{"id":26079,"date":"2017-10-10T10:54:55","date_gmt":"2017-10-10T14:54:55","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/zh\/blog\/3-money-tools-save\/"},"modified":"2025-08-11T06:38:04","modified_gmt":"2025-08-11T06:38:04","slug":"3-money-tools-save","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/3-money-tools-save\/","title":{"rendered":"3\u79cd\u91d1\u94b1\u5de5\u5177\u5e2e\u4f60\u514b\u5236\u81ea\u5df1"},"content":{"rendered":"

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 <\/p>\n

\n

 <\/p>\n

\u52a8\u7528\u4f60\u7684\u50a8\u84c4\u5c31\u50cf\u5feb\u9910\uff1a\u65b9\u4fbf\u53c8\u8bf1\u4eba\uff0c\u7b2c\u4e8c\u5929\u65e9\u4e0a\u53ef\u80fd\u4f1a\u8ba9\u4f60\u611f\u5230\u6709\u70b9\u6076\u5fc3\u3002<\/p>\n

\u8fd9\u6837\u505a\u4e5f\u53ef\u80fd\u4fb5\u8680\u4f60\u7684\u8d22\u52a1\u76ee\u6807\uff0c\u65e0\u8bba\u90a3\u662f\u4e00\u6b21\u5927\u7684\u51fa\u56fd\u65c5\u884c\u8fd8\u662f\u4e00\u4e2a\u7b80\u5355\u7684\u7d27\u6025\u57fa\u91d1\u3002\u7136\u800c\uff0c\u4f60\u53ef\u4ee5\u907f\u514d\u8fd9\u79cd\u6d88\u8d39\u7619\u75d2\uff0c\u8fd9\u4e9b\u5de5\u5177\u53ef\u4ee5\u5e2e\u52a9\u4f60\u4fdd\u6301\u50a8\u84c4\u5b8c\u6574\u3002<\/p>\n

 <\/p>\n

1. \u5b9a\u671f\u5b58\u6b3e<\/h4>\n

\u5b9a\u671f\u5b58\u6b3e<\/a>\u901a\u5e38\u6bd4\u6807\u51c6\u50a8\u84c4\u8d26\u6237\u63d0\u4f9b\u66f4\u597d\u7684\u56de\u62a5\uff0c\u800c\u4e14\u4ed6\u4eec\u5f88\u5c11\u6536\u53d6\u6708\u8d39\u3002<\/p>\n

\u66f4\u91cd\u8981\u7684\u662f\uff0cCDs\u9f13\u52b1\u4f60\u548c\u81ea\u5df1\u73a9\u8eb2\u732b\u732b\u3002\u5f53\u5f00\u7acb\u4e00\u4efd\u8bc1\u4e66\u65f6\uff0c\u4f60\u51b3\u5b9a\u94f6\u884c\u53ef\u4ee5\u4fdd\u7559\u4f60\u7684\u94b1\u591a\u4e45\u3002\u8fd9\u5c31\u662f\u6240\u8c13\u7684\u671f\u9650\u3002\u5982\u679c\u4f60\u5728\u671f\u9650\u7ed3\u675f\u524d\u60f3\u8981\u53d6\u51fa\u90a3\u7b14\u94b1\uff0c\u94f6\u884c\u53ef\u80fd\u4f1a\u6536\u53d6\u63d0\u524d\u53d6\u6b3e\u7f5a\u6b3e\uff0c\u901a\u5e38\u662f\u51e0\u4e2a\u6708\u7684\u5229\u606f\u3002<\/p>\n

\u8fd9\u53ef\u80fd\u770b\u8d77\u6765\u4e0d\u50cf\uff0c\u4f46\u94f6\u884c\u6b63\u5728\u5e2e\u4f60\u4e00\u4e2a\u5fd9\u3002\u7406\u8bba\u4e0a\uff0c\u8fd9\u79cd\u7f5a\u6b3e\u5e94\u8be5\u8ba9\u4f60\u5728\u63d0\u524d\u53d6\u6b3e\u65f6\u4e09\u601d\u800c\u540e\u884c\u3002\u8fd9\u53cd\u8fc7\u6765\u53c8\u6709\u52a9\u4e8e\u786e\u4fdd\u90a3\u7b14\u94b1\u5728\u94f6\u884c\u7ee7\u7eed\u8d5a\u53d6\u5229\u606f\u3002<\/p>\n

\u00bb \u6bd4\u8f83:<\/h4>\n

NerdWallet\u7684CD\u5229\u7387\u6bd4\u8f83\u5de5\u5177<\/a><\/p>\n

 <\/p>\n

2. \u9884\u4ed8\u501f\u8bb0\u5361<\/h4>\n

\u50cf\u5927\u591a\u6570\u4e8b\u60c5\u4e00\u6837\uff0c\u9884\u4ed8\u501f\u8bb0\u5361\u5e76\u4e0d\u5b8c\u7f8e\u3002\u4f7f\u7528\u4e00\u4e2a\u4e0d\u4f1a\u63d0\u9ad8\u4f60\u7684\u4fe1\u7528\u8bc4\u5206\uff0c\u800c\u4e14\u901a\u5e38\u6709\u6708\u8d39\u3002\u7136\u800c\uff0c\u5bf9\u4e8e\u90a3\u4e9b\u6d88\u8d39\u4e60\u60ef\u7ecf\u5e38\u4fb5\u8680\u4ed6\u4eec\u7684\u50a8\u84c4\u76ee\u6807\u7684\u4eba\u6765\u8bf4\uff0c\u4ed6\u4eec\u662f\u4e00\u4e2a\u575a\u5b9e\u7684\u9009\u62e9\u3002<\/p>\n

 <\/p>\n

3. \u5728\u4e0d\u540c\u94f6\u884c\u7684\u652f\u7968\u548c\u50a8\u84c4\u8d26\u6237<\/h4>\n

\u5c3d\u7ba1\u79fb\u52a8\u94f6\u884c\u6709\u5176\u8d4e\u7f6a\u7684\u54c1\u8d28\uff0c\u4f46\u5b83\u662f\u6700\u7ec8\u7684\u574f\u51b3\u5b9a\u7684\u63a8\u52a8\u8005\u3002 \u652f\u7968\u8d26\u6237<\/a>\u5728\u5927\u665a\u4e0a\u4e4b\u524d\u5c31\u5feb\u8981\u7528\u5b8c\u4e86\uff1f\u51e0\u6b21\u6ed1\u52a8\u5c31\u53ef\u4ee5\u52a8\u7528\u90a3\u4e2a\u5ea6\u5047\u57fa\u91d1\u3002<\/p>\n

\u5728\u4e0d\u540c\u7684\u94f6\u884c\u6709\u4e00\u4e2a\u5355\u72ec\u7684\u50a8\u84c4\u8d26\u6237\u5e94\u8be5\u4f7f\u50a8\u84c4\u5230\u652f\u7968\u7684\u8f6c\u8d26\u7a0d\u5fae\u9ebb\u70e6\u4e00\u4e9b\uff0c\u56e0\u4e3a\u5b83\u4eec\u53ef\u80fd\u4f1a\u66f4\u6162\uff0c\u53ef\u80fd\u4f1a\u4ea7\u751f\u8d39\u7528\u3002\u4ece\u957f\u8fdc\u6765\u770b\uff0c\u8fd9\u662f\u4e00\u4ef6\u597d\u4e8b\uff0c\u56e0\u4e3a\u5b83\u53ef\u80fd\u4f1a\u963b\u6b62\u4f60\u505a\u8fd9\u79cd\u7c7b\u578b\u7684\u8f6c\u8d26\u3002\u4e3a\u4e86\u8fdb\u4e00\u6b65\u589e\u5f3a\u4f60\u7684\u50a8\u84c4\uff0c\u8ba9\u4f60\u7684\u76f4\u63a5\u5b58\u6b3e\u7684\u4e00\u90e8\u5206\u8fdb\u5165\u90a3\u4e2a\u8d26\u6237\uff0c\u8fd9\u6837\u73b0\u91d1\u5c31\u4f1a\u81ea\u52a8\u548c\u5b9a\u671f\u5730\u88ab\u5b58\u50a8\u8d77\u6765\u3002<\/p>\n

\u00bb \u66f4\u591a:<\/h4>\n

\u9700\u8981\u591a\u4e2a\u50a8\u84c4\u8d26\u6237\uff1f\u8fd9\u91cc\u662f\u53bb\u5904<\/a><\/p>\n

 <\/p>\n

\u867d\u7136\u63a7\u5236\u4f60\u7684\u652f\u51fa\u5f88\u5927\u7a0b\u5ea6\u4e0a\u4e0e\u4f60\u505a\u7684\u51b3\u5b9a\u6709\u5173\uff0c\u4f46\u4e0a\u8ff0\u5de5\u5177\u53ef\u4ee5\u51cf\u8f7b\u4e00\u4e9b\u538b\u529b\u3002\u5229\u7528\u4e00\u4e2a\u6216\u591a\u4e2a\u53ef\u4ee5\u5e2e\u52a9\u4f60\u4fdd\u6301\u8d22\u52a1\u5065\u5eb7\u3002<\/p>\n

\n

Tony Armstrong\u662fNerdWallet\u7684\u4e00\u540d\u5458\u5de5\u4f5c\u5bb6\uff0c\u8fd9\u662f\u4e00\u4e2a\u4e2a\u4eba\u8d22\u52a1\u7f51\u7ad9\u3002\u7535\u5b50\u90ae\u4ef6\uff1atony@nerdwallet.com\u3002Twitter\uff1a@tonystrongarm\u3002<\/i><\/p>\n

\u6587\u7ae0\u201c3\u79cd\u91d1\u94b1\u5de5\u5177\u5e2e\u4f60\u514b\u5236\u81ea\u5df1\u201d\u6700\u521d\u51fa\u73b0\u5728 NerdWallet<\/a>\u4e0a\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u5373\u4f7f\u4f60\u6709\u6700\u597d\u7684\u610f\u56fe\uff0c\u575a\u6301\u9884\u7b97\u5e76\u4e0d\u603b\u662f\u5bb9\u6613\u7684 – \u5c24\u5176\u662f\u5f53\u4f60\u6709\u52a9\u5b66\u91d1\u7684\u65f6\u5019\u3002\u611f\u8c22NerdWallet\uff0c\u6211\u4eec\u6709\u4e09\u79cd\u5f88\u597d\u7684\u7b56\u7565\u6765\u5e2e\u52a9\u4f60\u575a\u6301\u5065\u5eb7\u7684\u8d22\u52a1\u89c4\u5212\u3002     \u52a8\u7528\u4f60\u7684\u50a8\u84c4\u5c31\u50cf\u5feb\u9910\uff1a\u65b9\u4fbf\u53c8\u8bf1\u4eba\uff0c\u7b2c\u4e8c\u5929\u65e9\u4e0a\u53ef\u80fd\u4f1a\u8ba9\u4f60\u611f\u5230\u6709\u70b9\u6076\u5fc3\u3002 \u8fd9\u6837\u505a\u4e5f\u53ef\u80fd\u4fb5\u8680\u4f60\u7684\u8d22\u52a1\u76ee\u6807\uff0c\u65e0\u8bba\u90a3\u662f\u4e00\u6b21\u5927\u7684\u51fa\u56fd\u65c5\u884c\u8fd8\u662f\u4e00\u4e2a\u7b80\u5355\u7684\u7d27\u6025\u57fa\u91d1\u3002\u7136\u800c\uff0c\u4f60\u53ef\u4ee5\u907f\u514d\u8fd9\u79cd\u6d88\u8d39\u7619\u75d2\uff0c\u8fd9\u4e9b\u5de5\u5177\u53ef\u4ee5\u5e2e\u52a9\u4f60\u4fdd\u6301\u50a8\u84c4\u5b8c\u6574\u3002   1. \u5b9a\u671f\u5b58\u6b3e \u5b9a\u671f\u5b58\u6b3e\u901a\u5e38\u6bd4\u6807\u51c6\u50a8\u84c4\u8d26\u6237\u63d0\u4f9b\u66f4\u597d\u7684\u56de\u62a5\uff0c\u800c\u4e14\u4ed6\u4eec\u5f88\u5c11\u6536\u53d6\u6708\u8d39\u3002 \u66f4\u91cd\u8981\u7684\u662f\uff0cCDs\u9f13\u52b1\u4f60\u548c\u81ea\u5df1\u73a9\u8eb2\u732b\u732b\u3002\u5f53\u5f00\u7acb\u4e00\u4efd\u8bc1\u4e66\u65f6\uff0c\u4f60\u51b3\u5b9a\u94f6\u884c\u53ef\u4ee5\u4fdd\u7559\u4f60\u7684\u94b1\u591a\u4e45\u3002\u8fd9\u5c31\u662f\u6240\u8c13\u7684\u671f\u9650\u3002\u5982\u679c\u4f60\u5728\u671f\u9650\u7ed3\u675f\u524d\u60f3\u8981\u53d6\u51fa\u90a3\u7b14\u94b1\uff0c\u94f6\u884c\u53ef\u80fd\u4f1a\u6536\u53d6\u63d0\u524d\u53d6\u6b3e\u7f5a\u6b3e\uff0c\u901a\u5e38\u662f\u51e0\u4e2a\u6708\u7684\u5229\u606f\u3002 \u8fd9\u53ef\u80fd\u770b\u8d77\u6765\u4e0d\u50cf\uff0c\u4f46\u94f6\u884c\u6b63\u5728\u5e2e\u4f60\u4e00\u4e2a\u5fd9\u3002\u7406\u8bba\u4e0a\uff0c\u8fd9\u79cd\u7f5a\u6b3e\u5e94\u8be5\u8ba9\u4f60\u5728\u63d0\u524d\u53d6\u6b3e\u65f6\u4e09\u601d\u800c\u540e\u884c\u3002\u8fd9\u53cd\u8fc7\u6765\u53c8\u6709\u52a9\u4e8e\u786e\u4fdd\u90a3\u7b14\u94b1\u5728\u94f6\u884c\u7ee7\u7eed\u8d5a\u53d6\u5229\u606f\u3002 \u00bb \u6bd4\u8f83: NerdWallet\u7684CD\u5229\u7387\u6bd4\u8f83\u5de5\u5177   2. \u9884\u4ed8\u501f\u8bb0\u5361 \u50cf\u5927\u591a\u6570\u4e8b\u60c5\u4e00\u6837\uff0c\u9884\u4ed8\u501f\u8bb0\u5361\u5e76\u4e0d\u5b8c\u7f8e\u3002\u4f7f\u7528\u4e00\u4e2a\u4e0d\u4f1a\u63d0\u9ad8\u4f60\u7684\u4fe1\u7528\u8bc4\u5206\uff0c\u800c\u4e14\u901a\u5e38\u6709\u6708\u8d39\u3002\u7136\u800c\uff0c\u5bf9\u4e8e\u90a3\u4e9b\u6d88\u8d39\u4e60\u60ef\u7ecf\u5e38\u4fb5\u8680\u4ed6\u4eec\u7684\u50a8\u84c4\u76ee\u6807\u7684\u4eba\u6765\u8bf4\uff0c\u4ed6\u4eec\u662f\u4e00\u4e2a\u575a\u5b9e\u7684\u9009\u62e9\u3002   3. \u5728\u4e0d\u540c\u94f6\u884c\u7684\u652f\u7968\u548c\u50a8\u84c4\u8d26\u6237 \u5c3d\u7ba1\u79fb\u52a8\u94f6\u884c\u6709\u5176\u8d4e\u7f6a\u7684\u54c1\u8d28\uff0c\u4f46\u5b83\u662f\u6700\u7ec8\u7684\u574f\u51b3\u5b9a\u7684\u63a8\u52a8\u8005\u3002 \u652f\u7968\u8d26\u6237\u5728\u5927\u665a\u4e0a\u4e4b\u524d\u5c31\u5feb\u8981\u7528\u5b8c\u4e86\uff1f\u51e0\u6b21\u6ed1\u52a8\u5c31\u53ef\u4ee5\u52a8\u7528\u90a3\u4e2a\u5ea6\u5047\u57fa\u91d1\u3002 \u5728\u4e0d\u540c\u7684\u94f6\u884c\u6709\u4e00\u4e2a\u5355\u72ec\u7684\u50a8\u84c4\u8d26\u6237\u5e94\u8be5\u4f7f\u50a8\u84c4\u5230\u652f\u7968\u7684\u8f6c\u8d26\u7a0d\u5fae\u9ebb\u70e6\u4e00\u4e9b\uff0c\u56e0\u4e3a\u5b83\u4eec\u53ef\u80fd\u4f1a\u66f4\u6162\uff0c\u53ef\u80fd\u4f1a\u4ea7\u751f\u8d39\u7528\u3002\u4ece\u957f\u8fdc\u6765\u770b\uff0c\u8fd9\u662f\u4e00\u4ef6\u597d\u4e8b\uff0c\u56e0\u4e3a\u5b83\u53ef\u80fd\u4f1a\u963b\u6b62\u4f60\u505a\u8fd9\u79cd\u7c7b\u578b\u7684\u8f6c\u8d26\u3002\u4e3a\u4e86\u8fdb\u4e00\u6b65\u589e\u5f3a\u4f60\u7684\u50a8\u84c4\uff0c\u8ba9\u4f60\u7684\u76f4\u63a5\u5b58\u6b3e\u7684\u4e00\u90e8\u5206\u8fdb\u5165\u90a3\u4e2a\u8d26\u6237\uff0c\u8fd9\u6837\u73b0\u91d1\u5c31\u4f1a\u81ea\u52a8\u548c\u5b9a\u671f\u5730\u88ab\u5b58\u50a8\u8d77\u6765\u3002 \u00bb 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