{"id":25617,"date":"2023-10-31T03:16:35","date_gmt":"2023-10-31T07:16:35","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/zh\/blog\/4-tips-for-finding-a-trusted-student-loan-lender-as-an-international-student\/"},"modified":"2025-08-07T11:36:24","modified_gmt":"2025-08-07T11:36:24","slug":"4-tips-for-finding-a-trusted-student-loan-lender-as-an-international-student","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/4-tips-for-finding-a-trusted-student-loan-lender-as-an-international-student\/","title":{"rendered":"\u4f5c\u4e3a\u56fd\u9645\u5b66\u751f\u5982\u4f55\u627e\u5230\u503c\u5f97\u4fe1\u8d56\u7684\u8d37\u6b3e\u673a\u6784"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\u53ef\u4ee5\u5728\u5f88\u5927\u7a0b\u5ea6\u4e0a\u8d44\u52a9\u4f60\u5728\u7f8e\u56fd\u7684\u6559\u80b2\u548c\u751f\u6d3b\u8d39\u7528\uff0c\u4f46\u627e\u5230\u4e00\u4e2a\u6709\u58f0\u8a89\u7684\u8d37\u6b3e\u673a\u6784\u53ef\u80fd\u4f1a\u6709\u6311\u6218\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u9700\u8981\u52a9\u5b66\u91d1\u7684\u5e2e\u52a9\uff0c\u8fd9\u91cc\u6709\u4e00\u4e9b\u7b56\u7565\u53ef\u4ee5\u5e2e\u52a9\u4f60\u627e\u5230\u4e00\u4e2a\u503c\u5f97\u4fe1\u8d56\u7684\u8d37\u6b3e\u673a\u6784\u3002<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">\u5982\u4f55\u627e\u5230\u4e00\u4e2a\u53ef\u4ee5\u8d44\u52a9\u6559\u80b2\u8d39\u7528\u7684\u8d37\u6b3e\u673a\u6784<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u56fd\u9645\u5b66\u751f\u53ef\u80fd\u9700\u8981\u652f\u4ed832,000\u7f8e\u5143\u523060,000\u7f8e\u5143\u7684\u603b\u8d39\u7528\uff0c\u4ee5\u5728\u7f8e\u56fd\u8bfb\u4e00\u5e74\u7684\u5927\u5b66\uff0c\u6839\u636e<\/span><a href=\"https:\/\/blog.iefa.org\/2021\/01\/18\/how-much-does-it-cost-for-an-international-student-to-study-at-university-in-the-us\/\"><span style=\"font-weight: 400;\">\u6587\u7ae0<\/span><\/a><span style=\"font-weight: 400;\">\u5728\u53d7\u4eba\u5c0a\u656c\u7684\u56fd\u9645\u6559\u80b2\u548c\u8d22\u52a1\u63f4\u52a9\uff08IEFA\uff09\u7f51\u7ad9\u4e0a\u3002\u6240\u4ee5\u627e\u5230\u8d44\u91d1\u662f\u81f3\u5173\u91cd\u8981\u7684\u3002\u5927\u591a\u6570\u56fd\u9645\u5b66\u751f\u4e0d\u7b26\u5408\u8054\u90a6\u5b66\u751f\u52a9\u5b66\u91d1\u7684\u8d44\u683c\uff0c\u4f46\u79c1\u4eba\u5b66\u751f\u52a9\u5b66\u91d1\u662f\u53e6\u4e00\u56de\u4e8b\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4ee5\u4e0b\u662f\u56db\u79cd\u627e\u5230\u8d37\u6b3e\u673a\u6784\u5e76\u83b7\u53d6\u79c1\u4eba\u5b66\u751f\u52a9\u5b66\u91d1\u7684\u65b9\u6cd5\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">1. \u4ece\u4f60\u7684\u7f51\u7edc\u4e2d\u5bfb\u6c42\u63a8\u8350<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u627e\u5230\u4e00\u4e2a\u503c\u5f97\u4fe1\u8d56\u7684\u8d37\u6b3e\u673a\u6784\u7684\u4e00\u79cd\u65b9\u6cd5\u662f\u901a\u8fc7\u503c\u5f97\u4fe1\u8d56\u7684\u5bb6\u4eba\u548c\u670b\u53cb\u3002\u4f8b\u5982\uff0c\u5982\u679c\u4f60\u6709\u5df2\u7ecf\u5728\u6d77\u5916\u5b66\u4e60\u7684\u54e5\u54e5\u6216\u5802\u5144\uff0c\u53ef\u4ee5\u5411\u4ed6\u4eec\u5bfb\u6c42\u8d37\u6b3e\u673a\u6784\u7684\u63a8\u8350\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5728\u5bfb\u6c42\u8d37\u6b3e\u673a\u6784\u63a8\u8350\u65f6\uff0c\u4e86\u89e3\u4f60\u7684\u670b\u53cb\u6216\u5bb6\u4eba\u7279\u522b\u559c\u6b22\u6216\u4e0d\u559c\u6b22\u8d37\u6b3e\u673a\u6784\u7684\u54ea\u4e9b\u65b9\u9762\u3002\u7533\u8bf7\u8fc7\u7a0b\u662f\u5426\u65b9\u4fbf\uff1f\u662f\u5426\u63d0\u4f9b\u5feb\u901f\u7684\u52a9\u5b66\u91d1\uff1f\u6709\u6ca1\u6709\u4f60\u5e94\u8be5\u6ce8\u610f\u7684\u4efb\u4f55\u9650\u5236\uff1f<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4f60\u7684\u5185\u90e8\u5708\u5b50\u53ef\u4ee5\u5e2e\u52a9\u4f60\u786e\u5b9a\u54ea\u4e9b\u8d37\u6b3e\u673a\u6784\u503c\u5f97\u8fdb\u4e00\u6b65\u63a2\u7d22\uff0c\u54ea\u4e9b\u8d37\u6b3e\u673a\u6784\u5e94\u8be5\u6839\u636e\u4e2a\u4eba\u7ecf\u9a8c\u907f\u514d\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">2. \u9605\u8bfb\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\u8d37\u6b3e\u673a\u6784\u7684\u8bc4\u8bba<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u4e00\u65e6\u4f60\u5c06\u9009\u62e9\u8303\u56f4\u7f29\u5c0f\u5230\u51e0\u4e2a\u8d37\u6b3e\u673a\u6784\uff0c\u67e5\u770b\u6bcf\u4e00\u4e2a\u8d37\u6b3e\u673a\u6784\u7684\u5ba2\u6237\u8bc4\u8bba\u3002\u4f60\u53ef\u4ee5\u5728\u50cfTrustpilot\u8fd9\u6837\u7684\u7f51\u7ad9\u4e0a\u627e\u5230\u72ec\u7acb\u7684\u3001\u7b2c\u4e09\u65b9\u7684\u8bc4\u8bba\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u8fd9\u4e9b\u7f51\u7ad9\u901a\u5e38\u6709\u4e00\u4e2a\u57fa\u4e8e\u661f\u7ea7\u7684\u8bc4\u7ea7\u7cfb\u7edf\uff0c\u4ee5\u53ca\u5173\u4e8e\u5ba2\u6237\u4e0e\u8d37\u6b3e\u673a\u6784\u7684\u4e2a\u4eba\u7ecf\u9a8c\u7684\u8be6\u7ec6\u4fe1\u606f\u3002\u9605\u8bfb\u8d37\u6b3e\u673a\u6784\u7684\u8bc4\u8bba\u53ef\u4ee5\u5e2e\u52a9\u4f60\u5728\u4e24\u4e2a\u6216\u66f4\u591a\u8d37\u6b3e\u673a\u6784\u4e2d\u9009\u62e9\u4f60\u6700\u559c\u6b22\u7684\u8d37\u6b3e\u673a\u6784\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">3. \u4ece\u4f60\u7684\u672c\u56fd\u653f\u5e9c\u627e\u5230\u52a9\u5b66\u91d1\u8ba1\u5212<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5728\u79bb\u5f00\u4f60\u7684\u7956\u56fd\u4e4b\u524d\uff0c\u7814\u7a76\u4e00\u4e0b\u4f60\u7684\u672c\u5730\u653f\u5e9c\u662f\u5426\u4e3a\u5e0c\u671b\u51fa\u56fd\u7559\u5b66\u7684\u5c45\u6c11\u5b66\u751f\u63d0\u4f9b\u6559\u80b2\u52a9\u5b66\u91d1\u8ba1\u5212\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4f8b\u5982\uff0c\u6fb3\u5927\u5229\u4e9a\u516c\u6c11\u53ef\u4ee5\u7533\u8bf7OS-HELP\u52a9\u5b66\u91d1\u6765\u5e2e\u52a9\u652f\u4ed8\u4e0e\u51fa\u56fd\u7559\u5b66\u76f8\u5173\u7684\u65c5\u884c\u8d39\u7528\u3002\u57282023\u5e74\uff0c\u7b26\u5408\u6761\u4ef6\u7684OS-HELP\u7533\u8bf7\u8005\u53ef\u4ee5\u501f\u6b3e\u9ad8\u8fbeAUD$9,989\uff0c\u5177\u4f53\u53d6\u51b3\u4e8e\u4f60\u5b66\u4e60\u7684\u56fd\u5bb6\u3002\u8fd9\u4e9b\u8d44\u91d1\u53ef\u4ee5\u7528\u4e8e\u652f\u4ed8\u4f60\u5728\u6d77\u5916\u5b66\u4e60\u671f\u95f4\u7684\u673a\u7968\u3001\u9152\u5e97\u4f4f\u5bbf\u548c\u5176\u4ed6\u65c5\u884c\u8d39\u7528\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u867d\u7136\u5e76\u975e\u6240\u6709\u56fd\u5bb6\u90fd\u4e3a\u5728\u5176\u4ed6\u56fd\u5bb6\u5b66\u4e60\u7684\u5b66\u751f\u63d0\u4f9b\u81ea\u5df1\u7684\u6559\u80b2\u52a9\u5b66\u91d1\u8ba1\u5212\uff0c\u4f46\u503c\u5f97\u4e00\u67e5\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">\u901a\u8fc7\u4f60\u7684\u5b66\u6821\u5bfb\u627e\u5176\u4ed6\u9009\u9879<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u4e0e\u4f60\u5b66\u6821\u7684\u8d22\u52a1\u63f4\u52a9\u7ba1\u7406\u5458\u4ea4\u8c08\u3002\u8d22\u52a1\u63f4\u52a9\u529e\u516c\u5ba4\u53ef\u4ee5\u6307\u5bfc\u4f60\u627e\u5230\u8d22\u52a1\u63f4\u52a9\u9009\u9879\uff0c\u6bd4\u5982\u5956\u5b66\u91d1\u548c\u52a9\u5b66\u91d1\uff0c\u4f60\u53ef\u80fd\u5e76\u4e0d\u4e86\u89e3\u8fd9\u4e9b\u3002<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\u7684\u5e38\u89c1\u8981\u6c42<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u5f53\u4f60\u627e\u5230<a href=\"\/zh\/financial-empowerment\/financing-education\">\u8d44\u52a9\u6559\u80b2<\/a>\u8d39\u7528\u7684\u8d37\u6b3e\u673a\u6784\u65f6\uff0c\u786e\u8ba4\u4f60\u662f\u5426\u6ee1\u8db3\u4ed6\u4eec\u7684\u57fa\u672c\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\u8d44\u683c\u8981\u6c42\u3002\u63d0\u4f9b\u7ed9\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\u7684\u79c1\u4eba\u8d37\u6b3e\u673a\u6784\u4e5f\u6709\u4ed6\u4eec\u81ea\u5df1\u7684\u7279\u5b9a\u7533\u8bf7\u4eba\u6807\u51c6\u3002\u4e00\u4e9b\u5e38\u89c1\u7684\u4f8b\u5b50\u5305\u62ec\uff1a<\/span><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u8bc1\u660e\u7b26\u5408\u8d44\u683c\u7684\u9879\u76ee\u3002<\/b><span style=\"font-weight: 400;\">\u8d37\u6b3e\u673a\u6784\u53ef\u80fd\u5bf9\u8d44\u91d1\u53ef\u4ee5\u7528\u4e8e\u54ea\u4e9b\u7b26\u5408\u8d44\u683c\u7684\u5b66\u4f4d\u6216\u8bc1\u4e66\u7a0b\u5e8f\u6709\u9650\u5236\u3002<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u6700\u4f4e\u5165\u5b66\u8981\u6c42\u3002<\/b><span style=\"font-weight: 400;\">\u7533\u8bf7\u4eba\u53ef\u80fd\u9700\u8981\u8fbe\u5230\u6700\u4f4e\u5165\u5b66\u6c34\u5e73\u4ee5\u6ee1\u8db3\u8d37\u6b3e\u673a\u6784\u7684\u6807\u51c6\u3002\u4f8b\u5982\uff0c\u4e00\u4e9b\u8d37\u6b3e\u673a\u6784\u8981\u6c42\u81f3\u5c11\u534a\u804c\u4e1a\u5165\u5b66\u3002<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u8bc1\u660e\u79fb\u6c11\u8eab\u4efd\u3002<\/b><span style=\"font-weight: 400;\">\u56fd\u9645\u5b66\u751f\u53ef\u80fd\u88ab\u8981\u6c42\u63d0\u4f9b\u4ed6\u4eec\u7684\u5b66\u751f\u7b7e\u8bc1\u7684\u590d\u5370\u4ef6\uff0c\u8bc1\u660e\u4ed6\u4eec\u88ab\u5141\u8bb8\u5728\u7f8e\u56fd\u5b66\u4e60\u3002<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u826f\u597d\u7684\u4fe1\u7528\u8bb0\u5f55\u3002<\/b><span style=\"font-weight: 400;\">\u901a\u5e38\uff0c\u8d37\u6b3e\u673a\u6784\u5e0c\u671b\u7533\u8bf7\u4eba\u6709\u4e00\u4e2a\u7a33\u5b9a\u7684\u4fe1\u7528\u501f\u6b3e\u8bb0\u5f55\u3002\u5f3a\u5927\u7684\u4fe1\u7528\u610f\u5473\u7740\u4f60\u8fdd\u7ea6\u507f\u8fd8\u5b66\u751f\u52a9\u5b66\u91d1\u7684\u98ce\u9669\u8f83\u4f4e\u3002\u5982\u679c\u4f60\u6ca1\u6709\u7f8e\u56fd\u7684\u4fe1\u7528\u8bb0\u5f55\uff0c\u8d37\u6b3e\u673a\u6784\u53ef\u80fd\u8981\u6c42\u4f60\u5728\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\u7533\u8bf7\u4e2d\u6dfb\u52a0\u4e00\u4e2a\u7f8e\u56fd\u7684\u5171\u540c\u7b7e\u7f72\u4eba\u3002<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u6536\u5165\u3002<\/b><span style=\"font-weight: 400;\">\u5f53\u501f\u7528\u79c1\u4eba\u5b66\u751f\u52a9\u5b66\u91d1\u65f6\uff0c\u4f60\u53ef\u80fd\u9700\u8981\u5728\u8d44\u91d1\u53d1\u653e\u540e\u7acb\u5373\u5f00\u59cb\u6bcf\u6708\u7684\u8fd8\u6b3e\u3002\u8d37\u6b3e\u673a\u6784\u53ef\u80fd\u4f1a\u8981\u6c42\u63d0\u4f9b\u6536\u5165\u8bc1\u660e\uff0c\u6bd4\u5982\u6765\u81ea\u517c\u804c\u3001\u6821\u5185\u5de5\u4f5c\u7684\u6536\u5165\uff0c\u4ee5\u9a8c\u8bc1\u4f60\u53ef\u4ee5\u507f\u8fd8\u6700\u4f4e\u7684\u8fd8\u6b3e\u989d\u3002<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u6ee1\u610f\u7684\u5b66\u672f\u8fdb\u6b65\uff08SAP\uff09\u3002<\/b><span style=\"font-weight: 400;\">\u901a\u5e38\uff0c\u8d37\u6b3e\u673a\u6784\u5e0c\u671b\u786e\u4fdd\u4f60\u6b63\u5728\u6ee1\u8db3\u5b66\u6821\u7684\u6700\u4f4e\u5b66\u672f\u8981\u6c42\u4ee5\u4fdd\u6301\u5165\u5b66\u8d44\u683c\u3002\u5b83\u53ef\u80fd\u4f1a\u8981\u6c42\u4f60\u7684\u5b66\u6821\u6210\u7ee9\u5355\u7684\u590d\u5370\u4ef6\u6765\u9a8c\u8bc1\u8fd9\u4e2a\u4fe1\u606f\u3002<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">\u5728\u5bfb\u627e\u503c\u5f97\u4fe1\u8d56\u7684\u8d37\u6b3e\u673a\u6784\u65f6\u7684\u6700\u540e\u60f3\u6cd5<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u9700\u8981\u989d\u5916\u7684\u8d44\u91d1\u6765\u652f\u4ed8\u5b66\u8d39\uff0c\u627e\u5230\u4e00\u4e2a\u503c\u5f97\u4fe1\u8d56\u7684\u5b66\u751f\u52a9\u5b66\u91d1\u8d37\u6b3e\u673a\u6784\u662f\u81f3\u5173\u91cd\u8981\u7684\u3002\u507f\u8fd8\u52a9\u5b66\u91d1\u901a\u5e38\u9700\u8981\u591a\u5e74\u7684\u65f6\u95f4 &#8211; \u901a\u5e38\u662f\u5927\u7ea610\u5e74\u3002\u4ece\u4e00\u4e2a\u6709\u58f0\u8a89\u7684\u3001\u63d0\u4f9b\u4f18\u8d28\u670d\u52a1\u7684\u5408\u6cd5\u8d37\u6b3e\u673a\u6784\u501f\u6b3e\u53ef\u4ee5\u4f7f\u4f60\u7684\u7ecf\u5386\u66f4\u52a0\u987a\u7545\uff0c\u51cf\u5c11\u538b\u529b\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4f60\u53ef\u80fd\u4f1a\u4ece<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/get-a-loan\"><span style=\"font-weight: 400;\">MPOWER Financing,\u4e00\u4e2a\u503c\u5f97\u4fe1\u8d56\u7684\u8d37\u6b3e\u673a\u6784<\/span><\/a><span style=\"font-weight: 400;\">\u5f00\u59cb\u4f60\u7684\u641c\u7d22\uff0c\u5b83\u6709\u9ad8\u7684TrustPilot\u8bc4\u5206\u548c\u5f3a\u5927\u7684\u4e1a\u7ee9\u8bb0\u5f55\u3002MPOWER\u7531\u56fd\u9645\u5b66\u751f\u521b\u7acb\uff0c\u4e3a\u8ba1\u5212\u5728\u7f8e\u56fd\u548c\u52a0\u62ff\u5927\u5b66\u4e60\u7684\u56fd\u9645\u5b66\u751f\u63d0\u4f9b\u65e0\u5171\u540c\u7b7e\u7f72\u4eba\u3001\u65e0\u62b5\u62bc\u7684\u52a9\u5b66\u91d1\u3002<\/span><\/p>\n<p><span style=\"font-weight: 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