{"id":25739,"date":"2020-10-16T06:05:17","date_gmt":"2020-10-16T10:05:17","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/zh\/blog\/student-loan-option-for-daca-students-without-a-cosigner\/"},"modified":"2025-08-08T18:26:36","modified_gmt":"2025-08-08T18:26:36","slug":"student-loan-option-for-daca-students-without-a-cosigner","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/student-loan-option-for-daca-students-without-a-cosigner\/","title":{"rendered":"\u4ec0\u4e48\u662fDACA\uff0cDACA\u5b66\u751f\u5982\u4f55\u5728\u65e0\u62c5\u4fdd\u4eba\u7684\u60c5\u51b5\u4e0b\u83b7\u5f97\u52a9\u5b66\u91d1\uff1f"},"content":{"rendered":"<h3>\u4ec0\u4e48\u662fDACA\u5b66\u751f\uff1f<span style=\"font-weight: 400;\">\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">DACA\u662f\u5965\u5df4\u9a6c\u653f\u5e9c\u542f\u52a8\u7684\u4e00\u9879\u79fb\u6c11\u8ba1\u5212\uff0c\u5168\u79f0\u4e3a\u513f\u7ae5\u62b5\u8fbe\u8005\u6682\u7f13\u884c\u52a8\u3002DACA\u7684\u63a5\u53d7\u8005\u901a\u5e38\u662f\u7f8e\u56fd\u7684\u65e0\u8bc1\u79fb\u6c11\uff0c\u4f46\u5728\u8fd9\u4e2a\u8ba1\u5212\u4e0b\uff0c\u4ed6\u4eec\u83b7\u5f97\u4e86\u5de5\u4f5c\u6388\u6743\u548c\u6682\u65f6\u7684\u9063\u8fd4\u4fdd\u62a4\u3002\u8be5\u8ba1\u5212\u4fdd\u62a4\u4e86\u8d85\u8fc770\u4e07\u540d\u5e74\u8f7b\u4eba\u514d\u4e8e\u88ab\u9063\u8fd4\uff0c\u56e0\u4e3a\u4ed6\u4eec\u5728\u5982\u6b64\u5e74\u5e7c\u7684\u65f6\u5019\u5c31\u88ab\u5e26\u5230\u4e86\u8fd9\u4e2a\u56fd\u5bb6\uff0c\u800c\u4e14\u5e76\u975e\u4ed6\u4eec\u81ea\u5df1\u51b3\u5b9a\u79fb\u6c11\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u8981\u88ab\u8ba4\u4e3a\u6709\u8d44\u683c\u53c2\u52a0DACA\u8ba1\u5212\uff1a1)\u4f60\u5fc5\u987b\u572816\u5c81\u4e4b\u524d\u62b5\u8fbe\u7f8e\u56fd\uff0c2)\u4f60\u5fc5\u987b\u81ea2007\u5e74\u4ee5\u6765\u4e00\u76f4\u5c45\u4f4f\u5728\u7f8e\u56fd\uff0c3)\u4f60\u57282012\u5e74\u5b9e\u65bd\u8be5\u8ba1\u5212\u65f6\u5fc5\u987b\u5e74\u9f84\u572830\u5c81\u4ee5\u4e0b\uff08<\/span><a href=\"https:\/\/www.americanprogress.org\/issues\/immigration\/news\/2019\/09\/05\/474177\/know-daca-recipients-united-states\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">\u6765\u6e90<\/span><\/a><span style=\"font-weight: 400;\">\uff09\u3002\u8fd9\u4e9b\u5e74\u8f7b\u4eba\u662f\u4f5c\u4e3a\u7f8e\u56fd\u4eba\u957f\u5927\u7684\uff0c\u901a\u5e38\u53ea\u4f1a\u8bf4\u82f1\u8bed\uff0c\u4e0e\u4ed6\u4eec\u7684\u51fa\u751f\u56fd\u5bb6\u7684\u8054\u7cfb\u6709\u9650\uff0c\u6216\u8005\u5bf9\u5b83\u6ca1\u6709\u8bb0\u5fc6\u3002\u8bb8\u591aDACA\u7684\u63a5\u53d7\u8005\u76f4\u5230\u4ed6\u4eec\u6210\u4e3a\u9752\u5c11\u5e74\uff0c\u8bd5\u56fe\u50cf\u4ed6\u4eec\u7684\u540c\u9f84\u4eba\u4e00\u6837\u83b7\u5f97\u9a7e\u9a76\u6267\u7167\u6216\u7533\u8bf7\u5927\u5b66\u65f6\uff0c\u624d\u77e5\u9053\u4ed6\u4eec\u662f\u65e0\u8bc1\u79fb\u6c11\u3002\u7b26\u5408DACA\u8d44\u683c\u7684\u4eba\u5fc5\u987b\u6bcf\u4e24\u5e74\u91cd\u65b0\u7533\u8bf7\u4e00\u6b21\uff0c\u5e76\u652f\u4ed8495\u7f8e\u5143\u7684\u8d39\u7528\u3002<\/span><\/p>\n<h3>\u8fd9\u4e9bDACA\u7684\u63a5\u53d7\u8005\u662f\u8c01\uff1f<\/h3>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">94%\u6765\u81ea\u62c9\u4e01\u7f8e\u6d32\u56fd\u5bb6\uff08\u6700\u5e38\u89c1\u76843\u4e2a\u56fd\u5bb6\u662f\u58a8\u897f\u54e5\u3001\u8428\u5c14\u74e6\u591a\u548c\u5371\u5730\u9a6c\u62c9\uff09<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u4e09\u5206\u4e4b\u4e8c\u7684DACA\u63a5\u53d7\u8005\u5e74\u9f84\u572825\u5c81\u6216\u4ee5\u4e0b<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">DACA\u63a5\u53d7\u8005\u6700\u6709\u53ef\u80fd\u5c45\u4f4f\u5728\u8fd9\u4e94\u4e2a\u5927\u90fd\u5e02\u533a\uff1a\u6d1b\u6749\u77f6\u3001\u7ebd\u7ea6\u3001\u8fbe\u62c9\u65af\u3001\u4f11\u65af\u987f\u548c\u829d\u52a0\u54e5<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">45%\u5728\u4e0a\u5b66\uff0c\u800c\u90a3\u4e9b\u5728\u6821\u7684\u4eba\u4e2d\uff0c72%\u6b63\u5728\u653b\u8bfb\u5b66\u58eb\u5b66\u4f4d\u6216\u66f4\u9ad8\u5b66\u4f4d\uff08<\/span><a href=\"https:\/\/www.adl.org\/education\/resources\/tools-and-strategies\/table-talk\/what-is-daca-and-who-are-the-dreamers\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">\u6765\u6e90<\/span><\/a><span style=\"font-weight: 400;\">\uff09<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u867d\u7136DACA\u7684\u63a5\u53d7\u8005\u548c\u540c\u9f84\u7684\u7f8e\u56fd\u6210\u5e74\u4eba\uff0815-32\u5c81\uff09\u6709\u76f8\u540c\u7684\u53ef\u80fd\u6027\u88ab\u5927\u5b66\u5f55\u53d6\uff0818%\u5bf9\u6bd420%\uff09\uff0c\u4f46\u4ed6\u4eec\u5b8c\u6210\u5927\u5b66\u7684\u53ef\u80fd\u6027\u8981\u5c0f\u5f97\u591a\uff084%\u5bf9\u6bd418%\uff09\u3002<\/span><span style=\"font-weight: 400;\">\uff08<\/span><a href=\"https:\/\/www.migrationpolicy.org\/research\/profile-current-daca-recipients-education-industry-and-occupation\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">\u6765\u6e90<\/span><\/a><span style=\"font-weight: 400;\">\uff09<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">91%\u7684\u63a5\u53d7\u8005\u76ee\u524d\u6709\u5de5\u4f5c<\/span><\/li>\n<\/ul>\n<h3>DACA\u5b66\u751f\u548c\u52a9\u5b66\u91d1<\/h3>\n<p><span style=\"font-weight: 400;\">DACA\u5b66\u751f\u4e0d\u80fd\u83b7\u5f97\u8054\u90a6\u63f4\u52a9\uff0c\u4f46\u8bb8\u591a\u5dde\u548c\u4e00\u4e9b\u79c1\u4eba\u8d37\u6b3e\u4eba\u4e3a\u8fd9\u4e9b\u5b66\u751f\u63d0\u4f9b\u4e86\u9009\u62e9\u3002\u52a0\u5229\u798f\u5c3c\u4e9a\u3001\u5eb7\u6d85\u72c4\u683c\u3001\u590f\u5a01\u5937\u3001\u9a6c\u91cc\u5170\u3001\u660e\u5c3c\u82cf\u8fbe\u3001\u65b0\u6cfd\u897f\u3001\u65b0\u58a8\u897f\u54e5\u3001\u7ebd\u7ea6\u3001\u4fc4\u52d2\u5188\u3001\u5fb7\u514b\u8428\u65af\u548c\u534e\u76db\u987f\u90fd\u5411DACA\u5b66\u751f\u63d0\u4f9b\u5dde\u7ea7\u8d22\u653f\u63f4\u52a9\u3002\u8bb8\u591a\u516c\u7acb\u5927\u5b66\u4e5f\u5411\u80fd\u8bc1\u660e\u5c45\u4f4f\u5e76\u5df2\u7ecf\u4ece\u8be5\u5dde\u9ad8\u4e2d\u6bd5\u4e1a\u7684DACA\u5b66\u751f\u63d0\u4f9b\u5dde\u5185\u5b66\u8d39\u4f18\u60e0\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">MPOWER\u73b0\u5728\u4e3aDACA\u5b66\u751f\u63d0\u4f9b\u6211\u4eec\u7684<a href=\"https:\/\/www.mpowerfinancing.com\/zh\/get-a-loan\/\">\u65e0\u62c5\u4fdd\u4eba\u52a9\u5b66\u91d1<\/a>\u7684\u4f4e\u5229\u7387\uff01\u00a0<\/span><\/p>\n<ul>\n<li><strong>DACA\u5b66\u751f\uff1a\u5229\u7387\u4f4e\u81f39.99%\uff08<a href=\"https:\/\/www.mpowerfinancing.com\/zh\/repayment-examples#monthly-payment-examples\">11.16% APR<\/a>\uff09\u3002\u8fd9\u4e2a\u5229\u7387\u548cAPR\u5305\u62ec\u81ea\u52a8\u5b9a\u671f\u4ed8\u6b3e\u76840.25%\u6298\u6263\u3002<\/strong><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><br \/>\n\u6240\u6709<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/scholarships\/\"><span style=\"font-weight: 400;\">MPOWER\u5956\u5b66\u91d1<\/span><\/a><span style=\"font-weight: 400;\">\u90fd\u5bf9DACA\u5b66\u751f\u5f00\u653e<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">MPOWER\u6c38\u8fdc\u4e0d\u4f1a\u4e0e\u5916\u754c\u5206\u4eab\u6709\u5173\u4f60DACA\u72b6\u6001\u7684\u4efb\u4f55\u4fe1\u606f<\/span><\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4ec0\u4e48\u662fDACA\u5b66\u751f\uff1f\u00a0 DACA\u662f\u5965\u5df4\u9a6c\u653f\u5e9c\u542f\u52a8\u7684\u4e00\u9879\u79fb\u6c11\u8ba1\u5212\uff0c\u5168\u79f0\u4e3a\u513f\u7ae5\u62b5\u8fbe\u8005\u6682\u7f13\u884c\u52a8\u3002DACA\u7684\u63a5\u53d7\u8005\u901a\u5e38\u662f\u7f8e\u56fd\u7684\u65e0\u8bc1\u79fb\u6c11\uff0c\u4f46\u5728\u8fd9\u4e2a\u8ba1\u5212\u4e0b\uff0c\u4ed6\u4eec\u83b7\u5f97\u4e86\u5de5\u4f5c\u6388\u6743\u548c\u6682\u65f6\u7684\u9063\u8fd4\u4fdd\u62a4\u3002\u8be5\u8ba1\u5212\u4fdd\u62a4\u4e86\u8d85\u8fc770\u4e07\u540d\u5e74\u8f7b\u4eba\u514d\u4e8e\u88ab\u9063\u8fd4\uff0c\u56e0\u4e3a\u4ed6\u4eec\u5728\u5982\u6b64\u5e74\u5e7c\u7684\u65f6\u5019\u5c31\u88ab\u5e26\u5230\u4e86\u8fd9\u4e2a\u56fd\u5bb6\uff0c\u800c\u4e14\u5e76\u975e\u4ed6\u4eec\u81ea\u5df1\u51b3\u5b9a\u79fb\u6c11\u3002 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\u8fd9\u4e9bDACA\u7684\u63a5\u53d7\u8005\u662f\u8c01\uff1f 94%\u6765\u81ea\u62c9\u4e01\u7f8e\u6d32\u56fd\u5bb6\uff08\u6700\u5e38\u89c1\u76843\u4e2a\u56fd\u5bb6\u662f\u58a8\u897f\u54e5\u3001\u8428\u5c14\u74e6\u591a\u548c\u5371\u5730\u9a6c\u62c9\uff09 \u4e09\u5206\u4e4b\u4e8c\u7684DACA\u63a5\u53d7\u8005\u5e74\u9f84\u572825\u5c81\u6216\u4ee5\u4e0b DACA\u63a5\u53d7\u8005\u6700\u6709\u53ef\u80fd\u5c45\u4f4f\u5728\u8fd9\u4e94\u4e2a\u5927\u90fd\u5e02\u533a\uff1a\u6d1b\u6749\u77f6\u3001\u7ebd\u7ea6\u3001\u8fbe\u62c9\u65af\u3001\u4f11\u65af\u987f\u548c\u829d\u52a0\u54e5 45%\u5728\u4e0a\u5b66\uff0c\u800c\u90a3\u4e9b\u5728\u6821\u7684\u4eba\u4e2d\uff0c72%\u6b63\u5728\u653b\u8bfb\u5b66\u58eb\u5b66\u4f4d\u6216\u66f4\u9ad8\u5b66\u4f4d\uff08\u6765\u6e90\uff09 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