{"id":27550,"date":"2025-11-18T14:05:20","date_gmt":"2025-11-18T19:05:20","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/zh\/blog\/grace-period-hacks-keeping-interest-low-while-youre-on-opt-tips-for-nepali-grads"},"modified":"2025-11-19T09:39:37","modified_gmt":"2025-11-19T09:39:37","slug":"grace-period-hacks-keeping-interest-low-while-youre-on-opt-tips-for-nepali-grads","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/grace-period-hacks-keeping-interest-low-while-youre-on-opt-tips-for-nepali-grads\/","title":{"rendered":"\u5bbd\u9650\u671f\u6280\u5de7\uff1a\u5c3c\u6cca\u5c14\u6bd5\u4e1a\u751f\u5728OPT\u671f\u95f4\u964d\u4f4e\u5229\u606f"},"content":{"rendered":"<p class=\"c18\"><span>\u60a8\u7684\u5bbd\u9650\u671f\u662f\u4ece\u6bd5\u4e1a\u5230\u507f\u8fd8\u4e4b\u95f4\u7684\u77ed\u6682\u65f6\u95f4\u7a97\u53e3\u3002\u5bf9\u4e8e\u8bb8\u591a<\/span><span class=\"c0\"><a class=\"c28\" href=\"https:\/\/www.mpowerfinancing.com\/zh\/get-a-loan\">\u79c1\u4eba\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\uff0c<\/a><\/span><span>\u00a0\u5728\u6b64\u671f\u95f4\u5229\u606f\u4f1a\u7ee7\u7eed\u7d2f\u79ef\u3002\u60a8\u5728<\/span><span>\u53ef\u9009\u5b9e\u8df5\u57f9\u8bad<\/span><span>\u00a0(OPT)\u4e0a\u505a\u7684\u5c0f\u52a8\u4f5c\u53ef\u4ee5\u51cf\u7f13\u4f59\u989d\u589e\u957f\uff0c\u4fdd\u62a4\u60a8\u7684\u4fe1\u7528\uff0c\u5e76\u4f7f<\/span><span class=\"c2\" style=\"font-weight: 700\">i<\/span><span>\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\u507f\u8fd8<\/span><span class=\"c1\" style=\"font-weight: 400\">\u00a0\u611f\u89c9\u53ef\u7ba1\u7406\u3002\u6b64\u9875\u9762\u4e3a\u5c3c\u6cca\u5c14\u6bd5\u4e1a\u751f\u63d0\u4f9b\u4e86\u6e05\u6670\u7684\u6b65\u9aa4\uff0c\u4ece\u9009\u62e9\u65e5\u671f\u5230\u5982\u679c\u5f00\u59cb\u65e5\u671f\u6ed1\u52a8\u65f6\u5b89\u6392\u73b0\u91d1\u6d41\u3002<\/span><\/p>\n<h2 class=\"c17\" id=\"h.neffdnag27qz\"><span class=\"c24 c10\" style=\"font-weight: 700\">\u89c4\u5212\u4f60\u7684\u65f6\u95f4\u7ebf\u548c\u5229\u606f\u89c4\u5219<\/span><\/h2>\n<p class=\"c5\"><span class=\"c1\" style=\"font-weight: 400\">\u628a\u4f60\u7684\u65e5\u5386\u5f53\u4f5c\u4e00\u4e2a\u91d1\u94b1\u5de5\u5177\u3002\u4e09\u4e2a\u65e5\u671f\u63a7\u5236\u4f60\u7684\u5927\u90e8\u5206\u8d39\u7528\uff1a\u4f60\u7684\u9879\u76ee\u7ed3\u675f\u65e5\u671f\uff0c\u4f60\u7684OPT\u5f00\u59cb\u65e5\u671f\u548c\u5bbd\u9650\u671f\u540e\u7684\u7b2c\u4e00\u4e2a\u4ed8\u6b3e\u5230\u671f\u65e5\u671f\u3002\u5c06\u5b83\u4eec\u6dfb\u52a0\u5230\u4e00\u4e2a\u5171\u4eab\u7684\u65e5\u5386\u4e2d\uff0c\u8fd9\u6837\u5c31\u4e0d\u4f1a\u6709\u4efb\u4f55\u4e8b\u60c5\u5077\u5077\u6478\u6478\u5730\u6765\u3002<\/span><\/p>\n<p class=\"c5\"><span class=\"c12 c10\" style=\"font-weight: 700\">\u4e86\u89e3\u4f60\u7684\u52a9\u5b66\u91d1\u4e0a\u7684\u5229\u606f\u5982\u4f55\u884c\u4e3a\uff1a<\/span><\/p>\n<ul class=\"c32 lst-kix_55ble68bluz5-0 start\">\n<li class=\"c3 li-bullet-0\"><span class=\"c1\" style=\"font-weight: 400\">\u5927\u591a\u6570\u79c1\u4eba\u52a9\u5b66\u91d1\u5728\u4f60\u7684\u5bbd\u9650\u671f\u5185\u7d2f\u79ef\u5229\u606f\u3002\u5982\u679c\u4f60\u4e0d\u505a\u4efb\u4f55\u4ed8\u6b3e\uff0c\u7d2f\u79ef\u7684\u5229\u606f\u53ef\u4ee5\u5728\u8d44\u672c\u5316\u65f6\u52a0\u5230\u672c\u91d1\u4e0a\u3002<br \/><\/span><\/li>\n<li class=\"c3 li-bullet-0\"><span class=\"c1\" style=\"font-weight: 400\">\u4e86\u89e3\u5229\u7387\u662f\u56fa\u5b9a\u7684\uff0c\u5373\u5728\u6574\u4e2a\u52a9\u5b66\u91d1\u671f\u9650\u5185\u4e0d\u4f1a\u6539\u53d8\uff0c\u8fd8\u662f\u53ef\u53d8\u7684\uff0c\u5373\u53ef\u4ee5\u6839\u636e\u6574\u4f53\u5e02\u573a\u8d8b\u52bf\u4e0a\u4e0b\u6d6e\u52a8\u3002\u56fa\u5b9a\u5229\u7387\u52a9\u5b66\u91d1\u53ef\u4ee5\u4fdd\u62a4\u4f60\u514d\u53d7\u901a\u8d27\u81a8\u80c0\u7684\u5f71\u54cd\uff0c\u66f4\u5bb9\u6613\u9884\u7b97\u3002<br \/><\/span><\/li>\n<li class=\"c3 li-bullet-0\"><span class=\"c1\" style=\"font-weight: 400\">\u8d44\u672c\u5316\u4f1a\u589e\u52a0\u672a\u6765\u5229\u606f\u7684\u8ba1\u7b97\u91d1\u989d\u3002\u5728\u5b66\u6821\u6216\u5bbd\u9650\u671f\u5185\u7684\u5c0f\u989d\u4ed8\u6b3e\u53ef\u4ee5\u4fdd\u6301\u603b\u4f53\u6210\u672c\u8f83\u4f4e\u3002<br \/><\/span><\/li>\n<li class=\"c3 li-bullet-0\"><span class=\"c1\" style=\"font-weight: 400\">\u4e00\u4e9b\u52a9\u5b66\u91d1\u63d0\u4f9b\u81ea\u52a8\u652f\u4ed8\u6298\u6263\uff1b\u8fd9\u4e9b\u5728\u507f\u8fd8\u5f00\u59cb\u540e\u5f00\u59cb<\/span><\/li>\n<\/ul>\n<p class=\"c5\"><span class=\"c12 c10\" style=\"font-weight: 700\">\u5728\u6bd5\u4e1a\u524d\u8fdb\u884c\u4e24\u5206\u949f\u7684\u5ba1\u8ba1\uff1a<\/span><\/p>\n<ul class=\"c32 lst-kix_dksfuwvb5opq-0 start\">\n<li class=\"c3 li-bullet-0\"><span class=\"c1\" style=\"font-weight: 400\">\u786e\u8ba4\u4f60\u7684\u670d\u52a1\u5546\uff0c\u4f60\u7684\u5bbd\u9650\u671f\u957f\u5ea6\u4ee5\u53ca\u662f\u5426\u5728\u5bbd\u9650\u671f\u7ed3\u675f\u65f6\u8ba1\u606f\u3002<br \/><\/span><\/li>\n<li class=\"c3 li-bullet-0\"><span class=\"c1\" style=\"font-weight: 400\">\u8981\u6c42\u63d0\u4f9b\u4e00\u4e2a\u4f60\u9884\u671f\u4f59\u989d\u7684\u6837\u672c\u507f\u8fd8\u8ba1\u5212\uff0c\u7136\u540e\u6ce8\u610f\u4ed8\u6b3e\u4ee5\u53ca\u5b83\u662f\u5426\u4f1a\u968f\u65f6\u95f4\u53d8\u5316\uff0c\u5373\u5b83\u662f\u56fa\u5b9a\u7684\u8fd8\u662f\u53ef\u53d8\u7684\u3002<br \/><\/span><\/li>\n<li class=\"c3 li-bullet-0\"><span class=\"c1\" style=\"font-weight: 400\">\u68c0\u67e5\u4f60\u7684\u5b66\u6821\u7684\u7ed3\u675f\u65e5\u671f\u548c\u4f60\u9009\u62e9\u7684OPT\u5f00\u59cb\u65e5\u671f\uff1b\u8f83\u77ed\u7684\u95f4\u9694\u53ef\u4ee5\u51cf\u5c11\u5229\u606f\u7684\u7d2f\u79ef\u3002<br \/><\/span><\/li>\n<\/ul>\n<p class=\"c5\"><span class=\"c12 c10\" style=\"font-weight: 700\">\u6307\u5bfc\u51b3\u7b56\u7684\u7b80\u5355\u6570\u5b66\uff1a<\/span><\/p>\n<ul class=\"c32 lst-kix_emi7kxe793pp-0 start\">\n<li class=\"c3 li-bullet-0\"><span class=\"c1\" style=\"font-weight: 400\">\u5982\u679c\u4f60\u4f30\u8ba1\u7684\u5bbd\u9650\u671f\u5185\u7d2f\u79ef\u7684\u5229\u606f\u662f\u6bcf\u6708180\u7f8e\u5143\uff0c\u800c\u4f60\u7684\u5bbd\u9650\u671f\u662f\u516d\u4e2a\u6708\uff0c\u90a3\u4e48\u5728\u5b66\u6821\u671f\u95f4\u652f\u4ed8180\u7f8e\u5143\u5c06\u51cf\u5c11\u4f60\u7684\u52a9\u5b66\u91d1\u7684\u603b\u6210\u672c\u6570\u5343\u7f8e\u5143\u3002<br \/><\/span><\/li>\n<li class=\"c3 li-bullet-0\"><span class=\"c1\" style=\"font-weight: 400\">\u7a0d\u540e\u589e\u52a0\u652f\u4ed8\u91d1\u989d\u3002\u6bcf\u6708\u591a\u652f\u4ed825\u7f8e\u5143\uff0c\u53ef\u4ee5\u5728\u4e0d\u538b\u8feb\u4f60\u7684\u9884\u7b97\u7684\u60c5\u51b5\u4e0b\uff0c\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\u8282\u7701\u5229\u606f\u3002<\/span><\/li>\n<\/ul>\n<p class=\"c5\"><span class=\"c10\" style=\"font-weight: 700\">\u9700\u8981\u6574\u7406\u5728\u4e00\u4e2a\u6587\u4ef6\u5939\u4e2d\u7684\u6587\u4ef6\uff1a<\/span><span>\u00a0I-20s\uff0c\u5c31\u4e1a\u6388\u6743\u6587\u4ef6(EAD)\uff0c\u52a9\u5b66\u91d1\u62ab\u9732\uff0c\u5229\u606f\u58f0\u660e\u548c\u4f60\u7684\u62a5\u4ef7\u4fe1\u3002\u5f53\u4f60\u8bbe\u7f6e\u81ea\u52a8\u652f\u4ed8\u548c\u4e0e\u4f60\u7684\u670d\u52a1\u5546\u4ea4\u8c08\u65f6\uff0c\u4f60\u4f1a\u53c2\u8003\u8fd9\u4e9b\u6587\u4ef6\u3002<\/span><\/p>\n<h2 class=\"c17\" id=\"h.eehcuxx0hwba\"><span class=\"c10 c24\" style=\"font-weight: 700\">OPT\u7684\u6708\u5ea6\u8d44\u91d1\u8ba1\u5212<\/span><\/h2>\n<p class=\"c5\"><span class=\"c1\" style=\"font-weight: 400\">\u4f7f\u7528\u8fd9\u4e2a\u516d\u4e2a\u6708\u7684\u5927\u7eb2\u4f5c\u4e3a\u8d77\u70b9\uff0c\u7136\u540e\u6839\u636e\u4f60\u7684\u57ce\u5e02\u548c\u62db\u8058\u65f6\u95f4\u8868\u8fdb\u884c\u8c03\u6574\u3002<\/span><\/p>\n<table class=\"c25\">\n<tr class=\"c19\">\n<td class=\"c15\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c21\"><span class=\"c10\" style=\"font-weight: 700\">\u6708\u4efd<\/span><\/p>\n<\/td>\n<td class=\"c7\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c21\"><span class=\"c10\" style=\"font-weight: 700\">\u9700\u8981\u8bbe\u7f6e\u7684<\/span><\/p>\n<\/td>\n<td class=\"c23\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c21\"><span class=\"c10\" style=\"font-weight: 700\">\u4e3a\u4f55\u80fd\u8282\u7701\u8d44\u91d1<\/span><\/p>\n<\/td>\n<\/tr>\n<tr class=\"c8\">\n<td class=\"c15\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c5\"><span class=\"c1\" style=\"font-weight: 400\">0<\/span><\/p>\n<\/td>\n<td class=\"c7\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c5\"><span class=\"c1\" style=\"font-weight: 400\">\u5f00\u8bbe\u4e00\u4e2a\u7f8e\u56fd\u652f\u7968\u8d26\u6237\u5e76\u542f\u7528\u5728\u7ebf\u8d26\u5355\u652f\u4ed8<\/span><\/p>\n<\/td>\n<td class=\"c23\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c5\"><span class=\"c1\" style=\"font-weight: 400\">\u4e3a\u81ea\u52a8\u652f\u4ed8\u505a\u51c6\u5907\u5e76\u907f\u514d\u5361\u201c\u4fbf\u5229\u201d\u8d39\u7528<\/span><\/p>\n<\/td>\n<\/tr>\n<tr class=\"c8\">\n<td class=\"c15\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c5\"><span class=\"c1\" style=\"font-weight: 400\">1<\/span><\/p>\n<\/td>\n<td class=\"c7\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c5\"><span class=\"c1\" style=\"font-weight: 400\">\u5728\u5b66\u6821\u671f\u95f4\u505a\u5c0f\u989d\u5229\u606f\u652f\u4ed8\u00a0<\/span><\/p>\n<\/td>\n<td class=\"c23\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c5\"><span class=\"c1\" style=\"font-weight: 400\">\u5728\u5b66\u6821\u671f\u95f4\u7684\u5229\u606f\u652f\u4ed8\u53ef\u4ee5\u901a\u8fc7\u5728\u5bbd\u9650\u671f\u7ed3\u675f\u65f6\u51cf\u7f13\u8d44\u672c\u5316\uff0c\u51cf\u5c11\u52a9\u5b66\u91d1\u7684\u603b\u6210\u672c\u6570\u5343\u7f8e\u5143<\/span><\/p>\n<\/td>\n<\/tr>\n<tr class=\"c8\">\n<td class=\"c15\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c5\"><span class=\"c1\" style=\"font-weight: 400\">2<\/span><\/p>\n<\/td>\n<td class=\"c7\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c5\"><span class=\"c1\" style=\"font-weight: 400\">\u5efa\u7acb\u4e00\u4e2a\u670910%\u7f13\u51b2\u7684\u4e24\u4e2a\u6708\u751f\u6d3b\u9884\u7b97<\/span><\/p>\n<\/td>\n<td class=\"c23\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c5\"><span class=\"c1\" style=\"font-weight: 400\">\u5728\u642c\u5bb6\u6216\u5165\u804c\u65f6\u9632\u6b62\u4f60\u9519\u8fc7\u4ed8\u6b3e<\/span><\/p>\n<\/td>\n<\/tr>\n<tr class=\"c19\">\n<td class=\"c15\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c5\"><span class=\"c1\" style=\"font-weight: 400\">3<\/span><\/p>\n<\/td>\n<td class=\"c7\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c5\"><span class=\"c1\" style=\"font-weight: 400\">\u9009\u62e9\u4e00\u4e2a\u5728\u53d1\u85aa\u65e5\u540e\u51e0\u5929\u7684\u81ea\u52a8\u652f\u4ed8\u65e5\u671f<\/span><\/p>\n<\/td>\n<td class=\"c23\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c5\"><span class=\"c1\" style=\"font-weight: 400\">\u51cf\u5c11\u8fdf\u4ed8\u8d39\u7528\u548c\u538b\u529b<\/span><\/p>\n<\/td>\n<\/tr>\n<tr class=\"c8\">\n<td class=\"c15\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c5\"><span class=\"c1\" style=\"font-weight: 400\">4<\/span><\/p>\n<\/td>\n<td class=\"c7\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c5\"><span class=\"c1\" style=\"font-weight: 400\">\u4f7f\u7528\u670d\u52a1\u5546\u7684\u8ba1\u7b97\u5668\u91cd\u65b0\u4f30\u7b97\u4f60\u7684\u9996\u6b21\u4ed8\u6b3e<\/span><\/p>\n<\/td>\n<td class=\"c23\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c5\"><span class=\"c1\" style=\"font-weight: 400\">\u9884\u9632\u610f\u5916\u5e76\u8ba9\u4f60\u63d0\u524d\u8c03\u6574\u652f\u51fa<\/span><\/p>\n<\/td>\n<\/tr>\n<tr class=\"c36\">\n<td class=\"c15\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c5\"><span class=\"c1\" style=\"font-weight: 400\">5<\/span><\/p>\n<\/td>\n<td class=\"c7\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c5\"><span class=\"c1\" style=\"font-weight: 400\">\u4e00\u65e6\u5f00\u59cb\u507f\u8fd8\uff0c\u5c06\u5229\u606f\u4ed8\u6b3e\u8f6c\u53d8\u4e3a\u51fb\u4e2d\u672c\u91d1\u7684\u4ed8\u6b3e<\/span><\/p>\n<\/td>\n<td class=\"c23\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c5\"><span class=\"c1\" style=\"font-weight: 400\">\u964d\u4f4e\u52a9\u5b66\u91d1\u671f\u9650\u5185\u7684\u603b\u5229\u606f<\/span><\/p>\n<\/td>\n<\/tr>\n<\/table>\n<p class=\"c18\"><span class=\"c12 c10\" style=\"font-weight: 700\">\u7d2f\u79ef\u7684\u5fae\u5c0f\u884c\u52a8\uff1a<\/span><\/p>\n<ol class=\"c32 lst-kix_z1n5nllyfxv4-0 start\" start=\"1\">\n<li class=\"c3 li-bullet-0\"><span class=\"c10\" style=\"font-weight: 700\">\u5c06\u4e00\u4e2a\u6708\u7684\u4ed8\u6b3e\u5206\u6210\u4e24\u6b21\uff1a<\/span><span class=\"c1\" style=\"font-weight: 400\">\u00a0\u5728\u6bcf\u6708\u7684\u7b2c\u4e00\u5929\u548c\u7b2c\u5341\u4e94\u5929\u5404\u652f\u4ed8\u4e00\u534a\u3002\u8fd9\u4f7f\u5f97\u5e73\u5747\u6bcf\u65e5\u4f59\u989d\u4f4e\u4e8e\u6708\u5e95\u7684\u4e00\u6b21\u4ed8\u6b3e\u3002<br \/><\/span><\/li>\n<li class=\"c3 li-bullet-0\"><span class=\"c10\" style=\"font-weight: 700\">\u4f7f\u7528\u53cc\u5468\u50a8\u84c4\uff1a<\/span><span class=\"c1\" style=\"font-weight: 400\">\u00a0\u5f53\u4f60\u7684\u96c7\u4e3b\u6bcf\u4e24\u5468\u652f\u4ed8\u4e00\u6b21\u65f6\uff0c\u6bcf\u6b21\u53d1\u85aa\u540e\u8bbe\u5b9a\u4e00\u5c0f\u90e8\u5206\u8f6c\u8d26\u5230\u4e00\u4e2a\u201c\u52a9\u5b66\u91d1\u201d\u5b50\u8d26\u6237\u3002<br \/><\/span><\/li>\n<li class=\"c3 li-bullet-0\"><span class=\"c10\" style=\"font-weight: 700\">\u81ea\u52a8\u8bbe\u7f6e\u4e00\u4e2a\u56db\u820d\u4e94\u5165\u89c4\u5219\uff1a<\/span><span class=\"c1\" style=\"font-weight: 400\">\u00a0\u5982\u679c\u4f60\u7684\u94f6\u884c\u5141\u8bb8\u4f60\u5c06\u8d2d\u4e70\u91d1\u989d\u56db\u820d\u4e94\u5165\u5230\u4e0b\u4e00\u4e2a\u7f8e\u5143\uff0c\u6bcf\u6708\u5c06\u5dee\u989d\u5212\u5165\u4f60\u7684\u52a9\u5b66\u91d1\u3002<br \/><\/span><\/li>\n<li class=\"c3 li-bullet-0\"><span class=\"c10\" style=\"font-weight: 700\">\u5728\u4f60\u7684\u7b2c\u4e00\u5e74\u8ba1\u5212\u4e00\u4e2a\u201c\u989d\u5916\u201d\uff1a<\/span><span class=\"c1\" style=\"font-weight: 400\">\u00a0\u5341\u4e8c\u4e2a\u6700\u4f4e\u989d\u52a0\u4e0a\u4e00\u4e2a\u5c0f\u989d\u7684\u989d\u5916\u672c\u91d1\u4ed8\u6b3e\u53ef\u4ee5\u7f29\u77ed\u4f60\u7684\u8fd8\u6b3e\u65f6\u95f4\u8868\u3002<br \/><\/span><\/li>\n<li class=\"c3 li-bullet-0\"><span class=\"c10\" style=\"font-weight: 700\">\u53ea\u4e3a\u4ee5\u4e0b\u4e09\u4e2a\u7c7b\u522b\u4fdd\u6301\u9884\u7b97\u7cbe\u7b80\uff1a<\/span><span class=\"c1\" style=\"font-weight: 400\">\u00a0\u4f4f\u623f\uff0c\u4ea4\u901a\u548c\u98df\u7269\u3002\u5982\u679c\u9700\u8981\u8fbe\u5230\u4ed8\u6b3e\u76ee\u6807\uff0c\u5176\u4ed6\u6240\u6709\u4e8b\u9879\u90fd\u53ef\u4ee5\u8c03\u6574\u3002<br \/><\/span><\/li>\n<\/ol>\n<p class=\"c5\"><span class=\"c12 c10\" style=\"font-weight: 700\">\u5bf9\u5728\u7f8e\u56fd\u9996\u6b21\u5de5\u4f5c\u7684\u5c3c\u6cca\u5c14\u6bd5\u4e1a\u751f\u7684\u9884\u7b97\u5efa\u8bae\uff1a<\/span><\/p>\n<ul class=\"c32 lst-kix_ta9192pq37o2-0 start\">\n<li class=\"c3 li-bullet-0\"><span class=\"c1\" style=\"font-weight: 400\">\u5171\u4eab\u4f4f\u623f\uff0c\u9996\u5148\u8d2d\u4e70\u6838\u5fc3\u8bbe\u5907\uff0c\u7136\u540e\u6162\u6162\u6dfb\u52a0\u7269\u54c1\u3002<br \/><\/span><\/li>\n<li class=\"c3 li-bullet-0\"><span class=\"c1\" style=\"font-weight: 400\">\u5728\u5de5\u4f5c\u7684\u7b2c\u4e00\u4e2a\u5b63\u5ea6\u5185\u4f7f\u7528\u60a8\u7684\u5927\u5b66\u7684\u98df\u54c1\u50a8\u85cf\u5ba4\u548c\u6821\u56ed\u6298\u6263\u3002<br \/><\/span><\/li>\n<li class=\"c3 li-bullet-0\"><span class=\"c1\" style=\"font-weight: 400\">\u8ddf\u8e2a\u5b9a\u671f\u6536\u8d39\uff0c\u4ee5\u514d\u8ba2\u9605\u8d39\u7528\u6d88\u8017\u60a8\u7684\u7f13\u51b2\u3002<br \/><\/span><\/li>\n<li class=\"c3 li-bullet-0\"><span>\u5982\u679c\u60a8\u5728\u52a0\u62ff\u5927\u5b66\u4e60\u6216\u5de5\u4f5c\uff0c\u8bf7\u8bb0\u4f4f\uff0c\u8bb8\u591a\u79c1\u4eba\u52a9\u5b66\u91d1\u53ea\u8986\u76d6\u5b66\u8d39\u548c\u5927\u5b66\u5f00\u5177\u7684\u8d39\u7528\uff1b\u4fdd\u6301<\/span><span class=\"c0\"><a class=\"c28\" href=\"https:\/\/www.mpowerfinancing.com\/zh\/financial-empowerment\/study-abroad-budgeting\">\u7559\u5b66\u9884\u7b97<\/a><\/span><span class=\"c1\" style=\"font-weight: 400\">\u00a0\u4e0e\u751f\u6d3b\u8d39\u7528\u5206\u5f00\u3002<\/span><\/li>\n<\/ul>\n<h2 class=\"c17\" id=\"h.6fqodi7hyr1x\"><span class=\"c24 c10\" style=\"font-weight: 700\">MPOWER Financing\u5982\u4f55\u9002\u5e94\u5b66\u751f\u4e3b\u5bfc\u7684\u8ba1\u5212<\/span><\/h2>\n<p class=\"c18\"><span class=\"c1\" style=\"font-weight: 400\">MPOWER Financing\u8bc4\u4f30\u5728\u5408\u683c\u5927\u5b66\u7684\u56fd\u9645\u5b66\u751f\uff0c\u65e0\u9700\u7f8e\u56fd\u62c5\u4fdd\u4eba\u6216\u62b5\u62bc\u54c1\u3002\u8fd9\u79cd\u65b9\u6cd5\u5e2e\u52a9\u5c3c\u6cca\u5c14\u6bd5\u4e1a\u751f\u5728\u4ece\u6bd5\u4e1a\u5230OPT\u7684\u8fc7\u7a0b\u4e2d\u4fdd\u6301\u5bb6\u5ead\u8d44\u4ea7\u672a\u8d28\u62bc\u3002<\/span><\/p>\n<p class=\"c5\"><span class=\"c1\" style=\"font-weight: 400\">\u5bf9\u4e8e\u7b26\u5408\u6761\u4ef6\u7684\u7f8e\u56fd\u9879\u76ee\uff0c\u8d44\u91d1\u53ef\u4ee5\u7528\u4e8e\u6279\u51c6\u7684\u6559\u80b2\u8d39\u7528\uff0c\u5982\u5b66\u8d39\uff0c\u8d39\u7528\u548c\u5927\u5b66\u5217\u51fa\u7684\u67d0\u4e9b\u751f\u6d3b\u8d39\u7528\u3002\u5bf9\u4e8e\u7b26\u5408\u6761\u4ef6\u7684\u52a0\u62ff\u5927\u9879\u76ee\uff0c\u8d44\u91d1\u8986\u76d6\u5b66\u8d39\u548c\u5927\u5b66\u5f00\u5177\u7684\u8d39\u7528\u3002\u63d0\u524d\u4e86\u89e3\u8fd9\u4e00\u70b9\u53ef\u4ee5\u8ba9\u4f60\u5236\u5b9a\u4e00\u4e2a\u73b0\u5b9e\u4e14\u6613\u4e8e\u89e3\u91ca\u7684\u5bbd\u9650\u671f\u9884\u7b97\u3002<\/span><\/p>\n<p class=\"c5\"><span class=\"c1\" style=\"font-weight: 400\">\u56fa\u5b9a\u5229\u7387\u4f7f\u5f97\u5728\u5bbd\u9650\u671f\u548c\u65e9\u671fOPT\u671f\u95f4\u7684\u8ba1\u5212\u53d8\u5f97\u76f4\u63a5\u3002\u5728\u7b7e\u7ea6\u524d\uff0c\u60a8\u53ef\u4ee5\u67e5\u770b\u6837\u672c\u4ed8\u6b3e\u8ba1\u5212\uff0c\u7136\u540e\u8bbe\u7f6e\u5728\u5bbd\u9650\u671f\u95f4\u53d1\u9001\u7684\u91d1\u989d\uff0c\u4ee5\u4fdd\u6301\u8d44\u672c\u5316\u8f83\u4f4e\u3002\u4e00\u65e6\u5f00\u59cb\u507f\u8fd8\uff0c\u63d0\u524d\u652f\u4ed8\u989d\u5916\u8d39\u7528\u6ca1\u6709\u7f5a\u6b3e\uff0c\u56e0\u6b64\u6bcf\u4e2a\u6708\u591a\u652f\u4ed8\u4e00\u70b9\u53ef\u4ee5\u51cf\u5c11\u603b\u5229\u606f\u652f\u4ed8\u3002<\/span><\/p>\n<p><a class=\"btn btn-primary\" href=\"https:\/\/app.mpowerfinancing.com\/eligibility?_gl=1*p237iz*_gcl_au*MTg4NTgwOTE4Ny4xNzU2ODE4ODI3*_ga*NzU4MjQxODAzLjE3NDExMTEwODc.*_ga_4NZRKRQGZK*czE3NTg1NzUxMTkkbzI4MyRnMCR0MTc1ODU3NTExOSRqNjAkbDAkaDA.*_ga_Y441N2LGPG*czE3NTg1NzUxMTkkbzI4NyRnMCR0MTc1ODU3NTExOSRqNjAkbDAkaDA.\">\u68c0\u67e5\u60a8\u7684\u8d44\u683c<\/a><\/p>\n<h2 class=\"c17\" id=\"h.k4xv3vrl699o\"><span class=\"c24 c10\" style=\"font-weight: 700\">\u5f53\u8ba1\u5212\u6539\u53d8\uff1a\u4fdd\u6301\u60a8\u6b63\u8f68\u7684\u6760\u6746<\/span><\/h2>\n<p class=\"c5\"><span class=\"c1\" style=\"font-weight: 400\">\u5de5\u4f5c\u5f00\u59cb\u6ed1\u843d\uff0c\u5165\u804c\u53ef\u80fd\u9700\u8981\u51e0\u5468\uff0c\u9879\u76ee\u7ed3\u675f\u3002\u5f53\u610f\u5916\u53d1\u751f\u65f6\uff0c\u4f7f\u7528\u8fd9\u4e9b\u6760\u6746\u6765\u4fdd\u62a4\u60a8\u7684\u4fe1\u8a89\u5e76\u63a7\u5236\u5229\u606f\u3002<\/span><\/p>\n<p class=\"c5\"><span class=\"c12 c10\" style=\"font-weight: 700\">\u5982\u679c\u60a8\u7684\u5f00\u59cb\u65e5\u671f\u88ab\u63a8\u8fdf\uff1a<\/span><\/p>\n<ol class=\"c32 lst-kix_f5wp8qhkg815-0 start\" start=\"1\">\n<li class=\"c3 li-bullet-0\"><span class=\"c1\" style=\"font-weight: 400\">\u81f4\u7535\u60a8\u7684\u670d\u52a1\u5546\u5e76\u786e\u8ba4\u60a8\u7684\u9996\u4e2a\u5230\u671f\u65e5\u3002\u8be2\u95ee\u662f\u5426\u5b58\u5728\u56f0\u96be\u6216\u4e34\u65f6\u4ec5\u5229\u606f\u7684\u9009\u9879\uff0c\u7136\u540e\u8bb0\u5f55\u6761\u6b3e\u3002<br \/><\/span><\/li>\n<li class=\"c3 li-bullet-0\"><span class=\"c1\" style=\"font-weight: 400\">\u53ea\u4e3a\u4e00\u4e2a\u6708\u524a\u51cf\u4e09\u79cd\u8d39\u7528\uff1a\u5916\u51fa\u5c31\u9910\uff0c\u6d41\u5a92\u4f53\u548c\u5171\u4eab\u4e58\u8f66\u3002\u4fdd\u6301\u4f4f\u623f\uff0c\u4ea4\u901a\u548c\u516c\u7528\u4e8b\u4e1a\u7a33\u5b9a\uff0c\u4ee5\u4fbf\u751f\u6d3b\u4fdd\u6301\u53ef\u9884\u6d4b\u6027\u3002<br \/><\/span><\/li>\n<li class=\"c3 li-bullet-0\"><span class=\"c1\" style=\"font-weight: 400\">\u5982\u679c\u60a8\u7684\u7ecf\u7406\u5141\u8bb8\uff0c\u8f6c\u5411\u66f4\u77ed\u7684\u901a\u52e4\u6216\u5728\u5bb6\u5de5\u4f5c\u3002\u5c06\u8282\u7701\u7684\u8d44\u91d1\u4f5c\u4e3a\u60a8\u7684\u7b2c\u4e00\u7b14\u989d\u5916\u4ed8\u6b3e\u3002<br \/><\/span><\/li>\n<\/ol>\n<p class=\"c5\"><span class=\"c12 c10\" style=\"font-weight: 700\">\u5982\u679c\u60a8\u662f\u517c\u804c\u6216\u5728OPT\u4e4b\u95f4\u7684\u89d2\u8272\uff1a<\/span><\/p>\n<ul class=\"c32 lst-kix_xuyzipr2fhvg-0 start\">\n<li class=\"c3 li-bullet-0\"><span>\u6839\u636e<\/span><span class=\"c0\"><a class=\"c28\" href=\"https:\/\/www.mpowerfinancing.com\/zh\/en-np\/career-development\/work-authorization-international-students\">\u56fd\u9645\u5b66\u751f\u7684\u5de5\u4f5c\u6388\u6743<\/a><\/span><span class=\"c1\" style=\"font-weight: 400\">\u89c4\u5219\u4ed4\u7ec6\u8ddf\u8e2a\u5931\u4e1a\u5929\u6570\uff0c\u4ee5\u4fbf\u60a8\u7b26\u5408\u672a\u6765\u6b65\u9aa4\u7684\u8d44\u683c\u3002<br \/><\/span><\/li>\n<li class=\"c3 li-bullet-0\"><span class=\"c1\" style=\"font-weight: 400\">\u7ee7\u7eed\u81f3\u5c11\u505a\u51fa\u5c0f\u989d\u4ed8\u6b3e\u3002\u5373\u4f7f\u662f25\u7f8e\u5143\u4e5f\u80fd\u4fdd\u6301\u52a8\u529b\u5e76\u51cf\u5c11\u4ee5\u540e\u7684\u8d44\u672c\u5316\u3002<br \/><\/span><\/li>\n<li class=\"c3 li-bullet-0\"><span class=\"c1\" style=\"font-weight: 400\">\u5982\u679c\u60a8\u7b26\u5408STEM\u5ef6\u671f\u7684\u8d44\u683c\uff0c\u8bf7\u5c3d\u65e9\u63d0\u4ea4\u6587\u4ef6\uff0c\u4ee5\u4fbf\u60a8\u53ef\u4ee5\u7ee7\u7eed\u5de5\u4f5c\u5e76\u4fdd\u6301\u73b0\u91d1\u6d41\u7a33\u5b9a\u3002<br \/><\/span><\/li>\n<\/ul>\n<p class=\"c5\"><span class=\"c10 c12\" style=\"font-weight: 700\">\u5982\u679c\u60a8\u6536\u5230\u52a0\u85aa\u6216\u7b7e\u7ea6\u5956\u91d1\uff1a<\/span><\/p>\n<ul class=\"c32 lst-kix_sbnqu8s7wwrj-0 start\">\n<li class=\"c3 li-bullet-0\"><span class=\"c1\" style=\"font-weight: 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