{"id":25905,"date":"2019-07-23T09:06:29","date_gmt":"2019-07-23T13:06:29","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/zh\/blog\/credit-card-for-international-students\/"},"modified":"2025-08-09T16:02:24","modified_gmt":"2025-08-09T16:02:24","slug":"credit-card-for-international-students","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/credit-card-for-international-students\/","title":{"rendered":"\u4f5c\u4e3a\u56fd\u9645\u5b66\u751f\uff0c\u6211\u5e94\u8be5\u7533\u8bf7\u54ea\u5f20\u4fe1\u7528\u5361\uff1f"},"content":{"rendered":"

<\/p>\n

\u5982\u679c\u4f60\u662f\u4e00\u540d\u51c6\u5907\u7533\u8bf7\u7b2c\u4e00\u5f20\u7f8e\u56fd\u4fe1\u7528\u5361\u7684\u56fd\u9645\u5b66\u751f\uff0c\u8bf7\u7ee7\u7eed\u9605\u8bfb\uff01<\/span><\/p>\n

\u4f60\u77e5\u9053\u4f60\u5fc5\u987b<\/span>\u5efa\u7acb\u4f60\u7684\u4fe1\u7528\u5206\u6570<\/span><\/a>\u5982\u679c\u4f60\u5728\u7f8e\u56fd\u751f\u6d3b\u3002\u4f60\u7edd\u5bf9\u9700\u8981\u5728\u7f8e\u56fd\u6709\u4fe1\u7528\u8bb0\u5f55\uff0c\u4f46\u5982\u679c\u4f60\u7528\u501f\u8bb0\u5361\u6216\u73b0\u91d1\u652f\u4ed8\uff0c\u4f60\u5c31\u4e0d\u4f1a\u5efa\u7acb\u4fe1\u7528\u8bb0\u5f55\u3002\u800c\u4e14\uff0c\u4f60\u5f00\u59cb\u5efa\u7acb\u4fe1\u7528\u8bb0\u5f55\u8d8a\u65e9\u8d8a\u597d\uff01<\/span><\/p>\n

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 <\/p>\n

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\u56fd\u9645\u5b66\u751f\u7ecf\u5e38\u8be2\u95ee<\/span>\u4fe1\u7528\u5361<\/span><\/a>\u7684\u95ee\u9898\uff0c\u91cd\u8981\u7684\u662f\u8981\u77e5\u9053<\/span>\u6bcf\u4e2a\u4fe1\u7528\u5361\u516c\u53f8\u7684\u8981\u6c42\u90fd\u4e0d\u540c\u3002\u6709\u65f6\uff0c\u516c\u53f8\u8981\u6c42\u4f60<\/span>\u62e5\u6709\u793e\u4f1a\u5b89\u5168\u53f7\u7801\uff08SSN\uff09<\/span><\/a> \u624d\u80fd\u7533\u8bf7\uff1b\u5982\u679c\u662f\u8fd9\u79cd\u60c5\u51b5\uff0c\u4f60\u53ef\u4ee5\u5728\u6821\u56ed\u5185\u5de5\u4f5c\u4ee5\u83b7\u5f97SSN\u3002\u53e6\u4e00\u65b9\u9762\uff0c\u6709\u4e9b\u4fe1\u7528\u5361\u53ea\u9700\u8981\u4f60\u7684\u62a4\u7167\u548c\u5b66\u751f\u8bc1\u5c31\u53ef\u4ee5\u7533\u8bf7\u3002\u6240\u4ee5\uff0c\u5728\u7533\u8bf7\u4fe1\u7528\u5361\u4e4b\u524d\u4e86\u89e3\u4f60\u9700\u8981\u4ec0\u4e48\uff0c\u5e76\u5c3d\u529b\u6ee1\u8db3\u7533\u8bf7\u8981\u6c42\uff01<\/span><\/p>\n

\u5982\u679c\u4f60\u5f00\u59cb\u610f\u8bc6\u5230\u83b7\u5f97\u4fe1\u7528\u5361\u7684\u91cd\u8981\u6027\uff0c\u6211\u4eec\u53ef\u4ee5\u63d0\u4f9b\u5efa\u8bae\u3002\u65e0\u8bba\u4f60\u662f\u4ece\u96f6\u5f00\u59cb\u5efa\u7acb\u4fe1\u7528\uff0c\u8fd8\u662f\u671f\u5f85\u901a\u8fc7\u5728\u65e5\u5e38\u751f\u6d3b\u4e2d\u4f7f\u7528\u5b66\u751f\u73b0\u91d1\u8fd4\u8fd8\u5361\u6765\u8282\u7701\u4e00\u4e9b\u94b1\uff0c\u4f60\u90fd\u5e94\u8be5\u7ee7\u7eed\u9605\u8bfb\uff0c\u5e76\u8fc8\u51fa\u7533\u8bf7\u4fe1\u7528\u5361\u7684\u7b2c\u4e00\u6b65\u3002<\/span><\/p>\n

 <\/p>\n

\u6392\u540d\u9760\u524d\u7684\u56fd\u9645\u5b66\u751f\u4fe1\u7528\u5361<\/b><\/span><\/p>\n

\u4ee5\u4e0b\u662f\u6211\u4eec\u8ba4\u4e3a\u53ef\u80fd\u9002\u5408\u4f60\u751f\u6d3b\u65b9\u5f0f\u7684\u6392\u540d\u9760\u524d\u7684\u56fd\u9645\u5b66\u751f\u4fe1\u7528\u5361\uff1a<\/span><\/p>\n

1. Discover<\/span><\/p>\n

Discover\u63d0\u4f9b\u4e24\u79cd\u6392\u540d\u9760\u524d\u7684\u5927\u5b66\u4fe1\u7528\u5361\uff0c\u8ba9\u5b66\u751f\u5728\u6ca1\u6709\u5e74\u8d39\u7684\u60c5\u51b5\u4e0b\u83b7\u5f97\u5956\u52b1\u3002\u6b64\u5916\uff0c\u4f60\u5728\u5f00\u6237\u540e\u7684\u524d3\u4e2a\u6708\u5185\u6d88\u8d39500\u7f8e\u5143\u540e\uff0c\u53ef\u4ee5\u83b7\u5f97150\u7f8e\u5143\u7684\u8fd4\u73b0\u3002<\/span>Discover it\u00ae Chrome for Students<\/span><\/a>\u548c<\/span>Discover it\u00ae Student Cash Back<\/span><\/a>\u90fd\u63d0\u4f9b\u73b0\u91d1\u5956\u52b1\u3002\u7136\u800c\uff0c\u4ed6\u4eec\u5728\u4e0d\u540c\u7684\u4e8b\u60c5\u4e0a\u6709\u4e0d\u540c\u7684\u5956\u52b1\u3002\u9009\u62e9\u7b26\u5408\u4f60\u7279\u5b9a\u9700\u6c42\u7684\u5361\u7247\u7279\u6027\u3002\u503c\u5f97\u4e00\u63d0\u7684\u662f\uff1aDiscover\u63d0\u4f9b\u4f4e\u7684\u521d\u671f\u5229\u7387\uff08\u8d2d\u4e70\u76840%\u4ecb\u7ecd<\/span>APR<\/span><\/a>*\u4e3a\u671f6\u4e2a\u6708\uff09\uff0c\u514d\u8d39\u7684FICO\u00ae\u4fe1\u7528\u5206\u6570\uff08\u5728\u6708\u5ea6\u5bf9\u8d26\u5355\u3001\u624b\u673a\u548c\u5728\u7ebf\uff09\uff0c\u4ee5\u53ca<\/span>\u6bcf\u4e2a\u5b63\u5ea6\u5728\u4e0d\u540c\u5730\u65b9\u7684\u6700\u9ad85%\u7684\u73b0\u91d1\u8fd4\u8fd8<\/span>\u3002<\/span><\/p>\n

2. Capital One\u00a0<\/span><\/p>\n

Journey\u00ae Student Rewards Credit Card<\/span><\/a>\u63d0\u4f9b\u6240\u6709\u8d2d\u4e70\u76841%\u7684\u73b0\u91d1\u8fd4\u8fd8\uff0c\u5982\u679c\u4f60\u6309\u65f6\u652f\u4ed8\uff0c\u8fd8\u53ef\u4ee5\u5728\u4f60\u8d5a\u53d6\u7684\u73b0\u91d1\u8fd4\u8fd8\u4e0a\u83b7\u5f970.25%\u7684\u73b0\u91d1\u8fd4\u8fd8\u5956\u52b1\u3002\u800c\u4e14\uff0c\u6ca1\u6709\u5e74\u8d39\u6216\u5916\u5e01\u4ea4\u6613\u8d39\u3002\u8fd9\u5bf9\u4e8e\u7ecf\u5e38\u65c5\u884c\u6216\u7ecf\u5e38\u56de\u56fd\u7684\u56fd\u9645\u5b66\u751f\u6765\u8bf4\u53ef\u80fd\u662f\u4e00\u4e2a\u5f88\u597d\u7684\u7279\u6027\u3002<\/span><\/p>\n

\u6ce8\u610f\uff1aAPR = \u5e74\u5229\u7387\u3002\u5b83\u901a\u5e38\u4ee5\u5229\u7387\uff08%\uff09\u7684\u5f62\u5f0f\u8868\u793a\u3002APR\u662f\u4e00\u79cd\u8bd5\u56fe\u8ba1\u7b97\u4f60\u6bcf\u671f\u5c06\u652f\u4ed8\u672c\u91d1\u7684\u767e\u5206\u6bd4\u7684\u5ea6\u91cf\u3002<\/span><\/p>\n

 <\/p>\n

\u82b1\u65f6\u95f4\uff0c\u81ea\u4fe1\u5730\u9009\u62e9\u4e00\u5207<\/b><\/span><\/p>\n

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\u5173\u6ce8\u6211\u4eec\u7684<\/span>Facebook<\/span><\/a>\uff0c\u8fd9\u6837\u4f60\u5c31\u4e0d\u4f1a\u9519\u8fc7\u4efb\u4f55\u4f5c\u4e3a\u56fd\u9645\u5b66\u751f\u5fc5\u987b\u77e5\u9053\u7684\u91cd\u8981\u4fe1\u606f\uff01<\/span><\/p>\n


\n

\u5e38\u89c1\u95ee\u9898<\/h4>\n

[sc_fs_multi_faq headline-0=”h4″ question-0=”Can international students get a credit card in the US?” answer-0=”Yes, international students can get a credit card in the USA. Even though most companies will require you to have a SSN (Social Security Number) before applying for a credit card, but there are some companies who only need your passport and student ID.” image-0=”” headline-1=”h4″ question-1=”What is the best credit card for international students?” answer-1=”Top-ranked credit cards for international students are:<\/p>\n

    \n
  • Discover it\u00ae Student Cash Back<\/li>\n
  • Discover it\u00ae Chrome for Students<\/li>\n
  • Journey\u00ae Student Credit Card from Capital One\u00ae <\/li>\n<\/ul>\n

    ” image-1=”” headline-2=”h4″ question-2=”Does an international student have a credit score?” answer-2=”Most international students will have almost zero financial information in the USA, which means they will not have a credit score.” image-2=”” count=”3″ html=”true” css_class=””]<\/p>\n


    \n

    000111instagram222333twitter444555linkedin666777facebook888999youtube000111222333444<\/p>\n","protected":false},"excerpt":{"rendered":"

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    \u5982\u679c\u4f60\u5728\u7f8e\u56fd\u751f\u6d3b\uff0c\u4f60\u77e5\u9053\u4f60\u5fc5\u987b\u5efa\u7acb\u4f60\u7684\u4fe1\u7528\u8bc4\u5206\u3002\u5728\u7f8e\u56fd\uff0c\u4f60\u7edd\u5bf9\u9700\u8981\u4fe1\u7528\u8bb0\u5f55\uff0c\u4f46\u5982\u679c\u4f60\u7528\u501f\u8bb0\u5361\u6216\u73b0\u91d1\u652f\u4ed8\uff0c\u4f60\u5c31\u4e0d\u4f1a\u5efa\u7acb\u4fe1\u7528\u8bb0\u5f55\u3002\u800c\u4e14\uff0c\u4f60\u5f00\u59cb\u5efa\u7acb\u4fe1\u7528\u8bb0\u5f55\u8d8a\u65e9\u8d8a\u597d\uff01<\/p>\n

    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