{"id":25819,"date":"2016-09-15T11:23:27","date_gmt":"2016-09-15T15:23:27","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/zh\/blog\/10-ways-spend-less-20s\/"},"modified":"2025-08-09T15:03:14","modified_gmt":"2025-08-09T15:03:14","slug":"10-ways-spend-less-20s","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/10-ways-spend-less-20s\/","title":{"rendered":"20\u591a\u5c81\u65f6\u5982\u4f55\u7701\u94b1\u768410\u79cd\u65b9\u6cd5"},"content":{"rendered":"

\u5728MPOWER\uff0c\u6211\u4eec\u4e00\u76f4\u5728\u5bfb\u627e\u8ba9\u6211\u4eec\u7684\u501f\u6b3e\u4eba\u5728\u6b65\u5165\u804c\u573a\u5e76\u5f00\u59cb\u507f\u8fd8\u52a9\u5b66\u91d1\u65f6\u8282\u7701\u8d44\u91d1\u7684\u65b9\u6cd5\u3002\u6211\u4eec\u77e5\u9053\uff0c\u52a9\u5b66\u91d1\u662f\u652f\u4ed8\u5927\u5b66\u5b66\u8d39\u7684\u597d\u65b9\u6cd5\uff0c\u4f46\u5f88\u53ef\u80fd\uff0c\u501f\u6b3e\u4eba\u5c06\u9700\u8981\u6709\u6548\u5730\u9884\u7b97\u4ee5\u507f\u8fd8\u52a9\u5b66\u91d1\u3002\u4ee5\u4e0b\u662fNerdWallet\u63d0\u4f9b\u7684\u4e00\u4e9b\u4f18\u79c0\u5efa\u8bae\uff0c\u8ba9\u4f60\u5f00\u59cb\u8d70\u4e0a\u6b63\u786e\u7684\u9053\u8def\u3002<\/p>\n

\n

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\n

1. \u4e0d\u4e70\u8f66\u6216\u4e70\u4e8c\u624b\u8f66<\/span><\/h4>\n

\u6839\u636eAAA 2016\u5e74\u7684\u4e00\u4efd\u62a5\u544a\uff0c\u9a7e\u9a76\u548c\u7ef4\u62a4\u4e00\u8f86\u666e\u901a\u8f7f\u8f66\u6bcf\u5e74\u9700\u8981\u82b1\u8d39$8,558\u3002\u5982\u679c\u4f60\u4f4f\u5728\u6709\u901a\u52e4\u66ff\u4ee3\u65b9\u6848\u7684\u57ce\u5e02\uff0c\u8003\u8651\u901a\u8fc7\u4f7f\u7528\u516c\u5171\u4ea4\u901a\u6216\u9a91\u81ea\u884c\u8f66\u6765\u8282\u7701\u8d44\u91d1\u3002\u5982\u679c\u4f60\u4f4f\u7684\u5730\u65b9\u5fc5\u987b\u8981\u6709\u8f66\uff0c\u4e70\u4e00\u8f86\u4e8c\u624b\u8f66<\/a>\u3002\u770b\u770b\u6d88\u8d39\u8005\u62a5\u544a<\/a>\u5217\u51fa\u7684\u4ef7\u683c\u4f4e\u4e8e$25,000\u7684\u6700\u53ef\u9760\u7684\u4e8c\u624b\u8f66\u9009\u9879\u3002<\/p>\n

2. \u575a\u6301\u4f7f\u7528\u5bb6\u5ead\u624b\u673a\u5957\u9910<\/span><\/h4>\n

\u5982\u679c\u4f60\u575a\u6301\u4f7f\u7528\u5bb6\u5ead\u5957\u9910\uff0c\u90a3\u5e76\u4e0d\u662f\u4f60\u88ab\u5a07\u751f\u60ef\u517b\uff0c\u800c\u662f\u4f60\u5728\u660e\u667a\u5730\u4f7f\u7528\u4f60\u7684\u94b1\u3002\u4e00\u4e2a\u56db\u53e3\u4e4b\u5bb6\u5171\u4eab\u4e00\u4e2a\u624b\u673a\u5957\u9910\u6bcf\u4e2a\u6708\u6bcf\u4eba\u53ef\u4ee5\u8282\u770115\u523025\u7f8e\u5143\uff0c\u5177\u4f53\u53d6\u51b3\u4e8e\u5957\u9910\u548c\u8fd0\u8425\u5546\uff0c\u6700\u8fd1NerdWallet\u7684\u5206\u6790<\/a>\u53d1\u73b0\u3002\u4f60\u4ecd\u7136\u53ef\u4ee5\u4e3a\u8d26\u5355\u505a\u51fa\u8d21\u732e\uff0c\u5c31\u50cf\u76ee\u524d\u5728\u7236\u6bcd\u5957\u9910\u4e0a\u768453%\u7684\u6210\u5e74\u5b50\u5973\u6240\u505a\u7684\u90a3\u6837\uff0c\u6839\u636e\u8fd9\u9879\u8c03\u67e5\u3002<\/p>\n

3. \u5206\u4eab\u6d41\u5a92\u4f53\u670d\u52a1\u7684\u8ba2\u9605<\/span><\/h4>\n

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4. \u514d\u8d39\u953b\u70bc<\/span><\/h4>\n

\u5982\u679c\u4f60\u7684\u5065\u8eab\u4f1a\u5458\u8d39\u7528\u5360\u7528\u4e86\u4f60\u9884\u7b97\u7684\u4e00\u5927\u90e8\u5206\uff0c\u53d6\u6d88\u5b83\u5e76\u5bfb\u627e\u514d\u8d39\u6216\u4fbf\u5b9c\u7684\u953b\u70bc\u65b9\u5f0f\u3002\u4f60\u53ef\u4ee5\u5728\u6237\u5916\u8dd1\u6b65\u6216\u9a91\u81ea\u884c\u8f66\uff0c\u542c\u745c\u4f3d\u64ad\u5ba2\uff0c\u6216\u8005\u5728\u5bb6\u89c2\u770bYouTube\u5065\u8eab\u89c6\u9891<\/a>\u3002\u4f60\u53ef\u80fd\u4f1a\u53d1\u73b0\u81ea\u5df1\u559c\u6b22\u5728\u5ba2\u5385\u91cc\u81ea\u5df1\u505a\u6df1\u8e72\u3002<\/p>\n

5. \u5236\u5b9a\u6bcf\u5468\u9910\u996e\u8ba1\u5212<\/span><\/h4>\n

\u5f53\u4f60\u5728\u5fd9\u788c\u7684\u4e00\u5468\u4e2d\uff0c\u53ef\u80fd\u4f1a\u89c9\u5f97\u70b9\u5916\u5356\u548c\u5176\u4ed6\u9001\u9910\u5e94\u7528\u592a\u65b9\u4fbf\u4e86 \u2014\u2014 \u5e76\u4e14\u5728\u4f60\u7684\u4fe1\u7528\u5361\u4e0a\u7d2f\u79ef\u4e8610\u7f8e\u5143\u7684\u5348\u9910\u8d39\u7528\u3002\u6ca1\u6709\u8ba1\u5212\u7684\u53bb\u6742\u8d27\u5e97\u8d2d\u7269\u4e5f\u53ef\u80fd\u5bfc\u81f4\u4f60\u51b2\u52a8\u8d2d\u4e70\uff0c\u6700\u540e\u53ea\u80fd\u6254\u8fdb\u5783\u573e\u6876\u3002\u901a\u8fc7\u89c4\u5212\u4f60\u7684\u9910\u996e\u6765\u8282\u7701\u91d1\u94b1\u5e76\u5403\u5f97\u66f4\u5065\u5eb7\u3002\u5982\u679c\u6709\u5e2e\u52a9\uff0c\u4f7f\u7528\u4e00\u4e2a\u5e94\u7528<\/a>\uff0c\u5e76\u5728\u6162\u7096\u9505\u4e2d\u505a\u5927\u9910\uff0c\u8fd9\u6837\u4f60\u5c31\u6709\u5f88\u591a\u5269\u83dc\u4e86\u3002<\/p>\n

6. \u5229\u7528\u9500\u552e\u548c\u4fc3\u9500\u4ee3\u7801\u5728\u7ebf\u8d2d\u7269<\/span><\/h4>\n

\u5728\u4ea7\u54c1\u6700\u6709\u53ef\u80fd\u6253\u6298\u7684\u4e00\u5e74\u4e2d\u7684\u65f6\u95f4<\/a>\u8d2d\u7269\u3002\u4f8b\u5982\uff0c\u7eaa\u5ff5\u65e5\u662f\u8d2d\u4e70\u5c0f\u578b\u53a8\u623f\u7535\u5668\u7684\u597d\u65f6\u673a\uff0c\u800c\u9ed1\u8272\u661f\u671f\u4e94\u662f\u8d2d\u4e70\u6240\u6709\u79d1\u6280\u4ea7\u54c1\u7684\u6700\u4f73\u65f6\u95f4\u3002\u5982\u679c\u4f60\u8ba1\u5212\u8d2d\u4e70\uff0c\u901a\u8fc7\u5728Google\u4e2d\u641c\u7d22\u201c[store name] \u4fc3\u9500\u4ee3\u7801\u201d\u5e76\u5728\u7ed3\u8d26\u65f6\u8f93\u5165\u5b83\u3002<\/p>\n

7. \u4e8c\u624b\u8d2d\u7269<\/span><\/h4>\n

\u65e7\u8d27\u5e97\uff0c\u8f66\u5e93\u9500\u552e\uff0cCraigslist\u4ee5\u53ca\u8d8a\u6765\u8d8a\u591a\u7684\u4e8c\u624b\u5e94\u7528\u548c\u7f51\u7ad9\u53ef\u4ee5\u5e2e\u52a9\u4f60\u4ee5\u8f83\u4f4e\u7684\u4ef7\u683c\u627e\u5230\u8f7b\u5fae\u4f7f\u7528\u7684\u5bb6\u5177\u548c\u5176\u4ed6\u5927\u4ef6\u5546\u54c1\u3002\u907f\u514d\u8d2d\u4e70\u65b0\u5bb6\u5177\uff0c\u4f60\u53ef\u80fd\u9700\u8981\u642c\u6765\u642c\u53bb \u2014\u2014 \u5e76\u53ef\u80fd\u635f\u574f \u2014\u2014 \u5982\u679c\u4f60\u572820\u591a\u5c81\u7684\u65f6\u5019\u7ecf\u5e38\u642c\u5bb6\u3002<\/p>\n

8. \u91cd\u65b0\u719f\u6089\u56fe\u4e66\u9986<\/span><\/h4>\n

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9. \u575a\u6301\u4f7f\u7528\u4f60\u7236\u6bcd\u7684\u5065\u5eb7\u4fdd\u9669<\/span><\/h4>\n

\u901a\u8fc7\u7ee7\u7eed\u5217\u4e3a\u7236\u6bcd\u8ba1\u5212\u7684\u53d7\u629a\u517b\u4eba\uff0c\u800c\u4e0d\u662f\u652f\u4ed8\u81ea\u5df1\u7684\u4fdd\u9669\u8d39\u6216\u901a\u8fc7\u5de5\u4f5c\u573a\u6240\u83b7\u5f97\u4fdd\u9669\uff0c\u60a8\u53ef\u80fd\u80fd\u591f\u83b7\u5f97\u66f4\u4f4e\u7684\u5065\u5eb7\u4fdd\u9669\u8d39\u7528\u3002 \u5e73\u4ef7\u533b\u7597\u6cd5\u6848<\/a>\u5141\u8bb8\u6210\u5e74\u5b50\u5973\u5728\u4ed6\u4eec26\u5c81\u4e4b\u524d\u7559\u5728\u7236\u6bcd\u7684\u8ba1\u5212\u4e2d\uff0c\u5373\u4f7f\u4ed6\u4eec\u4e0e\u7236\u6bcd\u5206\u5f00\u5c45\u4f4f\uff0c\u7ed3\u5a5a\uff0c\u6216\u8005\u6709\u901a\u8fc7\u5de5\u4f5c\u9009\u62e9\u5065\u5eb7\u4fdd\u9669\u7684\u673a\u4f1a\u3002<\/p>\n

10. \u63a8\u8fdf\u517b\u5ba0\u7269<\/span><\/h4>\n

\u5ba0\u7269\u53ef\u80fd\u662f\u7231\u548c\u6b22\u4e50\u7684\u5305\u88f9\uff0c\u4f46\u5b83\u4eec\u4e5f\u5f88\u6602\u8d35\u3002\u4f8b\u5982\uff0c\u6839\u636e\u5ba0\u7269\u9886\u517b\u7f51\u7ad9Petfinder\u7684\u6570\u636e\uff0c\u9886\u517b\u4e00\u53ea\u72d7\u7684\u7b2c\u4e00\u5e74\u81f3\u5c11\u9700\u8981\u82b1\u8d39766\u7f8e\u5143\u3002\u5728\u5f53\u5730\u7684\u6536\u5bb9\u6240\u505a\u5fd7\u613f\u8005\u6216\u5bc4\u517b\u5ba0\u7269\uff0c\u76f4\u5230\u4f60\u51c6\u5907\u597d\u62e5\u6709\u81ea\u5df1\u7684\u5ba0\u7269\u3002\u6216\u8005\u4f7f\u7528ASPCA\u7684<\/a>\u8d44\u6e90\uff0c\u5176\u4e2d\u5305\u62ec\u4f4e\u6210\u672c\u7edd\u80b2\u548c\u9609\u5272\u9009\u9879\u7684\u6570\u636e\u5e93\uff0c\u5982\u679c\u4f60\u5df2\u7ecf\u627e\u5230\u4e86\u6bdb\u8338\u8338\u7684\u670b\u53cb\uff0c\u53ef\u4ee5\u7528\u6765\u964d\u4f4e\u5ba0\u7269\u7684\u8d39\u7528\u3002<\/p>\n

Brianna McGurran\u662fNerdWallet<\/a>\u7684\u4e00\u540d\u5458\u5de5\u4f5c\u5bb6\uff0c\u8fd9\u662f\u4e00\u4e2a\u4e2a\u4eba\u8d22\u52a1\u7f51\u7ad9\u3002\u5728Twitter\u4e0a\u5173\u6ce8\u5979\uff1a@briannamcscribe<\/a>\u3002<\/i><\/p>\n

\u8fd9\u7bc7\u6587\u7ae0\u662f\u7531NerdWallet\u64b0\u5199\u7684\uff0c\u6700\u521d\u7531\u798f\u5e03\u65af<\/a>\u53d1\u5e03\u3002<\/i><\/p>\n

\u8fd9\u7bc7\u6587\u7ae020\u591a\u5c81\u65f6\u5982\u4f55\u51cf\u5c11\u5f00\u652f\u768410\u79cd\u65b9\u6cd5<\/a>\u6700\u521d\u5728NerdWallet\u4e0a\u53d1\u5e03\u3002<\/p>\n

\n","protected":false},"excerpt":{"rendered":"

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