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International study programs: Mechanical Engineering

Earning a master’s degree in mechanical engineering is a desired academic pursuit among international students for the postgraduation career opportunities, ability to apply for a 24-month extension of your STEM optional practical training (STEM OPT) right after graduation, and earning potential. 

If you want to deepen your knowledge and skill in mechanical engineering through a master’s international study program, here’s the type of curriculum you can expect as well as job opportunities after graduating.

About mechanical engineering programs

A master’s degree in mechanical engineering prepares students for complex engineering roles in the private and public sector. It also provides a pathway toward research-based professions for students who plan on pursuing an academic career. 

The curriculum you’ll face when enrolling in a Master’s of Science (MS) program in mechanical engineering varies between schools. Generally, you’ll enhance your knowledge in designing and manufacturing thermal devices and their processes, and other mechanical systems. This enhanced learning is achieved through a multidisciplinary curriculum that includes advanced mathematics, scientific principles, design and specialized technology.

Some programs offer emphasis areas or disciplines that students can choose from, like mechanical system design, robotics and thermo-fluids. Coursework includes applied heat and mass transfer; engineering analytical methods and analysis; and kinetics and material structure and their properties. 

During your studies, completing a master’s thesis or research project might be a requirement of your school’s mechanical engineering MS program. An MS in mechanical engineering can also advance your knowledge in this field toward a doctor of philosophy (Ph.D.) in mechanical engineering. 

Ultimately, this advanced degree is designed to support your real-world skills. For instance, if you work in the aerospace industry, you can leverage knowledge acquired from your mechanical engineering graduate program to troubleshoot inefficiencies or issues of planetary surface exploration devices, like a rover. 

Demand for mechanical engineering degrees

According to the U.S. Census Bureau’s most recent data in its 2022 American Community Survey, nearly 32% of students who earned a bachelor’s degree in mechanical engineering went on to get a master’s degree. 

The 2023 Open Doors Report by the Institute of International Education (IIE) assessed international student enrollment at the graduate level. It found that during the 2022-23 academic year, graduate program enrollment among international students increased by 21% compared to the prior academic year. 

As many as 202,801 students enrolled in an engineering field of study, according to IIE’s report, an almost 8% increase compared to 2021-22 school year.

Five schools with mechanical engineering programs from our list of over 500+ eligible schools*

For help navigating your options for a postgraduate degree in mechanical engineering, be sure to consult MPOWER’s eligible schools list. MPOWER considers schools that offer the most competitive mechanical engineering programs for students studying in the U.S. 

Here are five MPOWER-eligible schools to consider:

1. Georgia Institute of Technology (Georgia Tech)

Known for its technological innovation and connection to Atlanta’s aerospace, robotics and automotive industries, Georgia Tech is ranked among the top engineering programs nationwide. Georgia Tech students studying mechanical engineering develop methods of advanced analysis and work collaboratively to publish cutting-edge research.

2. Lehigh University

Lehigh’s master’s in mechanical engineering emphasizes interdisciplinary education and hands-on practical experience. International students studying in the U.S. at Lehigh work alongside internationally renowned faculty as they make innovative discoveries in the field of mechanical engineering.

3. Michigan Technological University (Michigan Tech)

Michigan Tech is a premier engineering school in the Midwest. Students in Michigan Tech’s engineering program benefit from extensive research opportunities related to robotics, materials science, sustainability and more. Small classes allow for intimate mentoring from professors, and the broad coursework affords students flexibility within the program.

4. Texas A&M University

Texas A&M’s mechanical engineering program is one of the largest in the country. In Texas A&M’s world-class laboratories, students can apply their knowledge to areas like materials science, thermodynamics and energy systems.

5. University of Dayton

The Department of Mechanical and Aerospace Engineering at the University of Dayton offers a well-rounded mechanical engineering program. Students work with industry giants at research facilities and learn from academic leaders in the classroom, where they have the opportunity to concentrate in engineering mechanics, energy, materials, thermofluids or robotics.

For international students studying in the U.S., top-ranking schools like Lehigh and Georgia Tech, with their myriad industry connections and robust alumni networks, can set you up for a lucrative and meaningful career as a mechanical engineer. MPOWER is committed to providing international students with access to the best academic programs the U.S. and Canada have to offer. To jumpstart your engineering career in the U.S., check out MPOWER’s list of 500+ eligible schools today.

*Schools mentioned in this post do not endorse MPOWER’s loans and MPOWER is not affiliated with the schools noted in this message. 

Five jobs you can get with a mechanical engineering degree

In addition to gaining advanced knowledge and skills in the area of mechanical engineering, earning a master’s degree can help advance one’s career and gain competitive wages. If you’re curious what kind of work you can do with a mechanical engineering degree, here are just a few options and their salaries.

1. Radar signal processing engineer

Radar signal processing engineers are tasked with researching, designing, testing and implementing signal processing algorithms for radar systems. You’d identify inefficiencies and discrepancies of new or existing algorithms while ensuring that systems adhere to compliance and regulatory requirements. 

According to ZipRecruiter data, the national average annual salary for a radar signal processing engineer is US$131,250. The top 90th percentile of workers in this profession earn US$147,000 per year.

2. Mechanical design engineer

If you enjoy being an integral part of a product’s or system’s mechanical design from beginning to end, a career as a mechanical design engineer might be a fit. You’ll perform industry and competitive research to stay on top of new processes and techniques, design new products or improve upon existing ones using specialized software like 3D modeling and AutoCAD and test prototypes you’ve created.

ZipRecruiter states that the national average salary for mechanical design engineers is US$91,578. Engineers in the 90th percentile making US$122,500 per year on average are considered the top earners.

3. Principal mechanical engineer

Principal mechanical engineers are senior-level mechanical engineers. They typically have a graduate degree and an average of eight or more years of experience in the field. Many mechanical engineers work in the manufacturing sector, though this profession is broad and can be found in other industries, like health care and aeronautics. 

As a principal mechanical engineer, you’ll research, create, validate and support new and existing designs and systems for clients. Additionally, as the principal on a team, you’re responsible for communicating across various engineering teams and potentially managing the project timeline and budget. 

According to Glassdoor data, the average annual salary for a principal mechanical engineer is US$154,977. Top earners, however, can make an average base salary as high as US$187,000.

4. Thermal and fluids engineer

Thermal and fluids engineers are specialists in thermodynamics, fluid mechanics and heat and mass transfer. With this knowledge, they create, maintain and repair mechanical systems that convert heat-based energy through fluids into other energy forms. You’ll assess how heat within a mechanical system works in conjunction with other systems through modeling and other predictive methods.

The national average annual pay of a thermal and fluids engineer, according to ZipRecruiter, is US$104,528. However, mechanical engineers with an MS degree could earn more competitive wages; top earners in the 90th percentile of the profession earn US$160,500 per year. 

5. Architectural and engineering manager

Architectural and engineering managers take the lead in coordinating and directing plans for products, processes and systems. As an architectural and engineering manager, you’ll also be charged with hiring, training and managing a team and determining equipment needs and budgets for project proposals. In addition to setting objectives and delegating responsibilities to various staff, you’re also responsible for collaborating with other teams with a stake in the project.

According to the U.S. Bureau of Labor Statistics, the median annual wage for this job is US$165,370 with the highest earners making more than US$233,590 per year.

Final thoughts: Getting an engineering degree in the U.S. 

Earning an MS degree in mechanical engineering is a strong step to gaining depth in this area of study and opening doors to potential career advancement later on. Whether a mechanical engineering master’s degree is worth it, however, depends on the concentration you pursue, the industry you work in and the real-life experience you develop by the close of your graduate program.

Paying your way through this academic path can be challenging, especially if you’ve already maximized other gift-based financial aid, like grants and scholarships. If you need more financial aid to pay for school, an MPOWER Financing international student loan can help cover funding gaps for your graduate program. 

Benefits of making student loan payments while in school

When you take out a student loan for university costs, some lenders postpone repayment until after you graduate, while others have borrowers begin monthly payments while in school. 

Although putting off payments may sound appealing, there are several benefits of in-school loan payments. Even small payments can cut down on interest and prevent your balance from ballooning over the years you’re in school. 

Here’s a closer look at the types of student loan payments you might make during school, along with the benefits of doing so. 

What kind of student loan payments can I make while in school?

Every lender sets its own rules, so check with yours about what kind of payments you can (or have to) make while in school. Typically, you’ll have one or all of the following options: 

Whatever terms you have and approach you take, you’ll usually make payments on a monthly basis from your bank account. Consider setting up auto payments so you don’t have to manually schedule payments each month while you’re busy writing papers and studying for exams. Using auto pay may also score you a discount on your interest rate, which could save you money on your student debt. 

What are the benefits of making student loan payments while in school?  

Although you might prefer to forget about your student debt for a few years, there are several benefits to making loan payments while in school. 

Cut down on student loan interest charges 

Student loans accrue interest all the time, so you could end up paying back substantially more than you borrowed in the first place. If you pay off some or all of the interest while you’re in school, however, you can seriously cut down on your overall borrowing costs. 

You may also be able to prevent interest from capitalizing after you graduate, which can make your loans even more expensive. Interest capitalization happens when interest is added onto your principal balance, and it often occurs at the end of a no-payments-due grace period.

If you pay off the interest charges while you’re in school, though (rather than deferring payments completely), your principal balance won’t balloon. You’ll owe the same amount after you graduate as when you borrowed in the first place. 

Speed up your student loan repayment timeline 

Making payments while you’re in school can also get you out of debt faster. If you wait to make payments until after you graduate, you could end up paying your student loans for 10 years or longer. In fact, the average borrower takes over 20 years to pay back their education debt. 

But starting payments earlier means you get a jump start on debt repayment. Let’s say during your freshman year you take out a student loan with a 10-year term. If you make full payments right away, you’ll be out of debt six years after you graduate. That’s four years sooner than if you waited to start paying until after you left school. 

Even partial or interest-only payments can shave time off your repayment schedule. Plus, paying back your student loans faster can reduce the amount of interest you pay in the long run. 

Build your credit history 

Many students, and especially international students, don’t have much of a credit history yet. If your lender reports your in-school payments to the credit bureaus, though, you’ll start building a positive credit history through timely repayment.  

Establishing your credit history can help you build a good credit score, which is based on factors like on-time payments on loans. Having a good credit history and score can make your postgraduation life a lot easier. 

Having good credit can help you rent an apartment, buy a car, open a credit card, get a mortgage or take out a loan with reasonable rates. On the flip side, having bad or nonexistent credit can be a major obstacle in your adult life. 

Protect your postgraduation finances 

Making a dent in your student loan balance with in-school payments can protect your future finances. You’ll have less debt to deal with upon graduation, which could allow you to spend more time finding a job you love or using your income for other goals. 

You won’t be unprepared for your student loan bills after graduation, since you’ll already have been dealing with them from the beginning. 

Things to know about making student loan payments while in school 

Although there are a number of financial benefits, how can you make payments on your student loan while you’re still in school? You’ll need to come up with a clear plan to cover your payments. 

One step that can help is creating a budget or spending plan. Keep track of your monthly expenses, along with any earnings you have from a paid internship or part-time job. You may have to spend less in certain areas to save money for your student loan payments, but it’s possible. 

Mark your payment due dates on your calendar and consider setting up automatic payments if they won’t overdraw your bank account. If your student loans have a variable rate, you also need to factor in potential fluctuations in your rate. 

Variable rates can change due to market conditions, which can in turn affect your monthly payments. Revisit your budget on a regular basis to make any needed updates or readjust your spending plan.  

How do MPOWER Financing in-school loan payments work? 

If you take an MPOWER Financing student loan you’ll make interest-only payments while in school and for six months after graduation. After this period ends, you’ll start making full payments on your principal and interest charges. 

With MPOWER, you won’t have to worry about variable rates making your loan more expensive. All of MPOWER’s loans come with fixed rates that stay the same over the life of your loan. 

MPOWER also doesn’t require a cosigner or collateral and specializes in helping international students pay for school in the U.S. or Canada. You can borrow up to US$100,000 total to pay for tuition, fees and living costs in the U.S. or tuition in Canada. 

How do I calculate my in-school student loan payment? 

To see what your payments will be during and after school, check out MPOWER’s loan payment calculator. Along with the loan calculator, the Get a Loan page also shares information on MPOWER loans for international students pursuing a master’s degree. If you’re looking to study abroad in the U.S. or Canada, you can start a loan application to check your eligibility in under a minute.

 

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How to make payments on your student loan while in school

Starting to pay your student loan while you’re still in school may seem like a challenge, but it’s definitely possible and a good idea in the long run, especially as an international student.

Making in-school loan payments prevents your loan balance from ballooning while you’re earning your degree. Plus, timely payments help you build a positive credit history in the U.S. Credit-building will come in handy if you want to rent an apartment, buy a car or take out another loan in the future.

If you have a student loan requiring in-school payments, there are a number of benefits. Here’s a closer look at the advantages of in-school loan payments, along with how to make payments as a student. 

Why paying your loan while you’re in school is a good idea 

Although it might be tempting to ignore your student loans until after you graduate and start working full time, there are several benefits to making payments while in school. These include: 

How to pay off your student loan while in school 

It might be easier than you think to make monthly in-school payments. If, for example, you were approved for a US$40,000 education loan from MPOWER Financing and you’d obtained your student visa to study in the U.S., you could cover payments through a .25% auto payment discount and income from a job. Specifically, along with your studies, you might be hired for a paid co-op internship, which earns the money you need to make interest-only, monthly payments in the amount of US$240.

You can see exactly how much your in-school payments will be through a lender’s payment calculator, like this MPOWER Financing loan payment calculator. 

The tool will reveal what your monthly payments will be in school and during full repayment. 

When it comes to paying off your student loans while in school, here are the general steps you’ll need to take: 

Information about MPOWER loans 

MPOWER Financing offers student loans up to US$100,000 total to help international students earn their degree in the United States or Canada. If you take an MPOWER student loan you’ll make interest-only payments while you’re in school and for six months after you graduate.

Your in-school payments will pay off the interest that accrues on your loans from the beginning, so you won’t have to worry about your loan balance growing while you’re in school. Plus, your timely payments can help you build credit in the U.S., which could have major benefits for your finances (and life) in the future. 

Wherever you are on your educational journey, learn more about MPOWER’s student loans for international students here.


Ready to take the next step?

 

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Resume writing tips for international students

Entering the U.S. job market as an international postgraduate student can be challenging, but a well-crafted resume can significantly enhance your job search strategy. Here are some resume writing tips for international students like you to help highlight your strengths and align with U.S. job market expectations.

Find job-specific keywords for your resume 

Tailor your resume to each job by carefully reading the job description and identifying key terms and phrases. These keywords often relate to specific skills, qualifications and experiences the employer is seeking. Incorporate these keywords to ensure you write a resume that passes through Applicant Tracking Systems (ATS) and catch the hiring manager’s attention.

Prepare different resumes for each job 

Understand the specific requirements of each company and position you apply for. And then make sure to customize your resume for each job application to reflect the unique qualifications and experiences that make you the best fit for that role. A clear and concise resume that addresses the employer’s needs will stand out more than a generic one.

Avoid using an objective statement 

Objective statements are considered outdated and often take up valuable space on your resume. Unless you’re making a significant career change, it’s better to use this space to highlight your skills and accomplishments. Consider using a professional summary that briefly outlines your key qualifications and what you bring to the table.

Justify serial “job-hopping” 

How do you justify job-hopping on your resume? If you have a history of changing jobs frequently, address this proactively on your resume. Provide a brief explanation for each transition, focusing on positive reasons such as career growth, relocation or pursuit of new challenges. This helps potential employers understand your career path and reduces concerns about your stability.

Highlight your educational background 

As an international postgraduate student, your education is a significant asset. Be sure to prominently feature your academic achievements, relevant coursework and any research or projects pertinent to the job you’re applying for. This can demonstrate your expertise and dedication to your field.

Showcase relevant experience 

Even if your work experience is limited or primarily outside the U.S., highlight the relevance of your previous roles to the position you’re applying for. Focus on transferable skills and accomplishments that are applicable in any context, such as teamwork, problem-solving and communication skills.

Include professional development and certifications 

Pursuing additional certifications and courses can make you stand out from other candidates. Highlight any professional development activities, such as certifications, workshops or online courses relevant to the job. This shows potential employers your commitment to continuous learning and professional growth.

Use campus resources 

Leverage the career services offered by your university. Many institutions provide resume reviews, mock interviews and networking opportunities specifically designed for international students. These resources can provide valuable feedback and help you refine your resume.

Leverage online networking platforms 

LinkedIn and other professional networking platforms are excellent tools for showcasing your resume and connecting with potential employers. Make sure your LinkedIn profile is up to date and reflects the same information as your resume. Engage with industry-specific groups and participate in discussions to increase your visibility.

Personalize your networking approach

When reaching out to potential contacts, personalize your messages. Mention common connections, shared interests or specific reasons for wanting to connect. A tailored approach shows genuine interest and can lead to meaningful professional relationships.

MPOWER Financing career and resume support 

If you have an MPOWER Financing student loan consider exploring MPOWER’s free Path2Success program, which offers career support services, including:

Path2Success

Final thoughts: Resume tips for international students

By following these tips and using available resources, you can create a compelling resume that effectively showcases your skills and experiences, increasing your chances of landing your dream job in the U.S. job market.

Start refining your resume today to take the next step toward your professional goals as an international postgraduate student in the U.S.

Can I get an internship as an international student?

Working as a college intern can be a springboard to your future career. You can gain real-world experience and hands-on training while building a network in your dream field. But what if you’re an international student?

As an international student, you can apply for an internship as long as it meets the requirements of your student visa. Here’s what you need to know about the eligibility requirements for internships as an international student. 

What’s required to get an internship as an international student? 

If you’re an international student, chances are you’re studying in the United States on an F-1 student visa. Your visa allows you to work an internship during or after school, but you’ll need to get work authorization first.

Specifically, you’ll need to get approved for Curricular Practical Training (CPT) or Optional Practical Training (OPT). 

What is CPT and how does it affect my internship? 

Curricular Practical Training (CPT) lets you gain practical experience by working an internship or taking part in cooperative education during the school year or on summer break. Your employer will set up an agreement with your school to authorize part-time or full-time work. 

The internship must be related to your major and required to complete your degree. If the internship is optional; however, you may still be able to complete it through CPT if you receive college credit. 

You’ll need to secure the internship before applying for CPT. Another requirement is that you’ve already studied as an F-1 student for at least a year and are enrolled at a Student and Exchange Visitor Program (SEVP)-certified school. 

Note: If you work full time for 12 months on CPT, you’ll no longer be eligible for OPT. 

What is OPT and how does it affect my internship? 

Optional Practical Training (OPT) can also authorize you to work an internship before or after you graduate. You can intern up to 20 hours per week while in school or full time during the summer or after you’ve earned your degree. 

Unlike with CPT, the internship doesn’t have to be required for your academic program, but it should still relate to your major. You can usually work under OPT for up to 12 months, though STEM majors may qualify for a 24-month extension. 

As with CPT, you’ll need to study for at least a year before you can get authorization through OPT. For this program, you’ll need a Form I-20 with a school official’s recommendation for OPT. You’ll also file Form I-765 with the United States Citizenship and Immigration Services (USCIS). Once USCIS sends your Employment Authorization Document (EAD), you’ll be authorized to work your internship.

Contact your designated school official (DSO)

You don’t need to memorize the ins and outs of CPT and OPT to work an internship in the U.S. If you’re interested in an internship, reach out to your designated school official for guidance on the next steps to take. 

Your DSO can advise you on how to get the appropriate authorization, whether CPT or OPT, as well as the rules you must follow to maintain your student status. 

How to find an internship as an international student 

Here are some steps to help you find an internship as an international student:

Final thoughts: Internships for international students 

Working an internship can be an invaluable way to gain new skills, build your network and improve your job prospects after graduation. As an international student, you’ll need to obtain work authorization through CPT or OPT before you can start interning. Reach out to your designated school official for guidance on how to obtain the proper authorization. 

Both CPT and OPT can also authorize you to work as an international student. If you’re more interested in a job than an internship, learn more with this guide on working in the U.S. as an international student. 

International study programs: Civil engineering

In pursuing your master’s degree in civil engineering, you’ll learn technical skills required to plan and design buildings and infrastructure that communities use, and you’ll ensure they’re effective, safe and meet regulatory standards.

If this sounds like a rewarding area of study, learn what a civil engineering graduate program entails and whether you’d like to pursue it to build your career as a postgraduate international student.

About civil engineering programs 

Civil engineering is among the most popular international study programs available to postgraduate students. Many U.S. colleges and universities offer advanced degree programs in civil engineering. Depending on the institution, you might have the option to choose between a Master of Science degree or a Ph.D. Certain programs offer different specializations, like structural and earthquake engineering, civil engineering materials and transportation engineering.

Courses you might be required to take include: 

Your program might also include a capstone or thesis requirement. 

At many schools, like Cal State LA, learning outcomes upon completing your master’s in civil engineering include developing a specialized foundation in one of many disciplines, like geotechnical or transportation. Your education should also equip you with leadership, critical thinking and problem-solving skills in preparation for work in the public or private sector.  

Completing a civil engineering graduate program typically helps your eligibility for a professional engineer’s (PE) license to practice engineering in the real world. 

Demand for civil engineering degrees 

According to the U.S. Bureau of Labor Statistics, civil engineer professions are expected to grow. Between 2022 and 2032, jobs in civil engineering are projected to grow 5%, faster than the average 3% job growth for all occupations.

Due to this anticipated workforce demand, it’s no surprise that engineering is the second-most sought after field of study among international students. According to the Institute of International Education’s Open Doors report, 202,801 international students studied engineering in the 2022-2023 academic year.

Civil engineering master’s degree ROI

Determining the return on investment (ROI) for a master’s degree in civil engineering can help you decide whether this graduate program is right for you. Generally, completing a science, technology, engineering or mathematics (STEM) program shows some of the best ROI, compared to other areas of study. 

The type of university you attend and degree level also contribute to the ROI for a civil engineering graduate program. The American Society of Civil Engineers found that engineers with a master’s degree earned almost US$14,000 more than those with only a bachelor’s degree.

Getting your PE license after graduating from a master’s in civil engineering can also increase your salary potential, if you plan on working in the U.S., according to the U.S. Bureau of Labor Statistics.

5 jobs you can get with a civil engineering degree

If a graduate degree in civil engineering is on your top list of international study programs, the next step is understanding the type of work you can get with a civil engineering degree. Below are just a few examples of possible occupations and their pay, according to data updated June 6-18, 2024 by Glassdoor. 

1. Transportation engineer

Annual base pay range: US$68,000-US$110,000

Annual average salary: US$86,252

As a transportation engineer, you’re in charge of planning and designing various types of transportation infrastructure. This includes transportation systems, like highways, bridges, roads and ports. Some of the tasks under this job include gathering environmental, population and economic data. 

You’ll also identify travel patterns, provide solutions for anticipated challenges, write technical documentation on how to properly maintain and troubleshoot the infrastructure, and ensure projects meet regulation and compliance criteria.  

2. Structural engineer

Annual base pay range: US$81,000-US$115,000

Annual average salary: US$96,448

Working as a structural engineer involves planning, designing and analyzing the strength and safety of a structure. This might involve evaluating the materials used for the project, monitoring project progress and determining project constraints. 

You’ll also account for the project’s impact on the environment and vice versa. For example, if designing a beachfront hotel, you might consider flood zones or salt damage to materials used. Based on your specialized knowledge, you’ll work alongside other engineers and support teams to ensure that the structure is stable and work is performed safely.

3. Traffic engineer

Annual base pay range: US$75,000-US$121,000

Annual average salary: US$96,139

A traffic engineer plans and designs transportation systems, specifically the infrastructures that support it. This includes traffic control, safety features and lighting. They bring attention to potential safety issues, define capacity restrictions and oversee the general project operations.  

4. Design engineer

Annual base pay range: US$88,000-US$141,000

Annual average salary: US$111,309

Design engineers interpret the customer’s needs and collaborate with various network engineers to support the customer’s vision. They use computer-aided design and computer-aided engineering to create 3D models and blueprints of a project. They lead tests against the prototype and address constraints when improving the design.

Like other engineers, they’re responsible for ensuring that the design also takes safety, regulations, timeline and budget into account.

5. Public works director

Annual base pay range: US$114,000-US$181,000

Annual average salary: US$143,501

If you’re looking for a profession where you can leverage your excellent communication and leadership skills, working as a public works director might be for you. This requires a deep engineering background, but operates more in an administrative capacity.

You’ll be responsible for multiple teams within a project, some of which include stakeholders who might not have the technical understanding of an engineer. This is where you’ll need to effectively translate engineer-speak regarding  plans, challenges and progress in layman’s terms. As a public works director, you’ll also lead hiring, drafting proposals and setting budgets for each project.

Final thoughts: Getting a civil engineering degree

A master’s degree in civil engineering can help you specialize in a discipline you’re passionate about. Engineering ranks as one of the top graduate programs in terms of ROI, but before reaping the rewards of a high-paying career, you’ll need a plan to pay for school. 

Explore scholarship and grant programs from your institution and other sources to help keep your out-of-pocket cost as low as possible. If you still need additional financing for graduate school in the U.S. or Canada, a private student loan might help. 

See how an MPOWER Financing loan can help you finance your civil engineering degree.

 

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International study programs: Artificial Intelligence

The field of artificial intelligence (AI) has risen in mainstream popularity thanks to generative AI tools like ChatGPT. 

The anticipated demand for advanced AI knowledge makes a postgraduate degree in artificial intelligence a worthwhile degree program option. Learn more about this specialty popular international study program in computer science below.

About artificial intelligence programs 

According to PricewaterhouseCoopers, AI could drive an increase in the world’s total economic gains by as much as 45% by 2030. 

Although some U.S. universities offer artificial intelligence as a bachelor’s degree, you’ll typically find in-depth academic AI programs as a master’s degree. Master’s AI programs are typically provided by the school’s Department of Computer Science and typically require 12 to 24 months to complete, according to Coursera. 

All artificial intelligence programs differ in their features and coursework. Some AI master’s programs offer multiple tracks for students to choose from, like machine learning, AI policy and management, vision and graphics and robotics.

The goal of an AI master’s program is to demonstrate your competence in complex artificial intelligence on a theoretical and applied level. Graduate-level courses might include statistical analysis, ethics in AI, deep learning and more. Most programs also require you to complete a thesis or capstone project as part of their master’s program requirements. 

Demand for artificial intelligence degrees 

Artificial intelligence degrees are a growing curriculum within U.S. higher education. Data USA reports that 712 graduate students were awarded a degree in artificial intelligence in 2022, the latest year for which data is available. While that figure might appear low, it may be due to the limited number of students accepted into AI master’s programs. 

For example, some of the most prestigious AI master’s in artificial intelligence programs only accept about 40 students per year. 

Many U.S. colleges and universities, however, are anticipating the high demand in this field of study by developing new AI degree programs, hiring faculty who are knowledgeable in computer science and AI and initiating on-campus construction of AI research centers.  

AI master’s degree ROI

Although applying for an AI graduate program is competitive, its return on investment (ROI) can be worth it for international students. Graduating students with a master’s degree in a computer science field experience more than a US$900,000 increase in their net lifetime earnings, according to The Foundation for Research on Equal Opportunity.

Five schools with artificial intelligence programs from our list of over 500+ eligible schools*

As AI programs pop up at universities across the U.S. and Canada, it may be hard to know which programs will offer the most robust and leading-edge education. To find the right school for studying AI in the U.S., you can check out MPOWER’s list of 500+ eligible schools.

To get you started, here are five MPOWER-eligible schools that offer degrees in the growing field of artificial intelligence:

1. Northeastern University

Situated in the tech-forward city of Boston, Northeastern’s AI program teaches students to design, develop and maintain AI systems while developing a professional network. Northeastern’s co-op program allows students to work at top companies, like Google and IBM, and research labs during their studies.

2. University of South Florida (USF)

USF offers a diverse array of AI programing for students studying in the U.S., from AI courses through the Department of Computer Science and Engineering, to a fully-online AI Grad Certificate, to a Master of Science (MS) in Artificial Intelligence and Business Analytics, to a world-class research and development institute dedicated to AI.

3. Arizona State University (ASU)

ASU offers an MS in robotics and autonomous systems with an AI concentration and is a leader in AI research and education. The university also integrates AI with fields like engineering, healthcare and business, such as through the business school’s MS in Artificial Intelligence in Business.

4. Illinois Institute of Technology (Illinois Tech)

At Illinois Tech, international students studying in the U.S. can dedicate themselves to exploring topics such as machine learning, computer vision, natural language processing and data analytics. Illinois Tech’s Master of Artificial Intelligence program emphasizes making a positive impact through AI.

5. Stevens Institute of Technology

Stevens’ applied artificial intelligence master’s program uses a hands-on learning approach to provide students with a blend of software and hardware skills. Students can choose from several concentrations. Located just across the river from New York City, graduate students can intern with companies developing groundbreaking new technologies in the AI sphere.

MPOWER-eligible schools have some of the most developed and fastest-growing AI programs nationally, providing the best education for international students studying in the U.S. MPOWER’s algorithm assesses the strength of accredited colleges and universities, enabling MPOWER to partner with only the best programs in the U.S. and Canada.

To kickstart your career in this expanding field, check out MPOWER’s list of 500+ eligible schools today.

*Schools mentioned in this post do not endorse MPOWER’s loans and MPOWER is not affiliated with the schools noted in this message.

5 jobs you can get with an AI degree

The application of AI and how its results are used in the workplace vary between industries. Below are just a few occupations that you can pursue with a graduate degree in artificial intelligence and their pay ranges, updated June 6-17, 2024, according to Glassdoor. 

1. Natural language processing engineer 

Annual base pay range: US$104,000-US$141,000

Annual average salary: US$121,385

If you’ve ever used the auto-correct feature on a smart device or had Gmail automatically sort your email messages into categories, chances are you’ve encountered natural language processing (NLP). 

As an NLP engineer, you’ll train computers to understand human communication. You’ll develop NLP systems that aid in speech pattern recognition and program a computer to process and analyze speech patterns. You’re also responsible for analyzing NLP systems results and making optimizations or corrections as needed. 

2. Deep learning engineer

Annual base pay range: US$94,000-US$152,000

Annual average salary: US$119,811

Deep learning teaches computers how to process and interpret data in a way that mirrors the human mind. As a deep learning engineer, you’ll develop deep learning models that identify complex data patterns in images, text and sound. An application of deep learning, for example, is when your smartphone transcribes a voicemail into text for you.

You’re responsible for ensuring the deep learning systems you’ve created can handle complex data and practical applications efficiently. 

3. Machine learning researcher

Annual base pay range: US$105,000-US$175,000

Annual average salary: US$135,296

The other specializations discussed above, machine learning is a subset of artificial intelligence. Using a massive amount of data, machine learning trains systems on how to execute tasks and solve complex problems the way a human might behave.

Machine learning researchers typically analyze large data sets, create machine learning models, perform signal processing and alpha research, and analyze results to improve results and predictions. For example, your research and work might be used to enhance the accuracy of facial recognition on social media, or identify underlying behavior patterns in an e-commerce user account for hyper-targeted product marketing.

4. Data scientist 

Annual base pay range: US$90,000-US$140,000

Annual average salary: US$112,121

As a data scientist, you might use machine learning to gather large data sets and analyze them. The insights you gain with the help of AI can help you interpret business results and predict future outcomes toward a company’s objectives.

5. AI research scientist 

Annual base pay range: US$71,000-US$129,000

Annual average salary: US$94,889

AI research scientists are responsible for developing advanced AI systems and models. They stay up to date with the latest algorithms and techniques in AI by designing and testing models for machine learning and deep learning systems.

They often work alongside computer programmers to ensure the algorithms they design are accurate and reliable. Some AI research scientists might also share their research in professional AI journals and publications.  

Final thoughts: Getting an artificial intelligence degree

Creating a plan for how you’ll pay for graduate school is likely just as important as deciding whether an AI degree is for you. Although federal financial aid for study in the U.S. might be limited as an international student, you still have options to support your education. 

Some private lenders recognize that students who pursue a STEM-based graduate program, like artificial intelligence, go on to acquire lucrative professional careers. For this reason, enrolling in an AI master’s program might help your chances of getting a private student loan.

If you need additional financial aid to help pay for your AI degree program, learn how an MPOWER Financing education loan can help.


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International study programs: Data modeling

Exploring an advanced education in data modeling lets you harness your love of mathematics, statistics, science, business and technology into a practical in-demand career. 

If you’re researching popular international study programs in mathematics, learn how data modeling graduate programs work, the demand for this degree and possible job paths beyond school.

About data modeling programs 

Unlike broader academic programs, like computer science or engineering, that are widely available at most institutions, not all schools offer a data modeling degree. If a U.S. university offers a data modeling program, it’s typically provided by a STEM department, like mathematics or engineering. 

These are generally postgraduate-level programs, such as a master’s degree or post-baccalaureate certification. Most data modeling students take one to two years to complete their program.

Examples of courses you might encounter in a data modeling program, include:

While pursuing a data modeling education, learning outcomes you can expect include developing a grasp of data science strategy and techniques, analyzing data and developing action-based insights in support of an organization’s objectives.

Demand for data modeling degrees 

In 2022, 2,223 students (71.8%) were awarded master’s degrees in data modeling, warehouse and database administration, according to Data USA. By comparison, 495 (16%) students completed a bachelor’s program in data modeling, and 217 (7.01%) students received a post-baccalaureate certificate in data modeling during the same year.

As big data continues to become more sophisticated, occupational demand for graduates with a data modeling background is expected to rise. The U.S. Bureau of Labor Statistics projects an 8% growth rate among database administrators and architects from 2022 to 2032 which is faster than average. 

Data modeling master’s degree ROI

A science, technology, engineering and mathematics (STEM) field of study offers among the highest return on investment (ROI) for graduate degree or certificate earners. The exact ROI you can expect as a data modeling student depends on many factors, like your institution and program type (e.g., master’s versus certificate program).

According to Education Data, the average cost of a master’s degree is US$59,684. By comparison, the average graduate certificate cost is notably less; for example, Cornell University’s online data science modeling certificate costs US$3,600. A master’s degree can take two years to complete, compared to a few months for a certificate. 

Compare this time and cost investment to the potential earning increase with a graduate education. The Foundation for Research on Equal Opportunity found that the ROI of a majority of master’s degrees in computer science, mathematics and engineering had an ROI above US$1 million. By comparison, the ROI across all master’s degree programs is US$83,000. 

Five schools with data modeling programs from our list of over 500+ eligible schools*

To get the best outcomes from your data modeling degree, consider studying in the U.S. at one of MPOWER’s 500+ eligible schools. Here are five MPOWER-eligible schools with some of the most popular data modeling programs in the U.S.:

1. Northeastern University

2. George Mason University

3. Pennsylvania State

4. University of St. Thomas (Minnesota)

5. DePaul University

MPOWER is invested in your success; that’s why MPOWER eligibility considers the best universities across the U.S. and Canada. Beyond helping you fund your study abroad journey in the U.S. through no-cosigner, no-collateral student loans, MPOWER can also point you toward the best data modeling program for you.

Check out MPOWER’s eligible schools for a list of colleges and universities rigorously evaluated on criteria like employment rate and alumni earnings. To start studying in the U.S. at one of MPOWER’s top schools, apply for an international student loan now.

*Schools mentioned in this post do not endorse MPOWER’s loans and MPOWER is not affiliated with the schools noted in this message. 

5 jobs you can get with a data modeling degree

The occupations that are possible with a data modeling degree are vast. Although each job varies in their specific duties, they share some similarities, like having experience with language software systems and conducting data analysis in your day-to-day work. 

Here are a few jobs you can get with a data modeling degree or certificate, including salary ranges updated June 6-12, 2024, according to Glassdoor. 

1. Business intelligence developer

Annual base pay range: US$83,000-US$116,000

Annual average salary: US$98,014

Business intelligence (BI) developers are responsible for maintaining data systems that are used to gather, organize and analyze an organization’s business intelligence data. They must be skilled at understanding the business objectives of the organization to successfully design databases and dashboards that support its goals.

In addition to being adept at interpreting the goals of the organization, BI developers must be keenly aware of how to tell a compelling story with data visualization. Although each organization’s requirements vary, BI developers typically are experienced with different systems, like Agile, Python and SQL. 

2. Data modeler

Annual base pay range: US$86,000-US$129,000

Annual average salary: US$105,177

Data modelers use various databases, like NoSQL, to design customized data models for a business’s enterprise information management system. They interpret business needs and create modeling solutions, establish internal data coding practices and optimize data systems for efficiency and reliability. 

Data modelers must also have strong communication skills as the role might require communicating modeling solutions and results to internal inter-departmental stakeholders. A senior-level data modeler might act as a project lead for certain projects while also assessing data integration roadblocks and offering strategic solutions. 

3. Data governance analyst

Annual base pay range: US$87,000-US$139,000

Annual average salary: US$109,570

A data governance analyst oversees how well a company maintains secure data practices. They create and evaluate the organization’s data procedures for integrity, security, accessibility and accuracy. 

Data governance analysts also must ensure that the frameworks they create also adhere to compliance and regulatory requirements. For example, in the healthcare industry they’re responsible for establishing data policies that protect patients’ personal information under the U.S. Health Insurance Portability and Accountability Act (HIPAA).

4. Quantitative risk modeling analyst 

Annual base pay range: US$89,000-US$147,000

Annual average salary: US$114,119

Quantitative risk modeling analysts are a vital part of risk management within an organization. These skilled individuals apply mathematical techniques to data, analyze the results and project a business’s or project’s financial risk. This includes loss and threat event frequencies and vulnerabilities, and loss magnitude with detailed primary and secondary losses. 

You’ll design data models and simulations to arrive at your results. These findings give key stakeholders insight into the best- and worst-case outcomes and the likelihood of each event occurring.

5. Enterprise data architect

Annual base pay range: US$118,000–US$177,000

Annual average salary: US$144,394

Enterprise data architects help companies scale their databases across multiple markets. They determine the employee and business needs of the organization to create and manage an expansive data network that engineers can then build on.

Additionally, they lead research and optimization techniques to enhance data flow throughout the database. These key team members must be proficient in various software programming languages and typically have past experience as a consultant.

Final thoughts: Getting a data modeling education

Completing a data modeling master’s degree or postbaccalaureate certification can support you toward a lucrative career working with data and statistics. 

If you need additional financing to pursue a data modeling program, an international student loan might be a solution. Private education loan lenders tend to view STEM-related areas of study favorably. 

Learn how an MPOWER Financing education loan can help.

 

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Q&A: How can I show proof of funds for my U.S. visa application?

As an international student, receiving admission to a school abroad is only half the journey. Before booking tickets and saying farewell to friends and family, you need to ensure you can enter, stay and study in the U.S. legally.

To receive this permission, you’ll need to submit several documents, showing proof of funds. Financial documents like this can be tricky, but don’t worry – we’ll guide you through what proof of funds means and how and when you’ll need to show it.

Q: What does proof of funds mean? 

First, let’s break down the purpose of a proof-of-funds document. Every prospective student on an F-1 or M-1 student visa must demonstrate they have the financial resources to support their studies in the United States. This typically includes income to cover the cost of tuition, books, living expenses, travel and other related costs. 

A proof-of-funds document, which is sometimes called a visa support letter, guarantees that you can cover these expenses during a specific period. Without this documentation, your designated school officials (DSOs) cannot issue a Form I-20, which is essential for applying for a student visa and securing a visa interview.

Q: What documents can be used for proof of funds?

A variety of documents can serve as proof of funds or financial evidence, including but not limited to:

You may have more than one proof-of-funds document if the submitted documents show the combined total funds will cover the expenses listed in the I-20. For example, a sponsor’s letter plus statements from two different banks or any other combination as long as the total funds cover your expenses.

Q: Do I have to decide on the school I’m going to attend before getting a visa? 

Yes, you do.  A letter showing proof of funds (or visa support letter) or a combination of several proof-of-funds documents is directly tied to your school and future expenses. Therefore, before obtaining proof of funds, you must decide which school you plan to attend. The amount you need to cover will depend on the school and the area you choose – living in a suburban area near the University of Mississippi will be cheaper than living in the city and studying at New York University.

However, this doesn’t mean you can’t apply to multiple schools. You can apply to as many schools as you wish and even receive several I-20 forms. But when it comes to getting a student visa, make sure you bring the I-20 form and visa support letter for the school you included in your visa application and plan to attend.

Q: When will I use proof of funds documentation? 

You’ll need to show proof of funds twice. The first time, your designated school official (DSO) will ask for financial evidence to issue your I-20 form. This form certifies that you’ve been admitted to a U.S. institution and have the financial resources to support your education.

The second time you’ll need to present proof-of-funds documentation is when you go to the consulate for your visa interview. At this stage, you’ll need to provide financial support material and explain how you’ll cover your studies abroad expenses. This documentation reassures consular officers that you can support yourself financially during your stay in the United States.

If you’re still applying to schools, you don’t need to worry about proof-of-funds documentation. However, it’s important to think about funding in advance to ensure you can afford the tuition and associated costs. Early financial planning can help you avoid last-minute stress and guarantee you meet all necessary requirements on time.

If you get admitted to a school but find you can’t cover all the expenses, consider taking out a student loan. Student loans can bridge the gap between your available funds and the total cost of your education, making it possible to pursue your studies without financial strain.

Q: How to get a visa support letter from MPOWER Financing? 

Every student who has a student loan from MPOWER Financing automatically receives a free visa support (proof-of-funds) letter. Once you’ve submitted your application and uploaded the required documentation, you can find the visa support letter in your MPOWER portal. Remember, each support letter is tied to the specific school and program you included in your original application. If you decide to attend a different school, you’ll need to restart the MPOWER loan application process. 

Final words on proof of funds 

Obtaining proof of funds for your U.S. visa application can be challenging, but with careful preparation and the right resources, the process is manageable. 

Start early, gather all necessary documents and consider your funding options, including student loans, if needed. Ensuring financial stability allows you to focus on what truly matters – your education and future plans. For more tips on your U.S. student visa application, watch the video below from the MPOWER team. Safe travels and good luck with your studies!

International student success story: From India to Georgetown University

Originally from a small town in south India, Ajay Gokul aspired to pursue his dream of studying international affairs in the United States. Although he received a full scholarship from Georgetown University to follow that path, he lacked the funds to cover his living expenses. Fortunately he found MPOWER Financing and was able to secure the necessary financing and continue his studies. 

Read how Ajay found the resources he needed without burdening his family and what advice he shares with other international students wishing to study in the United States.  

A solution to unexpected financial challenges when studying abroad

Ajay chose to study abroad in the U.S. to take his knowledge of international affairs to the next level. He had a unique international upbringing, having spent a significant part of his life in the Persian Gulf in Doha, in addition to India, and he knew that Washington, D.C., was the hub of international affairs and diplomacy. When he received the prestigious Donald F. McHenry Fellowship to study at Georgetown, he was thrilled.

But it became clear that he still would not have enough funds to cover his living expenses. Determined not to burden his parents, Ajay searched for resources, including private student loans, and he turned to MPOWER Financing for support.

“I didn’t want to pressure my parents because I have a younger brother,” Ajay says. “That is when I came to MPOWER.”

MPOWER Financing is a fintech company that empowers international students to attend universities in the U.S. and Canada through loans, scholarships and its Path2Success program, which includes free access to exclusive career, immigration and financial resources. Former international students founded the company to help students from around the world study abroad.

Ajay found MPOWER’s process straightforward and accessible: “They didn’t ask for any collateral,” he says. “They were happy as long as I was able to submit this documentation from my university and my intent to apply for a visa. It was all online. So, quite hassle-free, I would say.”

Adjusting to American culture

Culture shock is an inevitable part of studying abroad. For Ajay, moving to the U.S. presented new challenges and opportunities. Growing up with limited access to books and relying on newspapers for knowledge, Ajay developed a passion for world news and international affairs early on. This background fueled his determination to succeed in a new environment.

Ajay particularly values the diverse and dynamic culture in the U.S., which has broadened his perspectives and enriched his understanding of global affairs. He believes his experiences in the U.S. will build his confidence and ability to navigate the workforce abroad.

Advice for studying abroad

Ajay has a few tips for students exploring study abroad opportunities or currently in school abroad. He emphasizes the importance of focusing on academics to ensure you remain on track and advises living with students from different countries to fully immerse yourself in the English language.

“When they say that you’re determined to do something, the universe will conspire,” he says. “Just keep dreaming, and if you put your mind to it, I think nothing can stop you.” 

Final thoughts: Financial support is available to study abroad

Despite the very real possibility that he’d have to turn down his scholarship, Ajay is now thriving at Georgetown University. His success demonstrates that support is available for international students at any stage of their journey.

Apply for an MPOWER Financing loan! It takes less than one minute to see if you’re eligible.

 

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