{"id":25935,"date":"2017-11-21T09:51:34","date_gmt":"2017-11-21T14:51:34","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/zh\/blog\/crush-impulse-buying-4-jedi-mind-tricks\/"},"modified":"2025-08-09T17:00:26","modified_gmt":"2025-08-09T17:00:26","slug":"crush-impulse-buying-4-jedi-mind-tricks","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/crush-impulse-buying-4-jedi-mind-tricks\/","title":{"rendered":"\u7528\u8fd94\u4e2a\u7edd\u5730\u5fc3\u6cd5\u6218\u80dc\u51b2\u52a8\u8d2d\u7269"},"content":{"rendered":"<p>\u6211\u4eec\u90fd\u4f1a\u51b2\u52a8\u8d2d\u7269\u3002\u5f53\u7136\uff0c\u4e3a\u4e86\u4f60\u201c\u5fc5\u987b\u201d\u62e5\u6709\u7684\u4e1c\u897f\u8d85\u51fa\u9884\u7b97\u7684\u6d88\u8d39\u53ea\u4f1a\u4f24\u5bb3\u4f60 &#8211; \u5c24\u5176\u662f\u5982\u679c\u4f60\u53ef\u4ee5\u7528\u4f60\u7684\u95f2\u94b1\u63d0\u524d\u507f\u8fd8\u4f60\u7684\u52a9\u5b66\u91d1\u3002\u8981\u4e86\u89e3\u5982\u4f55\u63a7\u5236\u4f60\u7684\u51b2\u52a8\u8d2d\u7269\uff0c\u770b\u770b\u4e0b\u9762\u8fd9\u56db\u4e2a\u5c0f\u7a8d\u95e8\uff0c\u7531NerdWallet\u63d0\u4f9b\u3002<\/p>\n<hr style=\"margin-bottom: 15px; margin-top: 15px;\" \/>\n<p>\u6709\u65f6\u5019\u9ed1\u6697\u7684\u4e00\u9762\u592a\u5f3a\u5927\uff0c\u65e0\u6cd5\u62b5\u6321\uff0c\u9a71\u4f7f\u4f60\u5728\u90a3\u53cc\u66f4\u5b8c\u7f8e\u7684\u68d5\u8272\u9774\u5b50\u4e0a\u6325\u970d\uff0c\u6216\u8005\u5347\u7ea7\u5230\u66f4\u65f6\u5c1a\u7684\u65e0\u7ebf\u8033\u673a\u3002\u4f46\u662f\uff0c\u5f53\u4f60\u6536\u5230\u4fe1\u7528\u5361\u8d26\u5355\u65f6\uff0c\u4f60\u53ef\u80fd\u4f1a\u5bf9\u8fd9\u4e9b\u8bf1\u4eba\u7684\u6211\u76f4\u5230\u73b0\u5728\u624d\u77e5\u9053\u6211\u9700\u8981\u7684\u8d2d\u7269\u4ea7\u751f\u7684\u77ed\u6682\u6ee1\u8db3\u611f\u8f6c\u53d8\u4e3a\u8d22\u52a1\u5931\u8d25\u7684\u611f\u89c9\u3002<\/p>\n<div style=\"margin-top: 20px; margin-bottom: 30px;\">\n<p><i>\u8fc7\u5ea6\u6d88\u8d39\u5c31\u50cf\u5728\u6240\u6709\u9519\u8bef\u7684\u5730\u65b9\u5bfb\u627e\u7231\u60c5\u3002\u65e0\u8bba\u4f60\u6709\u591a\u5c11\u53cc\u9774\u5b50\uff0c\u90fd\u65e0\u6cd5\u63d0\u5347\u4f60\u7684\u81ea\u5c0a\u5fc3\u3002<\/i><\/p>\n<p style=\"margin-top: -10px; margin-left: 3%;\"><i>-April Lane Benson, \u5fc3\u7406\u5b66\u5bb6\/\u4f5c\u8005<\/i><\/p>\n<\/div>\n<p>\u201c\u8fc7\u5ea6\u6d88\u8d39\u5c31\u50cf\u5728\u6240\u6709\u9519\u8bef\u7684\u5730\u65b9\u5bfb\u627e\u7231\u60c5\uff0c\u201d\u5fc3\u7406\u5b66\u5bb6April Lane Benson\u8bf4\u3002\u201c\u65e0\u8bba\u4f60\u6709\u591a\u5c11\u53cc\u9774\u5b50\uff0c\u90fd\u65e0\u6cd5\u63d0\u5347\u4f60\u7684\u81ea\u5c0a\u5fc3\u3002\u201d Benson\u662f\u201cTo Buy or Not to Buy: Why We Overshop and How to Stop\u201d\u7684\u4f5c\u8005\u3002<\/p>\n<p>\u62b5\u5236\u8fc7\u5ea6\u6d88\u8d39\u5bf9\u4f60\u7684\u63a7\u5236\uff0c\u7528\u8fd9\u56db\u4e2a\u7edd\u5730\u5fc3\u6cd5\u627e\u56de\u4f60\u7684\u771f\u6b63\u529b\u91cf\uff1a<\/p>\n<h4 style=\"margin-bottom: -5px; margin-top: 20px; color: #5da2d5;\">1. \u5728\u6bcf\u6b21\u8d2d\u4e70\u524d\u95ee\u81ea\u5df1\u8fd9\u4e9b\u95ee\u9898<\/h4>\n<p>\u5728\u6d88\u8d39\u51b2\u52a8\u548c\u884c\u52a8\u4e4b\u95f4\u521b\u9020\u4e00\u4e9b\u7a7a\u95f4\u662f\u5f88\u91cd\u8981\u7684\uff0cBenson\u8bf4\uff0c\u770b\u770b\u8fd9\u6b21\u8d2d\u4e70\u662f\u5408\u7406\u7684\u8fd8\u662f\u53ea\u662f\u60c5\u7eea\u7684\u51fa\u53e3\u3002<\/p>\n<ul>\n<li>\u6211\u611f\u89c9\u5982\u4f55\uff1f\u4f60\u662f\u611f\u5230\u65e0\u804a\uff0c\u8fd8\u662f\u56e0\u4e3a\u5206\u624b\u540e\u611f\u5230\u60b2\u4f24\uff0c\u6216\u8005\u53ea\u662f\u56e0\u4e3a\u4f60\u7684\u8001\u677f\u53c8\u4e00\u6b21\u628a\u4f60\u4eec\u5171\u540c\u5b8c\u6210\u7684\u9879\u76ee\u7684\u6240\u6709\u529f\u52b3\u90fd\u63fd\u5728\u81ea\u5df1\u8eab\u4e0a\u800c\u611f\u5230\u607c\u706b\uff1f\u4f60\u662f\u4e3a\u4e86\u7ed9\u522b\u4eba\u7559\u4e0b\u6df1\u523b\u5370\u8c61\u800c\u4e70\u5355\u5417\uff1f<\/li>\n<li>\u6211\u771f\u7684\u9700\u8981\u8fd9\u4e2a\u5417\uff1f\u82b1\u4e00\u70b9\u65f6\u95f4\u770b\u770b\u4f60\u7684\u5185\u5fc3\u3002\u5982\u679c\u4e0d\u662f\u7acb\u5373\u7684\u80af\u5b9a\u56de\u7b54\uff0c\u90a3\u5c31\u4e0d\u8981\u4e70\u3002<\/li>\n<li>\u5982\u679c\u6211\u7b49\u5f85\u5462\uff1f\u90a3\u4e2a\u8001\u65e7\u7684\u9650\u65f6\u4f18\u60e0\u901a\u5e38\u90fd\u662f\u9a97\u4eba\u7684\u3002\u7b49\u4e00\u4e24\u5929\u518d\u786e\u5b9a\u662f\u5426\u8d2d\u4e70\u771f\u7684\u6709\u90a3\u4e48\u5927\u7684\u98ce\u9669\u5417\uff1f\u5982\u679c\u4f60\u7b49\u5f85\uff0c\u4ef7\u683c\u4f1a\u4e0b\u964d\u5417\uff1f<\/li>\n<li>\u6211\u5c06\u5982\u4f55\u652f\u4ed8\u5b83\uff1f\u8fd9\u4e2a\u7269\u54c1\u5728\u6211\u6bcf\u6708\u7684\u6d88\u8d39\u9884\u7b97\u5185\u5417\uff1f\u8fd9\u4f1a\u8ba9\u6211\u66f4\u6df1\u9677\u503a\u52a1\u5417\uff1f<\/li>\n<li>\u6211\u5c06\u628a\u5b83\u653e\u5728\u54ea\u91cc\uff1f\u90a3\u4e9b\u751f\u6d3b\u5728\u5c0f\u7a7a\u95f4\u7684\u4eba\u77e5\u9053\u5b58\u50a8\u662f\u771f\u6b63\u7684\u6311\u6218\u3002\u53ea\u56e0\u4e3a\u90a3\u4e2a\u4e2d\u4e16\u7eaa\u7684\u79cd\u690d\u5668\u770b\u8d77\u6765\u5f88\u68d2\u5e76\u4e0d\u610f\u5473\u7740\u5b83\u4f1a\u9002\u5408\u4f60\u7684\u5ba2\u5385\u3002<\/li>\n<li>\u6211\u4f1a\u60f3\u8981\u9000\u8d27\u5417\uff1f\u53ea\u662f\u60f3\u5230\u91cd\u65b0\u5305\u88c5\u548c\u9000\u56de\u5728\u7ebf\u8d2d\u4e70\u7684\u5546\u54c1\u5c31\u8db3\u4ee5\u8ba9\u8bb8\u591a\u4eba\u4e0d\u53bb\u8d2d\u4e70\u5b83\u3002<\/li>\n<\/ul>\n<h4 style=\"margin-bottom: -5px; margin-top: 20px; color: #5da2d5;\">2. \u963b\u6b62\u8bf1\u60d1<\/h4>\n<p>\u5f53\u7136\uff0c\u90a3\u4e9b\u95ea\u8d2d\u7f51\u7ad9\u5f88\u8bf1\u4eba\uff0c\u53ef\u4ee5\u63d0\u4f9b\u4ece\u5de5\u4f5c\u538b\u529b\u4e2d\u89e3\u8131\u51fa\u6765\u7684\u5fc5\u8981\u5206\u6563\u6ce8\u610f\u529b\u7684\u65b9\u5f0f\u3002\u4f46\u662f\u4ed6\u4eec\u7ecf\u5e38\u8ba9\u4f60\u4e70\u4f60\u4e0d\u9700\u8981\u7684\u4e1c\u897f\u3002\u7528\u4f7f\u6d6a\u8d39\u65f6\u95f4\u7684\u751f\u6d3b\u548c\u96f6\u552e\u7f51\u7ad9\u52a0\u8f7d\u5f97\u66f4\u6162\u7684\u6d4f\u89c8\u5668\u6269\u5c55\u7a0b\u5e8f\uff0c\u5982<a href=\"https:\/\/chrome.google.com\/webstore\/detail\/crackbook\/nbgjmohekjolcgemlolblankocjlgalf?hl=en\">Crackbook<\/a> for Google Chrome\uff0c\u6765\u6291\u5236\u6d88\u8d39\u51b2\u52a8\u3002\u4ece\u96f6\u552e\u5546\u7684\u7535\u5b50\u90ae\u4ef6\u5217\u8868\u4e2d\u53d6\u6d88\u8ba2\u9605\uff0c\u5e76\u4ece\u4f60\u7684\u624b\u673a\u4e2d\u5220\u9664\u8d2d\u7269\u5e94\u7528\u7a0b\u5e8f\u3002<\/p>\n<p><strong>\u66f4\u591a:<\/strong><a href=\"https:\/\/www.nerdwallet.com\/blog\/shopping\/browser-extensions-online-shopping\/?utm_campaign=ct_prod&amp;utm_source=syndication&amp;utm_medium=wire&amp;utm_term=mikempowerfinancing-com&amp;utm_content=448090\" target=\"_blank\" rel=\"noopener noreferrer\"> \u7528\u6d4f\u89c8\u5668\u6269\u5c55\u7a0b\u5e8f\u8282\u7701\u8d2d\u7269\u65f6\u95f4\u548c\u91d1\u94b1<\/a><\/p>\n<h4 style=\"margin-bottom: -5px; margin-top: 20px; color: #5da2d5;\">3. \u5c1d\u8bd524\u5c0f\u65f6\u89c4\u5219<\/h4>\n<p>\u901a\u5e38\uff0c\u6d88\u8d39\u7684\u51b2\u52a8\u5728\u51e0\u5206\u949f\u5185\u5c31\u4f1a\u8fc7\u53bb\uff0cBenson\u8bf4\u3002\u4e0d\u53ea\u662f\u544a\u8bc9\u81ea\u5df1\u4e0d\u8981\uff0c\u800c\u662f\u4e3a\u8d2d\u4e70\u8bbe\u5b9a\u4e00\u4e2a24\u5c0f\u65f6\u7684\u89c4\u5219\u3002\u8fd9\u53ef\u80fd\u610f\u5473\u7740\u5c06\u90a3\u5957\u65b0\u7684\u62b1\u6795\u7559\u5728\u4f60\u7684\u5728\u7ebf\u8d2d\u7269\u8f66\u4e2d\uff0c\u6216\u8005\u4ece\u5546\u5e97\u91cc\u8d70\u51fa\u6765\uff0c\u627f\u8bfa\u4f60\u53ef\u4ee5\u660e\u5929\u56de\u6765\u4e70\u90a3\u4ef6\u88d9\u5b50\u3002\u4e13\u5bb6\u8bf4\uff0c\u4f60\u53ef\u80fd\u4e0d\u4f1a\u56de\u6765\u3002<\/p>\n<h4 style=\"margin-bottom: -5px; margin-top: 20px; color: #5da2d5;\">4. \u770b\u770b\u6bcf\u6b21\u8d2d\u4e70\u7684\u771f\u5b9e\u6210\u672c<\/h4>\n<p>\u6bcf\u5f53\u4f60\u88ab\u8bf1\u60d1\u53bb\u8d2d\u4e70\u4f60\u4e0d\u9700\u8981\u7684\u4e1c\u897f\u65f6\uff0c\u60f3\u60f3\u4f60\u9700\u8981\u591a\u957f\u65f6\u95f4\u624d\u80fd\u8d5a\u5230\u5b83\u3002\u5982\u679c\u8fd9\u4e2a\u7269\u54c1\u662f175\u7f8e\u5143\uff0c\u4f60\u6bcf\u5c0f\u65f6\u8d5a25\u7f8e\u5143\uff0c\u90a3\u4e48\u4f60\u9700\u8981\u4e03\u4e2a\u5c0f\u65f6\u7684\u8f9b\u82e6\u5de5\u4f5c\u624d\u80fd\u652f\u4ed8\u5b83\u3002\u540c\u6837\uff0c\u901a\u8fc7\u4fdd\u6301\u6d88\u8d39\u65e5\u8bb0\uff0c\u8003\u8651\u5728\u4f60\u7684\u603b\u4f53\u6d88\u8d39\u4e2d\u8d2d\u4e70\u7684\u60c5\u51b5\u3002\u5c06\u90a3\u4e2a\u51b2\u52a8\u8d2d\u4e70\u7684\u6210\u672c\u52a0\u5230\u4f60\u7684\u5496\u5561\u3001\u624b\u673a\u8d26\u5355\u548c\u6742\u8d27\u7684\u8fd0\u884c\u603b\u989d\u4e2d\uff0c\u90a3\u4e2a\u8d2d\u4e70\u53ef\u80fd\u770b\u8d77\u6765\u5c31\u4e0d\u90a3\u4e48\u751c\u871c\u4e86\u3002<\/p>\n<p>\u4f46\u6700\u91cd\u8981\u7684\uff0cBenson\u8bf4\uff0c\u662f\u786e\u5b9a\u4f60\u771f\u6b63\u7684\u60c5\u611f\u9700\u6c42\uff0c\u5e76\u627e\u5230\u9664\u4e86\u8d2d\u7269\u4ee5\u5916\u7684\u5176\u4ed6\u65b9\u5f0f\u6765\u6ee1\u8db3\u5b83\u4eec\u3002\u5982\u679c\u4f60\u8ffd\u6c42\u7684\u662f\u66f4\u5f3a\u70c8\u7684\u5f52\u5c5e\u611f\uff0c\u65b0\u7684\u9774\u5b50\u662f\u65e0\u6d4e\u4e8e\u4e8b\u7684\uff0c\u4f46\u662f\u52a0\u5165\u4e00\u4e2a\u5f92\u6b65\u65c5\u884c\u4ff1\u4e50\u90e8\u53ef\u80fd\u4f1a\u6709\u6240\u5e2e\u52a9\u3002<\/p>\n<p>\u6b63\u5982\u5c24\u8fbe\u5927\u5e08\u6240\u8bf4\uff0c\u201c\u4f60\u5fc5\u987b\u5fd8\u8bb0\u4f60\u6240\u5b66\u5230\u7684\u201d\uff0c\u7279\u522b\u662f\u5f53\u6d89\u53ca\u5230\u4ece\u65e0\u610f\u4e49\u7684\u5546\u54c1\u548c\u670d\u52a1\u4e2d\u83b7\u5f97\u6ee1\u8db3\u611f\u65f6\u3002\u76f8\u53cd\uff0cBenson\u8bf4\uff0c\u201c\u5f00\u59cb\u8d2d\u4e70\u6709\u610f\u4e49\u7684\u60f3\u6cd5\u548c\u7ecf\u9a8c\u3002\u201d<\/p>\n<hr style=\"margin-bottom: 10px; margin-top: 20px;\" \/>\n<p>\u8fd9\u7bc7\u6587\u7ae0\u300a\u7528\u8fd94\u4e2a\u7edd\u5730\u5fc3\u6cd5\u6218\u80dc\u51b2\u52a8\u8d2d\u7269\u300b\u6700\u521d\u5728NerdWallet\u4e0a\u53d1\u5e03\u3002<\/p>\n<p>\u4f60\u6b63\u5728\u5bfb\u627e\u52a9\u5b66\u91d1\u5417\uff1f\u4f60\u53ef\u4ee5\u5728<a href=\"https:\/\/registration.mpowerfinancing.com\/eligibility\" target=\"_blank\" rel=\"noopener noreferrer\">\u8fd9\u91cc<\/a>\u68c0\u67e5\u4f60\u7684MPOWER\u8d44\u683c\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6211\u4eec\u90fd\u4f1a\u51b2\u52a8\u8d2d\u7269\u3002\u5f53\u7136\uff0c\u4e3a\u4e86\u4f60\u201c\u5fc5\u987b\u201d\u62e5\u6709\u7684\u4e1c\u897f\u8d85\u51fa\u9884\u7b97\u7684\u6d88\u8d39\u53ea\u4f1a\u4f24\u5bb3\u4f60 &#8211; \u5c24\u5176\u662f\u5982\u679c\u4f60\u53ef\u4ee5\u7528\u4f60\u7684\u95f2\u94b1\u63d0\u524d\u507f\u8fd8\u4f60\u7684\u52a9\u5b66\u91d1\u3002\u8981\u4e86\u89e3\u5982\u4f55\u63a7\u5236\u4f60\u7684\u51b2\u52a8\u8d2d\u7269\uff0c\u770b\u770b\u4e0b\u9762\u8fd9\u56db\u4e2a\u5c0f\u7a8d\u95e8\uff0c\u7531NerdWallet\u63d0\u4f9b\u3002 \u6709\u65f6\u5019\u9ed1\u6697\u7684\u4e00\u9762\u592a\u5f3a\u5927\uff0c\u65e0\u6cd5\u62b5\u6321\uff0c\u9a71\u4f7f\u4f60\u5728\u90a3\u53cc\u66f4\u5b8c\u7f8e\u7684\u68d5\u8272\u9774\u5b50\u4e0a\u6325\u970d\uff0c\u6216\u8005\u5347\u7ea7\u5230\u66f4\u65f6\u5c1a\u7684\u65e0\u7ebf\u8033\u673a\u3002\u4f46\u662f\uff0c\u5f53\u4f60\u6536\u5230\u4fe1\u7528\u5361\u8d26\u5355\u65f6\uff0c\u4f60\u53ef\u80fd\u4f1a\u5bf9\u8fd9\u4e9b\u8bf1\u4eba\u7684\u6211\u76f4\u5230\u73b0\u5728\u624d\u77e5\u9053\u6211\u9700\u8981\u7684\u8d2d\u7269\u4ea7\u751f\u7684\u77ed\u6682\u6ee1\u8db3\u611f\u8f6c\u53d8\u4e3a\u8d22\u52a1\u5931\u8d25\u7684\u611f\u89c9\u3002 \u8fc7\u5ea6\u6d88\u8d39\u5c31\u50cf\u5728\u6240\u6709\u9519\u8bef\u7684\u5730\u65b9\u5bfb\u627e\u7231\u60c5\u3002\u65e0\u8bba\u4f60\u6709\u591a\u5c11\u53cc\u9774\u5b50\uff0c\u90fd\u65e0\u6cd5\u63d0\u5347\u4f60\u7684\u81ea\u5c0a\u5fc3\u3002 -April Lane Benson, \u5fc3\u7406\u5b66\u5bb6\/\u4f5c\u8005 \u201c\u8fc7\u5ea6\u6d88\u8d39\u5c31\u50cf\u5728\u6240\u6709\u9519\u8bef\u7684\u5730\u65b9\u5bfb\u627e\u7231\u60c5\uff0c\u201d\u5fc3\u7406\u5b66\u5bb6April Lane Benson\u8bf4\u3002\u201c\u65e0\u8bba\u4f60\u6709\u591a\u5c11\u53cc\u9774\u5b50\uff0c\u90fd\u65e0\u6cd5\u63d0\u5347\u4f60\u7684\u81ea\u5c0a\u5fc3\u3002\u201d Benson\u662f\u201cTo Buy or Not to Buy: Why We Overshop and How to Stop\u201d\u7684\u4f5c\u8005\u3002 \u62b5\u5236\u8fc7\u5ea6\u6d88\u8d39\u5bf9\u4f60\u7684\u63a7\u5236\uff0c\u7528\u8fd9\u56db\u4e2a\u7edd\u5730\u5fc3\u6cd5\u627e\u56de\u4f60\u7684\u771f\u6b63\u529b\u91cf\uff1a 1. \u5728\u6bcf\u6b21\u8d2d\u4e70\u524d\u95ee\u81ea\u5df1\u8fd9\u4e9b\u95ee\u9898 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