{"id":27132,"date":"2025-08-22T11:20:34","date_gmt":"2025-08-22T15:20:34","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/zh\/blog\/stem-vs-nonstem-opt-nepali-students\/"},"modified":"2025-09-18T07:43:25","modified_gmt":"2025-09-18T07:43:25","slug":"stem-vs-nonstem-opt-nepali-students","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/stem-vs-nonstem-opt-nepali-students\/","title":{"rendered":"STEM \u4e0e\u975e STEM\uff1a\u5bf9\u5c3c\u6cca\u5c14\u5b66\u751f\u6765\u8bf4\uff0c\u989d\u5916\u7684 OPT \u662f\u5426\u503c\u5f97\uff1f"},"content":{"rendered":"<p class=\"c30\"><span class=\"c0\" style=\"font-weight: 400\">\u5982\u679c\u4f60\u662f\u6765\u81ea\u5c3c\u6cca\u5c14\u7684\u7814\u7a76\u751f\uff0c\u6b63\u5728\u8003\u8651\u5728\u7f8e\u56fd\u653b\u8bfb\u7855\u58eb\u5b66\u4f4d\uff0c\u4f60\u53ef\u80fd\u542c\u8bf4\u8fc7STEM\u8bfe\u7a0b\u5728\u79fb\u6c11\u65b9\u9762\u6709\u5f88\u5927\u7684\u4f18\u52bf\u3002\u5b83\u4eec\u63d0\u4f9b\u957f\u8fbe36\u4e2a\u6708\u7684\u53ef\u9009\u5b9e\u8df5\u57f9\u8bad\uff08OPT\uff09\uff0c\u800c\u975eSTEM\u8bfe\u7a0b\u53ea\u5141\u8bb812\u4e2a\u6708\u3002<\/span><\/p>\n<p class=\"c14\"><span class=\"c0\" style=\"font-weight: 400\">\u672c\u6587\u5c06\u8be6\u7ec6\u89e3\u6790STEM\u548c\u975eSTEM\u8bfe\u7a0b\u7684\u4e3b\u8981\u533a\u522b\uff0c\u4ee5\u53ca\u5c3c\u6cca\u5c14\u5b66\u751f\u5728\u9009\u62e9\u5176\u4e2d\u4e00\u4e2a\u4e4b\u524d\u5e94\u8be5\u8003\u8651\u7684\u95ee\u9898\u3002<\/span><\/p>\n<h2 id=\"h.45rp2oo04ykz\" class=\"c9\"><span class=\"c13 c6\" style=\"font-weight: bold\">\u4ec0\u4e48\u662f\u7f8e\u56fd\u7684STEM\u8bfe\u7a0b\uff1f<\/span><\/h2>\n<p class=\"c14\"><span class=\"c0\" style=\"font-weight: 400\">STEM\u4ee3\u8868\u79d1\u5b66\u3001\u6280\u672f\u3001\u5de5\u7a0b\u548c\u6570\u5b66\u3002\u4f46\u5e76\u975e\u6bcf\u4e00\u4e2a\u5e26\u6709\u201c\u6280\u672f\u201d\u6216\u201c\u79d1\u5b66\u201d\u540d\u79f0\u7684\u8bfe\u7a0b\u90fd\u7b26\u5408\u8d44\u683c\u3002\u7f8e\u56fd\u56fd\u571f\u5b89\u5168\u90e8\u7ef4\u62a4\u7740\u4e00\u4e2a\u5b98\u65b9\u7684\u8bfe\u7a0b\u5217\u8868\uff0c\u5217\u51fa\u4e86\u6709\u8d44\u683c\u83b7\u5f97STEM OPT\u5ef6\u671f\u7684\u8bfe\u7a0b\u3002<\/span><\/p>\n<p class=\"c14\"><span class=\"c0\" style=\"font-weight: 400\">\u4e00\u4e9b\u5e38\u89c1\u7684STEM\u5b66\u4f4d\uff1a<\/span><\/p>\n<ul class=\"c1 lst-kix_g4wdwl6my3ug-0 start\">\n<li class=\"c4 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u8ba1\u7b97\u673a\u79d1\u5b66<br \/>\n<\/span><\/li>\n<li class=\"c4 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u6570\u636e\u5206\u6790<br \/>\n<\/span><\/li>\n<li class=\"c4 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u673a\u68b0\u3001\u571f\u6728\u6216\u7535\u6c14\u5de5\u7a0b<br \/>\n<\/span><\/li>\n<li class=\"c4 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u751f\u7269\u5316\u5b66\u548c\u751f\u7269\u533b\u5b66\u79d1\u5b66<br \/>\n<\/span><\/li>\n<li class=\"c4 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u6570\u5b66\u6216\u7edf\u8ba1<br \/>\n<\/span><\/li>\n<li class=\"c4 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u73af\u5883\u79d1\u5b66<br \/>\n<\/span><\/li>\n<li class=\"c4 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u4eba\u5de5\u667a\u80fd\u548c\u673a\u5668\u4eba\u6280\u672f<\/span><\/li>\n<\/ul>\n<p class=\"c14\"><span class=\"c0\" style=\"font-weight: 400\">\u4e00\u4e9b\u5546\u4e1a\u6216\u7ecf\u6d4e\u8bfe\u7a0b\u4e5f\u7b26\u5408\u8d44\u683c\uff0c\u5982\u679c\u5b83\u4eec\u662f\u6570\u5b66\u91cd\u70b9\uff0c\u5982\u5546\u4e1a\u5206\u6790\u6216\u5b9a\u91cf\u91d1\u878d\u3002\u5728\u5047\u8bbe\u4f60\u5c06\u83b7\u5f97\u5ef6\u671f\u4e4b\u524d\uff0c\u4e00\u5b9a\u8981\u68c0\u67e5\u4f60\u7684\u786e\u5207\u8bfe\u7a0b\u4ee3\u7801\u662f\u5426\u51fa\u73b0\u5728STEM\u6307\u5b9a\u5b66\u4f4d\u8bfe\u7a0b\u5217\u8868\u4e0a\u3002<\/span><\/p>\n<h2 id=\"h.pw0bv6vphrme\" class=\"c9\"><span class=\"c13 c6\" style=\"font-weight: bold\">12\u4e2a\u6708\u548c36\u4e2a\u6708\u7684OPT\u6709\u4ec0\u4e48\u771f\u6b63\u7684\u533a\u522b\uff1f<\/span><\/h2>\n<p class=\"c14\"><span class=\"c0\" style=\"font-weight: 400\">\u6240\u6709F-1\u5b66\u751f\u5728\u5b8c\u6210\u5b66\u4f4d\u540e\u90fd\u53ef\u4ee5\u7533\u8bf712\u4e2a\u6708\u7684OPT\u3002\u5982\u679c\u4f60\u7684\u5b66\u4f4d\u7b26\u5408STEM\u8d44\u683c\uff0c\u5e76\u4e14\u4f60\u7684\u5de5\u4f5c\u6ee1\u8db3\u67d0\u4e9b\u8981\u6c42\uff0c\u4f60\u53ef\u4ee5\u7533\u8bf724\u4e2a\u6708\u7684\u5ef6\u671f\u3002<\/span><\/p>\n<p class=\"c14\"><span class=\"c0\" style=\"font-weight: 400\">\u8fd9\u610f\u5473\u7740STEM\u6bd5\u4e1a\u751f\u53ef\u4ee5\u5728\u6bd5\u4e1a\u540e\u5728\u7f8e\u56fd\u5408\u6cd5\u5de5\u4f5c\u4e09\u5e74\uff0c\u800c\u975eSTEM\u6bd5\u4e1a\u751f\u53ea\u80fd\u5de5\u4f5c\u4e00\u5e74\u3002<\/span><\/p>\n<p class=\"c14\"><span class=\"c0\" style=\"font-weight: 400\">\u8fd9\u662f\u4e3a\u4ec0\u4e48\u8fd9\u5f88\u91cd\u8981:<\/span><\/p>\n<ul class=\"c1 lst-kix_jcplk6jpe6kz-0 start\">\n<li class=\"c4 li-bullet-0\"><span class=\"c6\" style=\"font-weight: bold\">\u6709\u66f4\u591a\u65f6\u95f4\u6765\u6784\u5efa\u60a8\u7684\u7b80\u5386<br \/>\n<\/span>\u60a8\u6709\u4e09\u4e2a\u62db\u8058\u5468\u671f\uff0c\u800c\u4e0d\u4ec5\u4ec5\u662f\u4e00\u4e2a\uff0c\u6765\u627e\u5230\u9002\u5408\u7684<span class=\"c6 c27\" style=\"font-weight: bold\">\u56fd\u9645\u5b66\u751f\u7684OPT\u5de5\u4f5c<\/span><span class=\"c0\" style=\"font-weight: 400\">\u3002\u8fd9\u4e3a\u60a8\u63d0\u4f9b\u4e86\u66f4\u591a\u673a\u4f1a\u6765\u83b7\u53d6\u7ecf\u9a8c\u5e76\u83b7\u5f97\u5f3a\u6709\u529b\u7684\u63a8\u8350\u3002<br \/>\n<\/span><\/li>\n<li class=\"c4 li-bullet-0\"><span class=\"c6\" style=\"font-weight: bold\">\u83b7\u5f97H-1B\u8d5e\u52a9\u7684\u673a\u4f1a\u66f4\u5927<br \/>\n<\/span><span class=\"c0\" style=\"font-weight: 400\">H-1B\u7b7e\u8bc1\u662f\u901a\u8fc7\u62bd\u7b7e\u7cfb\u7edf\u6388\u4e88\u7684\u3002\u6709\u4e86\u4e09\u5e74\u7684OPT\uff0c\u60a8\u53ef\u4ee5\u5728\u9700\u8981\u5176\u4ed6\u8ba1\u5212\u4e4b\u524d\u7533\u8bf7\u591a\u8fbe\u4e09\u6b21\u3002<br \/>\n<\/span><\/li>\n<li class=\"c4 li-bullet-0\"><span class=\"c6\" style=\"font-weight: bold\">\u6709\u66f4\u591a\u65f6\u95f4\u6765\u8d5a\u94b1\u548c\u50a8\u84c4<br \/>\n<\/span><span class=\"c0\" style=\"font-weight: 400\">STEM\u6bd5\u4e1a\u751f\u6709\u66f4\u591a\u65f6\u95f4\u6765\u507f\u8fd8\u52a9\u5b66\u91d1\uff0c\u79ef\u7d2f\u50a8\u84c4\u6216\u5411\u5bb6\u4eba\u5bc4\u94b1\u3002<br \/>\n<\/span><\/li>\n<li class=\"c4 li-bullet-0\"><span class=\"c6\" style=\"font-weight: bold\">\u5982\u679c\u4f60\u7684\u7b2c\u4e00\u4efd\u5de5\u4f5c\u4e0d\u5b8c\u7f8e\uff0c\u4f60\u4f1a\u6709\u66f4\u591a\u7684\u7075\u6d3b\u6027<br \/>\n<\/span><span class=\"c0\" style=\"font-weight: 400\">\u975eSTEM\u6bd5\u4e1a\u751f\u5fc5\u987b\u5728\u4e00\u5e74\u5185\u8f6c\u6362\u5230\u5176\u4ed6\u7b7e\u8bc1\u3002STEM\u6bd5\u4e1a\u751f\u6709\u66f4\u591a\u7684\u65f6\u95f4\u6765\u53d1\u5c55\u6210\u66f4\u597d\u7684\u89d2\u8272\u3002<\/span><\/li>\n<\/ul>\n<p class=\"c14\">\u5bf9\u4e8e\u8bb8\u591a\u9700\u8981\u52a9\u5b66\u91d1\u6216\u9700\u8981\u65f6\u95f4\u5efa\u7acb\u7ecf\u6d4e\u72ec\u7acb\u7684\u5c3c\u6cca\u5c14\u5b66\u751f\u6765\u8bf4\uff0c\u8fd9\u989d\u5916\u7684\u65f6\u95f4\u53ef\u4ee5\u4ea7\u751f\u5f88\u5927\u7684\u5f71\u54cd\u3002<\/p>\n<h2 id=\"h.cxinmt6i6xu1\" class=\"c9\"><span class=\"c13 c6\" style=\"font-weight: bold\">MPOWER Financing\u5e2e\u52a9\u5c3c\u6cca\u5c14\u5b66\u751f\u8de8\u8d8aSTEM\u548c\u975eSTEM\u9886\u57df<\/span><\/h2>\n<p class=\"c14\"><span class=\"c0\" style=\"font-weight: 400\">\u65e0\u8bba\u60a8\u662f\u5728\u8ffd\u6c42\u8ba1\u7b97\u673a\u79d1\u5b66\u8fd8\u662f\u516c\u5171\u536b\u751f\uff0c\u6240\u6709\u7684\u56fd\u9645\u5b66\u751f\u90fd\u9762\u4e34\u7740\u540c\u6837\u7684\u6838\u5fc3\u6311\u6218\uff1a\u5728\u4e0d\u4f9d\u8d56\u5bb6\u5ead\u8d44\u4ea7\u6216\u7f8e\u56fd\u62c5\u4fdd\u4eba\u7684\u60c5\u51b5\u4e0b\u8d44\u52a9\u4ed6\u4eec\u7684\u6559\u80b2\u3002<\/span><\/p>\n<p class=\"c14\"><span class=\"c0\" style=\"font-weight: 400\">MPOWER Financing\u901a\u8fc7\u4ee5\u4e0b\u65b9\u5f0f\u652f\u6301STEM\u548c\u975eSTEM\u9879\u76ee\u7684\u5c3c\u6cca\u5c14\u5b66\u751f:<\/span><\/p>\n<ul class=\"c1 lst-kix_ribn7h4lkrpl-0 start\">\n<li class=\"c4 li-bullet-0\"><span class=\"c27 c6\" style=\"font-weight: bold\">\u65e0\u62c5\u4fdd\u4eba\u5b66\u751f\u52a9\u5b66\u91d1<\/span><span class=\"c0\" style=\"font-weight: 400\">\u00a0\u57fa\u4e8e\u60a8\u7684\u672a\u6765\u6536\u5165\u6f5c\u529b<br \/>\n<\/span><\/li>\n<li class=\"c4 li-bullet-0\"><span class=\"c0\" style=\"font-weight: 400\">\u9002\u7528\u4e8e500\u591a\u6240\u7f8e\u56fd\u548c\u52a0\u62ff\u5927\u7684\u5927\u5b66\u7684\u52a9\u5b66\u91d1<br \/>\n<\/span><\/li>\n<li class=\"c4 li-bullet-0\"><span class=\"c21\"><a class=\"c3\" href=\"https:\/\/www.mpowerfinancing.com\/zh\/financial-empowerment\/fixed-rate-student-loan\">\u56fa\u5b9a\u5229\u7387<\/a><\/span><span class=\"c0\" style=\"font-weight: 400\">\u00a0\u6ca1\u6709\u9690\u85cf\u8d39\u7528<br \/>\n<\/span><\/li>\n<li class=\"c4 li-bullet-0\"><span class=\"c27 c6\" style=\"font-weight: bold\">STEM\u52a9\u5b66\u91d1<\/span><span class=\"c0\" style=\"font-weight: 400\">\uff0c\u5305\u62ec\u4e3aSTEM\u9886\u57df\u7684\u5973\u6027\u548c\u5168\u7403\u9886\u5bfc\u529b\u8bbe\u7acb\u7684\u5956\u9879<br \/>\n<\/span><\/li>\n<li class=\"c4 li-bullet-0\">\u8fd9\u662f<span class=\"c21\"><a class=\"c3\" href=\"https:\/\/www.mpowerfinancing.com\/zh\/resources\/path-2-success\">Path2Success<\/a><\/span><span class=\"c0\" style=\"font-weight: 400\">\u9879\u76ee\uff0c\u63d0\u4f9b\u804c\u4e1a\u8d44\u6e90\uff0c\u7b7e\u8bc1\u51c6\u5907\u548c\u5c31\u4e1a\u6307\u5bfc<br \/>\n<\/span><\/li>\n<\/ul>\n<p class=\"c14\"><span class=\"c0\" style=\"font-weight: 400\">\u5982\u679c\u4f60\u5728STEM\u9879\u76ee\u4e2d\uff0cMPOWER\u53ef\u4ee5\u5e2e\u52a9\u4f60\u6700\u5927\u9650\u5ea6\u5730\u5229\u7528\u4f60\u7684OPT\u65f6\u95f4\uff0c\u63d0\u4f9b\u652f\u6301\u957f\u671f\u89c4\u5212\u7684\u8d44\u6e90\u3002\u5982\u679c\u4f60\u5728\u975eSTEM\u9886\u57df\uff0cMPOWER\u53ef\u4ee5\u5e2e\u52a9\u4f60\u5728\u5bfb\u627e\u66f4\u5feb\u5c31\u4e1a\u8def\u5f84\u7684\u540c\u65f6\u4fdd\u6301\u8d22\u52a1\u5b89\u5168\u3002<\/span><\/p>\n<p class=\"c14\"><span class=\"c0\" style=\"font-weight: 400\">\u65e0\u8bba\u4f60\u9009\u62e9\u54ea\u4e2a\u65b9\u5411\uff0c\u62e5\u6709\u6b63\u786e\u7684\u8d22\u52a1\u548c\u804c\u4e1a\u5de5\u5177\u53ef\u4ee5\u4f7f\u4f60\u7684\u7ecf\u5386\u66f4\u52a0\u6613\u4e8e\u7ba1\u7406\u548c\u6709\u56de\u62a5\u3002<\/span><\/p>\n<h2 id=\"h.joxy5emt76de\" class=\"c9\"><span class=\"c6 c13\" style=\"font-weight: bold\">STEM\u9879\u76ee\u603b\u662f\u66f4\u597d\u7684\u9009\u62e9\u5417\uff1f<\/span><\/h2>\n<p class=\"c14\"><span class=\"c0\" style=\"font-weight: 400\">\u5e76\u4e0d\u4e00\u5b9a\u3002\u5728\u9009\u62e9STEM\u4ec5\u4ec5\u4e3a\u4e86\u989d\u5916\u7684OPT\u4e4b\u524d\uff0c\u8fd9\u91cc\u6709\u4e00\u4e9b\u4e8b\u60c5\u9700\u8981\u8003\u8651\uff1a<\/span><\/p>\n<ul class=\"c1 lst-kix_vk4sqak44mpt-0 start\">\n<li class=\"c4 li-bullet-0\"><span class=\"c6\" style=\"font-weight: bold\">\u6210\u672c\u548c\u96be\u5ea6<br \/>\n<\/span><span class=\"c0\" style=\"font-weight: 400\">\u4e00\u4e9bSTEM\u9879\u76ee\u53ef\u80fd\u66f4\u957f\u6216\u66f4\u6602\u8d35\u3002\u5b83\u4eec\u53ef\u80fd\u8fd8\u9700\u8981\u66f4\u5f3a\u7684\u6570\u5b66\u6216\u7f16\u7a0b\u6280\u80fd\u3002<br \/>\n<\/span><\/li>\n<li class=\"c4 li-bullet-0\"><span class=\"c6\" style=\"font-weight: bold\">\u5174\u8da3\u548c\u4f18\u52bf<br \/>\n<\/span><span class=\"c0\" style=\"font-weight: 400\">\u5982\u679c\u4f60\u5bf9\u7f16\u7801\u3001\u6570\u636e\u6216\u5b9e\u9a8c\u5ba4\u5de5\u4f5c\u4e0d\u611f\u5174\u8da3\uff0c\u90a3\u4e48\u5373\u4f7fSTEM\u5b66\u4f4d\u63d0\u4f9b\u4e86\u66f4\u957f\u7684\u5de5\u4f5c\u65f6\u95f4\uff0c\u4e5f\u53ef\u80fd\u4e0d\u9002\u5408\u4f60\u3002<br \/>\n<\/span><\/li>\n<li class=\"c4 li-bullet-0\"><span class=\"c6\" style=\"font-weight: bold\">\u804c\u4e1a\u5339\u914d<br \/>\n<\/span><span class=\"c0\" style=\"font-weight: 400\">\u4e00\u4e9b\u975eSTEM\u9886\u57df\u4e5f\u63d0\u4f9b\u4e86\u5f3a\u5927\u7684\u5c31\u4e1a\u8def\u5f84\u3002\u4f8b\u5982\uff0c\u56fd\u9645\u6559\u80b2\u3001\u8bbe\u8ba1\u3001\u516c\u5171\u536b\u751f\u6216\u7ba1\u7406\u89d2\u8272\u4ecd\u7136\u53ef\u4ee5\u901a\u8fc7\u5408\u9002\u7684\u96c7\u4e3b\u83b7\u5f97H-1B\u8d5e\u52a9\u3002<br \/>\n<\/span><\/li>\n<li class=\"c4 li-bullet-0\"><span class=\"c6\" style=\"font-weight: bold\">\u5fc3\u7406\u5065\u5eb7\u548c\u5e73\u8861<br \/>\n<\/span><span class=\"c0\" style=\"font-weight: 400\">\u5177\u6709\u6311\u6218\u6027\u7684STEM\u5b66\u4f4d\u53ef\u4ee5\u5e26\u6765\u56de\u62a5\uff0c\u4f46\u5b83\u4e5f\u589e\u52a0\u4e86\u538b\u529b\u3002\u4e0d\u8981\u4ec5\u4ec5\u4e3a\u4e86\u7b7e\u8bc1\u65f6\u95f4\u5c31\u9009\u62e9\u4f60\u96be\u4ee5\u5b8c\u6210\u7684\u8def\u5f84\u3002<br \/>\n<\/span><\/li>\n<\/ul>\n<p class=\"c14\"><span class=\"c0\" style=\"font-weight: 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