MPOWER’s Social Impact

“Education is the most powerful weapon which you can use to change the world”

–Nelson Mandela

MPOWER Financing is a Public Benefit Corporation, which means we are dedicated to making a positive impact in the world in addition to accomplishing our financial and strategic goals.

Founded by, and comprised of, a dedicated group of global citizens, our team is passionate about ‘empowering’ international students to become global citizens and future leaders in business, government, and their community.

Social Impact isn’t just a pillar of our business—it’s the core of our business.

One loan at a time, we’re expanding the U.S. and Canadian higher education market to serve more of the planet’s highest-potential individuals, regardless of income, family background, or gender. In the process, we’re enabling tomorrow’s doctors, lawyers, scientists, engineers, and business and government leaders to realize their full potential and make powerful contributions to the U.S. and Canadian economies–as well as emerging markets around the world.

How do we do this? By making credit decisions using a forward-looking model centered on these students’ extraordinary potential rather than the traditional backward-looking model that requires an established U.S. credit history, collateral, and a co-signer–all things that our international clients typically don’t have. We also complement our core focus on lending with scholarship, mentoring, and career placement programs for our students.

I know how important this mission is because I was once a struggling international student myself. You can read more about my story—and the story of MPOWER’s founder, Mike, whose family arrived as political refugees from Iran—on the About Us page.

This page, however, is devoted to telling the powerful stories of our extraordinary borrowers.

If you’re inspired to join us on this journey, please consider joining us as an employee, advisor, partner employer, or scholarship funder.

Our current social impact initiatives:

Financial Inclusion

Education loans

We provide financing to promising students who struggle to complete their education as a result of being ignored by traditional lenders. Learn More


We offer scholarships for international students, without onerous eligibility requirements or the need to pay a fee or make a purchase. Learn More

Career Preparation

Immigration Support

We provide support letters to borrowers, which enables them to proceed with their student visa application. We also provide immigration resources to help students during and after school obtain employment opportunities in the U.S. Learn More

Job search preparation

Our Path2Success program offers a variety of career services tailored to the needs of international students. Learn More


We facilitate a peer-to-peer mentoring network that allows 2nd-year graduate students to mentor 1st-year graduate students on their career preparation (and in the process build valuable mentoring/coaching skills). Learn More

© MPOWER Financing, Public Benefit Corporation

DISCLAIMER - Subject to credit approval, loans are made by Bank of Lake Mills or MPOWER Financing, PBC. Bank of Lake Mills does not have an ownership interest in MPOWER Financing. Neither MPOWER Financing nor Bank of Lake Mills is affiliated with the school you attended or are attending. Bank of Lake Mills is Member FDIC. None of the information contained in this website constitutes a recommendation, solicitation or offer by MPOWER Financing or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.