As an Indian student, studying in the U.S. and Canada can be a life-changing opportunity – if you’re able to finance the cost of a degree. When your personal savings and family contribution won’t cover the entire cost of tuition, housing and other expenses, an education scholarship can be a great way to ease the financial burden of studying abroad. In this guide, we’ll walk you through the different types of scholarships and how to apply for them.
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What are education scholarships?
Scholarships are financial awards given to students to help cover tuition, fees and other education-related costs. Unlike student loans, scholarships don’t need to be repaid, which makes them an ideal way to fund your education. International postgraduate scholarships are available from universities, private organisations and government agencies. Beyond helping to pay for your postgraduate degree, many scholarships also open doors to mentorship, networking and recognition – key elements that can help you thrive academically and professionally. For Indian students, these scholarships are particularly valuable due to the significant currency exchange rate between the rupee and dollar.
Types of scholarships available to Indian students
Indian students in the U.S. and Canada have access to a wide range of education scholarships. Here are some of the most common types:
How to apply for an education scholarship
Applying for scholarships may seem overwhelming, but breaking it down into manageable steps can help. Here are a few tips on how to apply for scholarships to study abroad.
Education scholarships and loans from MPOWER Financing
MPOWER is a mission-driven organisation committed to making education more accessible for international students through scholarships and loans. Founded in 2014 by two international students, MPOWER offers a range of education scholarships with annual and monthly deadlines.
Other services offered by MPOWER:
MPOWER Financing student loan
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FAQs
Some universities and organisations offer fully-funded scholarships that cover tuition, living expenses and other costs. Canadian and U.S. postgraduate scholarships for Indian students are highly competitive, but they can significantly reduce the financial burden of studying abroad. The Fulbright-Nehru Fellowship, the Inlaks Shivdasani Foundation Scholarship and the J.N. Tata Endowment offer substantial funding specifically for Indian students. Additionally, many Indian students successfully secure teaching or research assistantships that provide tuition waivers and living stipends.
To find scholarships for a master’s abroad, start by checking university websites, online scholarship databases and government-funded programmes. The USIEF (United States-India Educational Foundation) maintains offices in major Indian cities and provides free advising services on scholarship opportunities. Education fairs held regularly in major Indian cities also provide opportunities to meet with university representatives and learn about scholarship options. In addition, check websites including internationalscholarship.com, IEFA.com and EduPass.org.
Most scholarship committees evaluate applications based on academic performance, leadership experience, extracurricular involvement and the quality of the personal essay. For Indian students, committees often look for strong academic records from well-regarded Indian institutions, relevant work experience, and the potential to contribute to cross-cultural understanding. Some scholarships may also prioritise financial need or community impact, and many value a commitment to returning to India to apply the knowledge gained abroad.
Applying for multiple scholarships is highly recommended. Since scholarships are competitive, submitting several applications increases your chances of receiving financial aid. Many successful Indian students combine several smaller scholarships to fund their education. Keep track of different application requirements and deadlines with a spreadsheet or similar tool.
In addition to scholarships for master’s degrees or doctoral degrees, Indian students can seek grants from organisations like the Science and Engineering Research Board (SERB), assistantships at universities, fellowships from foundations like the J.N. Tata Endowment, work-study opportunities and education loans from Indian banks like SBI and HDFC that offer government-backed interest subsidies for eligible students. Some companies in India, particularly IT giants like TCS, Infosys and Wipro, also fund their employees’ master’s degrees in exchange for a commitment to return to work after graduation.
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