{"id":25503,"date":"2022-10-31T08:28:07","date_gmt":"2022-10-31T12:28:07","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/zh\/blog\/how-international-student-loans-work\/"},"modified":"2025-08-05T02:15:14","modified_gmt":"2025-08-05T02:15:14","slug":"how-international-student-loans-work","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/how-international-student-loans-work\/","title":{"rendered":"\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\u5982\u4f55\u8fd0\u4f5c\uff1a\u9996\u6b21\u501f\u6b3e\u8005\u7684\u63d0\u793a"},"content":{"rendered":"<p><span style=\"font-weight: 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class=\"alignnone wp-image-17316 size-full\" src=\"https:\/\/www.mpowerfinancing.com\/wp-content\/uploads\/2022\/10\/Students-Loans_V2_A.png\" alt=\"\u5173\u4e8e\u9996\u6b21\u56fd\u9645\u501f\u6b3e\u4eba\u5982\u4f55\u4f7f\u7528\u52a9\u5b66\u91d1\u7684\u6307\u5357\" width=\"1149\" height=\"1247\" \/><\/p>\n<h2 style=\"margin-bottom: 20px;\"><span style=\"font-weight: 400;\">\u4ec0\u4e48\u662f\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\uff1f<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u52a9\u5b66\u91d1\u662f\u4e00\u79cd\u5206\u671f\u8d37\u6b3e\uff0c\u65e8\u5728\u5e2e\u52a9\u5b66\u751f\u652f\u4ed8\u6559\u80b2\u8d39\u7528\u3002\u5f53\u4f60\u6709\u4e00\u7b14\u52a9\u5b66\u91d1\u65f6\uff0c\u4f60\u7684\u8d37\u6b3e\u673a\u6784\u901a\u5e38\u4f1a\u76f4\u63a5\u5c06\u94b1\u5bc4\u5230\u4f60\u7684\u5b66\u6821\u3002<\/span><\/p>\n<p><span style=\"font-weight: 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\u4f60\u5fc5\u987b\u5e26\u5229\u606f\u8fd8\u6b3e\u3002\u5229\u606f\u662f\u501f\u6b3e\u7684\u6210\u672c\uff0c\u6309\u56fa\u5b9a\u6216\u53ef\u53d8\u5229\u7387\u8ba1\u7b97\u3002\u4e00\u4e9b\u8d37\u6b3e\u673a\u6784\u5728\u52a9\u5b66\u91d1\u4e0a\u8fd8\u4f1a\u6536\u53d6\u53d1\u653e\u6216\u8d77\u6e90\u8d39\u3002\u4e86\u89e3\u53ef\u53d8\u548c<a href=\"https:\/\/www.mpowerfinancing.com\/zh\/financial-empowerment\/fixed-rate-student-loan\">\u56fa\u5b9a\u5229\u7387\u52a9\u5b66\u91d1<\/a>\u4e4b\u95f4\u7684\u533a\u522b\uff0c\u4ee5\u51b3\u5b9a\u54ea\u79cd\u9009\u9879\u9002\u5408\u4f60\uff0c\u662f\u975e\u5e38\u91cd\u8981\u7684\u3002 <\/span><\/p>\n<h2><span style=\"font-weight: 400;\">\u56fd\u9645\u5b66\u751f\u7684\u52a9\u5b66\u91d1\u4e0e\u5176\u4ed6\u5b66\u751f\u7684\u52a9\u5b66\u91d1\u6709\u4f55\u4e0d\u540c\uff1f<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u5728\u7f8e\u56fd\u7533\u8bf7\u52a9\u5b66\u91d1\u7684\u7f8e\u56fd\u5b66\u751f\u9700\u8981\u63d0\u4ea4\u7684\u8d37\u6b3e\u6838\u5b9e\u6587\u4ef6\u6bd4\u5176\u4ed6\u56fd\u5bb6\u7684\u5b66\u751f\u7533\u8bf7\u8005\u5c11\u3002\u4f5c\u4e3a\u8d37\u6b3e\u7533\u8bf7\u8fc7\u7a0b\u7684\u4e00\u90e8\u5206\uff0c\u56fd\u9645\u5b66\u751f\u5fc5\u987b\u63d0\u4ea4\u4e00\u4efd\u7b7e\u8bc1\uff0c\u8fd9\u4efd\u7b7e\u8bc1\u5141\u8bb8\u4ed6\u4eec\u5728\u7f8e\u56fd\u5b66\u4e60\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5b66\u751f\u5fc5\u987b\u9996\u5148\uff1a<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/understanding-student-visa-regulations-a-step-by-step-guide\"><span style=\"font-weight: 400;\">\u4e86\u89e3\u5b66\u751f\u7b7e\u8bc1\u89c4\u5b9a<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/a-beginners-guide-to-getting-a-u-s-student-visa\"><span style=\"font-weight: 400;\">\u4e86\u89e3\u5982\u4f55\u83b7\u53d6\u7b7e\u8bc1<\/span><\/a><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u8fd9\u5305\u62ec\u4e86\u89e3\u4ed6\u4eec\u9700\u8981\u4ec0\u4e48\u7c7b\u578b\u7684\u7b7e\u8bc1\u6765\u7559\u5b66\uff0c\u7533\u8bf7\u7b7e\u8bc1\u548c<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/preparing-for-your-f1-visa-interview-3-essential-tips\"><span style=\"font-weight: 400;\">\u51c6\u5907\u5e76\u53c2\u52a0\u7b7e\u8bc1\u9762\u8bd5<\/span><\/a><span style=\"font-weight: 400;\">\u4e0e\u7f8e\u56fd\u56fd\u52a1\u9662\u3002<\/span><\/p>\n<h2>\u4f60\u53ef\u4ee5\u7528\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\u82b1\u5728\u54ea\u91cc\uff1f<\/h2>\n<p><span style=\"font-weight: 400;\">\u4f60\u53ef\u4ee5\u4f7f\u7528\u52a9\u5b66\u91d1\u6765\u652f\u4ed8\u5728\u7f8e\u56fd\u5b66\u4e60\u7684\u6559\u80b2\u8d39\u7528\uff0c\u800c\u4f60\u7684\u5b66\u6821\u9700\u8981\u8bc1\u660e\u52a9\u5b66\u91d1\u7684\u91d1\u989d\u3002\u8fd9\u4e9b\u8d39\u7528\u4f1a\u56e0\u5b66\u6821\u800c\u5f02\uff0c\u4f46\u53ef\u80fd\u5305\u62ec\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5b66\u8d39\u548c\u8d39\u7528<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4f4f\u623f\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u9910\u996e\u8ba1\u5212\u548c\u6742\u8d27\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4e66\u7c4d\uff0c\u7b14\u8bb0\u672c\u7535\u8111\u548c\u5176\u4ed6\u7528\u54c1\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4ea4\u901a\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u4f60\u4e5f\u53ef\u4ee5\u4f7f\u7528\u52a9\u5b66\u91d1\u6765\u652f\u4ed8\u4f60\u7684\u65e5\u5e38\u751f\u6d3b\u8d39\u7528\uff0c\u4f46\u521b\u5efa\u9884\u7b97\u5e76\u53ea\u501f\u7528\u4f60\u9700\u8981\u7684\u662f\u5f88\u91cd\u8981\u7684\u3002<\/span><\/p>\n<h2 style=\"margin-bottom: 20px;\"><span style=\"font-weight: 400;\">\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\u7684\u5229\u606f\u662f\u5982\u4f55\u5de5\u4f5c\u7684\uff1f\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u4f5c\u4e3a\u4e00\u540d\u56fd\u9645\u5b66\u751f\uff0c\u4f60\u65e0\u6cd5\u901a\u8fc7\u7f8e\u56fd\u653f\u5e9c\u83b7\u5f97\u52a9\u5b66\u91d1\uff0c\u4f46\u4f60\u53ef\u4ee5\u5bfb\u627e\u79c1\u4eba\u52a9\u5b66\u91d1\u63d0\u4f9b\u5546\u3002\u5927\u591a\u6570\u79c1\u4eba<a href=\"https:\/\/www.mpowerfinancing.com\/zh\/\">\u52a9\u5b66\u91d1<\/a>\u4ece\u8d44\u91d1\u5212\u62e8\u5230\u4f60\u7684\u5b66\u6821\u7684\u90a3\u4e00\u5929\u5f00\u59cb\u8ba1\u606f\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4f8b\u5982\uff0c\u5047\u8bbe\u4f60\u501f\u4e8630,000\u7f8e\u5143\uff0c\u5229\u7387\u4e3a13.99%\u3002\u572810\u5e74\u7684\u8fd8\u6b3e\u671f\u5185\uff0c\u4f60\u6bcf\u6708\u7684\u8fd8\u6b3e\u989d\u5c06\u662f466\u7f8e\u5143\uff0c\u4f60\u5c06\u652f\u4ed8\u603b\u8ba125,874\u7f8e\u5143\u7684\u5229\u606f\u3002\u8bf7\u8bb0\u4f4f\uff0c\u5982\u679c\u4f60\u9009\u62e9\u50cfMPOWER\u8fd9\u6837\u7684\u8d37\u6b3e\u4eba\uff0c\u5141\u8bb8\u5728\u5b66\u6821\u671f\u95f4\u53ea\u652f\u4ed8\u5229\u606f &#8211; \u90a3\u4e48\u8fd9\u4e9b\u4ed8\u6b3e\u5c06\u4f1a\u66f4\u5c11\u3002<\/span><\/p>\n<p><span style=\"font-weight: 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href=\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/fixed-or-variable-interest-rate-student-loan-which-one-should-you-choose\/\"><span style=\"font-weight: 400;\">\u56fa\u5b9a\u5229\u7387\u6216\u6d6e\u52a8\u5229\u7387<\/span><\/a><span style=\"font-weight: 400;\">\u3002\u4e00\u4e9b\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\u662f\u56fa\u5b9a\u5229\u7387\u52a9\u5b66\u91d1\uff0c\u8fd9\u610f\u5473\u7740\u4f60\u652f\u4ed8\u7684\u5229\u606f\u5728\u52a9\u5b66\u91d1\u7684\u4f7f\u7528\u671f\u9650\u5185\u5c06\u4fdd\u6301\u4e0d\u53d8\u3002\u5176\u4ed6\u7684\u52a9\u5b66\u91d1\u53ef\u80fd\u6709\u6d6e\u52a8\u5229\u7387\uff0c\u8fd9\u4e9b\u5229\u7387\u901a\u5e38\u8d77\u521d\u4f4e\u4e8e\u56fa\u5b9a\u5229\u7387\uff0c\u4f46\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\u53ef\u80fd\u4f1a\u589e\u52a0\u3002<\/span><\/p>\n<h2 style=\"margin-bottom: 20px;\">\u4f60\u5982\u4f55\u507f\u8fd8\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\uff1f<\/h2>\n<p><span style=\"font-weight: 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href=\"https:\/\/www.mpowerfinancing.com\/zh\/international-students-guide-to-studying-in-the-u-s\">\u5728\u7f8e\u56fd\u5b66\u4e60\u7684\u56fd\u9645\u5b66\u751f<\/a>\u8bbe\u8ba1\uff0c\u4e0d\u9700\u8981\u5171\u540c\u7b7e\u7f72\u4eba\u6216\u62b5\u62bc\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u901a\u8fc7MPOWER\u7684\u52a9\u5b66\u91d1\uff0c\u4f60\u53ef\u4ee5\u7533\u8bf7\u501f\u6b3e\u9ad8\u8fbe100,000\u7f8e\u5143\uff0c\u56fa\u5b9a\u5229\u7387\uff0c10\u5e74\u7684\u8fd8\u6b3e\u671f\u3002\u5728\u4f60\u5728\u5b66\u671f\u95f4\u4ee5\u53ca\u6bd5\u4e1a\u540e\u7684\u516d\u4e2a\u6708\u5185\uff0c\u4f60\u53ea\u9700\u8981\u652f\u4ed8\u5229\u606f\u3002\u5728\u6b64\u671f\u95f4\u7ed3\u675f\u540e\uff0c\u4f60\u5c06\u5f00\u59cb\u507f\u8fd8\u5229\u606f\u548c\u672c\u91d1\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4f60\u53ef\u4ee5<a href=\"https:\/\/www.mpowerfinancing.com\/zh\/get-a-loan\">\u5728\u7ebf\u7533\u8bf7MPOWER\u7684\u52a9\u5b66\u91d1<\/a>\uff0c\u56e0\u4e3a\u8fd9\u662f\u4e00\u4e2a\u5b8c\u5168\u6570\u5b57\u5316\u7684\u8fc7\u7a0b\u3002\u6839\u636e\u4f60\u7684\u60c5\u51b5\uff0c\u4f60\u53ef\u80fd\u5728\u77ed\u77ed\u4e24\u5468\u5185\u5c31\u80fd\u83b7\u5f97\u52a9\u5b66\u91d1\u7684\u6279\u51c6\u548c\u8d44\u91d1\u3002<\/span><span style=\"font-weight: 400;\">\u8bf7\u53c2\u9605\u6211\u4eec\u7684\u6587\u7ae0<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/when-to-apply-for-an-international-student-loan\">\u4f55\u65f6\u7533\u8bf7\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1<\/a><span style=\"font-weight: 400;\">\uff0c\u4e86\u89e3\u66f4\u591a\u5173\u4e8e\u52a9\u5b66\u91d1\u5904\u7406\u65f6\u95f4\u7684\u4fe1\u606f\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4e86\u89e3\u66f4\u591a\u5173\u4e8eMPOWER 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