{"id":27108,"date":"2025-08-20T16:05:45","date_gmt":"2025-08-20T20:05:45","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/zh\/blog\/emergency-funds-for-international-students-how-to-prepare-before-you-need-one\/"},"modified":"2025-09-18T06:55:42","modified_gmt":"2025-09-18T06:55:42","slug":"emergency-funds-for-international-students-how-to-prepare-before-you-need-one","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/emergency-funds-for-international-students-how-to-prepare-before-you-need-one\/","title":{"rendered":"\u56fd\u9645\u5b66\u751f\u7684\u7d27\u6025\u8d44\u91d1\uff1a\u5982\u4f55\u5728\u9700\u8981\u4e4b\u524d\u505a\u597d\u51c6\u5907"},"content":{"rendered":"<div class=\"content-image-wrapper\">\n<div class=\"content-image-wrapper\">\u5982\u679c\u4f60\u6b63\u5728\u7f8e\u56fd\u6216\u52a0\u62ff\u5927\u6301\u5b66\u751f\u7b7e\u8bc1\u5b66\u4e60\uff0c\u8d22\u52a1\u7d27\u6025\u60c5\u51b5\u53ef\u80fd\u6bd4\u4f60\u9884\u671f\u7684\u66f4\u731b\u70c8\u3001\u66f4\u5feb\u901f\u5730\u88ad\u6765\u3002\u4e00\u4e2a\u610f\u5916\u7684\u533b\u7597\u8d26\u5355\u3002\u4e00\u4efd\u5ef6\u8fdf\u7684\u5de5\u4f5c\u9080\u8bf7\u3002\u4e00\u7b14\u4e0e\u7b7e\u8bc1\u76f8\u5173\u7684\u65c5\u884c\u8d39\u7528\u3002\u5728\u4e00\u4e2a\u65b0\u7684\u56fd\u5bb6\uff0c\u6ca1\u6709\u8054\u90a6\u63f4\u52a9\u6216\u9644\u8fd1\u7684\u5bb6\u5ead\u652f\u6301\uff0c\u5373\u4f7f\u662f\u4e00\u4e2a\u5c0f\u7684\u610f\u5916\u8d39\u7528\u4e5f\u53ef\u80fd\u53d8\u6210\u4e00\u4e2a\u4e25\u91cd\u7684\u5371\u673a\u3002<\/div>\n<\/div>\n<p class=\"c13\"><span class=\"c3\" style=\"font-weight: 400\">\u8fd9\u5c31\u662f\u4e3a\u4ec0\u4e48\u5efa\u7acb\u4e00\u4e2a\u7d27\u6025\u57fa\u91d1\u4e0d\u662f\u53ef\u9009\u7684 &#8211; 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bold\">\u5bf9\u4e8e\u56fd\u9645\u5b66\u751f\u6765\u8bf4\uff0c\u4ec0\u4e48\u7b97\u4f5c\u201c\u7d27\u6025\u60c5\u51b5\u201d\uff1f<\/span><\/h2>\n<p class=\"c13\">\u7d27\u6025\u60c5\u51b5\u4e0d\u4ec5\u4ec5\u662f\u8f66\u7978\u6216\u91cd\u5927\u624b\u672f\u3002\u5bf9\u4e8e<span class=\"c17\">\u6d77\u5916\u5b66\u4e60<\/span>\u7684\u56fd\u9645\u7814\u7a76\u751f<span class=\"c3\" style=\"font-weight: 400\">\uff0c\u5e38\u89c1\u7684\u8d22\u52a1\u4e2d\u65ad\u5305\u62ec\uff1a<\/span><\/p>\n<ul>\n<li style=\"list-style-type: none\">\n<ul class=\"c19 lst-kix_g5qs1wo1lnhn-0 start\">\n<li class=\"c11 li-bullet-0\">\u4e00\u4e2a<span class=\"c4\" style=\"font-weight: bold\">\u5ef6\u8fdf<\/span><span class=\"c4 c10\" style=\"font-weight: bold\">\u7684\u5b9e\u8df5\u8bad\u7ec3<\/span><span class=\"c4\" style=\"font-weight: bold\">\uff08OPT\uff09\u5f00\u59cb\u65e5\u671f<\/span><span class=\"c3\" style=\"font-weight: 400\">\uff0c\u8ba9\u4f60\u5728\u4e24\u5230\u4e09\u4e2a\u6708\u5185\u6ca1\u6709\u6536\u5165<br \/>\n<\/span><\/li>\n<li class=\"c11 li-bullet-0\">\u4e00\u4e2a<span class=\"c4\" style=\"font-weight: bold\">\u610f\u5916\u7684\u533b\u7597\u6216\u7259\u79d1\u8d39\u7528<\/span><span class=\"c3\" style=\"font-weight: 400\">\uff0c\u5b66\u751f\u4fdd\u9669\u672a\u80fd\u5168\u989d\u8986\u76d6<br \/>\n<\/span><\/li>\n<li class=\"c11 li-bullet-0\"><span class=\"c4\" style=\"font-weight: bold\">\u7b7e\u8bc1\u7eed\u7b7e\u65c5\u884c<\/span><span class=\"c3\" style=\"font-weight: 400\">\u6216\u5927\u4f7f\u9986\u8d39\u7528<br \/>\n<\/span><\/li>\n<li class=\"c11 li-bullet-0\"><span class=\"c4\" style=\"font-weight: bold\">\u642c\u8fc1\u8d39\u7528<\/span><span class=\"c3\" style=\"font-weight: 400\">\uff0c\u4e0e\u5b9e\u4e60\u3001\u5408\u4f5c\u6216\u4f4f\u623f\u53d8\u52a8\u6709\u5173<br \/>\n<\/span><\/li>\n<li class=\"c11 li-bullet-0\"><span class=\"c4\" style=\"font-weight: bold\">\u4e22\u5931\u6216\u88ab\u76d7\u7684\u7b14\u8bb0\u672c\u7535\u8111\u3001\u624b\u673a\u6216\u8eab\u4efd\u8bc1\u4ef6<\/span> &#8211; <span class=\"c3\" style=\"font-weight: 400\">\u901a\u5e38\u9700\u8981\u82b1\u8d39\u5927\u91cf\u7684\u94b1\u6765\u5feb\u901f\u66ff\u6362<br \/>\n<\/span><\/li>\n<li class=\"c11 li-bullet-0\"><span class=\"c4\" style=\"font-weight: bold\">\u4e34\u65f6\u7684\u4f4f\u623f\u6216\u98df\u7269\u83b7\u53d6\u56f0\u96be<\/span><span class=\"c3\" style=\"font-weight: 400\">\uff0c\u7279\u522b\u662f\u5728\u5b66\u6821\u653e\u5047\u671f\u95f4<br \/>\n<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"c13\"><span class=\"c3\" style=\"font-weight: 400\">\u5982\u679c\u5b83\u5f71\u54cd\u5230\u4f60\u5b89\u5168\u751f\u6d3b\u6216\u7ee7\u7eed\u5b66\u4e60\u7684\u80fd\u529b\uff0c\u90a3\u5c31\u7b97\u662f\u4e00\u79cd\u7d27\u6025\u60c5\u51b5\u3002<\/span><\/p>\n<h2 id=\"h.urft5g3b8qor\" class=\"c0\"><span class=\"c4 c6\" style=\"font-weight: bold\">\u4f60\u5e94\u8be5\u5b58\u591a\u5c11\u94b1\uff1f<\/span><\/h2>\n<p class=\"c13\"><span class=\"c3\" style=\"font-weight: 400\">\u6b63\u786e\u7684\u91d1\u989d\u53d6\u51b3\u4e8e\u4f60\u4f4f\u5728\u54ea\u91cc\uff0c\u4f60\u7684\u7b7e\u8bc1\u60c5\u51b5\u548c\u4f60\u7684\u5de5\u4f5c\u8d44\u683c\u3002\u4f46\u4e00\u4e2a\u597d\u7684\u4e00\u822c\u6307\u5bfc\u539f\u5219\uff1a<\/span><\/p>\n<ul>\n<li style=\"list-style-type: none\">\n<ul class=\"c19 lst-kix_66e2cw57ko2-0 start\">\n<li class=\"c11 li-bullet-0\"><span class=\"c4\" style=\"font-weight: bold\">\u77ed\u671f\u7f13\u51b2<\/span><span class=\"c3\" style=\"font-weight: 400\">\uff1a\u4ece300\u7f8e\u5143\u5230500\u7f8e\u5143\u5f00\u59cb<br \/>\n<\/span><\/li>\n<li class=\"c11 li-bullet-0\"><span class=\"c4\" style=\"font-weight: bold\">\u957f\u671f\u76ee\u6807<\/span><span class=\"c3\" style=\"font-weight: 400\">\uff1a\u4e00\u5230\u4e24\u4e2a\u6708\u7684\u751f\u6d3b\u8d39\u7528\uff08\u5bf9\u5927\u591a\u6570\u5b66\u751f\u6765\u8bf4\u662f1,000\u7f8e\u5143\u52303,000\u7f8e\u5143\uff09<br \/>\n<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"c13\"><span class=\"c3\" style=\"font-weight: 400\">\u5373\u4f7f\u4f60\u7684\u9884\u7b97\u5f88\u7d27\u5f20\uff0c\u6162\u6162\u5efa\u7acb\u8fd9\u4e2a\u57fa\u91d1\u603b\u6bd4\u6ca1\u6709\u597d\u3002<\/span><\/p>\n<p class=\"c13\"><span class=\"c3\" style=\"font-weight: 400\">\u63d0\u793a\uff1a\u628a\u7d27\u6025\u50a8\u84c4\u89c6\u4e3a\u4f60\u9884\u7b97\u4e2d\u4e0d\u53ef\u8c08\u5224\u7684\u4e00\u9879\uff0c\u5c31\u50cf\u79df\u91d1\u6216\u5b66\u8d39\u4e00\u6837\u3002<\/span><\/p>\n<h2 id=\"h.pclzldz3qabr\" class=\"c0\"><span class=\"c6 c4\" style=\"font-weight: bold\">\u5e94\u8be5\u5728\u54ea\u91cc\u5b58\u653e\u4f60\u7684\u7d27\u6025\u57fa\u91d1<\/span><\/h2>\n<p class=\"c13\"><span class=\"c3\" style=\"font-weight: 400\">\u4f60\u7684\u7d27\u6025\u57fa\u91d1\u5e94\u8be5\u662f\uff1a<\/span><\/p>\n<ul>\n<li style=\"list-style-type: none\">\n<ul class=\"c19 lst-kix_mphofgmqarox-0 start\">\n<li class=\"c11 li-bullet-0\"><span class=\"c4\" style=\"font-weight: bold\">\u53ef\u83b7\u53d6<\/span><span class=\"c3\" style=\"font-weight: 400\">\uff1a\u4e00\u4e2a\u4f60\u53ef\u4ee5\u7acb\u5373\u4f7f\u7528\u7684\u652f\u7968\u6216\u50a8\u84c4\u8d26\u6237<br \/>\n<\/span><\/li>\n<li class=\"c11 li-bullet-0\"><span class=\"c4\" style=\"font-weight: bold\">\u4e0e\u4f60\u7684\u82b1\u8d39\u94b1\u5206\u5f00<\/span><span class=\"c3\" style=\"font-weight: 400\">\uff1a\u8fd9\u6837\u4f60\u5c31\u4e0d\u4f1a\u88ab\u8bf1\u60d1\u7528\u5b83\u6765\u652f\u4ed8\u65e5\u5e38\u8d39\u7528<br \/>\n<\/span><\/li>\n<li class=\"c11 li-bullet-0\"><span class=\"c4\" style=\"font-weight: bold\">\u4ee5\u4f60\u7684\u672c\u5730\u8d27\u5e01<\/span><span class=\"c3\" style=\"font-weight: 400\">\uff1a\u5f53\u4f60\u771f\u6b63\u9700\u8981\u94b1\u65f6\uff0c\u907f\u514d\u5ef6\u8fdf\u6216\u5151\u6362\u635f\u5931<br \/>\n<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"c13\"><span class=\"c3\" style=\"font-weight: 400\">\u4e0d\u8981\u628a\u4f60\u7684\u57fa\u91d1\u5b58\u653e\u5728\u73b0\u91d1\u4e2d\uff0c\u4e5f\u4e0d\u8981\u628a\u5b83\u6295\u5165\u5230\u957f\u671f\u6295\u8d44\u4e2d\u3002\u8fd9\u4e0d\u662f\u5173\u4e8e\u589e\u957f\uff0c\u800c\u662f\u5173\u4e8e\u53ef\u7528\u6027\u3002<\/span><\/p>\n<h2 id=\"h.9lqg6ut828a9\" class=\"c0\"><span class=\"c6 c4\" style=\"font-weight: bold\">\u5982\u679c\u4f60\u73b0\u5728\u65e0\u6cd5\u5b58\u4e0b\u592a\u591a\u94b1\u8be5\u600e\u4e48\u529e<\/span><\/h2>\n<p class=\"c13\">\u5982\u679c\u4f60\u89c9\u5f97<span class=\"c17\">\u5927\u5b66\u751f\u7684\u9884\u7b97<\/span><span class=\"c3\" style=\"font-weight: 400\">\u8ba9\u4f60\u611f\u5230\u624b\u5934\u7d27\u5f20\uff0c\u8bd5\u8bd5\u8fd9\u4e9b\u7b56\u7565\uff1a<\/span><\/p>\n<ul>\n<li style=\"list-style-type: none\">\n<ul class=\"c19 lst-kix_8j1edm6imybh-0 start\">\n<li class=\"c11 li-bullet-0\">\u6bcf\u5468\u53ea\u9700\u7559\u51fa10-20\u7f8e\u5143\u3002<\/li>\n<li class=\"c11 li-bullet-0\"><span class=\"c3\" style=\"font-weight: 400\">\u5229\u7528\u90e8\u5206\u5956\u5b66\u91d1\u3001\u9000\u7a0e\u6216\u6d25\u8d34\u6765\u542f\u52a8\u4f60\u7684\u57fa\u91d1\u3002<br \/>\n<\/span><\/li>\n<li class=\"c11 li-bullet-0\">\u63a5\u53d6\u6821\u56ed\u8f6e\u73ed<span class=\"c3\" style=\"font-weight: 400\">\uff08\u5982\u679c\u7b26\u5408\u7b7e\u8bc1\u8d44\u683c\uff09\u5e76\u5c06\u8be5\u6536\u5165\u5355\u72ec\u4fdd\u5b58\u3002<br \/>\n<\/span><\/li>\n<li class=\"c11 li-bullet-0\"><span class=\"c3\" style=\"font-weight: 400\">\u53d6\u6d88\u6216\u6682\u505c\u4e00\u5230\u4e24\u4e2a\u6708\u7684\u975e\u5fc5\u8981\u8ba2\u9605\uff0c\u5e76\u5b58\u4e0b\u5dee\u989d\u3002<br \/>\n<\/span><\/li>\n<li class=\"c11 li-bullet-0\"><span class=\"c3\" style=\"font-weight: 400\">\u5c06\u5c0f\u989d\u8d22\u52a1\u793c\u7269\u6216\u989d\u5916\u6536\u5165\uff08\u5982\u8f85\u5bfc\u6216\u7814\u7a76\u6d25\u8d34\uff09\u8f6c\u5165\u50a8\u84c4\u3002<br \/>\n<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"c13\"><span class=\"c3\" style=\"font-weight: 400\">\u5e94\u6025\u57fa\u91d1\u589e\u957f\u7f13\u6162 &#8211; \u8fd9\u6ca1\u5173\u7cfb\u3002\u5173\u952e\u662f\u5f00\u59cb\u3002<\/span><\/p>\n<h2 id=\"h.ppnuguqm23tj\" class=\"c0\"><span class=\"c6 c4\" style=\"font-weight: bold\">\u5f53\u50a8\u84c4\u4e0d\u8db3\u65f6\u586b\u8865\u7f3a\u53e3\u7684\u8d22\u52a1\u5de5\u5177<\/span><\/h2>\n<p class=\"c13\"><span class=\"c3\" style=\"font-weight: 400\">\u6709\u65f6\u5019\uff0c\u7d27\u6025\u60c5\u51b5\u5728\u4f60\u7684\u50a8\u84c4\u51c6\u5907\u597d\u4e4b\u524d\u5c31\u6765\u4e86\u3002\u8fd9\u65f6\u5019\uff0c\u8d1f\u8d23\u4efb\u7684\u501f\u6b3e\u53ef\u4ee5\u5e2e\u52a9\u9632\u6b62\u4f60\u7684\u5371\u673a\u53d8\u6210\u957f\u671f\u7684\u632b\u6298\u3002<\/span><\/p>\n<p class=\"c13\">MPOWER Financing\u4e3a\u56fd\u9645\u5b66\u751f\u63d0\u4f9b\u7075\u6d3b\u7684<span class=\"c1\"><a class=\"c14\" href=\"https:\/\/www.mpowerfinancing.com\/zh\/get-a-loan\">\u65e0\u9700\u5171\u540c\u7b7e\u7f72\u4eba\u7684\u52a9\u5b66\u91d1<\/a><\/span><span class=\"c3\" style=\"font-weight: 400\">\uff0c\u53ef\u4ee5\u652f\u6301\uff1a<\/span><\/p>\n<ul>\n<li style=\"list-style-type: none\">\n<ul class=\"c19 lst-kix_4lcc2xxt7jqu-0 start\">\n<li class=\"c11 li-bullet-0\"><span class=\"c16 c4\" style=\"font-weight: bold\">\u610f\u5916\u7684\u5b66\u8d39\u7f3a\u53e3<br \/>\n<\/span><\/li>\n<li class=\"c11 li-bullet-0\"><span class=\"c16 c4\" style=\"font-weight: bold\">\u4e0e\u7b7e\u8bc1\u76f8\u5173\u7684\u8d39\u7528\u6216\u642c\u8fc1\u8d39\u7528<br \/>\n<\/span><\/li>\n<li class=\"c11 li-bullet-0\"><span class=\"c16 c4\" style=\"font-weight: bold\">\u6280\u672f\u6216\u8bbe\u5907\u66f4\u6362<br \/>\n<\/span><\/li>\n<li class=\"c11 li-bullet-0\"><span class=\"c16 c4\" style=\"font-weight: bold\">\u5728\u6c42\u804c\u8fc7\u6e21\u671f\u95f4\u7684\u751f\u6d3b\u8d39\u7528<br \/>\n<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"c13\">\u4f60\u53ef\u4ee5\u501f\u6b3e\u57282001\u7f8e\u5143\u548c100,000\u7f8e\u5143\u4e4b\u95f4\uff0c\u65e0\u9700\u5171\u540c\u7b7e\u7f72\u4eba\u6216\u4fe1\u7528\u5386\u53f2\u3002\u800c\u4e14\uff0c\u7531\u4e8eMPOWER\u7684\u7533\u8bf7\u662f100%\u5728\u7ebf\u7684\uff0c\u5982\u679c\u4f60\u9762\u4e34\u7d27\u6025\u9700\u6c42\uff0c\u4f60\u53ef\u4ee5\u5feb\u901f\u68c0\u67e5\u8d44\u683c\u5e76\u83b7\u5f97\u8d44\u91d1\u652f\u6301\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><a class=\"btn btn-primary\" href=\"https:\/\/app.mpowerfinancing.com\/eligibility\">\u68c0\u67e5\u60a8\u7684\u8d44\u683c<\/a><\/p>\n<p>&nbsp;<\/p>\n<p class=\"c13\">\u6b64\u5916\uff0c\u6bcf\u4e2aMPOWER\u7684\u501f\u6b3e\u4eba\u90fd\u53ef\u4ee5\u514d\u8d39\u83b7\u5f97 <span class=\"c1 c4\" style=\"font-weight: bold\"><a class=\"c14\" 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