Terms of ServiceMPOWER FINANCING, PUBLIC BENEFIT CORPORATION
Last Modified: April 14, 2015
Welcome to MPOWER Financing. The below terms govern your use of the http://mpowerfinancing.com website and related MPOWER Financing services (collectively the “Services”).
Your Use of MPOWER Financing Software and Services
Use of the Services by children under the age of 13 is prohibited. By using the Services, you warrant that you are 13 years of age or older.
Registration and Accounts
Some Services may require that you register on the MPOWER Financing website (http://mpowerfinancing.com). You must provide complete and accurate information during registration, including your email address, and update your information should it change in the future.
You must maintain the confidentiality of your assigned user IDs and passwords. You agree to immediately notify MPOWER Financing at firstname.lastname@example.org of any unauthorized use of your password or username or any other breach of security. If a password is lost or stolen, it is your responsibility to change the password, and immediately notify MPOWER Financing, so that your account remains secure and functional.
User Generated Content
The Services include features which allow you to submit content that others can access, both within and outside of the Services. You retain any rights you hold in content that you submit. All content submitted to the Services is the sole responsibility of the user who submitted the content.
MPOWER Financing does not screen, review or actively monitor any content submitted to the Services by users, and is not responsible for the accuracy or truthfulness of any user- submitted content.
Privacy and Collection of Information
Our Proprietary Rights
None of the information contained in MPOWER Financing’s website constitutes a recommendation, solicitation or offer by MPOWER Financing or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service. The information contained in MPOWER Financing’s website has been prepared without reference to any particular user’s lending or investment requirements or financial situation. The information contained and services offered in MPOWER Financing’s website are not provided to, and may not be used by, any person or entity in any jurisdiction where the provision or use thereof would be contrary to applicable laws, rules or regulations of any governmental authority or regulatory or self-regulatory organization or clearing organization or where MPOWER Financing is not authorized to provide such information or services. Some products and services described in MPOWER Financing’s website may not be available in all jurisdictions or to all potential users.
Disclaimer of Warranties and Limitation of Liability
Other than as specifically set forth herein, the Services is provided “AS IS” and “WITH ALL FAULTS” and without warranty of any kind. You agree that the use of the Services is at your risk.
MPOWER financing makes no warranty of any kind to you or any third party, express, implied or statutory, with respect to the services, operation of the services, or output of or results obtained from the services, including, without limitation, any implied warranty of merchantability, fitness for a particular purpose, operability, compliance with applicable law or non-infringement and all such warranties are hereby excluded by MPOWER financing and waived by you.
Modification and Termination of the Services
MPOWER Financing may, in its sole discretion, discontinue offering the Services or terminate or suspend your access to the Services at any time.
Provisions: Enforceability and Survival
You agree that we and any of our affiliates, agents, service providers or assignees may call you, leave you a voice, prerecorded, or artificial voice message, or send you a text, e-mail, or other electronic message for any purpose related to your loan with us, our products and services, or surveys or research (each a “Communication”). You agree that we and any of our affiliates, agents, service providers or assignees may call or text you at any telephone number associated with your loan, including cellular telephone numbers, and may send an e-mail to any email address associated with your loan. You also agree that we and any of our affiliates, agents, service providers or assignees may include your personal information in a Communication and may conduct a Communication using an automatic telephone dialing system. We will not charge you for a Communication, but your service provider may. In addition, you understand and agree we and any of our affiliates, agents, service providers or assignees may always communicate with you in any manner permissible by law that does not require your prior consent.