{"id":27542,"date":"2025-11-18T13:52:44","date_gmt":"2025-11-18T18:52:44","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/zh\/blog\/hidden-fees-checklist-spotting-origination-fx-and-late-charges-on-private-student-loans"},"modified":"2025-11-19T09:29:30","modified_gmt":"2025-11-19T09:29:30","slug":"hidden-fees-checklist-spotting-origination-fx-and-late-charges-on-private-student-loans","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/hidden-fees-checklist-spotting-origination-fx-and-late-charges-on-private-student-loans\/","title":{"rendered":"\u79c1\u4eba\u52a9\u5b66\u91d1\u8d39\u7528\uff1a\u5c3c\u6cca\u5c14\u5b66\u751f\u5fc5\u987b\u4e86\u89e3\u7684\u9690\u85cf\u6536\u8d39"},"content":{"rendered":"<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u5982\u679c\u60a8\u4ece\u5c3c\u6cca\u5c14\u79fb\u5c45\u5230\u7f8e\u56fd\u6216\u52a0\u62ff\u5927\uff0c\u60a8\u63a5\u53d7\u7684\u5b66\u751f\u52a9\u5b66\u91d1\u5c06\u4f34\u968f\u60a8\u591a\u5e74\u3002\u5229\u7387\u6700\u53d7\u5173\u6ce8\uff0c\u4f46\u5c0f\u989d\u8d39\u7528\u53ef\u80fd\u4f1a\u63d0\u9ad8\u60a8\u7684\u5b9e\u9645\u6210\u672c\u3002\u672c\u6587\u89e3\u91ca\u4e86\u60a8\u6700\u53ef\u80fd\u9047\u5230\u7684\u8d39\u7528\uff0c\u5c55\u793a\u4e86\u5982\u4f55\u8fdb\u884c\u5feb\u901f\u7684\u8d22\u52a1\u5ba1\u67e5\uff0c\u5e76\u5305\u62ec\u4e86\u60a8\u5728\u7b7e\u7ea6\u524d\u53ef\u4ee5\u4f7f\u7528\u7684\u6e05\u5355\u3002<\/span><\/p>\n<h2 id=\"h.pt1slbo5oqi0\" class=\"c27\"><span class=\"c21\" style=\"font-weight: bold\">\u4e86\u89e3\u8d39\u7528\u7c7b\u578b\u548c\u5b83\u4eec\u7684\u9690\u85cf\u4e4b\u5904<\/span><\/h2>\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u9996\u5148\u4e86\u89e3\u540d\u79f0\u3002\u5982\u679c\u8d37\u6b3e\u4eba\u4e3a\u540c\u4e00\u6982\u5ff5\u4f7f\u7528\u4e0d\u540c\u7684\u8bcd\u8bed\uff0c\u8bf7\u8981\u6c42\u5728\u4fe1\u7528\u534f\u8bae\u4e2d\u63d0\u4f9b\u6cd5\u5f8b\u5b9a\u4e49\u3002<\/span><\/p>\n<table class=\"c36\">\n<tbody>\n<tr class=\"c20\">\n<td class=\"c9\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c11\"><span class=\"c29\" style=\"font-weight: bold\">\u8d39\u7528\u7c7b\u578b<\/span><\/p>\n<\/td>\n<td class=\"c24\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c11\"><span class=\"c29\" style=\"font-weight: bold\">\u5b83\u7684\u542b\u4e49<\/span><\/p>\n<\/td>\n<td class=\"c22\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c11\"><span class=\"c29\" style=\"font-weight: bold\">\u5c3c\u6cca\u5c14\u7279\u5b9a\u6ce8\u610f\u4e8b\u9879<\/span><\/p>\n<\/td>\n<\/tr>\n<tr class=\"c18\">\n<td class=\"c9\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u53d1\u8d77\u8d39<\/span><\/p>\n<\/td>\n<td class=\"c24\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u6279\u51c6\u65f6\u7684\u4e00\u6b21\u6027\u6536\u8d39\u3002\u4e00\u4e9b\u8d37\u6b3e\u4eba\u4ece\u653e\u6b3e\u4e2d\u6263\u9664\u3002<\/span><\/p>\n<\/td>\n<td class=\"c22\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u5982\u679c\u4ece2\u4e07\u7f8e\u5143\u7684\u653e\u6b3e\u4e2d\u6263\u96645%\u7684\u8d39\u7528\uff0c\u5b66\u6821\u53ef\u80fd\u6536\u52301.9\u4e07\u7f8e\u5143\uff0c\u800c\u60a8\u4ecd\u9700\u507f\u8fd8\u5168\u90e82\u4e07\u7f8e\u5143\u3002\u8bf7\u89c4\u5212\u60a8\u7684\u5dee\u989d\u3002<\/span><\/p>\n<\/td>\n<\/tr>\n<tr class=\"c18\">\n<td class=\"c9\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u5916\u6c47\uff08FX\uff09\u548c\u8f6c\u8d26\u8d39\u7528<\/span><\/p>\n<\/td>\n<td class=\"c24\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u5f53\u8d44\u91d1\u8de8\u5883\u6d41\u52a8\u6216\u60a8\u4ee5\u4e0d\u540c\u7684\u8d27\u5e01\u652f\u4ed8\u65f6\u7684\u94f6\u884c\u5dee\u4ef7\u548c\u7535\u6c47\u8d39\u7528\u3002<\/span><\/p>\n<\/td>\n<td class=\"c22\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u5c3c\u6cca\u5c14\u7684\u5bb6\u5ead\u7ecf\u5e38\u6c47\u6b3e\u751f\u6d3b\u8d39\u7528\u3002\u6bcf\u6b21\u6c47\u6b3e\u90fd\u53ef\u80fd\u5e26\u6709\u5dee\u4ef7\u548c\u51fa\u5883\u7535\u6c47\u8d39\u7528\u3002\u5c3d\u91cf\u51cf\u5c11\u8f6c\u8d26\u6b21\u6570\u3002<\/span><\/p>\n<\/td>\n<\/tr>\n<tr class=\"c12\">\n<td class=\"c9\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u6ede\u7eb3\u91d1<\/span><\/p>\n<\/td>\n<td class=\"c24\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u5982\u679c\u4ed8\u6b3e\u5728\u5230\u671f\u65e5\u540e\u5230\u8fbe\uff0c\u5219\u6536\u53d6\u56fa\u5b9a\u91d1\u989d\u6216\u767e\u5206\u6bd4\u3002<\/span><\/p>\n<\/td>\n<td class=\"c22\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u4e00\u65e6\u5f00\u8bbe\u7f8e\u56fd\u8d26\u6237\uff0c\u5c31\u5f00\u542f\u81ea\u52a8\u652f\u4ed8\uff0c\u4ee5\u907f\u514d\u903e\u671f\u8d39\u7528\u548c\u5916\u6c47\u60ca\u559c\u3002<\/span><\/p>\n<\/td>\n<\/tr>\n<tr class=\"c12\">\n<td class=\"c9\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u9000\u6b3e\u8d39<\/span><\/p>\n<\/td>\n<td class=\"c24\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u7531\u4e8e\u8d44\u91d1\u4e0d\u8db3\u6216\u8d26\u53f7\u9519\u8bef\u5bfc\u81f4\u652f\u4ed8\u5931\u8d25\u65f6\u6536\u53d6\u7684\u8d39\u7528\u3002<\/span><\/p>\n<\/td>\n<td class=\"c22\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u5728\u4ed8\u6b3e\u8d26\u6237\u4e2d\u4fdd\u7559\u4e00\u5c0f\u90e8\u5206\u7f13\u51b2\u8d44\u91d1\u3002\u5931\u8d25\u7684ACH\u63d0\u6b3e\u4f1a\u589e\u52a0\u6210\u672c\u548c\u538b\u529b\u3002<\/span><\/p>\n<\/td>\n<\/tr>\n<tr class=\"c18\">\n<td class=\"c9\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u8d44\u672c\u5316<\/span><\/p>\n<\/td>\n<td class=\"c24\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u5728\u8bbe\u5b9a\u7684\u65f6\u95f4\uff0c\u5982\u5bbd\u9650\u671f\u6216\u5ef6\u671f\u671f\u540e\uff0c\u672a\u4ed8\u5229\u606f\u52a0\u5165\u672c\u91d1\u3002<\/span><\/p>\n<\/td>\n<td class=\"c22\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\">\u8d44\u672c\u5316\u4f1a\u589e\u52a0\u672c\u91d1\u52a9\u5b66\u91d1\u7684\u91d1\u989d\uff0c\u672a\u6765\u7684\u5229\u606f\u5c06\u6839\u636e\u8fd9\u4e2a\u91d1\u989d\u8ba1\u7b97\u548c\u6b20\u6b3e<span class=\"c0\" style=\"font-weight: 400\">\u3002\u4e86\u89e3\u4f55\u65f6\u53d1\u751f\u3002<\/span><\/p>\n<\/td>\n<\/tr>\n<tr class=\"c12\">\n<td class=\"c9\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u63d0\u524d\u8fd8\u6b3e\u7f5a\u6b3e<\/span><\/p>\n<\/td>\n<td class=\"c24\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u63d0\u524d\u507f\u8fd8\u7684\u8d39\u7528\u3002\u6709\u4fe1\u8a89\u7684\u6559\u80b2\u8d37\u6b3e\u4eba\u4e0d\u4f1a\u6536\u53d6\u6b64\u8d39\u7528\u3002<\/span><\/p>\n<\/td>\n<td class=\"c22\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u5982\u679c\u5b58\u5728\u7f5a\u6b3e\uff0c\u91cd\u65b0\u8003\u8651\u8fd9\u4e2a\u63d0\u8bae\u3002\u63d0\u524d\u652f\u4ed8\u4e0d\u5e94\u88ab\u5904\u7f5a\u3002<\/span><\/p>\n<\/td>\n<\/tr>\n<tr class=\"c12\">\n<td class=\"c9\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u7533\u8bf7\u6216\u5904\u7406\u8d39<\/span><\/p>\n<\/td>\n<td class=\"c24\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u5728\u6279\u51c6\u524d\u6216\u4e3a\u4e86\u201c\u52a0\u5feb\u201d\u5ba1\u67e5\u800c\u8981\u6c42\u7684\u94b1\u3002<\/span><\/p>\n<\/td>\n<td class=\"c22\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u5bf9\u9884\u4ed8\u8d39\u7528\u6301\u8c28\u614e\u6001\u5ea6\u3002\u8be2\u95ee\u5b83\u4eec\u8986\u76d6\u4e86\u4ec0\u4e48\uff0c\u662f\u5426\u53ef\u4ee5\u9000\u6b3e\u3002<\/span><\/p>\n<\/td>\n<\/tr>\n<tr class=\"c16\">\n<td class=\"c9\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u4fbf\u5229\u8d39<\/span><\/p>\n<\/td>\n<td class=\"c24\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u4f7f\u7528\u5361\u652f\u4ed8\u7684\u989d\u5916\u8d39\u7528\u3002<\/span><\/p>\n<\/td>\n<td class=\"c22\" colspan=\"1\" rowspan=\"1\">\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u5982\u679c\u53ef\u80fd\uff0c\u4f7f\u7528\u94f6\u884c\u8d26\u6237\u7684ACH\u4ee3\u66ff\u5361\u3002<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h3 class=\"c23\"><strong><span class=\"c0\">\u8d39\u7528\u9690\u85cf\u7684\u4e09\u4e2a\u5730\u65b9\uff1a<\/span><\/strong><\/h3>\n<ol class=\"c4 lst-kix_j2ouk1pog8p3-0 start\" start=\"1\">\n<li class=\"c2 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u5728\u7533\u8bf7\u8fc7\u7a0b\u7ed3\u675f\u65f6\u62ab\u9732\u7684\u201c\u8d37\u6b3e\u771f\u76f8\u201d\u62ab\u9732\u4e2d<br \/>\n<\/span><\/li>\n<li class=\"c2 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u5728\u5b66\u6821\u5b9e\u9645\u6536\u5230\u7684\u91d1\u989d\u4e2d\u6263\u9664\u4e86\u53d1\u8d77\u8d39\u7528<br \/>\n<\/span><\/li>\n<li class=\"c2 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u5f53\u5bb6\u5ead\u5411\u5b66\u751f\u53d1\u9001\u7528\u4e8e\u4f4f\u623f\u6216\u98df\u7269\u7684\u652f\u6301\u91d1\u65f6\u7684\u5916\u6c47\u8d39\u7528<br \/>\n<\/span><\/li>\n<\/ol>\n<h3 id=\"h.izp4iuuprfql\" class=\"c42\"><span class=\"c31 c29\" style=\"font-weight: bold\">\u5982\u4f55\u5728\u4e00\u901a\u7535\u8bdd\u4e2d\u786e\u8ba4<\/span><\/h3>\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u4e0e\u8d37\u6b3e\u4eba\u901a\u8bdd\u65f6\u8bf7\u95ee\u4ee5\u4e0b\u4e09\u4e2a\u95ee\u9898\uff1a<\/span><\/p>\n<ul class=\"c4 lst-kix_zayefkme0xuw-0 start\">\n<li class=\"c2 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u4f60\u80fd\u5426\u8bfb\u51fa\u5b8c\u6574\u7684\u8d39\u7528\u8868\uff0c\u800c\u4e0d\u4ec5\u4ec5\u662f\u53d1\u9001\u94fe\u63a5\uff1f<br \/>\n<\/span><\/li>\n<li class=\"c2 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u5728\u652f\u4ed8\u7ed9\u5b66\u6821\u4e4b\u524d\uff0c\u662f\u5426\u4ece\u52a9\u5b66\u91d1\u91d1\u989d\u4e2d\u6263\u9664\u4e86\u4efb\u4f55\u8d39\u7528\uff1f<br \/>\n<\/span><\/li>\n<li class=\"c2 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u903e\u671f\u8d39\u7528\u7684\u5177\u4f53\u91d1\u989d\u662f\u591a\u5c11\uff0c\u6bd5\u4e1a\u540e\u7684\u5bbd\u9650\u671f\u6709\u591a\u957f\uff1f<br \/>\n<\/span><\/li>\n<\/ul>\n<h2 id=\"h.nfij4iueydsd\" class=\"c27\"><span class=\"c21\" style=\"font-weight: bold\">\u5728\u4f60\u7b7e\u5b57\u4e4b\u524d\u505a\u597d\u8ba1\u7b97<\/span><\/h2>\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u4fdd\u6301\u6570\u5b57\u7b80\u5355\u3002\u4f60\u7684\u76ee\u6807\u662f\u4f30\u8ba1\u4f60\u53ef\u4ee5\u9884\u671f\u7684\u5168\u90e8\u6210\u672c\uff0c\u800c\u4e0d\u662f\u5728\u7b2c\u4e00\u5929\u5c31\u5efa\u7acb\u4e00\u4e2a\u5b8c\u6574\u7684\u7535\u5b50\u8868\u683c\u3002<\/span><\/p>\n<p class=\"c3\"><span class=\"c30 c29\" style=\"font-weight: bold\">\u4f60\u53ef\u4ee5\u5728\u624b\u673a\u4e0a\u505a\u7684\u53d1\u8d77\u6570\u5b66\u8ba1\u7b97\uff1a<\/span><\/p>\n<ul class=\"c4 lst-kix_qg33t7ippenj-0 start\">\n<li class=\"c23 c37 li-bullet-0\">\u4e00\u4e9b\u8d37\u6b3e\u4eba\u5728\u5c06\u8d44\u91d1\u53d1\u9001\u5230\u4f60\u7684\u5b66\u6821\u4e4b\u524d\u6263\u9664<span class=\"c0\" style=\"font-weight: 400\">\u8d39\u7528\u3002<br \/>\n<\/span><\/li>\n<li class=\"c23 c37 li-bullet-0\">\u5176\u4ed6\u4eba\uff0c\u5982MPOWER Financing\uff0c\u4f1a\u5728\u4f60\u7684\u6279\u51c6\u52a9\u5b66\u91d1\u91d1\u989d\u4e0a\u589e\u52a0<span class=\"c0\" style=\"font-weight: 400\">\u53d1\u8d77\u8d39\u7528\u3002<br \/>\n<\/span><\/li>\n<\/ul>\n<p class=\"c3\"><span class=\"c29\" style=\"font-weight: bold\">\u793a\u4f8b\uff1a<br \/>\n<\/span>\u5982\u679c\u4f60\u7684\u52a9\u5b66\u91d1\u6279\u51c6\u91d1\u989d\u4e3a20,000\u7f8e\u5143\uff0c\u53d1\u8d77\u8d39\u7528\u4e3a4%\uff0c\u90a3\u4e48\u4f60\u7684\u603b\u52a9\u5b66\u91d1\u4f59\u989d\u5c06\u4e3a20,800\u7f8e\u5143\uff0c\u4f46\u5b66\u6821\u4ecd\u4f1a\u6536\u5230\u5b8c\u6574\u768420,000\u7f8e\u5143\u7684\u53d1\u653e\u6b3e\u3002<\/p>\n<p class=\"c3\"><span class=\"c29 c30\" style=\"font-weight: bold\">\u5c3c\u6cca\u5c14\u5bb6\u5ead\u7684\u5916\u6c47\u548c\u6c47\u6b3e\u6570\u5b66\u8ba1\u7b97\uff1a<\/span><\/p>\n<ul class=\"c4 lst-kix_r2rgo3o8xo0k-0 start\">\n<li class=\"c2 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u603b\u6c47\u6b3e\u6210\u672c = \u8f6c\u8d26\u8d39\u7528 + \u5916\u6c47\u5dee\u4ef7\u767e\u5206\u6bd4 \u00d7 \u53d1\u9001\u91d1\u989d<br \/>\n<\/span><\/li>\n<li class=\"c2 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u5982\u679c\u94f6\u884c\u6536\u53d612\u7f8e\u5143\u7684\u7535\u6c47\u8d39\u548c2%\u7684\u6c47\u7387\u5dee\u4ef7\u6765\u53d1\u90011000\u7f8e\u5143\uff0c\u90a3\u4e48\u6210\u672c\u5c31\u662f12\u7f8e\u5143\u52a0\u4e0a20\u7f8e\u5143\u3002\u6bcf\u6708\u53d1\u9001\u4e00\u6b21\u6bd4\u53d1\u9001\u5c0f\u989d\u4e24\u6b21\u4fbf\u5b9c\u3002<\/span><\/li>\n<\/ul>\n<p class=\"c3\"><span class=\"c30 c29\" style=\"font-weight: bold\">\u6bcf\u6708\u8fd8\u6b3e\u73b0\u5b9e\u68c0\u67e5\uff1a<\/span><\/p>\n<ul class=\"c4 lst-kix_dky63vl63pgo-0 start\">\n<li class=\"c2 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u8be2\u95ee\u60a8\u53ef\u80fd\u7684\u52a9\u5b66\u91d1\u5927\u5c0f\u548c\u62a5\u4ef7\u4e2d\u7684\u56fa\u5b9a\u5229\u7387\u7684\u6837\u672c\u8fd8\u6b3e\u8ba1\u5212\u3002<br \/>\n<\/span><\/li>\n<li class=\"c2 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u770b\u770b\u5bbd\u9650\u671f\u540e\u7684\u7b2c\u4e00\u6b21\u4ed8\u6b3e\u3002\u8fd9\u4e2a\u6570\u5b57\u662f\u5426\u7b26\u5408\u60a8\u9886\u57df\u5185\u7684\u4fdd\u5b88\u7684\u7b2c\u4e00\u5e74\u85aa\u6c34\uff1f\u5982\u679c\u4e0d\u662f\uff0c\u51cf\u5c11\u60a8\u501f\u7684\u91d1\u989d\u6216\u8ba1\u5212\u5728\u5b66\u6821\u671f\u95f4\u652f\u4ed8\u5c11\u91cf\u5229\u606f\u4ee5\u51cf\u7f13\u4f59\u989d\u589e\u957f\u3002<\/span><\/li>\n<\/ul>\n<p class=\"c3\"><span class=\"c30 c29\" style=\"font-weight: bold\">\u4f55\u65f6\u8fdb\u884c\u8d44\u672c\u5316\uff1a<\/span><\/p>\n<ul class=\"c4 lst-kix_grai66nq9ttt-0 start\">\n<li class=\"c2 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u5982\u679c\u5229\u606f\u5728\u60a8\u5b66\u4e60\u671f\u95f4\u7d2f\u79ef\uff0c\u8be2\u95ee\u786e\u5207\u4f55\u65f6\u8fdb\u884c\u8d44\u672c\u5316\u3002<br \/>\n<\/span><\/li>\n<li class=\"c2 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u793a\u4f8b\u89e6\u70b9\u5305\u62ec\u5bbd\u9650\u671f\u7ed3\u675f\u6216\u5ef6\u671f\u540e\u3002<br \/>\n<\/span><\/li>\n<li class=\"c2 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u5982\u679c\u60a8\u53ef\u4ee5\u6bcf\u6708\u4ece\u7f8e\u56fd\u8d26\u6237\u652f\u4ed8\u4e00\u70b9\u5229\u606f\uff0c\u60a8\u53ef\u4ee5\u4fdd\u6301\u8f83\u4f4e\u7684\u8d44\u672c\u5316\u3002<\/span><\/li>\n<\/ul>\n<p class=\"c3\"><span class=\"c29\" style=\"font-weight: bold\">\u60a8\u53ef\u4ee5\u590d\u5236\u7684\u8d22\u52a1\u5ba1\u67e5\u5de5\u4f5c\u8868\uff1a<br \/>\n<\/span><\/p>\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u5728\u60a8\u7684\u7b14\u8bb0\u5e94\u7528\u4e2d\u5199\u4e0b\u4e94\u884c\uff0c\u5e76\u5728\u901a\u8bdd\u671f\u95f4\u586b\u5199\u5b83\u4eec\uff1a<\/span><\/p>\n<ol class=\"c4 lst-kix_amf9jyr9gut9-0 start\" start=\"1\">\n<li class=\"c2 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u53d1\u8d77\u8d39\u7528\u767e\u5206\u6bd4\u4ee5\u53ca\u662f\u5426\u4ece\u5212\u6b3e\u4e2d\u6263\u9664<br \/>\n<\/span><\/li>\n<li class=\"c2 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u6ede\u7eb3\u91d1\u91d1\u989d\u4ee5\u53ca\u4f55\u65f6\u9002\u7528<br \/>\n<\/span><\/li>\n<li class=\"c2 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u9000\u6b3e\u8d39\u7528\u91d1\u989d<br \/>\n<\/span><\/li>\n<li class=\"c2 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u5982\u679c\u5bb6\u4eba\u4f1a\u5411\u60a8\u6c47\u6b3e\uff0c\u90a3\u4e48\u5916\u6c47\u548c\u7535\u6c47\u8d39\u7528\u662f\u591a\u5c11<br \/>\n<\/span><\/li>\n<li class=\"c2 li-bullet-0\">\u5229\u606f\u4f55\u65f6\u8d44\u672c\u5316\u4ee5\u53ca\u662f\u5426\u6709\u4efb\u4f55\u63d0\u524d\u8fd8\u6b3e\u7f5a\u6b3e<\/li>\n<\/ol>\n<h2><\/h2>\n<h2 id=\"h.fkjspmjhf4ql\" class=\"c27\"><span class=\"c29 c33\" style=\"font-weight: bold\">MPOWER Financing\u5982\u4f55\u5904\u7406\u8d39\u7528\u548c\u900f\u660e\u5ea6<\/span><\/h2>\n<p class=\"c3\"><span class=\"c29\" style=\"font-weight: bold\">\u7b80\u5355\u7684\u8bed\u8a00\u548c\u5b66\u6821\u4f18\u5148\u53d1\u653e\u52a9\u5b66\u91d1:<\/span><span class=\"c0\" style=\"font-weight: 400\">\u00a0MPOWER Financing\u53d1\u51fa\u6e05\u6670\u7684\u62ab\u9732\uff0c\u5e76\u76f4\u63a5\u6309\u5b66\u671f\u5411\u5927\u5b66\u652f\u4ed8\u3002\u8fd9\u6837\u53ef\u4ee5\u4f7f\u60a8\u7684\u5b66\u751f\u8d26\u6237\u4e0e\u60a8\u7684\u52a9\u5b66\u91d1\u4fdd\u6301\u540c\u6b65\uff0c\u907f\u514d\u5173\u4e8e\u65f6\u95f4\u7684\u731c\u6d4b\u3002\u60a8\u53ef\u4ee5\u4e0e\u60a8\u7684\u51fa\u7eb3\u5458\u5206\u4eab\u53d1\u653e\u7ec6\u8282\uff0c\u4ee5\u4fbf\u8d26\u5355\u548c\u8d44\u91d1\u5bf9\u9f50\u3002<\/span><\/p>\n<p class=\"c3\"><span class=\"c8 c29\" style=\"font-weight: bold\"><a class=\"c14\" href=\"https:\/\/www.mpowerfinancing.com\/zh\/financial-empowerment\/no-cosigner-student-loans\">\u65e0\u9700\u5171\u540c\u7b7e\u7f72\u4eba\u7684\u52a9\u5b66\u91d1<\/a><\/span><span class=\"c29\" style=\"font-weight: bold\">\u00a0\u548c\u56fa\u5b9a\u5229\u7387\u8ba1\u5212:<\/span>\u00a0\u8d44\u91d1\u53ef\u4ee5\u7528\u4e8e\u7f8e\u56fd\u5408\u683c\u5b66\u6821\u7684\u6279\u51c6\u6559\u80b2\u8d39\u7528\uff0c\u5982\u5b66\u8d39\u3001\u8d39\u7528\u548c\u5b66\u6821\u5217\u51fa\u7684\u67d0\u4e9b\u751f\u6d3b\u8d39\u7528\u3002\u5728\u52a0\u62ff\u5927\uff0c\u8d44\u91d1\u8986\u76d6\u5b66\u8d39\u548c\u5927\u5b66\u5f00\u5177\u7684\u8d39\u7528\u3002\u8be5\u6a21\u578b\u4e0d\u9700\u8981\u6765\u81ea\u5c3c\u6cca\u5c14\u5bb6\u5ead\u7684\u7f8e\u56fd\u5171\u540c\u7b7e\u7f72\u4eba\u6216\u62b5\u62bc\u54c1\u3002 <span class=\"c8\"><a class=\"c14\" href=\"https:\/\/www.mpowerfinancing.com\/zh\/financial-empowerment\/fixed-rate-student-loan\">\u56fa\u5b9a\u5229\u7387\u52a9\u5b66\u91d1<\/a><\/span>\u4f7f\u60a8\u66f4\u5bb9\u6613\u8ba1\u5212\u60a8\u7684\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\u507f\u8fd8<span class=\"c0\" style=\"font-weight: 400\">\u5728\u53ef\u9009\u62e9\u7684\u5b9e\u8df5\u8bad\u7ec3\uff08OPT\uff09\u671f\u95f4\uff0c\u4e0d\u4f1a\u6709\u4efb\u4f55\u610f\u5916\u3002<\/span><\/p>\n<p class=\"c3\"><span class=\"c29\" style=\"font-weight: bold\">\u63d0\u524d\u507f\u8fd8\u65e0\u7f5a\u6b3e:<\/span><span class=\"c0\" style=\"font-weight: 400\">\u00a0\u5982\u679c\u60a8\u7684\u6536\u5165\u589e\u52a0\uff0c\u60a8\u53ef\u4ee5\u66f4\u5feb\u5730\u507f\u8fd8\uff0c\u800c\u4e0d\u9700\u8981\u652f\u4ed8\u8d39\u7528\u3002\u5982\u679c\u60a8\u63a5\u53d7\u4e86\u5728\u7f8e\u56fd\u57ce\u5e02\u7684\u66f4\u9ad8\u85aa\u6c34\u7684\u5de5\u4f5c\uff0c\u5e76\u5e0c\u671b\u51cf\u5c11\u603b\u5229\u606f\uff0c\u8fd9\u5c06\u975e\u5e38\u6709\u7528\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><a class=\"btn btn-primary\" href=\"https:\/\/app.mpowerfinancing.com\/eligibility?_gl=1*p237iz*_gcl_au*MTg4NTgwOTE4Ny4xNzU2ODE4ODI3*_ga*NzU4MjQxODAzLjE3NDExMTEwODc.*_ga_4NZRKRQGZK*czE3NTg1NzUxMTkkbzI4MyRnMCR0MTc1ODU3NTExOSRqNjAkbDAkaDA.*_ga_Y441N2LGPG*czE3NTg1NzUxMTkkbzI4NyRnMCR0MTc1ODU3NTExOSRqNjAkbDAkaDA.\">\u68c0\u67e5\u60a8\u7684\u8d44\u683c<\/a><\/p>\n<p>&nbsp;<\/p>\n<h2 id=\"h.ntpg8t853cg7\" class=\"c27\"><span class=\"c21\" style=\"font-weight: bold\">\u5c3c\u6cca\u5c14\u5b66\u751f\u7684\u6700\u540e\u7b7e\u7f72\u6e05\u5355<\/span><\/h2>\n<p class=\"c3\"><span class=\"c0\" style=\"font-weight: 400\">\u5c06\u6b64\u4f5c\u4e3a\u6700\u540e\u7684\u68c0\u67e5\u3002\u5b83\u5c06\u662f\u6216\u975e\u68c0\u67e5\u4e0e\u60a8\u5199\u7ed9\u81ea\u5df1\u7684\u7b80\u77ed\u7b14\u8bb0\u6df7\u5408\u5728\u4e00\u8d77\u3002\u5982\u679c\u60a8\u4e0d\u80fd\u56de\u7b54\u662f\uff0c\u6682\u505c\u5e76\u5bfb\u6c42\u660e\u786e\u3002<\/span><\/p>\n<ol class=\"c4 lst-kix_o57wtapyyuvk-0 start\" start=\"1\">\n<li class=\"c2 li-bullet-0\"><span class=\"c29\" style=\"font-weight: bold\">\u5b66\u6821\u5728\u6263\u9664\u8d39\u7528\u540e\u83b7\u5f97\u8db3\u591f\u7684\u52a9\u5b66\u91d1:<\/span><span class=\"c0\" style=\"font-weight: 400\">\u00a0\u6211\u5c06\u5b66\u8d39\u8d26\u5355\u4e0e\u4efb\u4f55\u53d1\u653e\u6263\u9664\u540e\u7684\u52a9\u5b66\u91d1\u8fdb\u884c\u4e86\u6bd4\u8f83\u3002<br \/>\n<\/span><\/li>\n<li class=\"c2 li-bullet-0\"><span class=\"c29\" style=\"font-weight: bold\">\u6211\u77e5\u9053\u6211\u7684\u6bcf\u6708\u6570\u989d:<\/span><span class=\"c0\" style=\"font-weight: 400\">\u00a0\u6211\u6709\u4e00\u4e2a\u6837\u672c\u4ed8\u6b3e\u8ba1\u5212\uff0c\u7b2c\u4e00\u6b21\u4ed8\u6b3e\u9002\u5408\u6211\u9886\u57df\u7684\u4fdd\u5b88\u5de5\u8d44\u3002<br \/>\n<\/span><\/li>\n<li class=\"c2 li-bullet-0\"><span class=\"c29\" style=\"font-weight: bold\">\u6211\u77e5\u9053\u6ede\u7eb3\u91d1\u4ee5\u53ca\u5982\u4f55\u907f\u514d\u5b83\uff1a<\/span><span class=\"c0\" style=\"font-weight: 400\">\u00a0\u6211\u5c06\u4ece\u7f8e\u56fd\u8d26\u6237\u8bbe\u7f6e\u81ea\u52a8\u652f\u4ed8\u5e76\u4fdd\u7559\u4e00\u5c0f\u90e8\u5206\u7f13\u51b2\u3002<br \/>\n<\/span><\/li>\n<li class=\"c2 li-bullet-0\"><span class=\"c29\" style=\"font-weight: bold\">\u6211\u77e5\u9053\u5916\u6c47\u8ba1\u5212\uff1a<\/span><span class=\"c0\" style=\"font-weight: 400\">\u00a0\u6211\u7684\u5bb6\u4eba\u5c06\u901a\u8fc7\u8f83\u5c11\uff0c\u8f83\u5927\u7684\u8f6c\u8d26\u6765\u53d1\u9001\u652f\u6301\u8d44\u91d1\uff0c\u4ee5\u51cf\u5c11\u603b\u7684\u5916\u6c47\u5dee\u4ef7\u548c\u7535\u6c47\u8d39\u7528\u3002<br \/>\n<\/span><\/li>\n<li class=\"c2 li-bullet-0\"><span class=\"c29\" style=\"font-weight: bold\">\u6211\u68c0\u67e5\u4e86\u63d0\u524d\u8fd8\u6b3e\u7684\u7f5a\u6b3e\uff1a<\/span><span class=\"c0\" style=\"font-weight: 400\">\u00a0\u6ca1\u6709\u3002\u5982\u679c\u6536\u5165\u589e\u52a0\uff0c\u6211\u53ef\u4ee5\u66f4\u5feb\u5730\u652f\u4ed8\u3002<br \/>\n<\/span><\/li>\n<li class=\"c2 li-bullet-0\"><span class=\"c29\" style=\"font-weight: bold\">\u6211\u77e5\u9053\u4f55\u65f6\u8ba1\u606f\uff1a<\/span>\u00a0\u6211\u4f1a\u5c1d\u8bd5\u5728\u5b66\u4e60\u671f\u95f4\u652f\u4ed8\u5c0f\u989d\u5229\u606f\uff0c\u4ee5\u4fdd\u6301<span class=\"c0\" style=\"font-weight: 400\">\u52a9\u5b66\u91d1\u7684\u603b\u6210\u672c\u8f83\u4f4e\u3002<br \/>\n<\/span><\/li>\n<li class=\"c2 li-bullet-0\"><span class=\"c29\" style=\"font-weight: bold\">\u6211\u77e5\u9053\u52a9\u5b66\u91d1\u53ef\u4ee5\u8986\u76d6\u4ec0\u4e48\uff1a<\/span>\u00a0\u7f8e\u56fd\u7684\u9879\u76ee\u53ef\u4ee5\u5305\u62ec\u5927\u5b66\u5217\u51fa\u7684\u6279\u51c6\u7684\u6559\u80b2\u8d39\u7528\u3002\u52a0\u62ff\u5927\u662f\u5b66\u8d39\u548c\u5927\u5b66\u5f00\u5177\u7684\u8d39\u7528\u3002\u6211\u7684<span class=\"c8\"><a class=\"c14\" href=\"https:\/\/www.mpowerfinancing.com\/zh\/financial-empowerment\/study-abroad-budgeting\">\u7559\u5b66\u9884\u7b97<\/a><\/span><span class=\"c0\" style=\"font-weight: 400\">\u00a0\u53cd\u6620\u4e86\u8fd9\u79cd\u7406\u89e3\u3002<br \/>\n<\/span><\/li>\n<li class=\"c2 li-bullet-0\"><span class=\"c29\" style=\"font-weight: bold\">\u6211\u5c3d\u91cf\u5c11\u501f\u6b3e\uff1a<\/span><span class=\"c0\" style=\"font-weight: 400\">\u00a0\u9996\u5148\u5e94\u7528\u5956\u5b66\u91d1\u548c\u50a8\u84c4\u3002\u6211\u53ea\u501f\u8d37\u4e0d\u8db3\u7684\u90e8\u5206\u3002<br \/>\n<\/span><\/li>\n<li class=\"c2 li-bullet-0\"><span class=\"c29\" style=\"font-weight: bold\">\u6211\u4fdd\u5b58\u4e86\u6bcf\u4e00\u4efd\u6587\u4ef6\uff1a<\/span><span class=\"c0\" style=\"font-weight: 400\">\u00a0\u6279\u51c6\u3001\u62ab\u9732\u548c\u53d1\u653e\u8be6\u60c5\u90fd\u4fdd\u5b58\u5728\u4e00\u4e2a\u4e91\u6587\u4ef6\u5939\u4e2d\uff0c\u4f9b\u7b7e\u8bc1\u548c\u5b66\u6821\u4f7f\u7528\u3002<br \/>\n<\/span><\/li>\n<li class=\"c2 li-bullet-0\"><span class=\"c29\" style=\"font-weight: bold\">\u6211\u53ef\u4ee5\u5728\u4e00\u5206\u949f\u5185\u89e3\u91ca\u6211\u7684\u8ba1\u5212\uff1a<\/span><span class=\"c0\" style=\"font-weight: 400\">\u00a0\u6211\u53ef\u4ee5\u63cf\u8ff0\u52a9\u5b66\u91d1\u8986\u76d6\u7684\u5185\u5bb9\uff0c\u5927\u5b66\u4f55\u65f6\u4f1a\u6536\u5230\u8d44\u91d1\uff0c\u4ee5\u53ca\u6211\u6bd5\u4e1a\u540e\u5982\u4f55\u507f\u8fd8\u3002<br \/>\n<\/span><\/li>\n<\/ol>\n<p class=\"c3\">\u6709\u4e86\u8fd9\u4e9b\u7b54\u6848\uff0c\u4f60\u53ef\u4ee5\u81ea\u4fe1\u5730\u63a5\u53d7\u63d0\u8bae\uff0c\u907f\u514d\u8d39\u7528\uff0c\u5e76\u5c06\u4f60\u7684\u6ce8\u610f\u529b\u96c6\u4e2d\u5728\u5b66\u4e60\u548c\u5b9e\u4e60\u4e0a\uff0c\u800c\u4e0d\u662f\u610f\u5916\u7684\u4e8b\u60c5\u4e0a\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u53d1\u73b0\u79c1\u4eba\u52a9\u5b66\u91d1\u4e2d\u7684\u9690\u85cf\u8d39\u7528\uff0c\u5305\u62ec\u53d1\u8d77\u8d39\u3001\u5916\u6c47\u548c\u6ede\u7eb3\u91d1\u3002\u5c3c\u6cca\u5c14\u5b66\u751f\u907f\u514d\u6602\u8d35\u60ca\u559c\u7684\u5fc5\u5907\u6e05\u5355\u3002<\/p>\n","protected":false},"author":24,"featured_media":37620,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[16,28],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.10 (Yoast SEO v20.10) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u79c1\u4eba\u52a9\u5b66\u91d1\u8d39\u7528\uff1a\u5c3c\u6cca\u5c14\u5b66\u751f\u5fc5\u987b\u4e86\u89e3\u7684\u9690\u85cf\u6536\u8d39 | MPOWER Financing\u4e2d\u6587\u5b98\u7f51<\/title>\n<meta name=\"description\" content=\"\u53d1\u73b0\u79c1\u4eba\u52a9\u5b66\u91d1\u4e2d\u7684\u9690\u85cf\u8d39\u7528\uff0c\u5305\u62ec\u53d1\u8d77\u8d39\u3001\u5916\u6c47\u548c\u6ede\u7eb3\u91d1\u3002\u5c3c\u6cca\u5c14\u5b66\u751f\u907f\u514d\u6602\u8d35\u60ca\u559c\u7684\u5fc5\u5907\u6e05\u5355\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/hidden-fees-checklist-spotting-origination-fx-and-late-charges-on-private-student-loans\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u79c1\u4eba\u52a9\u5b66\u91d1\u8d39\u7528\uff1a\u5c3c\u6cca\u5c14\u5b66\u751f\u5fc5\u987b\u4e86\u89e3\u7684\u9690\u85cf\u6536\u8d39\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/hidden-fees-checklist-spotting-origination-fx-and-late-charges-on-private-student-loans\/\" \/>\n<meta property=\"og:site_name\" content=\"MPOWER Financing\u4e2d\u6587\u5b98\u7f51\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-18T18:52:44+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-19T09:29:30+00:00\" \/>\n<meta name=\"author\" content=\"MPOWER Financing\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"MPOWER Financing\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/hidden-fees-checklist-spotting-origination-fx-and-late-charges-on-private-student-loans\/\",\"url\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/hidden-fees-checklist-spotting-origination-fx-and-late-charges-on-private-student-loans\/\",\"name\":\"\u79c1\u4eba\u52a9\u5b66\u91d1\u8d39\u7528\uff1a\u5c3c\u6cca\u5c14\u5b66\u751f\u5fc5\u987b\u4e86\u89e3\u7684\u9690\u85cf\u6536\u8d39 | MPOWER Financing\u4e2d\u6587\u5b98\u7f51\",\"isPartOf\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/#website\"},\"datePublished\":\"2025-11-18T18:52:44+00:00\",\"dateModified\":\"2025-11-19T09:29:30+00:00\",\"author\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/#\/schema\/person\/096614ed001cc7507ed28dabcd4807f0\"},\"description\":\"\u53d1\u73b0\u79c1\u4eba\u52a9\u5b66\u91d1\u4e2d\u7684\u9690\u85cf\u8d39\u7528\uff0c\u5305\u62ec\u53d1\u8d77\u8d39\u3001\u5916\u6c47\u548c\u6ede\u7eb3\u91d1\u3002\u5c3c\u6cca\u5c14\u5b66\u751f\u907f\u514d\u6602\u8d35\u60ca\u559c\u7684\u5fc5\u5907\u6e05\u5355\u3002\",\"breadcrumb\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/hidden-fees-checklist-spotting-origination-fx-and-late-charges-on-private-student-loans\/#breadcrumb\"},\"inLanguage\":\"zh\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/hidden-fees-checklist-spotting-origination-fx-and-late-charges-on-private-student-loans\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/hidden-fees-checklist-spotting-origination-fx-and-late-charges-on-private-student-loans\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.mpowerfinancing.com\/zh\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Private Student Loan Fees: Hidden Charges Nepali Students Must Know\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/#website\",\"url\":\"https:\/\/www.mpowerfinancing.com\/zh\/\",\"name\":\"MPOWER Financing\u4e2d\u6587\u5b98\u7f51\",\"description\":\"\u7f8e\u56fd\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.mpowerfinancing.com\/zh\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"zh\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/#\/schema\/person\/096614ed001cc7507ed28dabcd4807f0\",\"name\":\"MPOWER Financing\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6b6cb05522a34fb9c789fec160a3795a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6b6cb05522a34fb9c789fec160a3795a?s=96&d=mm&r=g\",\"caption\":\"MPOWER Financing\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u79c1\u4eba\u52a9\u5b66\u91d1\u8d39\u7528\uff1a\u5c3c\u6cca\u5c14\u5b66\u751f\u5fc5\u987b\u4e86\u89e3\u7684\u9690\u85cf\u6536\u8d39 | MPOWER Financing\u4e2d\u6587\u5b98\u7f51","description":"\u53d1\u73b0\u79c1\u4eba\u52a9\u5b66\u91d1\u4e2d\u7684\u9690\u85cf\u8d39\u7528\uff0c\u5305\u62ec\u53d1\u8d77\u8d39\u3001\u5916\u6c47\u548c\u6ede\u7eb3\u91d1\u3002\u5c3c\u6cca\u5c14\u5b66\u751f\u907f\u514d\u6602\u8d35\u60ca\u559c\u7684\u5fc5\u5907\u6e05\u5355\u3002","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/hidden-fees-checklist-spotting-origination-fx-and-late-charges-on-private-student-loans\/","og_locale":"zh_CN","og_type":"article","og_title":"\u79c1\u4eba\u52a9\u5b66\u91d1\u8d39\u7528\uff1a\u5c3c\u6cca\u5c14\u5b66\u751f\u5fc5\u987b\u4e86\u89e3\u7684\u9690\u85cf\u6536\u8d39","og_url":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/hidden-fees-checklist-spotting-origination-fx-and-late-charges-on-private-student-loans\/","og_site_name":"MPOWER Financing\u4e2d\u6587\u5b98\u7f51","article_published_time":"2025-11-18T18:52:44+00:00","article_modified_time":"2025-11-19T09:29:30+00:00","author":"MPOWER Financing","twitter_card":"summary_large_image","twitter_misc":{"Written by":"MPOWER Financing","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/hidden-fees-checklist-spotting-origination-fx-and-late-charges-on-private-student-loans\/","url":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/hidden-fees-checklist-spotting-origination-fx-and-late-charges-on-private-student-loans\/","name":"\u79c1\u4eba\u52a9\u5b66\u91d1\u8d39\u7528\uff1a\u5c3c\u6cca\u5c14\u5b66\u751f\u5fc5\u987b\u4e86\u89e3\u7684\u9690\u85cf\u6536\u8d39 | MPOWER Financing\u4e2d\u6587\u5b98\u7f51","isPartOf":{"@id":"https:\/\/www.mpowerfinancing.com\/zh\/#website"},"datePublished":"2025-11-18T18:52:44+00:00","dateModified":"2025-11-19T09:29:30+00:00","author":{"@id":"https:\/\/www.mpowerfinancing.com\/zh\/#\/schema\/person\/096614ed001cc7507ed28dabcd4807f0"},"description":"\u53d1\u73b0\u79c1\u4eba\u52a9\u5b66\u91d1\u4e2d\u7684\u9690\u85cf\u8d39\u7528\uff0c\u5305\u62ec\u53d1\u8d77\u8d39\u3001\u5916\u6c47\u548c\u6ede\u7eb3\u91d1\u3002\u5c3c\u6cca\u5c14\u5b66\u751f\u907f\u514d\u6602\u8d35\u60ca\u559c\u7684\u5fc5\u5907\u6e05\u5355\u3002","breadcrumb":{"@id":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/hidden-fees-checklist-spotting-origination-fx-and-late-charges-on-private-student-loans\/#breadcrumb"},"inLanguage":"zh","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.mpowerfinancing.com\/zh\/blog\/hidden-fees-checklist-spotting-origination-fx-and-late-charges-on-private-student-loans\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/hidden-fees-checklist-spotting-origination-fx-and-late-charges-on-private-student-loans\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.mpowerfinancing.com\/zh\/"},{"@type":"ListItem","position":2,"name":"Private Student Loan Fees: Hidden Charges Nepali Students Must Know"}]},{"@type":"WebSite","@id":"https:\/\/www.mpowerfinancing.com\/zh\/#website","url":"https:\/\/www.mpowerfinancing.com\/zh\/","name":"MPOWER Financing\u4e2d\u6587\u5b98\u7f51","description":"\u7f8e\u56fd\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.mpowerfinancing.com\/zh\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"zh"},{"@type":"Person","@id":"https:\/\/www.mpowerfinancing.com\/zh\/#\/schema\/person\/096614ed001cc7507ed28dabcd4807f0","name":"MPOWER Financing","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.mpowerfinancing.com\/zh\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/6b6cb05522a34fb9c789fec160a3795a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6b6cb05522a34fb9c789fec160a3795a?s=96&d=mm&r=g","caption":"MPOWER Financing"}}]}},"_links":{"self":[{"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/posts\/27542"}],"collection":[{"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/comments?post=27542"}],"version-history":[{"count":1,"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/posts\/27542\/revisions"}],"predecessor-version":[{"id":27545,"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/posts\/27542\/revisions\/27545"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/media?parent=27542"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/categories?post=27542"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/tags?post=27542"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}