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University of Massachusetts Amherst

International student loans for University of Massachusetts Amherst are available between US$2,001 and US$100,000.*

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*The University of Massachusetts Amherst does not endorse MPOWER’s loans, and MPOWER is not affiliated with the university.

About UMass Amherst and MPOWER Financing

UMass Amherst, founded in 1863, is the flagship public research university in Massachusetts and the largest in New England by enrollment. With over 30,000 students and more than 200 academic programs, including top-rated courses in engineering, computer science, public health and social sciences, it ranks No. 58 among national universities and No. 26 among public institutions. The campus is an R1 research leader, investing roughly US$505 million annually in sponsored research.

As one of over 500 MPOWER-eligible universities, University of Massachusetts Amherst gives international students access to no-cosigner, no-collateral loans to support their academic journey in the U.S. MPOWER loans come with fixed interest rates, no prepayment penalties, and added benefits such as résumé support, networking opportunities, and access to exclusive job directories for F-1 visa holders. 

Pursuing an international education can be financially demanding. MPOWER student loans provide a viable solution, offering competitive, fixed interest rates and no prepayment penalties. Beyond financial support, MPOWER invests in your future by granting access to exclusive visa prep resources and job search tools, including networking tips, resume building and an F-1 eligible job directory.

UMass Amherst is home to a vibrant global community, with 2,227 international graduate students and 1,700 international undergraduates, totaling 3,927 international enrollees in fall 2024 – about 48% of its graduate population and 7.4% of undergraduates.

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UMass Amherst campus life

Amherst, Massachusetts

Set against the scenic backdrop of the Pioneer Valley, UMass Amherst blends historic charm with modern student life. The university is known for its commitment to student well-being, sustainability and a strong sense of belonging that extends beyond the classroom.
Life here isn’t confined to campus boundaries – the surrounding Pioneer Valley offers bookstores, cafés, co-ops and nature trails, inviting students to explore ideas in and out of the classroom. Whether it’s late-night study sessions, spontaneous snowball fights or impromptu jam sessions on the lawn, UMass Amherst creates space for both ambition and belonging.

 

Some highlights of this college include:

    • Scenic campus and seasonal traditions: The historic Campus Pond is a beloved spot for both quiet moments and events – from fall festivals to winter ice skating, it’s at the heart of student life.
    • Over 200 student organizations: Students can join leadership programs, cultural associations, academic societies and special-interest clubs, building friendships and finding their niche.
    • Award-winning dining and wellness: Regularly ranked among the best in the U.S., UMass Dining is known for its sustainability, diverse food options and high student satisfaction.
    • Vibrant sports and creative outlets: The Minutemen compete in NCAA Division I (Atlantic 10), while the Minuteman Marching Band and student-run WMUA radio add rhythm and voice to campus life.
    • Safe, supportive community: A majority of students report feeling very safe on campus, thanks to a close-knit atmosphere and strong campus services.

UMass Amherst highlights

Diverse student body

International community

UMass Amherst hosts a diverse and thriving international population, with around 3,800 graduate students and scholars from more than 120 countries. The International Programs Office (IPO) provides comprehensive support including visa and immigration advising, specialized orientation, intercultural workshops and peer-mentor programs to help students successfully transition to academic and campus life.

Wide alumni network

Financial support

UMass Amherst offers strong financial support options for international graduate students. Many master’s and Ph.D. programs award graduate assistantships that include full tuition waivers, health-benefit eligibility, and a minimum nine-month stipend of US$27,869. Departments also offer fellowships and grants, and the Graduate School emphasizes external scholarships and on-campus positions that meet visa regulations.

Financial support

Extensive alumni network

UMass Amherst supports a powerful alumni network of over 300,000 graduates. The UMass Amherst Alumni Association and its Connect UMass platform link students with mentors, job postings, professional events and global alumni chapters – helping graduates build meaningful career paths and lifelong connections.

Commonly selected study programs for MPOWER students at UMass Amherst 

At UMass Amherst, international students supported by MPOWER Financing often gravitate toward fields that offer strong job prospects and research opportunities in the U.S. economy. These programs are known for combining academic rigor with industry relevance, and many provide pathways to internships and career advancement through optional practical training (OPT) and curricular practical training (CPT).Top courses include:

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Accounting
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Business/Data Analytics
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Computer Science (Software, AI, Cybersecurity, Data Science)
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Economics
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Engineering
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Finance
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Mathematics
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Nursing
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Science
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Others
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Accounting
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Business/Data Analytics
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Computer Science (Software, AI, Cybersecurity, Data Science)
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Economics
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Engineering
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Finance
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Mathematics
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Nursing
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Science
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Others
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Accounting
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Business/Data Analytics
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Computer Science (Software, AI, Cybersecurity, Data Science)
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Economics
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Engineering
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Finance
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Mathematics
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Nursing
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Science
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Others
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MBA
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DDS
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MD

Each of these programs blends academic theory with hands-on application, preparing students for impactful careers in academia, industry and public service.

UMass Amherst cost

Investing in your graduate education at UMass Amherst means understanding the full cost – from tuition to daily expenses. Below are the estimated annual costs for international graduate students. These figures provide a reliable budget framework, though exact amounts may vary based on program specifics and personal lifestyle.

Here’s an estimated breakdown per year based on UMass Amherst’s official website. Be sure to check for any changes:

Tuition

US$17,357
 Housing and meals

US$14,894
 Health insurance

US$2,000*
Books and supplies

US$1,000
 Personal expenses

US$2,000–US$3,000
 Travel

Varies based on location
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*Health insurance is mandatory for international students and is included in the cost of attendance.

While these costs represent a significant investment, they’re complemented by UMass Amherst’s research strength, strong career outcomes and opportunity to connect with peers, faculty and alumni across high-demand fields.

If you’re looking for financial assistance, MPOWER Financing offers flexible loans designed specifically for international students – with no cosigner, no collateral and no hidden fees. 

Embark on your U.S. academic journey with the financial backing of MPOWER Financing! 

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UMass Amherst FAQs

Yes. International students on an F-1 visa can work up to 20 hours per week on campus during the academic year. Some graduate assistantships also fulfill this requirement. CPT (curricular practical training) and OPT (optional practical training) options are available for eligible students to gain off-campus work experience.

Yes. Many departments offer teaching and research assistantships that include tuition waivers and monthly stipends. The university also provides access to fellowships, grants and the opportunity to apply for external scholarships. Students are encouraged to explore departmental funding options when applying.

Absolutely. Many graduate programs offer opportunities to collaborate with faculty on research projects. Students can also participate in interdisciplinary research through centers like the Institute for Applied Life Sciences and the Energy Transition Institute.

Yes. The Graduate School and the Career Development and Professional Connections Hub provide résumé reviews, interview prep, networking events and workshops tailored for graduate and international students. UMass also partners with employers across the Northeast for internship and job opportunities.

*The purpose of this page is to provide prospective students with basic information about the school and a selection of courses offered by the school referenced above. While we have carefully compiled the information and overview, MPOWER does not accept any liability for any inaccuracies, mistakes, omissions or outdated information in the overview and we encourage prospective students to review the specific school's website for current information and additional details. MPOWER does not have any affiliation or contractual arrangement with the school and the school has not authorized the information on this page. If you are a student and need more information about applying for a loan, please contact us at mpower.me@mpowerfinancing.com.



*Rates as low as 9.99% (10.89% APR). This interest rate and APR includes a 0.25% discount for automatic recurring payments.

DISCLAIMER – Subject to credit approval, loans are made by Bank of Lake Mills or MPOWER Financing, PBC. Bank of Lake Mills does not have an ownership interest in MPOWER Financing. Neither MPOWER Financing nor Bank of Lake Mills is affiliated with the school you attended or are attending. Bank of Lake Mills is Member FDIC. None of the information contained in this website constitutes a recommendation, solicitation or offer by MPOWER Financing or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.

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