As an Indian student in the USA, understanding Curricular Practical Training (CPT) and Optional Practical Training (OPT) is vital to plan your career effectively. These work authorisation programs allow international students to gain valuable work experience related to their academic field.
What’s CPT?
Curricular Practical Training (CPT) is designed for internships or cooperative education programs that are mandatory for your degree. It requires a formal agreement between your university and the employer.
What’s OPT?
Optional Practical Training (OPT) allows you to work in roles related to your major, even if not required by your programme. OPT can be used either before (pre-completion OPT) or after graduation (post-completion OPT).
CPT vs OPT: Key differences
The table below lists the key differences between CPT vs OPT relating to programme requirements, timing, authorisation and fees.
| Aspect | CPT | OPT |
|---|---|---|
| Programme requirement | Mandatory for graduation | Optional but related to the field of study |
| Timing | Before graduation | Before or after graduation |
| Authorization | Handled by your school | Requires USCIS approval |
| Fees | Included in tuition | USCIS fee of US$410 (₹34,000 INR approx.) |
Key insights for Indian students:
Exploring other work opportunities:
Beyond CPT and OPT, F-1 visa holders can work on campus 30 days after their programme starts. These on-campus roles include jobs in libraries, cafeterias or bookstores, allowing up to 20 hours per week during the semester.
Final thoughts on working in the U.S.
CPT and OPT provide stepping stones for Indian students to gain professional experience in the USA. Whether it’s an internship or a full-time role, these programmes offer unique pathways to achieve your career goals.
For detailed guidance, consult your school’s international student office or explore our resources on scholarships and student loans for Indian students.
MPOWER Financing Student Loan
A loan based on your future earnings
FAQs
CPT is for internships required by your academic programme, while OPT allows work related to your field of study before or after graduation.
Yes, but using 12 months of full-time CPT disqualifies you from OPT. Part-time CPT does not affect your OPT eligibility.
It typically takes 90+ days to receive OPT authorization from USCIS, so apply at least three months before your intended start date.
The STEM OPT extension is an additional 24 months of work authorization for students in science, technology, engineering or math fields.
Yes, F-1 visa holders can work up to 20 hours per week on campus starting 30 days after their programme begins.
DISCLAIMER – All terms and conditions are subject to change at any time without notice. All loans are subject to credit approval and applicable eligibility requirements. MPOWER Financing is not affiliated with the school you attended or are attending. None of the information contained on this website constitutes a recommendation, solicitation, or offer by MPOWER Financing or its affiliates to buy or sell any securities or other financial instruments or assets, or to provide investment advice or services.
2026 © MPOWER Financing, Public Benefit Corporation NMLS ID #1233542
U.S. office
MPOWER Financing, Care of Carr Workplaces, 1717 K St. NW, Suite 900, Washington, D.C. 20006