{"id":26043,"date":"2017-03-14T15:19:26","date_gmt":"2017-03-14T19:19:26","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/zh\/blog\/student-credit-cards-really-for-students\/"},"modified":"2025-08-09T18:32:24","modified_gmt":"2025-08-09T18:32:24","slug":"student-credit-cards-really-for-students","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/student-credit-cards-really-for-students\/","title":{"rendered":"\u5b66\u751f\u4fe1\u7528\u5361\uff1a\u771f\u7684\u9002\u5408\u5b66\u751f\u5417\uff1f"},"content":{"rendered":"<p>\u6709\u4e00\u4e2a\u5de8\u5927\u7684\u969c\u788d\u963b\u6b62\u4e86\u8bb8\u591a\u56fd\u9645\u5b66\u751f\u5728\u7f8e\u56fd\u7533\u8bf7\u52a9\u5b66\u91d1\u548c\u4fe1\u7528\u5361\u3002\u90a3\u662f\u4ec0\u4e48\u5462\uff1f\u7f3a\u4e4f\u7f8e\u56fd\u4fe1\u7528\u8bb0\u5f55\u3002<\/p>\n<p>\u5728MPOWER\uff0c\u6211\u4eec\u5e2e\u52a9\u5b66\u751f\u5c3d\u53ef\u80fd\u591a\u5730\u5efa\u7acb\u4fe1\u7528\u3002\u5b66\u751f\u4eec\u4ece\u52a9\u5b66\u91d1\u5f00\u59cb\u5c31\u5b8c\u6210\u4e86\u5c0f\u989d\u652f\u4ed8\u3002\u8fd9\u4e9b\u5c0f\u989d\uff0c\u6613\u4e8e\u7ba1\u7406\u7684\u652f\u4ed8\u6709\u52a9\u4e8e\u5efa\u7acb\u7f8e\u56fd\u4fe1\u7528\u8bb0\u5f55\uff0c\u7136\u540e\u7f8e\u56fd\u91d1\u878d\u673a\u6784\u53ef\u4ee5\u8fdb\u884c\u9a8c\u8bc1\u3002\u4fe1\u7528\u5361\u63d0\u4f9b\u4e86\u53e6\u4e00\u4e2a\u5efa\u7acb\u4fe1\u7528\u8bb0\u5f55\u7684\u7edd\u4f73\u5de5\u5177\uff0c\u4f3c\u4e4e\u65e0\u5904\u4e0d\u5728\u3002\u7136\u800c\uff0c\u8d26\u5355\u548c\u5229\u606f\u5f88\u5feb\u5c31\u4f1a\u5931\u63a7\uff0c\u6240\u4ee5\u5728\u7b7e\u8ba2\u5408\u540c\u4e4b\u524d\uff0c\u6700\u597d\u786e\u4fdd\u4f60\u6709\u5fc5\u8981\u7684\u8d22\u52a1\u8d23\u4efb\u548c\u8d44\u6e90\u6765\u5904\u7406\u3002<\/p>\n<p>\u6ca1\u6709\u4fe1\u7528\u8bb0\u5f55\u7684\u5b66\u751f\u5982\u4f55\u83b7\u5f97\u4fe1\u7528\u5361\u5462\uff1fNerdWallet\u5728\u4e0b\u9762\u7528\u94c1\u4e00\u822c\u7684\u7b56\u7565\u89e3\u91ca\u4e86\u6240\u6709\u7684\u95ee\u9898\uff0c\u5e2e\u52a9\u56fd\u5185\u548c\u56fd\u9645\u5b66\u751f\u907f\u514d\u5e38\u89c1\u7684\u9519\u8bef\uff0c\u5f00\u59cb\u5efa\u7acb\u4ed6\u4eec\u7684\u7f8e\u56fd\u4fe1\u7528\u8bb0\u5f55\u3002<\/p>\n<hr style=\"border: 0.5px solid #dadada; margin-bottom: 45px; margin-top: 30px;\" \/>\n<p>\u4fe1\u7528\u8bb0\u5f55\uff0c\u5c31\u50cf\u5de5\u4f5c\u7ecf\u9a8c\uff0c\u9664\u975e\u4f60\u5df2\u7ecf\u6709\u4e86\u4e00\u4e9b\uff0c\u5426\u5219\u4f3c\u4e4e\u662f\u65e0\u6cd5\u83b7\u5f97\u7684\u3002\u5982\u679c\u6ca1\u6709\u4eba\u7ed9\u4f60\u7b2c\u4e00\u6b21\u673a\u4f1a\uff0c\u4f60\u600e\u4e48\u80fd\u5efa\u7acb\u4e00\u4e2a\u597d\u7684\u8bb0\u5f55\u5462\uff1f<\/p>\n<p>\u8fd9\u5c31\u662f\u4e3a\u4ec0\u4e48<a href=\"https:\/\/www.nerdwallet.com\/blog\/top-credit-cards\/nerdwallets-best-college-student-credit-cards\/#social\" target=\"_blank\" rel=\"noopener noreferrer\">\u5b66\u751f\u4fe1\u7528\u5361<\/a>\u770b\u8d77\u6765\u5f88\u5438\u5f15\u4eba\u3002\u540d\u5b57\u6697\u793a\u53ea\u8981\u4f60\u662f\u5b66\u751f\uff0c\u4f60\u5c31\u53ef\u4ee5\u5f97\u5230\u4fe1\u7528\u5361\uff0c\u5bf9\u5427\uff1f<\/p>\n<p>\u4e0d\u5e78\u7684\u662f\uff0c\u4e8b\u60c5\u5e76\u4e0d\u90a3\u4e48\u7b80\u5355\u3002\u4e8b\u5b9e\u4e0a\uff0c\u201c\u5b66\u751f\u201d\u4fe1\u7528\u5361\u6709\u70b9\u50cf\u662f\u4e00\u4e2a\u795e\u8bdd\u3002\u4f60\u4ecd\u7136\u9700\u8981\u7ecf\u8fc7\u548c\u975e\u5b66\u751f\u76f8\u540c\u7684\u5ba1\u67e5\u8fc7\u7a0b\uff0c\u9664\u975e\u4f60\u6709\u5927\u91cf\u7684\u6536\u5165\uff0c\u5426\u5219\u83b7\u5f97\u6279\u51c6\u53ef\u80fd\u4ecd\u7136\u5f88\u56f0\u96be\u3002<\/p>\n<p>\u90a3\u4e48\u4f60\u7684\u9009\u62e9\u662f\u4ec0\u4e48\u5462\uff1f\u8ba9\u6211\u4eec\u6765\u770b\u770b\u3002<\/p>\n<h2>\u4ec0\u4e48\u662f\u5b66\u751f\u4fe1\u7528\u5361\uff1f<\/h2>\n<p>\u5927\u591a\u6570\u5b66\u751f\u4fe1\u7528\u5361\u4e0e\u666e\u901a\u4fe1\u7528\u5361\u6ca1\u6709\u592a\u5927\u7684\u4e0d\u540c &#8211; \u9664\u4e86\u5b83\u4eec\u662f\u9488\u5bf9\u5b66\u751f\u8fdb\u884c\u5e02\u573a\u63a8\u5e7f\u7684\u3002\u4fe1\u7528\u5361\u53d1\u884c\u673a\u6784\u4ecd\u7136\u4f1a\u68c0\u67e5\u4f60\u7684\u4fe1\u7528\u5386\u53f2\u3002\u4ed6\u4eec\u4ecd\u7136\u5e0c\u671b\u770b\u5230\u7a33\u5b9a\u7684\u6536\u5165\u3002\u9664\u975e\u4f60\u5168\u804c\u5de5\u4f5c\uff0c\u5426\u5219\u4ed6\u4eec\u8981\u6c4221\u5c81\u4ee5\u4e0b\u7684\u7533\u8bf7\u4eba\u627e\u4e00\u4e2a\u5171\u540c\u7b7e\u7f72\u4eba\u3002<\/p>\n<p>\u8ba9\u6211\u4eec\u91cd\u590d\u4e00\u904d\uff1a\u5982\u679c\u4f60\u6ca1\u6709\u5168\u804c\u6536\u5165\uff0c\u4f60\u5fc5\u987b\u81f3\u5c1121\u5c81\u624d\u80fd\u5728\u6ca1\u6709\u5171\u540c\u7b7e\u7f72\u4eba\u7684\u60c5\u51b5\u4e0b\u83b7\u5f97\u5b66\u751f\u4fe1\u7528\u5361\u7684\u6279\u51c6\u3002\u9664\u975e\u4f60\u5728\u9014\u4e2d\u4f11\u606f\u4e00\u6bb5\u65f6\u95f4\u6216\u5728\u804c\u4e1a\u751f\u6daf\u540e\u671f\u8fd4\u56de\u5b66\u6821\uff0c\u5426\u5219\u4f60\u5728\u5927\u5b66\u5feb\u6bd5\u4e1a\u65f6\u624d\u80fd\u81ea\u5df1\u7533\u8bf7\u5b66\u751f\u4fe1\u7528\u5361\u3002<\/p>\n<p><strong>&gt;&gt;\u66f4\u591a\uff1a<\/strong> <a href=\"https:\/\/www.nerdwallet.com\/blog\/credit-cards\/cosigner-credit-card-21\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u5982\u679c\u6211\u4e0d\u6ee121\u5c81\uff0c\u6211\u9700\u8981\u4fe1\u7528\u5361\u7684\u5171\u540c\u7b7e\u7f72\u4eba\u5417\uff1f<\/a><\/p>\n<p>\u90a3\u4e48\u4e3a\u4ec0\u4e48\u5b83\u4eec\u88ab\u79f0\u4e3a\u201c\u5b66\u751f\u201d\u4fe1\u7528\u5361\u5462\uff1f\u5728\u67d0\u4e9b\u65b9\u9762\uff0c\u8fd9\u662f\u56de\u5230\u4fe1\u7528\u5361\u53d1\u884c\u673a\u6784\u6ca1\u6709\u73b0\u5728\u8fd9\u4e48\u4e25\u683c\u7684\u76d1\u7ba1\u7684\u65f6\u4ee3\u3002\u66fe\u7ecf\u6709\u4e00\u6bb5\u65f6\u95f4\uff0c\u53d1\u884c\u673a\u6784\u51e0\u4e4e\u5728\u5b66\u751f\u5230\u6821\u65f6\u5c31\u628a\u4fe1\u7528\u5361\u53d1\u7ed9\u4ed6\u4eec\u3002\u4f46\u662f\u65b0\u7684\u89c4\u5b9a\uff0c\u65e8\u5728\u4fdd\u62a4\u6613\u53d7\u4f24\u5bb3\u7684\u6d88\u8d39\u8005\uff0c\u7981\u6b62\u53d1\u884c\u673a\u6784\u5411\u53ef\u80fd\u56e0\u8fc7\u65e9\u4f7f\u7528\u4fe1\u7528\u5361\u800c\u6df9\u6ca1\u5728\u503a\u52a1\u4e2d\u7684\u5e74\u8f7b\u7533\u8bf7\u8005\u63a8\u9500\u4fe1\u7528\u5361\u3002<\/p>\n<p>\u6709\u4e9b\u5361\u786e\u5b9e\u4e3a\u5b66\u751f\u63d0\u4f9b\u4e86\u7279\u6b8a\u7684\u798f\u5229\uff0c\u6bd4\u5982<a href=\"https:\/\/www.nerdwallet.com\/card-details\/card-name\/Discover-It-Student\" target=\"_blank\" rel=\"noopener noreferrer\">\u5bf9\u597d\u6210\u7ee9\u7684\u5956\u52b1<\/a>\u6216<a href=\"https:\/\/www.nerdwallet.com\/card-details\/card-name\/Citibank-ThankYou-Preferred-Rewards-Card\" target=\"_blank\" rel=\"noopener noreferrer\">\u5bf9\u5b66\u751f\u5e38\u89c1\u652f\u51fa\u7684\u66f4\u9ad8\u56de\u62a5<\/a>\u3002\u4f46\u5927\u90e8\u5206\u60c5\u51b5\u4e0b\uff0c\u5b83\u4eec\u53ea\u662f\u5305\u88c5\u6210\u5438\u5f15\u5b66\u751f\u7684\u666e\u901a\u4fe1\u7528\u5361\u3002<\/p>\n<h3>\u5b66\u751f\u4fe1\u7528\u5361\u7684\u66ff\u4ee3\u65b9\u6848<\/h3>\n<p>\u5982\u679c\u4f60\u6ca1\u6709\u5168\u804c\u6536\u5165\uff0c\u800c\u4e14\u4f60\u8fd8\u4e0d\u523021\u5c81\uff0c\u4f60\u53ef\u80fd\u4f1a\u60f3\u5c1d\u8bd5\u4e00\u4e0b\uff0c\u7533\u8bf7\u4e00\u5f20\u5b66\u751f\u4fe1\u7528\u5361\u3002\u4f46\u662f\u6bcf\u4e00\u6b21\u7533\u8bf7\u90fd\u4f1a\u5bf9\u4f60\u7684\u4fe1\u7528\u8bc4\u5206\u4ea7\u751f\u4e00\u70b9\u5f71\u54cd\uff0c\u6240\u4ee5\u968f\u4fbf\u7533\u8bf7\u5361\u5e76\u4e0d\u7406\u60f3\u3002<\/p>\n<p>\u7136\u800c\uff0c\u8fd8\u6709\u5176\u4ed6\u7684\u9009\u62e9\u3002<\/p>\n<p><strong>\u6210\u4e3a\u6388\u6743\u7528\u6237\u3002<\/strong> \u5982\u679c\u4f60\u6709\u4e00\u4e2a\u4fe1\u7528\u5386\u53f2\u826f\u597d\u7684\u5bb6\u5ead\u6210\u5458\uff0c\u4f60\u53ef\u80fd\u53ef\u4ee5\u83b7\u5f97\u4e00\u5f20\u94fe\u63a5\u5230\u8be5\u4eb2\u5c5e\u8d26\u6237\u7684\u4fe1\u7528\u5361\u3002\u4f60\u7684\u540d\u5b57\u5c06\u4f1a\u5728\u5361\u4e0a\uff0c\u4f46\u662f\u4e3b\u8d26\u6237\u6301\u6709\u4eba\u5c06\u8d1f\u8d23\u652f\u4ed8\u8d26\u5355\u3002\u4f60\u9700\u8981\u507f\u8fd8\u90a3\u4e2a\u4eba\u4f60\u7684\u8d2d\u4e70\u6b3e\u9879\u3002<\/p>\n<ul style=\"margin-top: -15px; margin-bottom: 15px; margin-left: 5%;\">\n<li>\u5982\u679c\u4f60\u60f3\u5efa\u7acb\u4fe1\u7528\uff0c\u5bfb\u627e\u4e00\u4e2a\u4f1a\u5411\u6536\u96c6\u6784\u6210\u4f60\u4fe1\u7528\u8bc4\u5206\u7684\u6570\u636e\u7684\u4e09\u5bb6\u4fe1\u7528\u5c40\u62a5\u544a\u6388\u6743\u7528\u6237\u6d3b\u52a8\u7684\u53d1\u884c\u673a\u6784\u3002\u5e76\u975e\u6240\u6709\u7684\u53d1\u884c\u673a\u6784\u90fd\u8fd9\u6837\u505a\u3002\u8fd9\u7bc7\u6587\u7ae0\u53ef\u4ee5\u5e2e\u52a9\u4f60\u9009\u62e9\u53d1\u884c\u673a\u6784\u3002<\/li>\n<\/ul>\n<p><strong>\u4f7f\u7528\u5171\u540c\u7b7e\u7f72\u4eba\u3002<\/strong>\u5982\u679c\u60a8\u65e0\u6cd5\u81ea\u5df1\u7533\u8bf7\u4fe1\u7528\u5361\uff0c\u60a8\u53ef\u80fd\u53ef\u4ee5\u901a\u8fc7\u5171\u540c\u7b7e\u7f72\u4eba\u7684\u5e2e\u52a9\u6765\u7533\u8bf7 \u2014\u2014 \u8fd9\u662f\u4e00\u4e2a\u5728\u60a8\u65e0\u6cd5\u507f\u8fd8\u503a\u52a1\u65f6\u63a5\u53d7\u8d23\u4efb\u7684\u4eba\u3002\u5728\u8fd9\u79cd\u60c5\u51b5\u4e0b\uff0c\u60a8\u662f\u4e3b\u8981\u8d26\u6237\u6301\u6709\u4eba\uff0c\u800c\u4e0d\u4ec5\u4ec5\u662f\u6388\u6743\u7528\u6237\uff0c\u60a8\u7684\u6d3b\u52a8\u5c06\u88ab\u62a5\u544a\u7ed9\u4fe1\u7528\u673a\u6784\u3002\u5c0f\u5fc3\u4f7f\u7528\u5361\u7247\u5c06\u6709\u52a9\u4e8e\u60a8\u7684\u4fe1\u7528\u8bc4\u5206\uff0c\u4f46\u9519\u8bef\u53ef\u80fd\u4f1a\u62d6\u7d2f\u60a8\u548c\u60a8\u7684\u5171\u540c\u7b7e\u7f72\u4eba\u7684\u4fe1\u7528\u8bc4\u5206<\/p>\n<ul style=\"margin-top: -15px; margin-bottom: 15px; margin-left: 5%;\">\n<li>\u5e76\u975e\u6240\u6709\u53d1\u5361\u673a\u6784\u90fd\u5141\u8bb8\u5171\u540c\u7b7e\u7f72\u4eba\uff0c\u4f46\u4e00\u4e9b\u4e3b\u8981\u53d1\u5361\u673a\u6784\u786e\u5b9e\u5141\u8bb8\u3002\u8bf7\u53c2\u9605<a href=\"https:\/\/www.nerdwallet.com\/blog\/credit-cards\/credit-card-issuers-cosigner\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u6b64\u5e16\u5b50<\/a>\u4e86\u89e3\u8be6\u60c5\u3002<\/li>\n<\/ul>\n<p><strong>\u4f7f\u7528\u501f\u8bb0\u5361\u3002<\/strong>\u5bf9\u4e8e\u60a8\u5e0c\u671b\u4f7f\u7528\u5851\u6599\u5361\u7684\u4fbf\u5229\u7684\u65f6\u5019\uff0c\u501f\u8bb0\u5361\u53ef\u80fd\u6b63\u662f\u60a8\u9700\u8981\u7684\u3002\u4f46\u8bf7\u8bb0\u4f4f\uff0c\u501f\u8bb0\u5361 \u2014\u2014 \u5305\u62ec\u9884\u4ed8\u5361 \u2014\u2014 \u4e0d\u4f1a\u5f71\u54cd\u60a8\u7684\u4fe1\u7528\u8bc4\u5206\uff0c\u6240\u4ee5\u5b83\u4eec\u5e76\u4e0d\u80fd\u5e2e\u52a9\u60a8\u6700\u7ec8\u7533\u8bf7\u4fe1\u7528\u5361\u3002<\/p>\n<ul style=\"margin-top: -15px; margin-bottom: 15px; margin-left: 5%;\">\n<li>\u5982\u679c\u60a8\u9009\u62e9\u9884\u4ed8\u501f\u8bb0\u5361\uff0c\u8bf7\u6ce8\u610f\u90a3\u4e9b\u6536\u53d6\u9ad8\u989d\u6fc0\u6d3b\u6216\u91cd\u65b0\u52a0\u8f7d\u5361\u7247\u8d39\u7528\u7684\u5361\u7247\u3002NerdWallet\u6700\u559c\u6b22\u7684\u4e00\u4e9b<a href=\"https:\/\/www.nerdwallet.com\/blog\/banking\/nerdwallets-best-prepaid-debit-cards\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u9884\u4ed8\u501f\u8bb0\u5361<\/a>\u5728\u8fd9\u91cc\u3002<\/li>\n<\/ul>\n<p><strong>\u8003\u8651\u4e00\u5f20\u62c5\u4fdd\u5361\u3002<\/strong>\u4e0e\u501f\u8bb0\u5361\u4e0d\u540c\uff0c\u62c5\u4fdd\u4fe1\u7528\u5361\u786e\u5b9e\u5411\u4fe1\u7528\u673a\u6784\u62a5\u544a\uff0c\u6240\u4ee5\u5b83\u4eec\u786e\u5b9e\u53ef\u4ee5\u5e2e\u52a9\u60a8\u5efa\u7acb\u4fe1\u7528\u3002\u4f7f\u7528\u8fd9\u79cd\u7c7b\u578b\u7684\u5361\uff0c\u60a8\u9700\u8981\u652f\u4ed8\u4e00\u4e2a\u5b89\u5168\u62bc\u91d1\uff0c\u901a\u5e38\u7b49\u4e8e\u60a8\u7684\u4fe1\u7528\u989d\u5ea6\u3002\u4f8b\u5982\uff0c300\u7f8e\u5143\u7684\u62bc\u91d1\u901a\u5e38\u4f1a\u8ba9\u60a8\u7684\u5361\u7247\u83b7\u5f97300\u7f8e\u5143\u7684\u6d88\u8d39\u9650\u989d\u3002\u4f46\u50cf\u5176\u4ed6\u7c7b\u578b\u7684\u4fe1\u7528\u5361\u4e00\u6837\uff0c\u9664\u975e\u60a8\u80fd\u8bc1\u660e\u60a8\u6709\u5927\u91cf\u7684\u6536\u5165\uff0c\u7279\u522b\u662f\u5982\u679c\u60a8\u8fd8\u4e0d\u523021\u5c81\uff0c\u5426\u5219\u901a\u5e38\u65e0\u6cd5\u83b7\u5f97\u62c5\u4fdd\u5361\u3002<\/p>\n<ul style=\"margin-top: -15px; margin-bottom: 15px; margin-left: 5%;\">\n<li>\u5728\u60a821\u5c81\u4e4b\u540e\uff0c\u62c5\u4fdd\u4fe1\u7528\u5361\u53ef\u4ee5\u5f88\u597d\u5730\u5e2e\u52a9\u60a8\u5efa\u7acb\u4fe1\u7528\u3002\u6211\u4eec\u5efa\u8bae\u60a8\u9009\u62e9\u4e00\u4e2a\u80fd\u5e2e\u52a9\u60a8\u8fc7\u6e21\u5230\u65e0\u62c5\u4fdd\u5361\u7684\u53d1\u5361\u673a\u6784\u3002\u8bf7\u53c2\u9605NerdWallet\u7684<a href=\"https:\/\/www.nerdwallet.com\/blog\/top-credit-cards\/nerdwallets-best-secured-credit-cards\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u6700\u4f73\u62c5\u4fdd\u4fe1\u7528\u5361<\/a>\u3002<\/li>\n<\/ul>\n<p style=\"margin-top: 40px;\">\u5982\u679c\u60a8\u539f\u672c\u4ee5\u4e3a\u53ea\u56e0\u4e3a\u60a8\u662f\u5b66\u751f\uff0c\u5c31\u80fd\u7533\u8bf7\u5230\u5b66\u751f\u4fe1\u7528\u5361\uff0c\u90a3\u4e48\u60a8\u80af\u5b9a\u4e0d\u662f\u552f\u4e00\u8fd9\u6837\u60f3\u7684\u4eba\u3002\u5728\u67d0\u4e9b\u60c5\u51b5\u4e0b\uff0c\u60a8\u552f\u4e00\u7684\u9009\u62e9\u662f\u7b49\u5230\u60a8\u6709\u7a33\u5b9a\u7684\u85aa\u6c34\u3002\u7136\u540e\u60a8\u53ef\u4ee5\u5f00\u59cb<a href=\"https:\/\/www.nerdwallet.com\/blog\/building-rebuilding-credit\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u5efa\u7acb\u60a8\u7684\u4fe1\u7528<\/a>\u3002<\/p>\n<hr style=\"border: 0.5px solid #dadada; margin-bottom: 45px; margin-top: 30px;\" \/>\n<p style=\"margin-top: 30px;\"><i>Virginia C. McGuire\u662fNerdWallet\u7684\u4e00\u540d\u5458\u5de5\u4f5c\u5bb6\uff0c\u8fd9\u662f\u4e00\u4e2a\u4e2a\u4eba\u8d22\u52a1\u7f51\u7ad9\u3002\u7535\u5b50\u90ae\u4ef6\uff1a<a href=\"mailto:virginia@nerdwallet.com\">virginia@nerdwallet.com<\/a>\u3002Twitter\uff1a<a href=\"https:\/\/twitter.com\/vcmcguire\" target=\"_blank\" rel=\"noopener noreferrer\">@vcmcguire<\/a>\u3002<\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6709\u4e00\u4e2a\u5de8\u5927\u7684\u969c\u788d\u963b\u6b62\u4e86\u8bb8\u591a\u56fd\u9645\u5b66\u751f\u5728\u7f8e\u56fd\u7533\u8bf7\u52a9\u5b66\u91d1\u548c\u4fe1\u7528\u5361\u3002\u90a3\u662f\u4ec0\u4e48\u5462\uff1f\u7f3a\u4e4f\u7f8e\u56fd\u4fe1\u7528\u8bb0\u5f55\u3002 \u5728MPOWER\uff0c\u6211\u4eec\u5e2e\u52a9\u5b66\u751f\u5c3d\u53ef\u80fd\u591a\u5730\u5efa\u7acb\u4fe1\u7528\u3002\u5b66\u751f\u4eec\u4ece\u52a9\u5b66\u91d1\u5f00\u59cb\u5c31\u5b8c\u6210\u4e86\u5c0f\u989d\u652f\u4ed8\u3002\u8fd9\u4e9b\u5c0f\u989d\uff0c\u6613\u4e8e\u7ba1\u7406\u7684\u652f\u4ed8\u6709\u52a9\u4e8e\u5efa\u7acb\u7f8e\u56fd\u4fe1\u7528\u8bb0\u5f55\uff0c\u7136\u540e\u7f8e\u56fd\u91d1\u878d\u673a\u6784\u53ef\u4ee5\u8fdb\u884c\u9a8c\u8bc1\u3002\u4fe1\u7528\u5361\u63d0\u4f9b\u4e86\u53e6\u4e00\u4e2a\u5efa\u7acb\u4fe1\u7528\u8bb0\u5f55\u7684\u7edd\u4f73\u5de5\u5177\uff0c\u4f3c\u4e4e\u65e0\u5904\u4e0d\u5728\u3002\u7136\u800c\uff0c\u8d26\u5355\u548c\u5229\u606f\u5f88\u5feb\u5c31\u4f1a\u5931\u63a7\uff0c\u6240\u4ee5\u5728\u7b7e\u8ba2\u5408\u540c\u4e4b\u524d\uff0c\u6700\u597d\u786e\u4fdd\u4f60\u6709\u5fc5\u8981\u7684\u8d22\u52a1\u8d23\u4efb\u548c\u8d44\u6e90\u6765\u5904\u7406\u3002 \u6ca1\u6709\u4fe1\u7528\u8bb0\u5f55\u7684\u5b66\u751f\u5982\u4f55\u83b7\u5f97\u4fe1\u7528\u5361\u5462\uff1fNerdWallet\u5728\u4e0b\u9762\u7528\u94c1\u4e00\u822c\u7684\u7b56\u7565\u89e3\u91ca\u4e86\u6240\u6709\u7684\u95ee\u9898\uff0c\u5e2e\u52a9\u56fd\u5185\u548c\u56fd\u9645\u5b66\u751f\u907f\u514d\u5e38\u89c1\u7684\u9519\u8bef\uff0c\u5f00\u59cb\u5efa\u7acb\u4ed6\u4eec\u7684\u7f8e\u56fd\u4fe1\u7528\u8bb0\u5f55\u3002 \u4fe1\u7528\u8bb0\u5f55\uff0c\u5c31\u50cf\u5de5\u4f5c\u7ecf\u9a8c\uff0c\u9664\u975e\u4f60\u5df2\u7ecf\u6709\u4e86\u4e00\u4e9b\uff0c\u5426\u5219\u4f3c\u4e4e\u662f\u65e0\u6cd5\u83b7\u5f97\u7684\u3002\u5982\u679c\u6ca1\u6709\u4eba\u7ed9\u4f60\u7b2c\u4e00\u6b21\u673a\u4f1a\uff0c\u4f60\u600e\u4e48\u80fd\u5efa\u7acb\u4e00\u4e2a\u597d\u7684\u8bb0\u5f55\u5462\uff1f 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\u5927\u591a\u6570\u5b66\u751f\u4fe1\u7528\u5361\u4e0e\u666e\u901a\u4fe1\u7528\u5361\u6ca1\u6709\u592a\u5927\u7684\u4e0d\u540c &#8211; \u9664\u4e86\u5b83\u4eec\u662f\u9488\u5bf9\u5b66\u751f\u8fdb\u884c\u5e02\u573a\u63a8\u5e7f\u7684\u3002\u4fe1\u7528\u5361\u53d1\u884c\u673a\u6784\u4ecd\u7136\u4f1a\u68c0\u67e5\u4f60\u7684\u4fe1\u7528\u5386\u53f2\u3002\u4ed6\u4eec\u4ecd\u7136\u5e0c\u671b\u770b\u5230\u7a33\u5b9a\u7684\u6536\u5165\u3002\u9664\u975e\u4f60\u5168\u804c\u5de5\u4f5c\uff0c\u5426\u5219\u4ed6\u4eec\u8981\u6c4221\u5c81\u4ee5\u4e0b\u7684\u7533\u8bf7\u4eba\u627e\u4e00\u4e2a\u5171\u540c\u7b7e\u7f72\u4eba\u3002 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