{"id":25709,"date":"2016-06-30T09:32:25","date_gmt":"2016-06-30T13:32:25","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/zh\/blog\/healthy-wealthy-wise-savings-edition\/"},"modified":"2025-08-08T08:20:55","modified_gmt":"2025-08-08T08:20:55","slug":"healthy-wealthy-wise-savings-edition","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/healthy-wealthy-wise-savings-edition\/","title":{"rendered":"\u5065\u5eb7\uff0c\u5bcc\u88d5\uff0c\u660e\u667a\uff1a\u50a8\u84c4\u7248"},"content":{"rendered":"

\u6211\u4eec\u90fd\u77e5\u9053\uff0c\u4e3a\u4e86\u5e94\u5bf9\u90a3\u4e9b\u7a81\u5982\u5176\u6765\u7684\u5f00\u652f\uff0c\u5efa\u7acb\u4e00\u4e2a\u7d27\u6025\u57fa\u91d1\u662f\u4e2a\u597d\u4e3b\u610f\u3002\u8fd9\u5c31\u662f\u4e3a\u4ec0\u4e48\u4e13\u5bb6\u901a\u5e38\u5efa\u8bae\u4f60\u81f3\u5c11\u6709\u4e09\u4e2a\u6708\uff08\u516d\u4e2a\u6708\u66f4\u597d\uff01\uff09\u7684\u50a8\u84c4\u6765\u5e94\u5bf9\u4f60\u7684\u5f00\u652f\uff0c\u4ee5\u9632\u4e07\u4e00\u53d1\u751f\u610f\u5916\uff0c\u6bd4\u5982\u5931\u53bb\u5de5\u4f5c\uff0c\u9700\u8981\u4e70\u6700\u540e\u4e00\u5206\u949f\u7684\u56de\u5bb6\u673a\u7968\uff0c\u6216\u8005\u51fa\u73b0\u9884\u6599\u4e4b\u5916\u7684\u533b\u7597\u5f00\u652f\u3002<\/p>\n

\u4f46\u662f\uff0c\u5982\u679c\u4f60\u6ca1\u6709\u5f88\u591a\u989d\u5916\u7684\u73b0\u91d1\uff0c\u4f60\u5e94\u8be5\u5982\u4f55\u50a8\u84c4\u5462\uff1f\u5982\u679c\u4f60\u8fd8\u5728\u4e0a\u5b66\uff0c\u6216\u8005\u4f60\u5df2\u7ecf\u6bd5\u4e1a\u5e76\u6b63\u5728\u507f\u8fd8\u52a9\u5b66\u91d1<\/a>\uff08\u9664\u4e86\u5176\u4ed6\u5f00\u652f\uff09\uff0c\u8fd9\u53ef\u80fd\u770b\u8d77\u6765\u662f\u4e00\u9879\u8270\u5de8\u7684\u4efb\u52a1\u3002<\/p>\n

\u522b\u7070\u5fc3\uff01\u5c0f\u6b65\u9aa4\u53ef\u4ee5\u5728\u957f\u671f\u5185\u4ea7\u751f\u5de8\u5927\u7684\u5dee\u5f02\u3002\u4ee5\u4e0b\u662fMPOWER\u56e2\u961f\u7528\u6765\u4e3a\u90a3\u4e9b\u201c\u54ce\u5440\u201d\u65f6\u523b\u50a8\u84c4\u7684\u4e00\u4e9b\u65b9\u6cd5\uff1a<\/p>\n

\u9884\u7b97\uff0c\u9884\u7b97\uff0c\u9884\u7b97<\/h4>\n
\n

\u9884\u7b97\u5e76\u4e0d\u5149\u9c9c\uff0c\u4f46\u5982\u679c\u4f60\u505a\u5f97\u5bf9\uff08\u5e76\u4e14\u6309\u7167\u4f60\u7684\u80fd\u529b\u751f\u6d3b<\/a>\uff09\uff0c\u4f60\u53ef\u4ee5\u4e3a\u7d27\u6025\u60c5\u51b5\u5b58\u94b1\uff0c\u5f00\u59cb\u507f\u8fd8\u52a9\u5b66\u91d1\uff0c\u8fd8\u80fd\u5269\u4e0b\u73b0\u91d1\u8fc7\u8212\u9002\u7684\u751f\u6d3b\u5e76\u4eab\u53d7\u4e50\u8da3\u3002\u8ba1\u7b97\u4f60\u9700\u8981\u591a\u5c11\u94b1\u6765\u652f\u4ed8\u57fa\u672c\u751f\u6d3b\u5f00\u652f\uff08\u79df\u91d1\uff0c\u98df\u7269\u7b49\uff09\u4ee5\u53ca\u507f\u8fd8\u52a9\u5b66\u91d1\u548c\u5176\u4ed6\u4fe1\u7528\u5361\u503a\u52a1\uff0c\u7136\u540e\u4f60\u5c31\u80fd\u770b\u5230\u4f60\u6709\u591a\u5c11\u94b1\u53ef\u4ee5\u5b58\u5165\u50a8\u84c4\u3002\u4e00\u5f00\u59cb\u53ef\u80fd\u4e0d\u591a\uff0c\u4f46\u90a3\u6ca1\u5173\u7cfb\u3002\u6211\u4eec\u90fd\u9700\u8981\u4ece\u67d0\u4e2a\u5730\u65b9\u5f00\u59cb\u3002<\/p>\n

\n

MPOWER\u4e13\u4e1a\u63d0\u793a1<\/i><\/b><\/p>\n

MPOWER\u7684\u501f\u6b3e\u4eba\u53ef\u4ee5\u514d\u8d39\u8bbf\u95eeUSA Funds\u7684\u5728\u7ebf\u8bfe\u7a0b\uff0c\u4e86\u89e3\u5982\u4f55\u7ba1\u7406\u4f60\u7684\u94b1\u548c\u503a\u52a1\uff0c\u4e3a\u4f60\u7684\u672a\u6765\u50a8\u84c4\uff0c\u4ee5\u53ca\u5982\u4f55\u5236\u5b9a\u9884\u7b97\u3002\u5feb\u53bb\u770b\u770b\u5427\uff01<\/p>\n

MPOWER\u4e13\u4e1a\u63d0\u793a2<\/i><\/b><\/p>\n

\u6211\u4eec\u7684\u6700\u7231\u9884\u7b97\u5de5\u5177\u662fMint<\/a>\u3002\u4f60\u53ef\u4ee5\u51c6\u786e\u5730\u8ffd\u8e2a\u4f60\u7684\u652f\u51fa\uff0c\u5e76\u521b\u5efa\u9002\u5408\u4f60\u751f\u6d3b\u65b9\u5f0f\u7684\u9884\u7b97 – \u5b83\u53ef\u4ee5\u4f5c\u4e3a\u4f60\u81ea\u5df1\u7684\u4e2a\u4eba\u8d22\u52a1\u4e2d\u5fc3\u3002\u4f60\u8fd8\u53ef\u4ee5\u4e3a\u81ea\u5df1\u8bbe\u5b9a\u76ee\u6807\uff0c\u8fd9\u6837\u4f60\u5c31\u53ef\u4ee5\u770b\u5230\u4f60\u9700\u8981\u5b58\u591a\u5c11\u94b1\u624d\u80fd\u5efa\u7acb\u4e00\u4e2a\u5f3a\u5927\u7684\u7d27\u6025\u57fa\u91d1\u3002<\/p>\n

MPOWER\u4e13\u4e1a\u63d0\u793a3<\/i><\/b><\/p>\n

\u5f53\u4f60\u5f00\u59cb\u5de5\u4f5c\u65f6\uff0c\u8003\u8651\u4e3a\u9000\u4f11\u50a8\u84c4\u662f\u4e2a\u597d\u4e3b\u610f\uff08\u5373\u4f7f\u5b83\u53ef\u80fd\u770b\u8d77\u6765\u8fd8\u5f88\u9065\u8fdc\uff09\u3002\u9605\u8bfb\u7f8e\u56fd\u52b3\u5de5\u90e8\u5173\u4e8e\u51c6\u5907\u9000\u4f11\u7684\u524d10\u79cd\u65b9\u6cd5\u7684\u6587\u7ae0\u3002<\/p>\n<\/div>\n

\u81ea\u52a8\u5316\u4f60\u7684\u50a8\u84c4<\/h4>\n
\n

\u5982\u679c\u50a8\u84c4\u53ef\u4ee5\u81ea\u52a8\u8fdb\u884c\uff0c\u90a3\u5c31\u5bb9\u6613\u591a\u4e86\u3002\u6bcf\u4e2a\u6708\u4ece\u4f60\u7684\u652f\u7968\u8d26\u6237\u8bbe\u7f6e\u5b9a\u671f\u5b58\u6b3e\u5230\u4f60\u7684\u50a8\u84c4\u8d26\u6237 – \u8fd9\u6837\u4f60\u751a\u81f3\u4e0d\u7528\u53bb\u60f3\u5b83\uff01<\/p>\n

\n

MPOWER\u4e13\u4e1a\u63d0\u793a4<\/i><\/b><\/p>\n

\u67e5\u770b\u4e2a\u4eba\u8d22\u52a1\u4f5c\u5bb6Ramit Sethi\u5173\u4e8e\u81ea\u52a8\u5316\u4f60\u7684\u4e2a\u4eba\u8d22\u52a1\u7684\u6307\u5357<\/a>\uff0c\u5efa\u7acb\u4f60\u81ea\u5df1\u7684\u50a8\u84c4\u7cfb\u7edf\u3002<\/p>\n

MPOWER\u4e13\u4e1a\u63d0\u793a5<\/i><\/b><\/p>\n

\u5c1d\u8bd5\u4f7f\u7528\u50cfDigit\u8fd9\u6837\u7684\u5de5\u5177<\/a>\u6765\u81ea\u52a8\u5316\u4f60\u7684\u50a8\u84c4\u3002Digit\u4f1a\u5206\u6790\u4f60\u7684\u6d88\u8d39\u4e60\u60ef\uff0c\u5e76\u4ece\u4f60\u7684\u652f\u7968\u8d26\u6237\u8f6c\u51fa\u4e00\u5c0f\u90e8\u5206\u73b0\u91d1\u5230Digit\u7684\u50a8\u84c4\u8d26\u6237\u3002\u8fd9\u4e9b\u5c0f\u989d\u8f6c\u8d26\u53ef\u4ee5\u7d2f\u79ef\u8d77\u6765\uff01<\/p>\n

MPOWER\u4e13\u4e1a\u63d0\u793a6<\/i><\/b><\/p>\n

\u52a9\u5b66\u91d1\u7684\u507f\u8fd8\u4e5f<\/em>\u66f4\u5bb9\u6613\u5982\u679c\u5b83\u662f\u81ea\u52a8\u5316\u7684\u3002\u5982\u679c\u4f60\u6ce8\u518c\u81ea\u52a8ACH\u652f\u4ed8\uff0c\u4f60\u53ef\u4ee5\u5728\u4f60\u7684\u52a9\u5b66\u91d1\u5229\u7387\u4e0a\u83b7\u5f97\u6298\u6263\uff01<\/p>\n<\/div>\n

\u4e0d\u8981\u4e3a\u975e\u7d27\u6025\u60c5\u51b5\u52a8\u7528\u4f60\u7684\u7d27\u6025\u50a8\u84c4\u8d26\u6237\uff01<\/h4>\n
\n

\u4e00\u65e6\u4f60\u5f00\u59cb\u50a8\u84c4\uff0c\u4f60\u53ef\u80fd\u4f1a\u60f3\u5076\u5c14\u52a8\u7528\u4f60\u7684\u7d27\u6025\u50a8\u84c4\u8d26\u6237\u3002\u4e0d\u8981\u8fd9\u4e48\u505a\uff01\u4f60\u7684\u7d27\u6025\u57fa\u91d1\u53ea\u662f\u7528\u4e8e\u7d27\u6025\u60c5\u51b5 – \u522b\u65e0\u4ed6\u7528\u3002\u5982\u679c\u4f60\u9700\u8981\u4e00\u4e9b\u5e2e\u52a9\u6765\u63a7\u5236\u4f60\u81ea\u5df1\uff0c\u8bd5\u7740\u5c06\u4f60\u7684\u652f\u7968\u548c\u50a8\u84c4\u8d26\u6237\u5206\u5f00\u5230\u4e0d\u540c\u7684\u94f6\u884c – \u8d8a\u96be\u4ee5\u8bbf\u95ee\u4f60\u7684\u50a8\u84c4\u8d26\u6237\uff0c\u4f60\u5c31\u8d8a\u4e0d\u4f1a\u60f3\u52a8\u7528\u5b83\u3002<\/p>\n

\n

MPOWER\u4e13\u4e1a\u63d0\u793a8<\/i><\/b><\/p>\n

\u603b\u662f\u6709\u53ef\u80fd\u51fa\u73b0\u4f60\u6ca1\u6709\u9884\u7b97\u7684\u975e\u7d27\u6025\u989d\u5916\u5f00\u652f\u3002\u8003\u8651\u4f7f\u7528Ramit Sethi\u5199\u7684\u53e6\u4e00\u79cd\u7b56\u7565\uff0c\u4e3a\u610f\u5916\u5f00\u652f\u5f00\u8bbe\u4e00\u4e2a\u5b50\u50a8\u84c4\u8d26\u6237<\/a>\uff0c\u6bd4\u5982\u4ea4\u901a\u7f5a\u5355\u6216\u7834\u635f\u7684\u7535\u5668\u3002<\/p>\n<\/div>\n

\"bartsimpson\"<\/a>
\u4e0d\u8981\u4e3a\u975e\u7d27\u6025\u60c5\u51b5\u52a8\u7528\u4f60\u7684\u7d27\u6025\u57fa\u91d1\uff01<\/figcaption><\/figure>\n
\n

\u50a8\u84c4\u548c\u5efa\u7acb\u7d27\u6025\u57fa\u91d1\u53ef\u80fd\u4f1a\u8ba9\u4eba\u611f\u5230\u538b\u529b – \u8fd9\u90fd\u662f\u5173\u4e8e\u627e\u5230\u5e73\u8861\u548c\u5728\u4f60\u7684\u80fd\u529b\u8303\u56f4\u5185\u6d88\u8d39\uff08\u5f53\u7136\uff0c\u540c\u65f6\u8fd8\u8981\u4eab\u53d7\u4f60\u7684\u751f\u6d3b\uff09\u3002\u4f46\u662f\u4e00\u65e6\u4f60\u5f00\u59cb\u5e76\u770b\u5230\u4f60\u7684\u94b1\u5728\u589e\u957f\uff0c\u8fd9\u53ef\u80fd\u4f1a\u8ba9\u4f60\u611f\u5230\u5b89\u6170\u548c\u6ee1\u8db3\u3002<\/p>\n

\u4f60\u6709\u4f7f\u7528\u7684\u50a8\u84c4\u6280\u5de7\u5417\uff1f\u548c\u6211\u4eec\u5206\u4eab\uff0c\u5e76\u67e5\u770b\u6211\u4eec\u7684\u5065\u5eb7\uff0c\u5bcc\u88d5\uff0c\u660e\u667a\u7cfb\u5217\u7684\u7b2c\u4e00\u7bc7\u535a\u5ba2\u6587\u7ae0\uff0c\u5173\u4e8e\u52a9\u5b66\u91d1\u7684\u57fa\u7840\u77e5\u8bc6<\/a>\uff01<\/p>\n","protected":false},"excerpt":{"rendered":"

\u6211\u4eec\u90fd\u77e5\u9053\uff0c\u4e3a\u4e86\u5e94\u5bf9\u90a3\u4e9b\u7a81\u5982\u5176\u6765\u7684\u5f00\u652f\uff0c\u5efa\u7acb\u4e00\u4e2a\u7d27\u6025\u57fa\u91d1\u662f\u4e2a\u597d\u4e3b\u610f\u3002\u8fd9\u5c31\u662f\u4e3a\u4ec0\u4e48\u4e13\u5bb6\u901a\u5e38\u5efa\u8bae\u4f60\u81f3\u5c11\u6709\u4e09\u4e2a\u6708\uff08\u516d\u4e2a\u6708\u66f4\u597d\uff01\uff09\u7684\u50a8\u84c4\u6765\u5e94\u5bf9\u4f60\u7684\u5f00\u652f\uff0c\u4ee5\u9632\u4e07\u4e00\u53d1\u751f\u610f\u5916\uff0c\u6bd4\u5982\u5931\u53bb\u5de5\u4f5c\uff0c\u9700\u8981\u4e70\u6700\u540e\u4e00\u5206\u949f\u7684\u56de\u5bb6\u673a\u7968\uff0c\u6216\u8005\u51fa\u73b0\u9884\u6599\u4e4b\u5916\u7684\u533b\u7597\u5f00\u652f\u3002 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