{"id":26023,"date":"2016-11-01T09:11:01","date_gmt":"2016-11-01T13:11:01","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/"},"modified":"2025-08-09T18:18:21","modified_gmt":"2025-08-09T18:18:21","slug":"5-tips-manage-variable-costs-budget","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/","title":{"rendered":"\u7ba1\u7406\u9884\u7b97\u4e2d\u7684\u53ef\u53d8\u6210\u672c\u76845\u4e2a\u6280\u5de7"},"content":{"rendered":"

\u65e0\u8bba\u4f60\u6709\u79c1\u4eba\u7684\u3001\u8054\u90a6\u7684\u3001\u6216\u8005\u6ca1\u6709\uff08\uff01\uff09\u5b66\u751f\u52a9\u5b66\u91d1\uff0c\u4e0a\u5b66\u671f\u95f4\u548c\u6bd5\u4e1a\u540e\u7684\u9884\u7b97\u7ba1\u7406\u90fd\u81f3\u5173\u91cd\u8981\u3002\u7136\u800c\uff0c\u65e0\u8bba\u4f60\u591a\u4e48\u4e25\u683c\u5730\u9075\u5b88\u4f60\u7684\u9884\u7b97\uff0c\u4f60\u7684\u751f\u6d3b\u6210\u672c\u603b\u662f\u4f1a\u6ce2\u52a8\u3002\u4e5f\u8bb8\u90a3\u987f\u8c6a\u534e\u665a\u9910\u7684\u82b1\u8d39\u6bd4\u4f60\u60f3\u8c61\u7684\u8981\u591a\u3002\u4e5f\u8bb8\u4f60\u7684\u94f6\u884c\u5411\u4f60\u6536\u53d6\u4e86\u4e00\u4e2a\u610f\u60f3\u4e0d\u5230\u7684\u8d39\u7528\u3002\u4f60\u7684\u9884\u7b97\u4e2d\u603b\u662f\u4f1a\u6709\u4e00\u4e9b\u672a\u8ba1\u5212\u7684\u4e1c\u897f\uff0c\u611f\u8c22NerdWallet\uff0c\u6211\u4eec\u80fd\u591f\u4e3a\u4f60\u63d0\u4f9b\u4e94\u4e2a\u7ba1\u7406\u90a3\u4e9b\u4f60\u4e0d\u603b\u662f\u80fd\u9884\u89c1\u7684\u989d\u5916\u8d39\u7528\u7684\u4f18\u79c0\u5efa\u8bae\u3002<\/p>\n

\n

\u5373\u4f7f\u662f\u975e\u6b63\u5f0f\u7684\u9884\u7b97<\/a>\u4e5f\u662f\u4e2a\u597d\u4e3b\u610f\u3002\u6211\u4eec\u4e2d\u7684\u4e00\u4e9b\u4eba\u5728\u9884\u7b97\u7684\u56fa\u5b9a\u6210\u672c\u90e8\u5206\u505a\u5f97\u76f8\u5f53\u597d\u3002\u56fa\u5b9a\u6210\u672c\u662f\u90a3\u4e9b\u6bcf\u4e2a\u6708\u4fdd\u6301\u4e0d\u53d8\u7684\u8d39\u7528\uff0c\u6bd4\u5982\u4f60\u7684\u79df\u91d1\u6216\u62b5\u62bc\u8d37\u6b3e\u652f\u4ed8\u3001\u6709\u7ebf\u7535\u89c6\u5957\u9910\u3001\u5065\u8eab\u4f1a\u5458\u3001\u624b\u673a\u8d26\u5355\u3001\u6c7d\u8f66\u4ed8\u6b3e\u3001\u4f60\u6ce8\u518c\u7684\u7ea6\u4f1a\u670d\u52a1\u5e76\u4e14\u65e0\u6cd5\u9000\u51fa\u3002\u4f60\u77e5\u9053\u4f60\u6bcf\u4e2a\u6708\u90fd\u8981\u652f\u4ed8\u76f8\u540c\u7684\u91d1\u989d\uff0c\u6240\u4ee5\u4f60\u4e3a\u6b64\u505a\u8ba1\u5212\u5e76\u5b9a\u671f\u652f\u4ed8\u3002<\/p>\n

\u4f60\u7684\u53ef\u53d8\u6210\u672c\u66f4\u96be\u786e\u5b9a\uff0c\u800c\u8fd9\u4e9b\u6210\u672c\u662f\u771f\u6b63\u53ef\u80fd\u7834\u574f\u4f60\u9884\u7b97\u7684\u3002\u4e00\u4e2a\u6708\u5185\u9891\u7e41\u5916\u51fa\u5c31\u9910\u3001\u8d2d\u4e70\u5a5a\u793c\u793c\u7269\u3001\u66f4\u6362\u6d88\u58f0\u5668\u6216\u652f\u4ed8\u4f60\u7684\u8d22\u4ea7\u7a0e\u8d26\u5355\uff0c\u4f60\u7684\u53ef\u53d8\u8d44\u91d1\u5c31\u6d88\u8017\u6b86\u5c3d\u4e86\u3002<\/p>\n

\u4ee5\u4e0b\u4e94\u4e2a\u6280\u5de7\u5c06\u5e2e\u52a9\u4f60\u7ba1\u7406\u4f60\u7684\u53ef\u53d8\u5f00\u652f\uff0c\u4ee5\u4fbf\u4f60\u80fd\u591f\u4fdd\u6301\u9884\u7b97\uff1a<\/p>\n

\n

1. \u7528\u4f60\u7684\u94b1\u83b7\u5f97\u6700\u5927\u7684\u4eab\u53d7<\/span><\/h4>\n

\u4f60\u57fa\u672c\u4e0a\u5df2\u7ecf\u627f\u8bfa\u8981\u652f\u4ed8\u79df\u91d1\uff0c\u4f46\u4f60\u6bcf\u4e2a\u6708\u7528\u5176\u4ed6\u94b1\u7684\u65b9\u5f0f\u6709\u4e00\u4e9b\u4f59\u5730\u3002\u5982\u679c\u4f60\u771f\u7684\u559c\u6b22\u6bcf\u5929\u65e9\u4e0a\u7684\u661f\u5df4\u514b\uff0c\u90a3\u4e48\u53ef\u80fd\u6ca1\u95ee\u9898\u53bb\u4e70\u5b83\u3002\u7b2c\u4e00\u53e3\uff0c\u4ee5\u53ca\u4e4b\u540e\u768430\u53e3\uff0c\u90fd\u4f1a\u8ba9\u4f60\u611f\u5230\u6109\u5feb\u2014\u2014\u611f\u89c9\u826f\u597d\u662f\u6211\u4eec\u8d5a\u94b1\u548c\u82b1\u94b1\u7684\u5173\u952e\u539f\u56e0\u4e4b\u4e00\u3002\u7136\u800c\uff0c\u4f60\u82b1\u94b1\u7684\u5176\u4ed6\u4e8b\u60c5\u53ef\u80fd\u66f4\u591a\u7684\u662f\u51fa\u4e8e\u4e60\u60ef\u800c\u4e0d\u662f\u4e3a\u4e86\u5feb\u4e50\u3002\u4f60\u53ef\u80fd\u5b9e\u9645\u4e0a\u66f4\u559c\u6b22\u4ece\u5bb6\u91cc\u5e26\u5348\u9910\uff0c\u800c\u4e0d\u662f\u518d\u5403\u4e00\u6b21\u5de5\u4f5c\u9910\u5385\u91cc\u4ee4\u4eba\u6cae\u4e27\u7684\u6c49\u5821\uff0c\u4ece\u800c\u51cf\u5c11\u4e86\u4e00\u9879\u53ef\u53d8\u5f00\u652f\u3002\u8bc4\u4f30\u4f60\u7684\u8d2d\u4e70\u884c\u4e3a\uff0c\u786e\u4fdd\u5b83\u4eec\u7ed9\u4f60\u5e26\u6765\u7684\u5feb\u4e50\u7b49\u4e8e\u4f60\u5728\u5b83\u4eec\u4e0a\u9762\u82b1\u8d39\u7684\u94b1\u3002<\/p>\n

2. \u8d2d\u4e70\u524d\u6682\u505c<\/span><\/h4>\n

\u4fdd\u6301\u82d7\u6761\u7684\u79d8\u8bc0\u4e4b\u4e00\u662f\u8981\u5bf9\u4f60\u5403\u7684\u4e1c\u897f\u6709\u6240\u4e86\u89e3\u3002\u4f60\u5e94\u8be5\u95ee\u81ea\u5df1\uff0c\u4f60\u662f\u5426\u771f\u7684\u60f3\u8981\u90a3\u5305M&M’s\uff0c\u6216\u8005\u4e00\u4e2a\u82f9\u679c\u662f\u5426\u540c\u6837\u4ee4\u4eba\u6ee1\u610f\u3002\uff08\u662f\u7684\uff0c\u6211\u60f3\u8981\uff1b\u4e0d\uff0c\u5b83\u4e0d\u4f1a\u3002\uff09\u4f60\u53ef\u4ee5\u8bd5\u7740\u4ee5\u540c\u6837\u7684\u65b9\u5f0f\u524a\u51cf\u4f60\u7684\u5f00\u652f\u3002\u5728\u4f60\u4e70\u4e1c\u897f\u4e4b\u524d\uff0c\u60f3\u4e00\u60f3\u4f60\u662f\u5426\u771f\u7684\u60f3\u8981\u6216\u9700\u8981\u5b83\u3002\u6709\u65f6\u5019\uff0c\u6682\u505c\u53bb\u601d\u8003\u5c31\u8db3\u591f\u8ba9\u4f60\u4e0d\u5237\u4fe1\u7528\u5361\u4e86\u3002<\/p>\n

3. \u8ba1\u5212\u5b63\u8282\u6027\u5f00\u652f<\/span><\/h4>\n

\u806a\u660e\u7684\u505a\u6cd5\u662f\u9884\u89c8\u672a\u6765\u4e00\u5e74<\/a>\u800c\u4e0d\u4ec5\u4ec5\u662f\u8fd9\u4e2a\u6708\u3002\u6709\u4e9b\u8d39\u7528\u53ea\u6709\u6bcf\u5b63\u5ea6\uff08SiriusXM radio\uff09\u6216\u4e00\u5e74\u4e24\u6b21\uff08\u7259\u79d1\u6e05\u6d01\u7684\u5171\u4ed8\u8d39\u7528\uff09\u624d\u4f1a\u4ea7\u751f\u3002\u5176\u4ed6\u6708\u4efd\u53ef\u80fd\u4f1a\u6709\u53ef\u53d8\u5f00\u652f\u51cf\u5c11\u7684\u53ef\u80fd\u6027\uff08\u5728\u4ed6\u4eec\u6e56\u8fb9\u623f\u5b50\u7684\u4e00\u5468\u4e0e\u6177\u6168\u7684\u4eb2\u621a\u4eec\uff09\u6216\u8005\u589e\u52a0\u7684\u6210\u672c\uff08\u56e0\u4e3a\u4f60\u7684\u5bb6\u5ead\u6210\u5458\u90fd\u5728\u4e8c\u6708\u4efd\u51fa\u751f\uff09\u3002\u627f\u8ba4\u5e76\u8ba1\u7b97\u4f60\u5f00\u652f\u7684\u81ea\u7136\u548c\u5e38\u89c4\u5b63\u8282\u6027\u53d8\u5316\u5c06\u5e2e\u52a9\u4f60\u66f4\u597d\u5730\u4e3a\u5b83\u4eec\u505a\u51c6\u5907\uff0c\u4e5f\u53ef\u80fd\u8ba9\u4f60\u80fd\u591f\u51cf\u5c11\u5b83\u4eec\u3002<\/p>\n

4. \u4ee5\u4f60\u7684\u6536\u5165\u4e3a\u89c6\u89d2\u770b\u5f85\u4f60\u7684\u5f00\u652f<\/span><\/h4>\n

\u53e6\u4e00\u4e2a\u597d\u4e3b\u610f\u662f\u8003\u8651\u4f60\u771f\u6b63\u60f3\u8981\u7684<\/a>\u662f\u591a\u5c11\u94b1\u3002\u5728\u6211\u4eec\u7684\u5bb6\u5ead\u4e2d\uff0c\u6211\u4eec\u4f1a\u8bf4\uff0c\u201c\u6211\u559c\u6b22\u8fd9\u4ef6\u6bdb\u8863\uff0c\u4f46\u4e0d\u503c40\u7f8e\u5143\u3002\u201d\u6216\u8005\u4f60\u53ef\u4ee5\u6839\u636e\u4f60\u4e3a\u5176\u5de5\u4f5c\u7684\u5c0f\u65f6\u6570\u6765\u8bc4\u4f30\u5916\u51fa\u5c31\u9910\u6216\u5176\u4ed6\u8d39\u7528\u3002\u4f8b\u5982\uff0c\u5047\u8bbe\u4f60\u7684\u7a0e\u540e\u5c0f\u65f6\u5de5\u8d44\u662f18\u7f8e\u5143\u300280\u7f8e\u5143\u7684\u665a\u9910\u8d39\u7528\u610f\u5473\u7740\u4f60\u8981\u5728\u5de5\u4f5c\u4e2d\u82b1\u8d39\u5927\u7ea6\u56db\u4e2a\u534a\u5c0f\u65f6\u3002<\/p>\n

5. \u8ddf\u8e2a\u4f60\u7684\u5f00\u652f<\/span><\/h4>\n

\u53ef\u53d8\u5f00\u652f\u7684\u95ee\u9898\u4e4b\u4e00\u662f\u51c6\u786e\u5730\u8ddf\u8e2a\u5b83\u4eec\u3002\u4f60\u77e5\u9053\u79df\u91d1\u662f\u591a\u5c11\uff0c\u4f46\u4f60\u53ef\u80fd\u4e0d\u77e5\u9053\u4f60\u771f\u6b63\u5728\u98df\u7269\u3001\u6d17\u6f31\u7528\u54c1\u3001\u6c7d\u6cb9\u3001\u65c5\u884c\u3001\u793c\u7269\u548c\u8bb8\u591a\u5176\u4ed6\u7a81\u7136\u51fa\u73b0\u7684\u5f00\u652f\u4e0a\u82b1\u8d39\u4e86\u591a\u5c11\u3002\u5021\u5bfc\u7f51\u7ad9America Saves<\/a>\u5efa\u8bae\u8bb0\u5f55\u5f00\u652f\u3002\u4f60\u53ef\u4ee5\u4f7f\u7528\u7b80\u5355\u7684\u3001\u8001\u5f0f\u7684\u65b9\u6cd5\uff0c\u5373\u5728\u4e00\u4e2a\u6708\u6216\u4e24\u4e2a\u6708\u5185\u5728\u7b14\u8bb0\u672c\u4e2d\u8bb0\u4e0b\u4f60\u7684\u53ef\u53d8\u5f00\u652f<\/a>\uff0c\u6216\u8005\u4f60\u53ef\u4ee5\u4f7f\u7528\u66f4\u9ad8\u79d1\u6280\u7684\u65b9\u6cd5\u3002\u4f7f\u7528\u4f60\u624b\u673a\u4e0a\u7684\u201cNotes\u201d\u6216\u8005\u50cfMint<\/a>\u8fd9\u6837\u7684\u79fb\u52a8\u9884\u7b97\u5e94\u7528\uff0c\u6216\u8005NerdWallet\u6700\u8fd1\u5ba1\u67e5\u8fc7\u7684\u8bb8\u591a\u5176\u4ed6\u5e94\u7528\u3002<\/p>\n

\u7a33\u6b65\u524d\u8fdb\uff0c\u6700\u7ec8\u5fc5\u80dc<\/span><\/h4>\n

\u8981\u6210\u529f\u5730\u51cf\u5c11\u4f60\u7684\u53ef\u53d8\u5f00\u652f\uff0c\u4f60\u9700\u8981\u6ce8\u610f\u4f60\u6bcf\u5929\u7684\u82b1\u8d39\u3002\u8fd9\u4e2a\u7ec3\u4e60\u53ef\u80fd\u4f1a\u5f88\u4e4f\u5473\u3002\u6bcf\u5929\u90fd\u8981\u89c2\u5bdf\u3001\u8ba1\u6570\u548c\u9650\u5236\u81ea\u5df1\u662f\u5f88\u7d2f\u4eba\u7684\u3002\u7136\u800c\uff0c\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\uff0c\u4f60\u7684\u8c28\u614e\u5c06\u4f1a\u53d8\u5f97\u66f4\u52a0\u81ea\u7136\uff0c\u4f60\u5c06\u66f4\u52a0\u4e86\u89e3\u589e\u52a0\u4f60\u53ef\u53d8\u5f00\u652f\u7684\u4e60\u60ef\u2014\u2014\u4ee5\u53ca\u5982\u4f55\u6539\u53d8\u5b83\u4eec\u3002<\/p>\n

\n

Kathryn Hauer<\/a>\uff0c\u4e00\u4f4d\u8ba4\u8bc1\u7684\u8d22\u52a1\u89c4\u5212\u5e08\u3001\u827e\u80af\u6280\u672f\u5b66\u9662\u7684\u517c\u804c\u6559\u6388\u548c\u8d22\u52a1\u7d20\u517b\u6559\u80b2\u8005\uff0c\u662f\u201c\u4e3a\u84dd\u9886\u7f8e\u56fd\u63d0\u4f9b\u8d22\u52a1\u5efa\u8bae<\/a>\u201d\u4e00\u4e66\u7684\u4f5c\u8005\u3002<\/i><\/p>\n

\u8fd9\u7bc7\u6587\u7ae0\u7ba1\u7406\u9884\u7b97\u4e2d\u7684\u53ef\u53d8\u6210\u672c\u76845\u4e2a\u6280\u5de7<\/a>\u6700\u521d\u53d1\u8868\u5728NerdWallet<\/a>\u4e0a\u3002<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

\u65e0\u8bba\u4f60\u6709\u79c1\u4eba\u7684\u3001\u8054\u90a6\u7684\u3001\u6216\u8005\u6ca1\u6709\uff08\uff01\uff09\u5b66\u751f\u52a9\u5b66\u91d1\uff0c\u4e0a\u5b66\u671f\u95f4\u548c\u6bd5\u4e1a\u540e\u7684\u9884\u7b97\u7ba1\u7406\u90fd\u81f3\u5173\u91cd\u8981\u3002\u7136\u800c\uff0c\u65e0\u8bba\u4f60\u591a\u4e48\u4e25\u683c\u5730\u9075\u5b88\u4f60\u7684\u9884\u7b97\uff0c\u4f60\u7684\u751f\u6d3b\u6210\u672c\u603b\u662f\u4f1a\u6ce2\u52a8\u3002\u4e5f\u8bb8\u90a3\u987f\u8c6a\u534e\u665a\u9910\u7684\u82b1\u8d39\u6bd4\u4f60\u60f3\u8c61\u7684\u8981\u591a\u3002\u4e5f\u8bb8\u4f60\u7684\u94f6\u884c\u5411\u4f60\u6536\u53d6\u4e86\u4e00\u4e2a\u610f\u60f3\u4e0d\u5230\u7684\u8d39\u7528\u3002\u4f60\u7684\u9884\u7b97\u4e2d\u603b\u662f\u4f1a\u6709\u4e00\u4e9b\u672a\u8ba1\u5212\u7684\u4e1c\u897f\uff0c\u611f\u8c22NerdWallet\uff0c\u6211\u4eec\u80fd\u591f\u4e3a\u4f60\u63d0\u4f9b\u4e94\u4e2a\u7ba1\u7406\u90a3\u4e9b\u4f60\u4e0d\u603b\u662f\u80fd\u9884\u89c1\u7684\u989d\u5916\u8d39\u7528\u7684\u4f18\u79c0\u5efa\u8bae\u3002 \u5373\u4f7f\u662f\u975e\u6b63\u5f0f\u7684\u9884\u7b97\u4e5f\u662f\u4e2a\u597d\u4e3b\u610f\u3002\u6211\u4eec\u4e2d\u7684\u4e00\u4e9b\u4eba\u5728\u9884\u7b97\u7684\u56fa\u5b9a\u6210\u672c\u90e8\u5206\u505a\u5f97\u76f8\u5f53\u597d\u3002\u56fa\u5b9a\u6210\u672c\u662f\u90a3\u4e9b\u6bcf\u4e2a\u6708\u4fdd\u6301\u4e0d\u53d8\u7684\u8d39\u7528\uff0c\u6bd4\u5982\u4f60\u7684\u79df\u91d1\u6216\u62b5\u62bc\u8d37\u6b3e\u652f\u4ed8\u3001\u6709\u7ebf\u7535\u89c6\u5957\u9910\u3001\u5065\u8eab\u4f1a\u5458\u3001\u624b\u673a\u8d26\u5355\u3001\u6c7d\u8f66\u4ed8\u6b3e\u3001\u4f60\u6ce8\u518c\u7684\u7ea6\u4f1a\u670d\u52a1\u5e76\u4e14\u65e0\u6cd5\u9000\u51fa\u3002\u4f60\u77e5\u9053\u4f60\u6bcf\u4e2a\u6708\u90fd\u8981\u652f\u4ed8\u76f8\u540c\u7684\u91d1\u989d\uff0c\u6240\u4ee5\u4f60\u4e3a\u6b64\u505a\u8ba1\u5212\u5e76\u5b9a\u671f\u652f\u4ed8\u3002 \u4f60\u7684\u53ef\u53d8\u6210\u672c\u66f4\u96be\u786e\u5b9a\uff0c\u800c\u8fd9\u4e9b\u6210\u672c\u662f\u771f\u6b63\u53ef\u80fd\u7834\u574f\u4f60\u9884\u7b97\u7684\u3002\u4e00\u4e2a\u6708\u5185\u9891\u7e41\u5916\u51fa\u5c31\u9910\u3001\u8d2d\u4e70\u5a5a\u793c\u793c\u7269\u3001\u66f4\u6362\u6d88\u58f0\u5668\u6216\u652f\u4ed8\u4f60\u7684\u8d22\u4ea7\u7a0e\u8d26\u5355\uff0c\u4f60\u7684\u53ef\u53d8\u8d44\u91d1\u5c31\u6d88\u8017\u6b86\u5c3d\u4e86\u3002 \u4ee5\u4e0b\u4e94\u4e2a\u6280\u5de7\u5c06\u5e2e\u52a9\u4f60\u7ba1\u7406\u4f60\u7684\u53ef\u53d8\u5f00\u652f\uff0c\u4ee5\u4fbf\u4f60\u80fd\u591f\u4fdd\u6301\u9884\u7b97\uff1a 1. \u7528\u4f60\u7684\u94b1\u83b7\u5f97\u6700\u5927\u7684\u4eab\u53d7 \u4f60\u57fa\u672c\u4e0a\u5df2\u7ecf\u627f\u8bfa\u8981\u652f\u4ed8\u79df\u91d1\uff0c\u4f46\u4f60\u6bcf\u4e2a\u6708\u7528\u5176\u4ed6\u94b1\u7684\u65b9\u5f0f\u6709\u4e00\u4e9b\u4f59\u5730\u3002\u5982\u679c\u4f60\u771f\u7684\u559c\u6b22\u6bcf\u5929\u65e9\u4e0a\u7684\u661f\u5df4\u514b\uff0c\u90a3\u4e48\u53ef\u80fd\u6ca1\u95ee\u9898\u53bb\u4e70\u5b83\u3002\u7b2c\u4e00\u53e3\uff0c\u4ee5\u53ca\u4e4b\u540e\u768430\u53e3\uff0c\u90fd\u4f1a\u8ba9\u4f60\u611f\u5230\u6109\u5feb\u2014\u2014\u611f\u89c9\u826f\u597d\u662f\u6211\u4eec\u8d5a\u94b1\u548c\u82b1\u94b1\u7684\u5173\u952e\u539f\u56e0\u4e4b\u4e00\u3002\u7136\u800c\uff0c\u4f60\u82b1\u94b1\u7684\u5176\u4ed6\u4e8b\u60c5\u53ef\u80fd\u66f4\u591a\u7684\u662f\u51fa\u4e8e\u4e60\u60ef\u800c\u4e0d\u662f\u4e3a\u4e86\u5feb\u4e50\u3002\u4f60\u53ef\u80fd\u5b9e\u9645\u4e0a\u66f4\u559c\u6b22\u4ece\u5bb6\u91cc\u5e26\u5348\u9910\uff0c\u800c\u4e0d\u662f\u518d\u5403\u4e00\u6b21\u5de5\u4f5c\u9910\u5385\u91cc\u4ee4\u4eba\u6cae\u4e27\u7684\u6c49\u5821\uff0c\u4ece\u800c\u51cf\u5c11\u4e86\u4e00\u9879\u53ef\u53d8\u5f00\u652f\u3002\u8bc4\u4f30\u4f60\u7684\u8d2d\u4e70\u884c\u4e3a\uff0c\u786e\u4fdd\u5b83\u4eec\u7ed9\u4f60\u5e26\u6765\u7684\u5feb\u4e50\u7b49\u4e8e\u4f60\u5728\u5b83\u4eec\u4e0a\u9762\u82b1\u8d39\u7684\u94b1\u3002 2. \u8d2d\u4e70\u524d\u6682\u505c \u4fdd\u6301\u82d7\u6761\u7684\u79d8\u8bc0\u4e4b\u4e00\u662f\u8981\u5bf9\u4f60\u5403\u7684\u4e1c\u897f\u6709\u6240\u4e86\u89e3\u3002\u4f60\u5e94\u8be5\u95ee\u81ea\u5df1\uff0c\u4f60\u662f\u5426\u771f\u7684\u60f3\u8981\u90a3\u5305M&M’s\uff0c\u6216\u8005\u4e00\u4e2a\u82f9\u679c\u662f\u5426\u540c\u6837\u4ee4\u4eba\u6ee1\u610f\u3002\uff08\u662f\u7684\uff0c\u6211\u60f3\u8981\uff1b\u4e0d\uff0c\u5b83\u4e0d\u4f1a\u3002\uff09\u4f60\u53ef\u4ee5\u8bd5\u7740\u4ee5\u540c\u6837\u7684\u65b9\u5f0f\u524a\u51cf\u4f60\u7684\u5f00\u652f\u3002\u5728\u4f60\u4e70\u4e1c\u897f\u4e4b\u524d\uff0c\u60f3\u4e00\u60f3\u4f60\u662f\u5426\u771f\u7684\u60f3\u8981\u6216\u9700\u8981\u5b83\u3002\u6709\u65f6\u5019\uff0c\u6682\u505c\u53bb\u601d\u8003\u5c31\u8db3\u591f\u8ba9\u4f60\u4e0d\u5237\u4fe1\u7528\u5361\u4e86\u3002 3. \u8ba1\u5212\u5b63\u8282\u6027\u5f00\u652f \u806a\u660e\u7684\u505a\u6cd5\u662f\u9884\u89c8\u672a\u6765\u4e00\u5e74\u800c\u4e0d\u4ec5\u4ec5\u662f\u8fd9\u4e2a\u6708\u3002\u6709\u4e9b\u8d39\u7528\u53ea\u6709\u6bcf\u5b63\u5ea6\uff08SiriusXM radio\uff09\u6216\u4e00\u5e74\u4e24\u6b21\uff08\u7259\u79d1\u6e05\u6d01\u7684\u5171\u4ed8\u8d39\u7528\uff09\u624d\u4f1a\u4ea7\u751f\u3002\u5176\u4ed6\u6708\u4efd\u53ef\u80fd\u4f1a\u6709\u53ef\u53d8\u5f00\u652f\u51cf\u5c11\u7684\u53ef\u80fd\u6027\uff08\u5728\u4ed6\u4eec\u6e56\u8fb9\u623f\u5b50\u7684\u4e00\u5468\u4e0e\u6177\u6168\u7684\u4eb2\u621a\u4eec\uff09\u6216\u8005\u589e\u52a0\u7684\u6210\u672c\uff08\u56e0\u4e3a\u4f60\u7684\u5bb6\u5ead\u6210\u5458\u90fd\u5728\u4e8c\u6708\u4efd\u51fa\u751f\uff09\u3002\u627f\u8ba4\u5e76\u8ba1\u7b97\u4f60\u5f00\u652f\u7684\u81ea\u7136\u548c\u5e38\u89c4\u5b63\u8282\u6027\u53d8\u5316\u5c06\u5e2e\u52a9\u4f60\u66f4\u597d\u5730\u4e3a\u5b83\u4eec\u505a\u51c6\u5907\uff0c\u4e5f\u53ef\u80fd\u8ba9\u4f60\u80fd\u591f\u51cf\u5c11\u5b83\u4eec\u3002 4. \u4ee5\u4f60\u7684\u6536\u5165\u4e3a\u89c6\u89d2\u770b\u5f85\u4f60\u7684\u5f00\u652f \u53e6\u4e00\u4e2a\u597d\u4e3b\u610f\u662f\u8003\u8651\u4f60\u771f\u6b63\u60f3\u8981\u7684\u662f\u591a\u5c11\u94b1\u3002\u5728\u6211\u4eec\u7684\u5bb6\u5ead\u4e2d\uff0c\u6211\u4eec\u4f1a\u8bf4\uff0c\u201c\u6211\u559c\u6b22\u8fd9\u4ef6\u6bdb\u8863\uff0c\u4f46\u4e0d\u503c40\u7f8e\u5143\u3002\u201d\u6216\u8005\u4f60\u53ef\u4ee5\u6839\u636e\u4f60\u4e3a\u5176\u5de5\u4f5c\u7684\u5c0f\u65f6\u6570\u6765\u8bc4\u4f30\u5916\u51fa\u5c31\u9910\u6216\u5176\u4ed6\u8d39\u7528\u3002\u4f8b\u5982\uff0c\u5047\u8bbe\u4f60\u7684\u7a0e\u540e\u5c0f\u65f6\u5de5\u8d44\u662f18\u7f8e\u5143\u300280\u7f8e\u5143\u7684\u665a\u9910\u8d39\u7528\u610f\u5473\u7740\u4f60\u8981\u5728\u5de5\u4f5c\u4e2d\u82b1\u8d39\u5927\u7ea6\u56db\u4e2a\u534a\u5c0f\u65f6\u3002 5. \u8ddf\u8e2a\u4f60\u7684\u5f00\u652f \u53ef\u53d8\u5f00\u652f\u7684\u95ee\u9898\u4e4b\u4e00\u662f\u51c6\u786e\u5730\u8ddf\u8e2a\u5b83\u4eec\u3002\u4f60\u77e5\u9053\u79df\u91d1\u662f\u591a\u5c11\uff0c\u4f46\u4f60\u53ef\u80fd\u4e0d\u77e5\u9053\u4f60\u771f\u6b63\u5728\u98df\u7269\u3001\u6d17\u6f31\u7528\u54c1\u3001\u6c7d\u6cb9\u3001\u65c5\u884c\u3001\u793c\u7269\u548c\u8bb8\u591a\u5176\u4ed6\u7a81\u7136\u51fa\u73b0\u7684\u5f00\u652f\u4e0a\u82b1\u8d39\u4e86\u591a\u5c11\u3002\u5021\u5bfc\u7f51\u7ad9America Saves\u5efa\u8bae\u8bb0\u5f55\u5f00\u652f\u3002\u4f60\u53ef\u4ee5\u4f7f\u7528\u7b80\u5355\u7684\u3001\u8001\u5f0f\u7684\u65b9\u6cd5\uff0c\u5373\u5728\u4e00\u4e2a\u6708\u6216\u4e24\u4e2a\u6708\u5185\u5728\u7b14\u8bb0\u672c\u4e2d\u8bb0\u4e0b\u4f60\u7684\u53ef\u53d8\u5f00\u652f\uff0c\u6216\u8005\u4f60\u53ef\u4ee5\u4f7f\u7528\u66f4\u9ad8\u79d1\u6280\u7684\u65b9\u6cd5\u3002\u4f7f\u7528\u4f60\u624b\u673a\u4e0a\u7684\u201cNotes\u201d\u6216\u8005\u50cfMint\u8fd9\u6837\u7684\u79fb\u52a8\u9884\u7b97\u5e94\u7528\uff0c\u6216\u8005NerdWallet\u6700\u8fd1\u5ba1\u67e5\u8fc7\u7684\u8bb8\u591a\u5176\u4ed6\u5e94\u7528\u3002 \u7a33\u6b65\u524d\u8fdb\uff0c\u6700\u7ec8\u5fc5\u80dc \u8981\u6210\u529f\u5730\u51cf\u5c11\u4f60\u7684\u53ef\u53d8\u5f00\u652f\uff0c\u4f60\u9700\u8981\u6ce8\u610f\u4f60\u6bcf\u5929\u7684\u82b1\u8d39\u3002\u8fd9\u4e2a\u7ec3\u4e60\u53ef\u80fd\u4f1a\u5f88\u4e4f\u5473\u3002\u6bcf\u5929\u90fd\u8981\u89c2\u5bdf\u3001\u8ba1\u6570\u548c\u9650\u5236\u81ea\u5df1\u662f\u5f88\u7d2f\u4eba\u7684\u3002\u7136\u800c\uff0c\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\uff0c\u4f60\u7684\u8c28\u614e\u5c06\u4f1a\u53d8\u5f97\u66f4\u52a0\u81ea\u7136\uff0c\u4f60\u5c06\u66f4\u52a0\u4e86\u89e3\u589e\u52a0\u4f60\u53ef\u53d8\u5f00\u652f\u7684\u4e60\u60ef\u2014\u2014\u4ee5\u53ca\u5982\u4f55\u6539\u53d8\u5b83\u4eec\u3002 Kathryn Hauer\uff0c\u4e00\u4f4d\u8ba4\u8bc1\u7684\u8d22\u52a1\u89c4\u5212\u5e08\u3001\u827e\u80af\u6280\u672f\u5b66\u9662\u7684\u517c\u804c\u6559\u6388\u548c\u8d22\u52a1\u7d20\u517b\u6559\u80b2\u8005\uff0c\u662f\u201c\u4e3a\u84dd\u9886\u7f8e\u56fd\u63d0\u4f9b\u8d22\u52a1\u5efa\u8bae\u201d\u4e00\u4e66\u7684\u4f5c\u8005\u3002 \u8fd9\u7bc7\u6587\u7ae0\u7ba1\u7406\u9884\u7b97\u4e2d\u7684\u53ef\u53d8\u6210\u672c\u76845\u4e2a\u6280\u5de7\u6700\u521d\u53d1\u8868\u5728NerdWallet\u4e0a\u3002<\/p>\n","protected":false},"author":26,"featured_media":6203,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[28],"tags":[82,83],"class_list":["post-26023","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-tips","tag-living","tag-money-management"],"acf":[],"yoast_head":"\n\u9884\u7b97\u4e2d\u7684\u53ef\u53d8\u8d39\u7528\u76845\u4e2a\u63d0\u793a | MPOWER\u878d\u8d44<\/title>\n<meta name=\"description\" content=\"\u4f60\u6709\u52a9\u5b66\u91d1\u5417\uff1fMPOWER\u63d0\u4f9b\u7ba1\u7406\u9884\u7b97\u4e2d\u4efb\u4f55\u53ef\u53d8\u8d39\u7528\u7684\u6700\u4f73\u63d0\u793a\u3002\u5728\u8fd9\u91cc\u4e86\u89e3\u66f4\u591a\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u7ba1\u7406\u9884\u7b97\u4e2d\u7684\u53ef\u53d8\u6210\u672c\u76845\u4e2a\u6280\u5de7\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/\" \/>\n<meta property=\"og:site_name\" content=\"MPOWER Financing\u4e2d\u6587\u5b98\u7f51\" \/>\n<meta property=\"article:published_time\" content=\"2016-11-01T13:11:01+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-09T18:18:21+00:00\" \/>\n<meta name=\"author\" content=\"NerdWallet\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"NerdWallet\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/\"},\"author\":{\"name\":\"NerdWallet\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/#\/schema\/person\/367dbecd1f4a04cbf1edb81e1d8c29df\"},\"headline\":\"\u7ba1\u7406\u9884\u7b97\u4e2d\u7684\u53ef\u53d8\u6210\u672c\u76845\u4e2a\u6280\u5de7\",\"datePublished\":\"2016-11-01T13:11:01+00:00\",\"dateModified\":\"2025-08-09T18:18:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/\"},\"wordCount\":15,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/#primaryimage\"},\"thumbnailUrl\":\"\",\"keywords\":[\"Living\",\"Money Management\"],\"articleSection\":[\"Financial Tips\"],\"inLanguage\":\"zh\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/\",\"url\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/\",\"name\":\"\u9884\u7b97\u4e2d\u7684\u53ef\u53d8\u8d39\u7528\u76845\u4e2a\u63d0\u793a | MPOWER\u878d\u8d44\",\"isPartOf\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/#primaryimage\"},\"thumbnailUrl\":\"\",\"datePublished\":\"2016-11-01T13:11:01+00:00\",\"dateModified\":\"2025-08-09T18:18:21+00:00\",\"author\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/#\/schema\/person\/367dbecd1f4a04cbf1edb81e1d8c29df\"},\"description\":\"\u4f60\u6709\u52a9\u5b66\u91d1\u5417\uff1fMPOWER\u63d0\u4f9b\u7ba1\u7406\u9884\u7b97\u4e2d\u4efb\u4f55\u53ef\u53d8\u8d39\u7528\u7684\u6700\u4f73\u63d0\u793a\u3002\u5728\u8fd9\u91cc\u4e86\u89e3\u66f4\u591a\u3002\",\"breadcrumb\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/#breadcrumb\"},\"inLanguage\":\"zh\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"zh\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/#primaryimage\",\"url\":\"\",\"contentUrl\":\"\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.mpowerfinancing.com\/zh\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u7ba1\u7406\u9884\u7b97\u4e2d\u7684\u53ef\u53d8\u6210\u672c\u76845\u4e2a\u6280\u5de7\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/#website\",\"url\":\"https:\/\/www.mpowerfinancing.com\/zh\/\",\"name\":\"MPOWER Financing\u4e2d\u6587\u5b98\u7f51\",\"description\":\"\u7f8e\u56fd\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.mpowerfinancing.com\/zh\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"zh\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/#\/schema\/person\/367dbecd1f4a04cbf1edb81e1d8c29df\",\"name\":\"NerdWallet\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/secure.gravatar.com\/avatar\/84ccc9719e96fe767ce30c505467bbed71e1cf9accd14b89ea24927d8312050a?s=96&d=mm&r=g\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/84ccc9719e96fe767ce30c505467bbed71e1cf9accd14b89ea24927d8312050a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/84ccc9719e96fe767ce30c505467bbed71e1cf9accd14b89ea24927d8312050a?s=96&d=mm&r=g\",\"caption\":\"NerdWallet\"},\"url\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/author\/nerdwallet\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u9884\u7b97\u4e2d\u7684\u53ef\u53d8\u8d39\u7528\u76845\u4e2a\u63d0\u793a | MPOWER\u878d\u8d44","description":"\u4f60\u6709\u52a9\u5b66\u91d1\u5417\uff1fMPOWER\u63d0\u4f9b\u7ba1\u7406\u9884\u7b97\u4e2d\u4efb\u4f55\u53ef\u53d8\u8d39\u7528\u7684\u6700\u4f73\u63d0\u793a\u3002\u5728\u8fd9\u91cc\u4e86\u89e3\u66f4\u591a\u3002","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/","og_locale":"zh_CN","og_type":"article","og_title":"\u7ba1\u7406\u9884\u7b97\u4e2d\u7684\u53ef\u53d8\u6210\u672c\u76845\u4e2a\u6280\u5de7","og_url":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/","og_site_name":"MPOWER Financing\u4e2d\u6587\u5b98\u7f51","article_published_time":"2016-11-01T13:11:01+00:00","article_modified_time":"2025-08-09T18:18:21+00:00","author":"NerdWallet","twitter_card":"summary_large_image","twitter_misc":{"Written by":"NerdWallet"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/#article","isPartOf":{"@id":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/"},"author":{"name":"NerdWallet","@id":"https:\/\/www.mpowerfinancing.com\/zh\/#\/schema\/person\/367dbecd1f4a04cbf1edb81e1d8c29df"},"headline":"\u7ba1\u7406\u9884\u7b97\u4e2d\u7684\u53ef\u53d8\u6210\u672c\u76845\u4e2a\u6280\u5de7","datePublished":"2016-11-01T13:11:01+00:00","dateModified":"2025-08-09T18:18:21+00:00","mainEntityOfPage":{"@id":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/"},"wordCount":15,"commentCount":0,"image":{"@id":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/#primaryimage"},"thumbnailUrl":"","keywords":["Living","Money Management"],"articleSection":["Financial Tips"],"inLanguage":"zh","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/","url":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/","name":"\u9884\u7b97\u4e2d\u7684\u53ef\u53d8\u8d39\u7528\u76845\u4e2a\u63d0\u793a | MPOWER\u878d\u8d44","isPartOf":{"@id":"https:\/\/www.mpowerfinancing.com\/zh\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/#primaryimage"},"image":{"@id":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/#primaryimage"},"thumbnailUrl":"","datePublished":"2016-11-01T13:11:01+00:00","dateModified":"2025-08-09T18:18:21+00:00","author":{"@id":"https:\/\/www.mpowerfinancing.com\/zh\/#\/schema\/person\/367dbecd1f4a04cbf1edb81e1d8c29df"},"description":"\u4f60\u6709\u52a9\u5b66\u91d1\u5417\uff1fMPOWER\u63d0\u4f9b\u7ba1\u7406\u9884\u7b97\u4e2d\u4efb\u4f55\u53ef\u53d8\u8d39\u7528\u7684\u6700\u4f73\u63d0\u793a\u3002\u5728\u8fd9\u91cc\u4e86\u89e3\u66f4\u591a\u3002","breadcrumb":{"@id":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/#breadcrumb"},"inLanguage":"zh","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/"]}]},{"@type":"ImageObject","inLanguage":"zh","@id":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/#primaryimage","url":"","contentUrl":""},{"@type":"BreadcrumbList","@id":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/5-tips-manage-variable-costs-budget\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.mpowerfinancing.com\/zh\/"},{"@type":"ListItem","position":2,"name":"\u7ba1\u7406\u9884\u7b97\u4e2d\u7684\u53ef\u53d8\u6210\u672c\u76845\u4e2a\u6280\u5de7"}]},{"@type":"WebSite","@id":"https:\/\/www.mpowerfinancing.com\/zh\/#website","url":"https:\/\/www.mpowerfinancing.com\/zh\/","name":"MPOWER Financing\u4e2d\u6587\u5b98\u7f51","description":"\u7f8e\u56fd\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.mpowerfinancing.com\/zh\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"zh"},{"@type":"Person","@id":"https:\/\/www.mpowerfinancing.com\/zh\/#\/schema\/person\/367dbecd1f4a04cbf1edb81e1d8c29df","name":"NerdWallet","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/84ccc9719e96fe767ce30c505467bbed71e1cf9accd14b89ea24927d8312050a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/84ccc9719e96fe767ce30c505467bbed71e1cf9accd14b89ea24927d8312050a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/84ccc9719e96fe767ce30c505467bbed71e1cf9accd14b89ea24927d8312050a?s=96&d=mm&r=g","caption":"NerdWallet"},"url":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/author\/nerdwallet\/"}]}},"_links":{"self":[{"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/posts\/26023","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/users\/26"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/comments?post=26023"}],"version-history":[{"count":1,"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/posts\/26023\/revisions"}],"predecessor-version":[{"id":26024,"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/posts\/26023\/revisions\/26024"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/media?parent=26023"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/categories?post=26023"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/tags?post=26023"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}