI

Managing Partner of Zephyr Peacock

NICOLE WEST

Co-founder and COO at Luminous Group, LLC

MIKE DAVIS

Co-founder and Secretary of the Board

BEN MARREL

Founder & Managing Partner at Breega

The Team

EMMANUEL (MANU) SMADJA

CEO, Co-founder, and Board Chairman

KIN CHUNG

VP of Credit Innovation

ASHWINI KUMAR

General Manager - India

BOB ALEXANDER

AVP of Finance

PARIMALA LENNARTZ

AVP of Engineering

SASHA RAMANI

Associate Director of Corporate Strategy

ARBAAZ HASHMY

Senior Manager - Business Development

ASHISH AGARWAL

Senior Manager - Analytics

CLAIRE ALMAND

Manager – Marketing

IFEANYI OMIJEH

Manager - Talent and Culture

KARAN DESHMUKH

Manager – Capital Markets

ADITYA SURESH

Team Lead - Customer Relations

SHUBA SHAKTHIVELU

Team Lead - Customer Relations

GIZEM GIRGIN

Team Lead - Customer Relations

JULIET TERRILL

Scholarship and Social Impact Coordinator

MAHENDRA RIANTO

Software Engineer

MANU B H

Relationship Manager - Customer Relations

NITISH MALPOTRA

Digital Marketing Analyst

SCOTT METCALFE

Senior Credit Risk Analyst

YUVISH SINGH

Affiliate Marketing Specialist

Board of Advisors

ALEXANDRE LAZAROW

ALONSO GARZA

ANDREW WERT

IVAYLO GUENOV

JIM TURNER

JOE HABERMAN

KELLY HERNANDEZ

RUBEN HILLAR

SANJIB KALITA

TAHIRA DOSANI

TODD RUPPERT

Expert Network

ANDREW STEPHEN

BOB ARMOUR

BURAK GUNES

CHRIS CRONK

JONAS K. SAMSIOE

LUTZ BRAUM

PATRICK TUTTLE

PAUL BRELOFF

RICK PATRO

ZAKIR GAIBI

Our Investors

What others say about us

Best Fintech to work for 2018, 2019 and 2020

We're proud to be one of the Best Fintech's to Work For for the third year in a row!

USnews

Best International Student Loan in 2019

Plus, Best Lender With No Credit History Required in 2020.

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Rated Best International Student Loan by Nerdwallet

Best for International Students without a Cosigner

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Fantastic Customer Service

Over 96% of our customers report being "happy" or"satisfied"

DISCLAIMER – Subject to credit approval, loans are made by Bank of Lake Mills or MPOWER Financing, PBC. Bank of Lake Mills does not have an ownership interest in MPOWER Financing. Neither MPOWER Financing nor Bank of Lake Mills is affiliated with the school you attended or are attending. Bank of Lake Mills is Member FDIC. None of the information contained in this website constitutes a recommendation, solicitation or offer by MPOWER Financing or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.

2020 © MPOWER Financing, Public Benefit Corporation NMLS ID #1233542. 1101 Connecticut Ave NW Suite 900, Washington, DC 20036