Education Loans for Global Citizens studying abroad in the United States
MPOWER Financing provides fixed-rate education loans to students from 190+ countries pursuing degrees in any academic field
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Who are MPOWER borrowers?
1,100 + students
190+ nationalities
Studying at 200+ schools
Who is eligible for an MPOWER loan?
Undergraduate and graduate students within two years of graduating
Students attending one of the 200+ schools we work with
Students from 190+ countries, including DACA recipients and refugees
Borrowing without borders
We offer education loans in U.S. dollars to international and DACA students attending school in the U.S. MPOWER loans can be used to cover student-related expenses including:
- basic tuition
- housing
- food
- insurance
- books
Still not convinced? We invite you to scroll down!
What are the benefits of an MPOWER loan?
A loan without co-signer, collateral, or credit history
Fixed rate loans from $2,001 to $50,000 with up to 1.50% in interest rate discounts
Loans offered to 190+ nationalities
Free visa support letters and exclusive career strategy services
Forward-looking approval process
- No co-signer or collateral required
- No credit history needed
- We consider your academic success and career path when making a credit decision
FLEXIBLE FUNDING OPTIONS
- 10-year loans with no prepayment penalties
- Loans can range from $2,001 to $50,000 (over 2 academic terms)
- Interest-only payment period during school and 6-months post-graduation
- Our fixed-interest rates never change due to market conditions, making budgeting easy and stress-free
U.S.-BASED LENDER
- We help you build your credit profile to ensure your access to credit in the future
- No exposure to exchange rate risk should you remain in the U.S. post-graduation
- Interest paid on your education loan may be tax deductible in the U.S.
Path to Success
- Enjoy up to 1.50% in interest rate discounts for consistent payment and academic success
- We issue visa support letters for all of our approved borrowers upon request
- We offer free resume review, networking opportunities, exposure to paid internships and full-time job openings
How does the loan process work?
Eligibility
Check to see if your school and program are eligible
Estimated time: 1 minute or less
Application
Complete your application. Estimated time 30 minutes
Conditional Offer
Receive a conditional offer immediately after submitting your application. Estimated time 2-3 days
Upload Documents
Upload your requested documents to your MPOWER dashboard, watch an introduction video, and complete a short assessment.
Estimated time: 15 minutes or less
Final Approval
Receive a final approval after we verify all of your uploaded documents. At this time we will also provide you with a visa support letter if you need it. Estimated time: 3-5 business days
School Certification
Hang tight while your school certifies your enrollment status with us. Once that is done, we can disburse your funding directly to your school on an agreed upon date. Estimated time: 2-10 weeks
Graduation!
Contact us for your interest rate discount!
What are our students saying?
"I would just like to say that the experience with MPOWER has been great, as an international student, it is really complicated to get a student loan but MPOWER made the process easy and made my graduation possible!"
Jude"MPOWER has helped me tremendously and I hope it continues to help international students such as myself. Thanks so much couldn’t have done it without MPOWER!"
Samantha"I just received my initial approval of the loan. This is huge news for me and my family. I just wanted to reach out to you and thank you for all your help. I am really happy to be receiving funding from MPOWER. This means a lot for my future."
Graduate Student