{"id":25933,"date":"2017-11-14T09:00:24","date_gmt":"2017-11-14T14:00:24","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/"},"modified":"2025-08-09T16:27:42","modified_gmt":"2025-08-09T16:27:42","slug":"money-smart-graduate-student","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/","title":{"rendered":"\u5982\u4f55\u6210\u4e3a\u7cbe\u660e\u7684\u7814\u7a76\u751f"},"content":{"rendered":"

\u5982\u679c\u4f60\u662f\u5168\u65e5\u5236\u7814\u7a76\u751f\uff0c\u5373\u4f7f\u4f60\u6ca1\u6709\u52a9\u5b66\u91d1<\/a>\uff0c\u8d44\u91d1\u4e5f\u4f1a\u7d27\u5f20\u3002\u4f46NerdWallet\u53ef\u4ee5\u5e2e\u52a9\u4f60\u7528\u4ed6\u4eec\u7684\u5173\u952e\u7b56\u7565\u667a\u80fd\u5730\u4f7f\u7528\u4f60\u7684\u5b66\u751f\u9884\u7b97\u3002<\/p>\n

\n

\u65e0\u8bba\u4f60\u4eca\u5e74\u79cb\u5929\u5c06\u653b\u8bfb\u82f1\u8bed\u6587\u5b66\u7855\u58eb\u5b66\u4f4d\u8fd8\u662f\u5316\u5b66\u5de5\u7a0b\u535a\u58eb\u5b66\u4f4d\uff0c\u4f5c\u4e3a\u7814\u7a76\u751f\u7684\u751f\u6d3b\u53ef\u80fd\u9700\u8981\u5927\u91cf\u7684\u8282\u4fed\u3002\u4f46\u8fd9\u5e76\u4e0d\u610f\u5473\u7740\u4f60\u5fc5\u987b\u9650\u5236\u81ea\u5df1\u5728\u53ef\u9884\u89c1\u7684\u672a\u6765\u53ea\u5403\u5373\u98df\u9762\u548c\u9ea6\u7247\u3002
\n\u8fd9\u91cc\u6709\u51e0\u79cd\u53ef\u6301\u7eed\u7684\u65b9\u5f0f\uff0c\u7814\u7a76\u751f\u53ef\u4ee5\u6700\u5927\u5316\u4ed6\u4eec\u7684\u6d25\u8d34\u6216\u5176\u4ed6\u6536\u5165\uff0c\u5e76\u5728\u8fc7\u7a0b\u4e2d\u524a\u51cf\u6210\u672c\u3002<\/p>\n

\u627e\u4e00\u4e2a\u5ba4\u53cb<\/h4>\n

\u548c\u4ed6\u4eba\u5171\u4eab\u623f\u5b50\u6216\u516c\u5bd3\u53ef\u80fd\u9700\u8981\u4e00\u4e9b\u9002\u5e94\u7684\u65f6\u95f4\u3002\u4f46\u5230\u73b0\u5728\uff0c\u4f60\u53ef\u80fd\u5df2\u7ecf\u662f\u4e00\u4e2a\u7ecf\u9a8c\u4e30\u5bcc\u7684\u8001\u624b\u3002\u8fd9\u662f\u4e00\u4ef6\u597d\u4e8b\uff0c\u56e0\u4e3a\u627e\u5230\u5ba4\u53cb\u4ecd\u7136\u662f\u7701\u94b1\u7684\u6700\u4f73\u65b9\u5f0f\u4e4b\u4e00\u3002<\/p>\n

\u9664\u4e86\u6bcf\u4e2a\u6708\u80fd\u5199\u4e00\u5f20\u8f83\u5c0f\u7684\u79df\u91d1\u652f\u7968\u5916\uff0c\u4f60\u53ef\u80fd\u8fd8\u60f3\u5206\u644a\u516c\u7528\u4e8b\u4e1a\u8d39\u7528\u548c\u5206\u62c5\u6742\u8d27\u8d39\u7528\u3002\u8003\u8651\u4f7f\u7528\u50cfRoomi\u8fd9\u6837\u7684\u5e94\u7528\u7a0b\u5e8f\u627e\u5230\u6709\u7c7b\u4f3c\u5bf9\u566a\u97f3\u548c\u6e05\u6d01\u5ea6\u7684\u6001\u5ea6\u7684\u4eba\uff0c\u8fd9\u53ef\u4ee5\u51cf\u5c11\u540e\u671f\u7684\u7d27\u5f20\u3002<\/p>\n

\u4e58\u5750\u516c\u4ea4\u8f66<\/h4>\n

\u4e0e\u4f60\u7684\u7b2c\u4e00\u6b21\u5927\u5b66\u751f\u6d3b\u4e0d\u540c\uff0c\u4f60\u53ef\u80fd\u4e0d\u4f1a\u5728\u5b66\u6821\u7684\u8fdc\u89d2\u4e4b\u95f4\u6765\u56de\u5954\u6ce2\u4ee5\u4e0a\u8bfe\u3002\u5728\u7814\u7a76\u751f\u5b66\u6821\uff0c\u4f60\u53ef\u80fd\u4f1a\u5728\u4e00\u4e24\u680b\u697c\u91cc\u5ea6\u8fc7\u5927\u90e8\u5206\u65f6\u95f4\u3002\u56e0\u6b64\uff0c\u53ef\u80fd\u4e0d\u9700\u8981\u6c7d\u8f66\u3002\u76f8\u53cd\uff0c\u4f7f\u7528\u81ea\u884c\u8f66\u6216\u4e58\u5750\u516c\u5171\u4ea4\u901a\u5de5\u5177\u3002\u8bb8\u591a\u5b66\u6821\u63d0\u4f9b\u8865\u8d34\u7684\u516c\u4ea4\u901a\u884c\u8bc1\u4ee5\u51cf\u8f7b\u5b66\u751f\u7684\u8d22\u52a1\u8d1f\u62c5\u3002<\/p>\n

\u4f7f\u7528\u5b66\u751f\u6298\u6263<\/h4>\n

\u5236\u5b9a\u9884\u7b97\u53ea\u53d1\u73b0\u6ca1\u6709\u591a\u5c11\u94b1\u5269\u4e0b\u7528\u4e8e\u5916\u51fa\u5c31\u9910\u6216\u5728\u90bb\u91cc\u9152\u5427\u7684\u591c\u665a\u53ef\u80fd\u4f1a\u4ee4\u4eba\u6cae\u4e27\u3002\u4f46\u662f\uff0c\u5982\u679c\u4f60\u5229\u7528\u5b66\u751f\u6298\u6263 – \u5e76\u8bb0\u4f4f\u9152\u5427\u7684\u5feb\u4e50\u65f6\u5149\u8868 – \u4eab\u53d7\u7f8e\u597d\u65f6\u5149\u5e76\u4e0d\u4e00\u5b9a\u4f1a\u5bf9\u4f60\u7684\u94b1\u5305\u9020\u6210\u91cd\u5927\u5f71\u54cd\u3002<\/p>\n

\u4ece\u7535\u5f71\u9662\u5230\u535a\u7269\u9986\uff0c\u8bb8\u591a\u5730\u65b9\u90fd\u63d0\u4f9b\u5b66\u751f\u6298\u6263\u3002\u867d\u7136\u8282\u7701\u51e0\u5757\u94b1\u53ef\u80fd\u770b\u8d77\u6765\u4e0d\u591a\uff0c\u4f46\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\uff0c\u5b83\u4f1a\u4ea7\u751f\u5f71\u54cd\u3002\u7136\u540e\uff0c\u8fd9\u7b14\u989d\u5916\u7684\u73b0\u91d1\u53ef\u4ee5\u7528\u4e8e\u4f60\u7684\u672a\u6765\uff0c\u65e0\u8bba\u662f\u6d88\u9664\u503a\u52a1\u8fd8\u662f\u4e3a\u9000\u4f11\u50a8\u84c4\u3002<\/p>\n

\u5904\u7406\u503a\u52a1\uff0c\u5c3d\u53ef\u80fd\u5730\u50a8\u84c4<\/h4>\n

\u53ea\u6709\u5927\u7ea61\/10\u7684\u5343\u79a7\u4e00\u4ee3\u8868\u793a\u4ed6\u4eec\u5bf9\u9000\u4f11\u65f6\u6709\u8db3\u591f\u7684\u73b0\u91d1\u611f\u5230\u201c\u975e\u5e38\u81ea\u4fe1\u201d\uff0c\u6839\u636e\u6700\u8fd1\u7684\u4e00\u9879\u8c03\u67e5\u3002\u5982\u679c\u4f60\u62c5\u5fc3\u5728\u665a\u5e74\u7528\u5149\u94b1\uff0c\u8003\u8651\u73b0\u5728\u5f00\u59cb\u7559\u51fa\u4e00\u90e8\u5206\u6536\u5165\u3002\u4e00\u4e2a\u597d\u7684\u76ee\u6807\u662f\u4f60\u6bcf\u6708\u6536\u5165\u7684\u5927\u7ea610%\u3002<\/p>\n

\u4f60\u4e5f\u5c06\u4e3a\u4f60\u7684\u672a\u6765\u81ea\u5df1\u505a\u51fa\u5de8\u5927\u7684\u5e2e\u52a9\uff0c\u5c3d\u53ef\u80fd\u591a\u5730\u524a\u51cf\u4fe1\u7528\u5361\u6216\u52a9\u5b66\u91d1\u503a\u52a1\u3002\u6b64\u5916\uff0c\u5c3d\u91cf\u4e0d\u8981\u79ef\u7d2f\u4efb\u4f55\u65b0\u7684\u6d88\u8d39\u8005\u503a\u52a1\u3002\u53ea\u5728\u7d27\u6025\u60c5\u51b5\u4e0b\u4f7f\u7528\u4f60\u7684\u4fe1\u7528\u5361\u3002<\/p>\n

\u5e95\u7ebf<\/h4>\n

\u8ffd\u6c42\u9ad8\u7ea7\u5b66\u4f4d\u53ef\u80fd\u662f\u4e00\u79cd\u4ee4\u4eba\u96be\u4ee5\u7f6e\u4fe1\u7684\u6709\u76ca\u4f53\u9a8c\uff0c\u4f46\u81f3\u5c11\u5728\u4e00\u5f00\u59cb\u65f6\uff0c\u5e76\u4e0d\u662f\u5728\u8d22\u52a1\u4e0a\u3002\u56e0\u6b64\uff0c\u5229\u7528\u6240\u6709\u53ef\u4ee5\u5f97\u5230\u7684\u4f18\u60e0\uff0c\u5982\u8865\u8d34\u7684\u4ea4\u901a\u901a\u884c\u8bc1\u548c\u5176\u4ed6\u5b66\u751f\u6298\u6263\uff0c\u662f\u81f3\u5173\u91cd\u8981\u7684\u3002\u8fd9\u6837\uff0c\u4f60\u552f\u4e00\u6bd5\u4e1a\u7684\u4e1c\u897f\u5c31\u662f\u66f4\u591a\u7684\u77e5\u8bc6\uff0c\u800c\u4e0d\u662f\u4fe1\u7528\u5361\u503a\u52a1\u7684\u5927\u5c71\u3002<\/p>\n

\n

\u00a9 2016\u7248\u6743\u6240\u6709 NerdWallet<\/a>, Inc. \u7248\u6743\u6240\u6709<\/p>\n

\u4f60\u5728\u5bfb\u627e\u52a9\u5b66\u91d1\u5417\uff1f\u4f60\u53ef\u4ee5\u5728\u8fd9\u91cc<\/a>\u68c0\u67e5\u4f60\u7684MPOWER\u8d44\u683c\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u5982\u679c\u4f60\u662f\u5168\u65e5\u5236\u7814\u7a76\u751f\uff0c\u5373\u4f7f\u4f60\u6ca1\u6709\u52a9\u5b66\u91d1\uff0c\u8d44\u91d1\u4e5f\u4f1a\u7d27\u5f20\u3002\u4f46NerdWallet\u53ef\u4ee5\u5e2e\u52a9\u4f60\u7528\u4ed6\u4eec\u7684\u5173\u952e\u7b56\u7565\u667a\u80fd\u5730\u4f7f\u7528\u4f60\u7684\u5b66\u751f\u9884\u7b97\u3002 \u65e0\u8bba\u4f60\u4eca\u5e74\u79cb\u5929\u5c06\u653b\u8bfb\u82f1\u8bed\u6587\u5b66\u7855\u58eb\u5b66\u4f4d\u8fd8\u662f\u5316\u5b66\u5de5\u7a0b\u535a\u58eb\u5b66\u4f4d\uff0c\u4f5c\u4e3a\u7814\u7a76\u751f\u7684\u751f\u6d3b\u53ef\u80fd\u9700\u8981\u5927\u91cf\u7684\u8282\u4fed\u3002\u4f46\u8fd9\u5e76\u4e0d\u610f\u5473\u7740\u4f60\u5fc5\u987b\u9650\u5236\u81ea\u5df1\u5728\u53ef\u9884\u89c1\u7684\u672a\u6765\u53ea\u5403\u5373\u98df\u9762\u548c\u9ea6\u7247\u3002 \u8fd9\u91cc\u6709\u51e0\u79cd\u53ef\u6301\u7eed\u7684\u65b9\u5f0f\uff0c\u7814\u7a76\u751f\u53ef\u4ee5\u6700\u5927\u5316\u4ed6\u4eec\u7684\u6d25\u8d34\u6216\u5176\u4ed6\u6536\u5165\uff0c\u5e76\u5728\u8fc7\u7a0b\u4e2d\u524a\u51cf\u6210\u672c\u3002 \u627e\u4e00\u4e2a\u5ba4\u53cb \u548c\u4ed6\u4eba\u5171\u4eab\u623f\u5b50\u6216\u516c\u5bd3\u53ef\u80fd\u9700\u8981\u4e00\u4e9b\u9002\u5e94\u7684\u65f6\u95f4\u3002\u4f46\u5230\u73b0\u5728\uff0c\u4f60\u53ef\u80fd\u5df2\u7ecf\u662f\u4e00\u4e2a\u7ecf\u9a8c\u4e30\u5bcc\u7684\u8001\u624b\u3002\u8fd9\u662f\u4e00\u4ef6\u597d\u4e8b\uff0c\u56e0\u4e3a\u627e\u5230\u5ba4\u53cb\u4ecd\u7136\u662f\u7701\u94b1\u7684\u6700\u4f73\u65b9\u5f0f\u4e4b\u4e00\u3002 \u9664\u4e86\u6bcf\u4e2a\u6708\u80fd\u5199\u4e00\u5f20\u8f83\u5c0f\u7684\u79df\u91d1\u652f\u7968\u5916\uff0c\u4f60\u53ef\u80fd\u8fd8\u60f3\u5206\u644a\u516c\u7528\u4e8b\u4e1a\u8d39\u7528\u548c\u5206\u62c5\u6742\u8d27\u8d39\u7528\u3002\u8003\u8651\u4f7f\u7528\u50cfRoomi\u8fd9\u6837\u7684\u5e94\u7528\u7a0b\u5e8f\u627e\u5230\u6709\u7c7b\u4f3c\u5bf9\u566a\u97f3\u548c\u6e05\u6d01\u5ea6\u7684\u6001\u5ea6\u7684\u4eba\uff0c\u8fd9\u53ef\u4ee5\u51cf\u5c11\u540e\u671f\u7684\u7d27\u5f20\u3002 \u4e58\u5750\u516c\u4ea4\u8f66 \u4e0e\u4f60\u7684\u7b2c\u4e00\u6b21\u5927\u5b66\u751f\u6d3b\u4e0d\u540c\uff0c\u4f60\u53ef\u80fd\u4e0d\u4f1a\u5728\u5b66\u6821\u7684\u8fdc\u89d2\u4e4b\u95f4\u6765\u56de\u5954\u6ce2\u4ee5\u4e0a\u8bfe\u3002\u5728\u7814\u7a76\u751f\u5b66\u6821\uff0c\u4f60\u53ef\u80fd\u4f1a\u5728\u4e00\u4e24\u680b\u697c\u91cc\u5ea6\u8fc7\u5927\u90e8\u5206\u65f6\u95f4\u3002\u56e0\u6b64\uff0c\u53ef\u80fd\u4e0d\u9700\u8981\u6c7d\u8f66\u3002\u76f8\u53cd\uff0c\u4f7f\u7528\u81ea\u884c\u8f66\u6216\u4e58\u5750\u516c\u5171\u4ea4\u901a\u5de5\u5177\u3002\u8bb8\u591a\u5b66\u6821\u63d0\u4f9b\u8865\u8d34\u7684\u516c\u4ea4\u901a\u884c\u8bc1\u4ee5\u51cf\u8f7b\u5b66\u751f\u7684\u8d22\u52a1\u8d1f\u62c5\u3002 \u4f7f\u7528\u5b66\u751f\u6298\u6263 \u5236\u5b9a\u9884\u7b97\u53ea\u53d1\u73b0\u6ca1\u6709\u591a\u5c11\u94b1\u5269\u4e0b\u7528\u4e8e\u5916\u51fa\u5c31\u9910\u6216\u5728\u90bb\u91cc\u9152\u5427\u7684\u591c\u665a\u53ef\u80fd\u4f1a\u4ee4\u4eba\u6cae\u4e27\u3002\u4f46\u662f\uff0c\u5982\u679c\u4f60\u5229\u7528\u5b66\u751f\u6298\u6263 – \u5e76\u8bb0\u4f4f\u9152\u5427\u7684\u5feb\u4e50\u65f6\u5149\u8868 – \u4eab\u53d7\u7f8e\u597d\u65f6\u5149\u5e76\u4e0d\u4e00\u5b9a\u4f1a\u5bf9\u4f60\u7684\u94b1\u5305\u9020\u6210\u91cd\u5927\u5f71\u54cd\u3002 \u4ece\u7535\u5f71\u9662\u5230\u535a\u7269\u9986\uff0c\u8bb8\u591a\u5730\u65b9\u90fd\u63d0\u4f9b\u5b66\u751f\u6298\u6263\u3002\u867d\u7136\u8282\u7701\u51e0\u5757\u94b1\u53ef\u80fd\u770b\u8d77\u6765\u4e0d\u591a\uff0c\u4f46\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\uff0c\u5b83\u4f1a\u4ea7\u751f\u5f71\u54cd\u3002\u7136\u540e\uff0c\u8fd9\u7b14\u989d\u5916\u7684\u73b0\u91d1\u53ef\u4ee5\u7528\u4e8e\u4f60\u7684\u672a\u6765\uff0c\u65e0\u8bba\u662f\u6d88\u9664\u503a\u52a1\u8fd8\u662f\u4e3a\u9000\u4f11\u50a8\u84c4\u3002 \u5904\u7406\u503a\u52a1\uff0c\u5c3d\u53ef\u80fd\u5730\u50a8\u84c4 \u53ea\u6709\u5927\u7ea61\/10\u7684\u5343\u79a7\u4e00\u4ee3\u8868\u793a\u4ed6\u4eec\u5bf9\u9000\u4f11\u65f6\u6709\u8db3\u591f\u7684\u73b0\u91d1\u611f\u5230\u201c\u975e\u5e38\u81ea\u4fe1\u201d\uff0c\u6839\u636e\u6700\u8fd1\u7684\u4e00\u9879\u8c03\u67e5\u3002\u5982\u679c\u4f60\u62c5\u5fc3\u5728\u665a\u5e74\u7528\u5149\u94b1\uff0c\u8003\u8651\u73b0\u5728\u5f00\u59cb\u7559\u51fa\u4e00\u90e8\u5206\u6536\u5165\u3002\u4e00\u4e2a\u597d\u7684\u76ee\u6807\u662f\u4f60\u6bcf\u6708\u6536\u5165\u7684\u5927\u7ea610%\u3002 \u4f60\u4e5f\u5c06\u4e3a\u4f60\u7684\u672a\u6765\u81ea\u5df1\u505a\u51fa\u5de8\u5927\u7684\u5e2e\u52a9\uff0c\u5c3d\u53ef\u80fd\u591a\u5730\u524a\u51cf\u4fe1\u7528\u5361\u6216\u52a9\u5b66\u91d1\u503a\u52a1\u3002\u6b64\u5916\uff0c\u5c3d\u91cf\u4e0d\u8981\u79ef\u7d2f\u4efb\u4f55\u65b0\u7684\u6d88\u8d39\u8005\u503a\u52a1\u3002\u53ea\u5728\u7d27\u6025\u60c5\u51b5\u4e0b\u4f7f\u7528\u4f60\u7684\u4fe1\u7528\u5361\u3002 \u5e95\u7ebf \u8ffd\u6c42\u9ad8\u7ea7\u5b66\u4f4d\u53ef\u80fd\u662f\u4e00\u79cd\u4ee4\u4eba\u96be\u4ee5\u7f6e\u4fe1\u7684\u6709\u76ca\u4f53\u9a8c\uff0c\u4f46\u81f3\u5c11\u5728\u4e00\u5f00\u59cb\u65f6\uff0c\u5e76\u4e0d\u662f\u5728\u8d22\u52a1\u4e0a\u3002\u56e0\u6b64\uff0c\u5229\u7528\u6240\u6709\u53ef\u4ee5\u5f97\u5230\u7684\u4f18\u60e0\uff0c\u5982\u8865\u8d34\u7684\u4ea4\u901a\u901a\u884c\u8bc1\u548c\u5176\u4ed6\u5b66\u751f\u6298\u6263\uff0c\u662f\u81f3\u5173\u91cd\u8981\u7684\u3002\u8fd9\u6837\uff0c\u4f60\u552f\u4e00\u6bd5\u4e1a\u7684\u4e1c\u897f\u5c31\u662f\u66f4\u591a\u7684\u77e5\u8bc6\uff0c\u800c\u4e0d\u662f\u4fe1\u7528\u5361\u503a\u52a1\u7684\u5927\u5c71\u3002 \u00a9 2016\u7248\u6743\u6240\u6709 NerdWallet, Inc. \u7248\u6743\u6240\u6709 \u4f60\u5728\u5bfb\u627e\u52a9\u5b66\u91d1\u5417\uff1f\u4f60\u53ef\u4ee5\u5728\u8fd9\u91cc\u68c0\u67e5\u4f60\u7684MPOWER\u8d44\u683c\u3002<\/p>\n","protected":false},"author":26,"featured_media":7085,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[36,28],"tags":[83],"class_list":["post-25933","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-academic-advising","category-financial-tips","tag-money-management"],"acf":[],"yoast_head":"\n\u6210\u4e3a\u7cbe\u660e\u7406\u8d22\u5b66\u751f\u7684\u6307\u5357 | MPOWER Financing<\/title>\n<meta name=\"description\" content=\"\u6765\u81eaMPOWER\u7684\u6700\u4f73\u5efa\u8bae\u6c47\u96c6\u5728\u8fd9\u4e2a\u4e3a\u7814\u7a76\u751f\u51c6\u5907\u7684\u7cbe\u660e\u7406\u8d22\u5b66\u751f\u6307\u5357\u4e2d\u3002\u70b9\u51fb\u9605\u8bfb\u66f4\u591a\uff01\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u5982\u4f55\u6210\u4e3a\u7cbe\u660e\u7684\u7814\u7a76\u751f\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/\" \/>\n<meta property=\"og:site_name\" content=\"MPOWER Financing\u4e2d\u6587\u5b98\u7f51\" \/>\n<meta property=\"article:published_time\" content=\"2017-11-14T14:00:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-09T16:27:42+00:00\" \/>\n<meta name=\"author\" content=\"NerdWallet\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"NerdWallet\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/\"},\"author\":{\"name\":\"NerdWallet\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/#\/schema\/person\/367dbecd1f4a04cbf1edb81e1d8c29df\"},\"headline\":\"\u5982\u4f55\u6210\u4e3a\u7cbe\u660e\u7684\u7814\u7a76\u751f\",\"datePublished\":\"2017-11-14T14:00:24+00:00\",\"dateModified\":\"2025-08-09T16:27:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/\"},\"wordCount\":7,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/#primaryimage\"},\"thumbnailUrl\":\"\",\"keywords\":[\"Money Management\"],\"articleSection\":[\"Academic Advising\",\"Financial Tips\"],\"inLanguage\":\"zh\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/\",\"url\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/\",\"name\":\"\u6210\u4e3a\u7cbe\u660e\u7406\u8d22\u5b66\u751f\u7684\u6307\u5357 | MPOWER Financing\",\"isPartOf\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/#primaryimage\"},\"thumbnailUrl\":\"\",\"datePublished\":\"2017-11-14T14:00:24+00:00\",\"dateModified\":\"2025-08-09T16:27:42+00:00\",\"author\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/#\/schema\/person\/367dbecd1f4a04cbf1edb81e1d8c29df\"},\"description\":\"\u6765\u81eaMPOWER\u7684\u6700\u4f73\u5efa\u8bae\u6c47\u96c6\u5728\u8fd9\u4e2a\u4e3a\u7814\u7a76\u751f\u51c6\u5907\u7684\u7cbe\u660e\u7406\u8d22\u5b66\u751f\u6307\u5357\u4e2d\u3002\u70b9\u51fb\u9605\u8bfb\u66f4\u591a\uff01\",\"breadcrumb\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/#breadcrumb\"},\"inLanguage\":\"zh\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"zh\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/#primaryimage\",\"url\":\"\",\"contentUrl\":\"\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.mpowerfinancing.com\/zh\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u5982\u4f55\u6210\u4e3a\u7cbe\u660e\u7684\u7814\u7a76\u751f\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/#website\",\"url\":\"https:\/\/www.mpowerfinancing.com\/zh\/\",\"name\":\"MPOWER Financing\u4e2d\u6587\u5b98\u7f51\",\"description\":\"\u7f8e\u56fd\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.mpowerfinancing.com\/zh\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"zh\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/zh\/#\/schema\/person\/367dbecd1f4a04cbf1edb81e1d8c29df\",\"name\":\"NerdWallet\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/secure.gravatar.com\/avatar\/84ccc9719e96fe767ce30c505467bbed71e1cf9accd14b89ea24927d8312050a?s=96&d=mm&r=g\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/84ccc9719e96fe767ce30c505467bbed71e1cf9accd14b89ea24927d8312050a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/84ccc9719e96fe767ce30c505467bbed71e1cf9accd14b89ea24927d8312050a?s=96&d=mm&r=g\",\"caption\":\"NerdWallet\"},\"url\":\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/author\/nerdwallet\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u6210\u4e3a\u7cbe\u660e\u7406\u8d22\u5b66\u751f\u7684\u6307\u5357 | MPOWER Financing","description":"\u6765\u81eaMPOWER\u7684\u6700\u4f73\u5efa\u8bae\u6c47\u96c6\u5728\u8fd9\u4e2a\u4e3a\u7814\u7a76\u751f\u51c6\u5907\u7684\u7cbe\u660e\u7406\u8d22\u5b66\u751f\u6307\u5357\u4e2d\u3002\u70b9\u51fb\u9605\u8bfb\u66f4\u591a\uff01","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/","og_locale":"zh_CN","og_type":"article","og_title":"\u5982\u4f55\u6210\u4e3a\u7cbe\u660e\u7684\u7814\u7a76\u751f","og_url":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/","og_site_name":"MPOWER Financing\u4e2d\u6587\u5b98\u7f51","article_published_time":"2017-11-14T14:00:24+00:00","article_modified_time":"2025-08-09T16:27:42+00:00","author":"NerdWallet","twitter_card":"summary_large_image","twitter_misc":{"Written by":"NerdWallet"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/#article","isPartOf":{"@id":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/"},"author":{"name":"NerdWallet","@id":"https:\/\/www.mpowerfinancing.com\/zh\/#\/schema\/person\/367dbecd1f4a04cbf1edb81e1d8c29df"},"headline":"\u5982\u4f55\u6210\u4e3a\u7cbe\u660e\u7684\u7814\u7a76\u751f","datePublished":"2017-11-14T14:00:24+00:00","dateModified":"2025-08-09T16:27:42+00:00","mainEntityOfPage":{"@id":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/"},"wordCount":7,"commentCount":0,"image":{"@id":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/#primaryimage"},"thumbnailUrl":"","keywords":["Money Management"],"articleSection":["Academic Advising","Financial Tips"],"inLanguage":"zh","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/","url":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/","name":"\u6210\u4e3a\u7cbe\u660e\u7406\u8d22\u5b66\u751f\u7684\u6307\u5357 | MPOWER Financing","isPartOf":{"@id":"https:\/\/www.mpowerfinancing.com\/zh\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/#primaryimage"},"image":{"@id":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/#primaryimage"},"thumbnailUrl":"","datePublished":"2017-11-14T14:00:24+00:00","dateModified":"2025-08-09T16:27:42+00:00","author":{"@id":"https:\/\/www.mpowerfinancing.com\/zh\/#\/schema\/person\/367dbecd1f4a04cbf1edb81e1d8c29df"},"description":"\u6765\u81eaMPOWER\u7684\u6700\u4f73\u5efa\u8bae\u6c47\u96c6\u5728\u8fd9\u4e2a\u4e3a\u7814\u7a76\u751f\u51c6\u5907\u7684\u7cbe\u660e\u7406\u8d22\u5b66\u751f\u6307\u5357\u4e2d\u3002\u70b9\u51fb\u9605\u8bfb\u66f4\u591a\uff01","breadcrumb":{"@id":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/#breadcrumb"},"inLanguage":"zh","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/"]}]},{"@type":"ImageObject","inLanguage":"zh","@id":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/#primaryimage","url":"","contentUrl":""},{"@type":"BreadcrumbList","@id":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/money-smart-graduate-student\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.mpowerfinancing.com\/zh\/"},{"@type":"ListItem","position":2,"name":"\u5982\u4f55\u6210\u4e3a\u7cbe\u660e\u7684\u7814\u7a76\u751f"}]},{"@type":"WebSite","@id":"https:\/\/www.mpowerfinancing.com\/zh\/#website","url":"https:\/\/www.mpowerfinancing.com\/zh\/","name":"MPOWER Financing\u4e2d\u6587\u5b98\u7f51","description":"\u7f8e\u56fd\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.mpowerfinancing.com\/zh\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"zh"},{"@type":"Person","@id":"https:\/\/www.mpowerfinancing.com\/zh\/#\/schema\/person\/367dbecd1f4a04cbf1edb81e1d8c29df","name":"NerdWallet","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/84ccc9719e96fe767ce30c505467bbed71e1cf9accd14b89ea24927d8312050a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/84ccc9719e96fe767ce30c505467bbed71e1cf9accd14b89ea24927d8312050a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/84ccc9719e96fe767ce30c505467bbed71e1cf9accd14b89ea24927d8312050a?s=96&d=mm&r=g","caption":"NerdWallet"},"url":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/author\/nerdwallet\/"}]}},"_links":{"self":[{"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/posts\/25933","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/users\/26"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/comments?post=25933"}],"version-history":[{"count":1,"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/posts\/25933\/revisions"}],"predecessor-version":[{"id":25934,"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/posts\/25933\/revisions\/25934"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/media?parent=25933"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/categories?post=25933"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mpowerfinancing.com\/zh\/wp-json\/wp\/v2\/tags?post=25933"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}