{"id":25893,"date":"2019-07-08T14:42:45","date_gmt":"2019-07-08T18:42:45","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/zh\/blog\/set-up-a-us-bank-account\/"},"modified":"2025-08-09T15:51:48","modified_gmt":"2025-08-09T15:51:48","slug":"set-up-a-us-bank-account","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/set-up-a-us-bank-account\/","title":{"rendered":"\u662f\u65f6\u5019\u5728\u7f8e\u56fd\u5f00\u8bbe\u94f6\u884c\u8d26\u6237\u4e86\uff01\u8fd9\u662f\u5982\u4f55\u505a\u5230\u7684\u3002"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u662f\u5728\u7f8e\u56fd\u7684\u56fd\u9645\u5b66\u751f\uff0c\u5f00\u8bbe\u94f6\u884c\u8d26\u6237\u53ef\u80fd\u5728\u4f60\u7684\u6e05\u5355\u4e0a\u3002\u4f46\u662f\uff0c<\/span><span style=\"font-weight: 400;\">\u6709\u51e0\u4e2a\u4e2a\u4eba\u8d26\u6237\u53ef\u4ee5\u9009\u62e9\uff0c\u4f60\u5e94\u8be5\u9009\u62e9\u54ea\u4e00\u4e2a\u5462\uff1f\u8ba9\u6211\u4eec\u5e26\u4f60\u4e86\u89e3\u4f60\u53ef\u80fd\u9700\u8981\u77e5\u9053\u7684\u4e00\u5207\u3002\u7ee7\u7eed\u9605\u8bfb\uff01<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #5da2d8;\"><b>Q1\uff1a\u5982\u4f55\u9009\u62e9\u94f6\u884c\uff1f<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400;\">1.\u6bd4\u8f83\u6240\u6709\u94f6\u884c\u4e3a\u56fd\u9645\u5b66\u751f\u63d0\u4f9b\u7684\u7279\u522b\u4f18\u60e0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5728\u51b3\u5b9a\u5728\u54ea\u91cc\u5f00\u8bbe\u94f6\u884c\u8d26\u6237\u4e4b\u524d\uff0c\u603b\u662f\u503c\u5f97\u6bd4\u8f83\u4e0d\u540c\u94f6\u884c\u4e3a\u56fd\u9645\u5b66\u751f\u63d0\u4f9b\u7684\u670d\u52a1\u548c\u7279\u522b\u4f18\u60e0\u3002\u627e\u51fa\u54ea\u5bb6\u94f6\u884c\u6709\u6700\u597d\u7684\u9009\u62e9\uff0c\u5e76\u63d0\u4f9b\u6700\u9002\u5408\u60a8\u9700\u6c42\u7684\u670d\u52a1\uff0c\u5982\u6d77\u5916\u7535\u6c47\uff0c\u5916\u5e01\u5151\u6362\u7b49\u3002\u6b64\u5916\uff0c<\/span><span style=\"font-weight: 400;\">\u5728\u6bd4\u8f83\u4e0d\u540c\u7684\u4f18\u60e0\u65f6\u8981\u6ce8\u610f\u989d\u5916\u7684\u8d39\u7528\u3002\u4f8b\u5982\uff0c\u6708\u5ea6\u7ef4\u62a4\u8d39\u3001\u900f\u652f\u8d39\u3001\u672a\u8fbe\u5230\u6700\u4f4e\u4f59\u989d\u8981\u6c42\u7684\u8d39\u7528\u5728\u7f8e\u56fd\u90fd\u5f88\u5e38\u89c1\u3002\u5728\u505a\u51fa\u51b3\u5b9a\u4e4b\u524d\uff0c\u4e00\u5b9a\u8981\u6bd4\u8f83\u6240\u6709\u8fd9\u4e9b\u4e8b\u60c5\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">2. \u8054\u7cfb\u4f60\u5b66\u6821\u7684\u56fd\u9645\u5b66\u751f\u670d\u52a1\u529e\u516c\u5ba4<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4f5c\u4e3a\u4e00\u540d\u56fd\u9645\u5b66\u751f\uff0c<\/span><a href=\"https:\/\/www.edupass.org\/other\/iso\/\"><span style=\"font-weight: 400;\">\u8054\u7cfb\u4f60\u5b66\u6821\u7684\u56fd\u9645\u5b66\u751f\u670d\u52a1\u529e\u516c\u5ba4<\/span><\/a><span style=\"font-weight: 400;\">\u4e86\u89e3\u5b66\u6821\u662f\u5426\u6709\u63a8\u8350\u6216\u4e0e\u4e4b\u6709\u5173\u8054\u7684\u7279\u5b9a\u94f6\u884c\u662f\u503c\u5f97\u7684\u3002\u4ed6\u4eec\u53ef\u80fd\u4f1a\u5efa\u8bae\u4e00\u4e2a\u79bb\u4f60\u6821\u56ed\u8fd1\u7684\u94f6\u884c\uff0c\u8fd9\u6837\u4f60\u5c31\u53ef\u4ee5\u8282\u7701\u5f88\u591a\u65f6\u95f4\u53bb\u627eATM\u3001\u53d6\u6b3e\u6216\u8005\u548c\u4ee3\u8868\u4ea4\u8c08\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #5da2d8;\"><b>Q2. \u6211\u5e94\u8be5\u5f00\u8bbe\u54ea\u79cd\u7c7b\u578b\u7684\u94f6\u884c\u8d26\u6237\uff1f<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u56fd\u9645\u5b66\u751f\u901a\u5e38\u4f1a\u5f00\u8bbe\u4e24\u79cd\u7c7b\u578b\u7684\u94f6\u884c\u8d26\u6237\uff1a<\/span><\/p>\n<p><span style=\"font-weight: 400;\">1. \u652f\u7968\u8d26\u6237\uff1a\u6709\u4e86\u652f\u7968\u8d26\u6237\uff0c\u4f60\u53ef\u4ee5\u4fdd\u8bc1\u4f60\u7684\u94b1\u5b89\u5168\uff0c\u5e76\u53ef\u4ee5\u968f\u65f6\u5728ATM\u53d6\u6b3e\u3002\u8be5\u8d26\u6237\u8fd8\u4e3a\u60a8\u63d0\u4f9b\u652f\u7968\uff0c\u5982\u679c\u60a8\u60f3\u7528\u5b83\u4eec\u652f\u4ed8\u8d26\u5355\u3002\u5982\u679c\u4f60\u6709\u4e00\u4e2a\u652f\u7968\u8d26\u6237\uff0c\u4f60\u4f1a\u5f97\u5230\u4e00\u5f20\u501f\u8bb0\u5361\uff0c\u5b83\u53ef\u4ee5\u4ee3\u66ff\u4fe1\u7528\u5361\uff0c\u51e0\u4e4e\u5728\u6240\u6709\u5730\u65b9\u90fd\u88ab\u63a5\u53d7\uff08\u9910\u9986\uff0c\u6742\u8d27\u5e97\u7b49\uff09\u3002\u501f\u8bb0\u5361\u76f4\u63a5\u4ece\u4f60\u7684\u94f6\u884c\u8d26\u6237\u652f\u4ed8\uff0c\u4f46\u5982\u679c\u5b83\u88ab\u5077\u6216\u4e22\u5931\uff0c\u522b\u4eba\u4f7f\u7528\u5b83\uff0c\u4f60\u53ef\u80fd\u6ca1\u6709\u4fdd\u62a4\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">2. \u50a8\u84c4\u8d26\u6237\uff1a\u62e5\u6709\u50a8\u84c4\u8d26\u6237\u7684\u597d\u5904\u662f\u4f60\u53ef\u4ee5\u5728\u5176\u4e2d\u8d5a\u53d6\u5229\u606f\u3002\u56e0\u6b64\uff0c\u5927\u591a\u6570\u56fd\u9645\u5b66\u751f\u5728\u5f00\u8bbe\u652f\u7968\u8d26\u6237\u7684\u540c\u65f6\u4e5f\u4f1a\u5f00\u8bbe\u50a8\u84c4\u8d26\u6237\u3002\u7136\u800c\uff0c\u8bb0\u5f97\u7814\u7a76\u50a8\u84c4\u8d26\u6237\u7684\u6700\u4f4e\u4f59\u989d\u8981\u6c42\uff0c\u56e0\u4e3a\u670d\u52a1\u8d39\u548c\u89c4\u5b9a\u53ef\u80fd\u56e0\u94f6\u884c\u800c\u5f02\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #5da2d8;\"><b>Q3. \u6211\u5e94\u8be5\u5e26\u4ec0\u4e48\u6587\u4ef6\u53bb\u94f6\u884c\u5f00\u6237\uff1f<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5728\u53bb\u94f6\u884c\u4e4b\u524d\uff0c\u8bb0\u5f97<\/span><span style=\"font-weight: 400;\">\u5e26\u4e0a\u6240\u6709\u4ee5\u4e0b\u7684\u6587\u4ef6<\/span><span style=\"font-weight: 400;\">\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u6709\u6548\u62a4\u7167<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u7f8e\u56fd\u4f4f\u5740\u8bc1\u660e\uff08\u4f8b\u5982\uff0c\u516c\u5bd3\u79df\u8d41\u534f\u8bae\u6216\u8d26\u5355\uff09<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u6709F-1\u6216M-1\u7b7e\u8bc1\uff0c\u9700\u8981I-20\u8868\u683c\uff0c\u6216\u8005\u5982\u679c\u4f60\u6709J-1\u6216J-2\u7b7e\u8bc1\uff0c\u9700\u8981DS-2019<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">I-94\u5165\u5883\/\u79bb\u5883\u8bb0\u5f55<\/span><span style=\"font-weight: 400;\">\uff08<\/span><a href=\"https:\/\/i94.cbp.dhs.gov\/I94\/#\/home\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">\u4f60\u53ef\u4ee5\u5728\u7f51\u4e0a\u83b7\u53d6<\/span><\/a><span style=\"font-weight: 400;\">\uff09<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u4efb\u4f55\u7b2c\u4e8c\u79cd\u5f62\u5f0f\u7684\u8eab\u4efd\u8bc1\u660e\uff08\u4f8b\u5982\uff0c\u5b66\u751f\u8bc1\uff0c\u5916\u56fd\u9a7e\u7167\uff0c\u4fe1\u7528\u5361\u7b49\uff09<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u4f60\u60f3\u5728\u8d26\u6237\u4e2d\u5b58\u5165\u7684\u94b1\uff08\u4e00\u4e9b\u94f6\u884c\u53ef\u80fd\u8981\u6c42\u5f00\u8bbe\u65b0\u8d26\u6237\u65f6\u6709\u6700\u4f4e\u5b58\u6b3e\uff09<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u8bf7\u8bb0\u4f4f\uff0c\u6240\u6709\u8fd9\u4e9b\u8981\u6c42\u5728\u4e0d\u540c\u7684\u94f6\u884c\u53ef\u80fd\u7a0d\u6709\u4e0d\u540c\uff0c\u6240\u4ee5\u5728\u524d\u5f80\u94f6\u884c\u4e4b\u524d\u4e00\u5b9a\u8981\u4e86\u89e3\u94f6\u884c\u7684\u8981\u6c42\u3002\u597d\u6d88\u606f\uff1a\u56fd\u9645\u5b66\u751f\u5f00\u8bbe\u94f6\u884c\u8d26\u6237\u4e0d\u9700\u8981\u793e\u4f1a\u4fdd\u969c\u53f7\u7801\uff01<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5728\u9009\u62e9\u5f00\u6237\u7684\u94f6\u884c\u4e4b\u524d\uff0c\u4e86\u89e3\u548c\u6bd4\u8f83\u6240\u6709\u94f6\u884c\u7684\u670d\u52a1\u548c\u4f18\u60e0\u662f\u660e\u667a\u7684\u3002\u4f7f\u7528MPOWER\u7684\u63d0\u793a\uff0c\u4e0d\u8981\u5728\u7814\u7a76\u65f6\u5ffd\u89c6\u514d\u8d39\u8d60\u54c1\uff0c\u5e76\u6839\u636e\u4f60\u7684\u9700\u6c42\u548c\u53ef\u8fbe\u6027\u660e\u667a\u5730\u9009\u62e9\u3002\u4eab\u53d7\u4f60\u5728\u7f8e\u56fd\u7684\u65b0\u751f\u6d3b\uff0c\u795d\u4f60\u94f6\u884c\u4e1a\u52a1\u987a\u5229\uff01<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u6240\u4ee5\uff0c\u73b0\u5728\u4f60\u77e5\u9053\u4e86\u5982\u4f55\u5728\u7f8e\u56fd\u5f00\u8bbe\u94f6\u884c\u8d26\u6237\u3002<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/secret-ways-to-save-money\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">\u9605\u8bfb\u8fd9\u7bc7\u6587\u7ae0\uff0c\u4e86\u89e3\u5982\u4f55\u5728\u7f8e\u56fd\u7701\u94b1\u3002<\/span><\/a><span style=\"font-weight: 400;\">\u8fd9\u6837\u4f60\u5c31\u53ef\u4ee5\u5411\u4f60\u7684\u8d26\u6237\u5b58\u94b1\u4e86\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5982\u679c\u4f60\u662f\u5728\u7f8e\u56fd\u7684\u56fd\u9645\u5b66\u751f\uff0c\u5f00\u8bbe\u94f6\u884c\u8d26\u6237\u53ef\u80fd\u5728\u4f60\u7684\u6e05\u5355\u4e0a\u3002\u4f46\u662f\uff0c\u6709\u51e0\u4e2a\u4e2a\u4eba\u8d26\u6237\u53ef\u4ee5\u9009\u62e9\uff0c\u4f60\u5e94\u8be5\u9009\u62e9\u54ea\u4e00\u4e2a\u5462\uff1f\u8ba9\u6211\u4eec\u5e26\u4f60\u4e86\u89e3\u4f60\u53ef\u80fd\u9700\u8981\u77e5\u9053\u7684\u4e00\u5207\u3002\u7ee7\u7eed\u9605\u8bfb\uff01 &nbsp; Q1\uff1a\u5982\u4f55\u9009\u62e9\u94f6\u884c\uff1f 1.\u6bd4\u8f83\u6240\u6709\u94f6\u884c\u4e3a\u56fd\u9645\u5b66\u751f\u63d0\u4f9b\u7684\u7279\u522b\u4f18\u60e0 \u5728\u51b3\u5b9a\u5728\u54ea\u91cc\u5f00\u8bbe\u94f6\u884c\u8d26\u6237\u4e4b\u524d\uff0c\u603b\u662f\u503c\u5f97\u6bd4\u8f83\u4e0d\u540c\u94f6\u884c\u4e3a\u56fd\u9645\u5b66\u751f\u63d0\u4f9b\u7684\u670d\u52a1\u548c\u7279\u522b\u4f18\u60e0\u3002\u627e\u51fa\u54ea\u5bb6\u94f6\u884c\u6709\u6700\u597d\u7684\u9009\u62e9\uff0c\u5e76\u63d0\u4f9b\u6700\u9002\u5408\u60a8\u9700\u6c42\u7684\u670d\u52a1\uff0c\u5982\u6d77\u5916\u7535\u6c47\uff0c\u5916\u5e01\u5151\u6362\u7b49\u3002\u6b64\u5916\uff0c\u5728\u6bd4\u8f83\u4e0d\u540c\u7684\u4f18\u60e0\u65f6\u8981\u6ce8\u610f\u989d\u5916\u7684\u8d39\u7528\u3002\u4f8b\u5982\uff0c\u6708\u5ea6\u7ef4\u62a4\u8d39\u3001\u900f\u652f\u8d39\u3001\u672a\u8fbe\u5230\u6700\u4f4e\u4f59\u989d\u8981\u6c42\u7684\u8d39\u7528\u5728\u7f8e\u56fd\u90fd\u5f88\u5e38\u89c1\u3002\u5728\u505a\u51fa\u51b3\u5b9a\u4e4b\u524d\uff0c\u4e00\u5b9a\u8981\u6bd4\u8f83\u6240\u6709\u8fd9\u4e9b\u4e8b\u60c5\u3002 2. \u8054\u7cfb\u4f60\u5b66\u6821\u7684\u56fd\u9645\u5b66\u751f\u670d\u52a1\u529e\u516c\u5ba4 \u4f5c\u4e3a\u4e00\u540d\u56fd\u9645\u5b66\u751f\uff0c\u8054\u7cfb\u4f60\u5b66\u6821\u7684\u56fd\u9645\u5b66\u751f\u670d\u52a1\u529e\u516c\u5ba4\u4e86\u89e3\u5b66\u6821\u662f\u5426\u6709\u63a8\u8350\u6216\u4e0e\u4e4b\u6709\u5173\u8054\u7684\u7279\u5b9a\u94f6\u884c\u662f\u503c\u5f97\u7684\u3002\u4ed6\u4eec\u53ef\u80fd\u4f1a\u5efa\u8bae\u4e00\u4e2a\u79bb\u4f60\u6821\u56ed\u8fd1\u7684\u94f6\u884c\uff0c\u8fd9\u6837\u4f60\u5c31\u53ef\u4ee5\u8282\u7701\u5f88\u591a\u65f6\u95f4\u53bb\u627eATM\u3001\u53d6\u6b3e\u6216\u8005\u548c\u4ee3\u8868\u4ea4\u8c08\u3002 &nbsp; Q2. \u6211\u5e94\u8be5\u5f00\u8bbe\u54ea\u79cd\u7c7b\u578b\u7684\u94f6\u884c\u8d26\u6237\uff1f \u56fd\u9645\u5b66\u751f\u901a\u5e38\u4f1a\u5f00\u8bbe\u4e24\u79cd\u7c7b\u578b\u7684\u94f6\u884c\u8d26\u6237\uff1a 1. 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