{"id":25513,"date":"2022-06-14T03:50:15","date_gmt":"2022-06-14T07:50:15","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/zh\/blog\/questions-about-your-loan-offer\/"},"modified":"2025-08-05T02:38:17","modified_gmt":"2025-08-05T02:38:17","slug":"questions-about-your-loan-offer","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/questions-about-your-loan-offer\/","title":{"rendered":"\u4f60\u7684\u52a9\u5b66\u91d1\u63d0\u4f9b\u610f\u5473\u7740\u4ec0\u4e48\uff1f\u83b7\u53d6\u7b54\u6848\uff01"},"content":{"rendered":"<p>\u5982\u679c\u60a8\u6536\u5230\u4e86\u60a8\u7684MPOWER\u52a9\u5b66\u91d1\u63d0\u4f9b\uff0c\u4e5f\u88ab\u79f0\u4e3a\u79c1\u4eba\u6559\u80b2\u52a9\u5b66\u91d1\u6279\u51c6\u62ab\u9732\uff0c\u4e0d\u8981\u8ba9\u5b83\u65e0\u4eba\u5e94\u7b54\u3002\u5982\u679c\u60a8\u4e0d\u63a5\u53d7\u63d0\u4f9b\u5e76\u7535\u5b50\u7b7e\u7f72\u52a9\u5b66\u91d1\u6587\u4ef6\uff0c\u60a8\u7684\u52a9\u5b66\u91d1\u5c31\u65e0\u6cd5\u83b7\u5f97\u8d44\u52a9\u3002\u6211\u4eec\u5e0c\u671b\u63d0\u4f9b\u60a8\u9700\u8981\u7684\u4fe1\u606f\uff0c\u4ee5\u4fbf\u60a8\u505a\u51fa\u6700\u597d\u7684\u51b3\u5b9a\uff0c\u6240\u4ee5\u8bf7\u7ee7\u7eed\u9605\u8bfb\u4ee5\u83b7\u53d6\u6e05\u6670\u7684\u7406\u89e3\u3002<\/p>\n<h4 style=\"margin-bottom: 10px;\"><span style=\"font-weight: 400;\">\u95ee\uff1a\u52a9\u5b66\u91d1\u6279\u51c6\u62ab\u9732\u662f\u4ec0\u4e48\uff1f<\/span><\/h4>\n<p>\u7b54\uff1a\u6bcf\u4e2a\u6536\u5230\u6211\u4eec\u521d\u6b65\u52a9\u5b66\u91d1\u6279\u51c6\u7684\u5b66\u751f\uff0c\u4e5f\u88ab\u79f0\u4e3a\u79c1\u4eba\u6559\u80b2\u52a9\u5b66\u91d1\u6279\u51c6\u62ab\u9732\uff0c\u5fc5\u987b\u62d2\u7edd\u6216\u63a5\u53d7\u52a9\u5b66\u91d1\u63d0\u4f9b\uff0c\u4ee5\u4fbf\u52a9\u5b66\u91d1\u8fc7\u7a0b\u80fd\u591f\u7ee7\u7eed\u3002\u8054\u90a6\u89c4\u5b9a\u8981\u6c42\u60a8\u63a5\u53d7\u6b64\u62ab\u9732\uff0c\u4ee5\u4fbf\u7ee7\u7eed\u60a8\u7684\u52a9\u5b66\u91d1\u7533\u8bf7\u3002<\/p>\n<h4 style=\"margin-bottom: 10px;\"><span style=\"font-weight: 400;\">\u95ee\uff1a\u6211\u5982\u4f55\u63a5\u53d7\u6216\u62d2\u7edd\u6211\u7684\u52a9\u5b66\u91d1\u6279\u51c6\u63d0\u4f9b\uff1f<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u7b54\uff1a\u8fd9\u53ef\u4ee5\u5728\u60a8\u7684<a href=\"https:\/\/app.mpowerfinancing.com\/login\">MPOWER\u95e8\u6237<\/a>\u4e2d\u8f7b\u677e\u5b8c\u6210\u3002<\/span><span style=\"font-weight: 400;\">\u5982\u679c\u60a8\u5bf9\u52a9\u5b66\u91d1\u6279\u51c6\u62ab\u9732\u6709\u7591\u95ee\uff0c\u4e0d\u8981\u7b49\u5230\u6700\u540e\u4e00\u523b\u5e76\u5192\u7740\u91cd\u65b0\u5f00\u59cb\u7684\u98ce\u9669\u2014\u2014\u8bf7\u8054\u7cfb\u60a8\u7684\u5173\u7cfb\u7ecf\u7406\u3002<\/span><\/p>\n<h4 style=\"margin-bottom: 10px;\"><span style=\"font-weight: 400;\">\u95ee\uff1a\u6211\u5e94\u8be5\u5728MPOWER\u6279\u51c6\u63d0\u4f9b\u4e2d\u5bfb\u627e\u4ec0\u4e48\uff1f<\/span><\/h4>\n<p style=\"font-weight: 400; margin-bottom: 0;\">\u7b54\uff1a\u9700\u8981\u8003\u8651\u7684\u4e00\u4e9b\u5173\u952e\u9879\u76ee\u5305\u62ec\uff1a<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u8bf7\u6ce8\u610f\uff0c\u4e0e\u6240\u6709MPOWER\u52a9\u5b66\u91d1\u4e00\u6837\uff0c\u60a8\u7684\u5229\u7387\u662f\u56fa\u5b9a\u7684\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u786e\u8ba4\u6240\u5217\u4fe1\u606f\u51c6\u786e\uff0c\u5305\u62ec\u60a8\u7684\u5b66\u6821\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u67e5\u770b\u60a8\u7684\u6708\u5ea6\u4ed8\u6b3e\uff0c\u4f46\u8bf7\u77e5\u9053\uff0c\u5728\u5b66\u6821\u8ba4\u8bc1\u540e\uff08\u5982\u679c\u5728\u7f8e\u56fd\u5b66\u4e60\uff09\u6216\u5728\u60a8\u6307\u793a\u4e86\u60a8\u7684\u53d1\u653e\u8ba1\u5212\u540e\uff08\u5982\u679c\u5728\u52a0\u62ff\u5927\u5b66\u4e60\uff09\uff0c\u8fd8\u6b3e\u8ba1\u5212\u53ef\u80fd\u4f1a\u53d1\u751f\u53d8\u5316\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u77e5\u9053\u60a8\u7684\u63d0\u4f9b\u6709\u6548\u671f\uff0c\u5e76\u786e\u4fdd\u60a8<\/span><a href=\"https:\/\/registration.mpowerfinancing.com\/login\"><span style=\"font-weight: 400;\">\u5728\u622a\u6b62\u65e5\u671f\u524d\u63a5\u53d7<\/span><\/a><span style=\"font-weight: 400;\">\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u719f\u6089\u5e76\u7406\u89e3\u5e38\u89c1\u6761\u6b3e\u3002<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-weight: 400;\">\u6709\u7528\u7684MPOWER\u52a9\u5b66\u91d1\u6761\u6b3e<\/span><\/h4>\n<table style=\"width: 100%; height: 892px;\">\n<tbody>\n<tr style=\"height: 85px;\">\n<td style=\"vertical-align: middle; width: 18.6935%; height: 85px;\"><span style=\"font-weight: 400;\">\u5229\u7387<\/span><\/td>\n<td style=\"vertical-align: middle; width: 80.603%; height: 85px;\"><span style=\"font-weight: 400;\">\u5e74\u5ea6\u501f\u6b3e\u91d1\u989d\u7684\u4e00\u90e8\u5206\uff0c\u5c06\u4f5c\u4e3a\u52a9\u5b66\u91d1\u878d\u8d44\u6210\u672c\u7684\u8bc4\u4f30\u3002<\/span><\/td>\n<\/tr>\n<tr style=\"height: 89px;\">\n<td style=\"vertical-align: middle; width: 18.6935%; height: 89px;\"><span style=\"font-weight: 400;\">\u56fa\u5b9a\u5229\u7387<\/span><\/td>\n<td style=\"vertical-align: middle; width: 80.603%; height: 89px;\"><span style=\"font-weight: 400;\">\u5728\u52a9\u5b66\u91d1\u671f\u9650\u5185\u4e0d\u53d8\u7684\u5229\u7387\u3002\u5728\u5229\u7387\u4e0a\u5347\u7684\u73af\u5883\u4e2d\uff0c\u8fd9\u662f\u6709\u5229\u7684\u3002\u00a0<\/span><\/td>\n<\/tr>\n<tr style=\"height: 87px;\">\n<td style=\"vertical-align: middle; width: 18.6935%; height: 87px;\"><span style=\"font-weight: 400;\">\u6d6e\u52a8\u5229\u7387<\/span><\/td>\n<td style=\"vertical-align: middle; width: 80.603%; height: 87px;\"><span style=\"font-weight: 400;\">\u6839\u636e\u76f8\u5173\u5e02\u573a\u5229\u7387\u7684\u53d8\u5316\uff0c\u5728\u52a9\u5b66\u91d1\u671f\u9650\u5185\u8c03\u6574\u7684\u5229\u7387\u3002\u00a0<\/span><\/td>\n<\/tr>\n<tr style=\"height: 97px;\">\n<td style=\"vertical-align: middle; width: 18.6935%; height: 97px;\"><span style=\"font-weight: 400;\">\u603b\u52a9\u5b66\u91d1\u91d1\u989d<\/span><\/td>\n<td style=\"vertical-align: middle; width: 80.603%; height: 97px;\"><span style=\"font-weight: 400;\">\u4f60\u501f\u6b3e\u7684\u603b\u989d\u3002<\/span><\/td>\n<\/tr>\n<tr style=\"height: 106px;\">\n<td style=\"vertical-align: middle; width: 18.6935%; height: 106px;\"><span style=\"font-weight: 400;\">\u878d\u8d44\u8d39\u7528<\/span><\/td>\n<td style=\"vertical-align: middle; width: 80.603%; height: 106px;\"><span style=\"font-weight: 400;\">\u4fe1\u8d37\u5c06\u82b1\u8d39\u4f60\u7684\u9884\u4f30\u91d1\u989d\u3002\u8fd9\u5305\u62ec\u5728\u52a9\u5b66\u91d1\u671f\u9650\u5185\u652f\u4ed8\u7684\u5229\u606f\u548c\u52a9\u5b66\u91d1\u8d39\u7528\u3002\u00a0<\/span><\/td>\n<\/tr>\n<tr style=\"height: 117px;\">\n<td style=\"vertical-align: middle; width: 18.6935%; height: 117px;\"><span style=\"font-weight: 400;\">\u5e74\u5229\u7387 (APR)<\/span><\/td>\n<td style=\"vertical-align: middle; width: 80.603%; height: 117px;\"><span style=\"font-weight: 400;\">\u5305\u62ec\u8d39\u7528\u7684\u52a9\u5b66\u91d1\u5e74\u5ea6\u8d39\u7387\u3002\u00a0<\/span><\/td>\n<\/tr>\n<tr style=\"height: 117px;\">\n<td style=\"vertical-align: middle; width: 18.6935%; height: 117px;\"><span style=\"font-weight: 400;\">\u53d1\u8d77\u8d39<\/span><\/td>\n<td style=\"vertical-align: middle; width: 80.603%; height: 117px;\"><span style=\"font-weight: 400;\">\u4e00\u6b21\u6027\u8d39\u7528 \u2014 \u901a\u5e38\u662f\u878d\u8d44\u91d1\u989d\u7684\u767e\u5206\u6bd4\u3002\u8fd9\u4e2a\u8d39\u7528\u4e0d\u662f\u9884\u5148\u652f\u4ed8\u6216\u8005\u53e3\u888b\u91cc\u652f\u4ed8\u7684\uff1b\u5b83\u88ab\u6dfb\u52a0\u5230\u501f\u6b3e\u91d1\u989d\u4e2d\u3002\u00a0<\/span><\/td>\n<\/tr>\n<tr style=\"height: 115px;\">\n<td style=\"vertical-align: middle; width: 18.6935%; height: 115px;\"><span style=\"font-weight: 400;\">I-20\u00a0<\/span><\/td>\n<td style=\"vertical-align: middle; width: 80.603%; height: 115px;\"><span style=\"font-weight: 400;\">\u5728\u4f60\u88ab\u7f8e\u56fd\u5b66\u6821\u63a5\u53d7\u5e76\u652f\u4ed8\u4e86SEVIS\u8d39\u7528\u540e\uff0c\u4f60\u5c06\u6536\u5230I-20\u8868\u683c\u3002\u8fd9\u4e2a\u8868\u683c\u5728\u7f8e\u56fd\u7b7e\u8bc1\u8fc7\u7a0b\u4e2d\u662f\u5fc5\u9700\u7684\u3002\u00a0<\/span><\/td>\n<\/tr>\n<tr style=\"height: 79px;\">\n<td style=\"vertical-align: middle; width: 18.6935%; height: 79px;\"><span style=\"font-weight: 400;\">\u652f\u6301\u4fe1<\/span><\/td>\n<td style=\"vertical-align: middle; width: 80.603%; height: 79px;\"><span style=\"font-weight: 400;\">\u663e\u793a\u8d44\u91d1\u8bc1\u660e\u7684\u6587\u4ef6\u3002\u00a0<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h4 style=\"margin-bottom: 10px;\"><span style=\"font-weight: 400;\">\u95ee\uff1a\u6211\u7684\u52a9\u5b66\u91d1\u62a5\u4ef7\u4e2d\u7684\u9884\u4f30\u4ed8\u6b3e\u4f1a\u6539\u53d8\u5417\uff1f\u00a0<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">A: \u52a9\u5b66\u91d1\u6279\u51c6\u4f30\u8ba1\u4ec5\u4ec5\u662f\u4e00\u4e2a\u4f30\u8ba1\u3002\u8bf7\u8bb0\u4f4f\uff0c\u60a8\u5728\u5b66\u6821\u8ba4\u8bc1\u8fc7\u7a0b\u4e2d\uff08\u5982\u679c\u60a8\u8ba1\u5212\u53c2\u52a0\u7f8e\u56fd\u5b66\u6821\uff09\u548c\u8d44\u91d1\u53d1\u653e\u540e\u624d\u5f00\u59cb\u4ed8\u6b3e\u3002\u5728\u60a8\u8fd8\u5728\u5b66\u6821\uff0c\u4ee5\u53ca\u6bd5\u4e1a\u540e\u7684\u516d\u4e2a\u6708\u5185\uff0c\u60a8\u5c06\u53ea\u652f\u4ed8\u52a9\u5b66\u91d1\u7684\u5229\u606f\u3002\u5728\u5b66\u6821\u671f\u95f4\u4ed8\u6b3e\u7684\u4e24\u4e2a\u597d\u5904\u5305\u62ec\uff1a<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u9632\u6b62\u672a\u4ed8\u5229\u606f\u79ef\u7d2f\u5e76\u5728\u6bd5\u4e1a\u540e\u589e\u52a0\u60a8\u7684\u52a9\u5b66\u91d1\u4f59\u989d\u548c\u4ed8\u6b3e\uff08\u5426\u5219\u79f0\u4e3a\u201c\u8d1f\u644a\u9500\u201d\uff09\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5b83\u53ef\u4ee5\u5e2e\u52a9\u60a8\u5728\u7f8e\u56fd\u5efa\u7acb\u4fe1\u7528 &#8211; \u5982\u679c\u60a8\u60f3\u7533\u8bf7\u5176\u4ed6\u4fe1\u7528\u4ea7\u54c1\uff0c\u5982\u4fe1\u7528\u5361\uff0c\u60a8\u5c06\u9700\u8981\u8fd9\u4e2a\u3002<\/span><\/li>\n<\/ol>\n<h4 style=\"margin-bottom: 10px;\"><span style=\"font-weight: 400;\">Q: \u6211\u53ef\u4ee5\u5728\u52a9\u5b66\u91d1\u63d0\u4f9b\u4e2d\u5217\u51fa\u7684\u65e5\u671f\u4e4b\u524d\u507f\u8fd8\u52a9\u5b66\u91d1\u5417\uff1f<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">A: \u662f\u7684\uff0c\u60a8\u53ef\u4ee5\u8fdb\u884c\u9ad8\u4e8e\u6240\u9700\u7684\u4ed8\u6b3e\uff0c\u4ee5\u4fbf\u63d0\u524d\u507f\u8fd8\u60a8\u7684\u52a9\u5b66\u91d1\u3002\u8d85\u8fc7\u6700\u4f4e\u91d1\u989d\u7684\u4ed8\u6b3e\u5c06\u7528\u4e8e\u60a8\u7684\u672c\u91d1\u4f59\u989d\uff0c\u60a8\u7684\u5b9a\u671f\u4ed8\u6b3e\u4ecd\u5c06\u5728\u4e0b\u4e2a\u6708\u5230\u671f\u3002\u5982\u679c\u60a8\u63d0\u524d\u507f\u8fd8\u52a9\u5b66\u91d1\uff0c\u60a8\u5c06\u4e0d\u4f1a\u6709\u63d0\u524d\u507f\u8fd8\u7f5a\u6b3e\u6216\u989d\u5916\u8d39\u7528\u3002<\/span><\/p>\n<h4 style=\"margin-bottom: 10px;\"><span style=\"font-weight: 400;\">Q: \u56fa\u5b9a\u5229\u7387\u52a9\u5b66\u91d1\u7684\u597d\u5904\u662f\u4ec0\u4e48\uff1f<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">A: \u5229\u7387\u53ef\u4ee5\u662f\u56fa\u5b9a\u7684\u6216\u53ef\u53d8\u7684\u3002\u5f53\u5229\u7387\u662f\u53ef\u53d8\u7684\u65f6\uff0c\u5b83\u53ef\u4ee5\u9891\u7e41\u5730\u53d8\u5316\uff0c\u5305\u62ec\u4f1a\u589e\u52a0\u60a8\u7684\u6bcf\u6708\u8fd8\u6b3e\u7684\u5927\u5e45\u5ea6\u589e\u52a0\u3002\u56fa\u5b9a\u5229\u7387\u4e0d\u4f1a\u53d8\u5316 &#8211; \u60a8\u77e5\u9053\u6bcf\u4e2a\u6708\u60a8\u9700\u8981\u652f\u4ed8\u591a\u5c11\uff0c\u800c\u4e0d\u5fc5\u62c5\u5fc3\u5229\u7387\u98d9\u5347\u3002\u6709\u4e86MPOWER\uff0c\u60a8\u53ef\u4ee5\u59cb\u7ec8\u4f9d\u8d56\u56fa\u5b9a\u5229\u7387\u7684\u52a9\u5b66\u91d1\u3002<\/span><\/p>\n<h4 style=\"margin-bottom: 10px;\"><span style=\"font-weight: 400;\">Q: \u6211\u5982\u4f55\u964d\u4f4e\u6211\u7684\u5229\u7387\uff1f<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">A: \u60a8\u786e\u5b9e\u6709\u53ef\u80fd\u83b7\u5f97\u5229\u7387\u6298\u6263\u7684\u8d44\u683c\uff01<\/span><\/p>\n<p>\u5982\u4f55\u83b7\u5f97\u8d44\u683c\uff1f\u6ce8\u518c\u81ea\u52a8\u652f\u4ed8\uff0c\u53ea\u8981\u60a8\u4fdd\u6301\u6ce8\u518c\uff0c\u60a8\u7684\u5229\u7387\u5c31\u53ef\u4ee5\u51cf\u5c110.25%\u3002<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5982\u679c\u60a8\u6536\u5230\u4e86\u60a8\u7684MPOWER\u52a9\u5b66\u91d1\u63d0\u4f9b\uff0c\u4e5f\u88ab\u79f0\u4e3a\u79c1\u4eba\u6559\u80b2\u52a9\u5b66\u91d1\u6279\u51c6\u62ab\u9732\uff0c\u4e0d\u8981\u8ba9\u5b83\u65e0\u4eba\u5e94\u7b54\u3002\u5982\u679c\u60a8\u4e0d\u63a5\u53d7\u63d0\u4f9b\u5e76\u7535\u5b50\u7b7e\u7f72\u52a9\u5b66\u91d1\u6587\u4ef6\uff0c\u60a8\u7684\u52a9\u5b66\u91d1\u5c31\u65e0\u6cd5\u83b7\u5f97\u8d44\u52a9\u3002\u6211\u4eec\u5e0c\u671b\u63d0\u4f9b\u60a8\u9700\u8981\u7684\u4fe1\u606f\uff0c\u4ee5\u4fbf\u60a8\u505a\u51fa\u6700\u597d\u7684\u51b3\u5b9a\uff0c\u6240\u4ee5\u8bf7\u7ee7\u7eed\u9605\u8bfb\u4ee5\u83b7\u53d6\u6e05\u6670\u7684\u7406\u89e3\u3002 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\u7b54\uff1a\u8fd9\u53ef\u4ee5\u5728\u60a8\u7684MPOWER\u95e8\u6237\u4e2d\u8f7b\u677e\u5b8c\u6210\u3002\u5982\u679c\u60a8\u5bf9\u52a9\u5b66\u91d1\u6279\u51c6\u62ab\u9732\u6709\u7591\u95ee\uff0c\u4e0d\u8981\u7b49\u5230\u6700\u540e\u4e00\u523b\u5e76\u5192\u7740\u91cd\u65b0\u5f00\u59cb\u7684\u98ce\u9669\u2014\u2014\u8bf7\u8054\u7cfb\u60a8\u7684\u5173\u7cfb\u7ecf\u7406\u3002 \u95ee\uff1a\u6211\u5e94\u8be5\u5728MPOWER\u6279\u51c6\u63d0\u4f9b\u4e2d\u5bfb\u627e\u4ec0\u4e48\uff1f \u7b54\uff1a\u9700\u8981\u8003\u8651\u7684\u4e00\u4e9b\u5173\u952e\u9879\u76ee\u5305\u62ec\uff1a \u8bf7\u6ce8\u610f\uff0c\u4e0e\u6240\u6709MPOWER\u52a9\u5b66\u91d1\u4e00\u6837\uff0c\u60a8\u7684\u5229\u7387\u662f\u56fa\u5b9a\u7684\u3002 \u786e\u8ba4\u6240\u5217\u4fe1\u606f\u51c6\u786e\uff0c\u5305\u62ec\u60a8\u7684\u5b66\u6821\u3002 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