{"id":25495,"date":"2022-12-27T07:35:08","date_gmt":"2022-12-27T12:35:08","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/zh\/blog\/how-do-international-students-get-a-student-loan\/"},"modified":"2025-08-05T02:06:40","modified_gmt":"2025-08-05T02:06:40","slug":"how-do-international-students-get-a-student-loan","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/how-do-international-students-get-a-student-loan\/","title":{"rendered":"\u56fd\u9645\u5b66\u751f\u5982\u4f55\u83b7\u5f97\u52a9\u5b66\u91d1\uff1f"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\u5728\u7f8e\u56fd\u83b7\u5f97\u5b66\u4f4d\u53ef\u80fd\u662f\u4e00\u6b21\u4ee4\u4eba\u5174\u594b\u548c\u5145\u5b9e\u7684\u5192\u9669\uff0c\u4f46\u9996\u5148\u4f60\u9700\u8981\u5f04\u6e05\u695a\u5982\u4f55\u652f\u4ed8\u5b66\u8d39\u3002\u5982\u679c\u4f60\u9700\u8981\u8d44\u91d1\uff0c\u53ef\u4ee5\u8003\u8651\u4ece\u94f6\u884c\u3001\u4fe1\u7528\u5408\u4f5c\u793e\u6216\u5728\u7ebf\u8d37\u6b3e\u673a\u6784\u501f\u6b3e\u83b7\u5f97\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\u3002\u8fd9\u79cd\u52a9\u5b66\u91d1\u4e13\u4e3a\u56fd\u9645\u5b66\u751f\u8bbe\u8ba1\uff0c<a href=\"https:\/\/mpowerfinancing.com\/\">\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1<\/a>\u53ef\u4ee5\u63d0\u4f9b\u4f60\u652f\u4ed8\u56fd\u9645\u6559\u80b2\u6240\u9700\u7684\u8d44\u91d1\u3002\u4f46\u8bf7\u8bb0\u4f4f\uff0c\u52a9\u5b66\u91d1\u5e76\u4e0d\u662f\u514d\u8d39\u7684\u94b1\u2014\u2014\u4f60\u9700\u8981\u507f\u8fd8\u5b83\uff0c\u8fd8\u8981\u4ed8\u5229\u606f\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u7ee7\u7eed\u9605\u8bfb\u4ee5\u4e86\u89e3\u66f4\u591a\u5173\u4e8e\u7f8e\u56fd\u52a9\u5b66\u91d1\u7684\u4fe1\u606f\uff0c\u5305\u62ec\u5982\u4f55\u7533\u8bf7\u52a9\u5b66\u91d1\u4ee5\u53ca\u5982\u4f55\u6bd4\u8f83\u9009\u9879\u4ee5\u627e\u5230\u6700\u9002\u5408\u4f60\u7684\u4f18\u60e0\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span style=\"font-weight: 400;\">\u5982\u4f55\u5728\u7f8e\u56fd\u83b7\u5f97\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u4f5c\u4e3a\u5728\u7f8e\u56fd\u5b66\u4e60\u7684\u56fd\u9645\u5b66\u751f\uff0c\u4f60\u4e0d\u5e78\u5730\u65e0\u6cd5\u83b7\u5f97\u7f8e\u56fd\u6559\u80b2\u90e8\u7684\u8054\u90a6\u52a9\u5b66\u91d1\u6216\u8d22\u653f\u63f4\u52a9\u3002\u7136\u800c\uff0c\u4f60\u53ef\u4ee5\u4ece\u79c1\u4eba\u673a\u6784\uff0c\u5982\u94f6\u884c\u3001\u4fe1\u7528\u5408\u4f5c\u793e\u6216\u5728\u7ebf\u8d37\u6b3e\u673a\u6784\u501f\u6b3e\u83b7\u5f97\u79c1\u4eba\u52a9\u5b66\u91d1\u3002\u4ee5\u4e0b\u662f\u5982\u4f55\u5f00\u59cb\u7684\u6b65\u9aa4\uff1a<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">1. \u68c0\u67e5\u8d44\u683c\u8981\u6c42<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5f00\u59cb\u4f60\u7684\u641c\u7d22\uff0c\u5217\u51fa\u4e00\u4efd\u5411\u56fd\u9645\u5b66\u751f\u63d0\u4f9b\u52a9\u5b66\u91d1\u7684\u8d37\u6b3e\u673a\u6784\u540d\u5355\u3002\u5728\u7f16\u5236\u540d\u5355\u65f6\uff0c\u67e5\u770b\u6bcf\u4e2a\u8d37\u6b3e\u673a\u6784\u7684\u8d44\u683c\u8981\u6c42\uff0c\u4ee5\u786e\u4fdd\u4f60\u80fd\u591f\u7b26\u5408\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4f8b\u5982\uff0c\u8bb8\u591a\u8d37\u6b3e\u673a\u6784\u8981\u6c42\u56fd\u9645\u5b66\u751f\u4e0e\u5c45\u4f4f\u5728\u7f8e\u56fd\u7684\u5171\u540c\u501f\u6b3e\u4eba\u4e00\u8d77\u7533\u8bf7\u3002\u5171\u540c\u501f\u6b3e\u4eba\u662f\u4e00\u4e2a\u4e0e\u4f60\u4e00\u8d77\u7533\u8bf7\u52a9\u5b66\u91d1\u7684\u6210\u5e74\u4eba\u3002\u56e0\u4e3a\u4ed6\u4eec\u7684\u540d\u5b57\u5728\u7533\u8bf7\u8868\u4e0a\uff0c\u4ed6\u4eec\u5bf9\u503a\u52a1\u8d1f\u6709\u540c\u7b49\u8d23\u4efb\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u5e0c\u671b\u81ea\u5df1\u7533\u8bf7\u52a9\u5b66\u91d1\uff08\u6216\u8005\u6ca1\u6709\u5c45\u4f4f\u5728\u7f8e\u56fd\u7684\u5171\u540c\u501f\u6b3e\u4eba\uff09\uff0c\u4f60\u5e76\u975e\u6ca1\u6709\u9009\u62e9\u3002MPOWER Financing\u5411\u7b26\u5408\u6761\u4ef6\u7684\u5728\u7f8e\u56fd\u548c\u52a0\u62ff\u5927\u7684\u56fd\u9645\u5b66\u751f\u63d0\u4f9b<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/get-a-loan\"><span style=\"font-weight: 400;\">\u672c\u79d1\u548c\u7814\u7a76\u751f\u52a9\u5b66\u91d1<\/span><\/a><span style=\"font-weight: 400;\">\uff0c\u65e0\u9700\u5171\u540c\u501f\u6b3e\u4eba\u6216\u62b5\u62bc\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">2. \u6bd4\u8f83\u5229\u7387\u548c\u8d39\u7528<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5229\u7387\u548c\u8d39\u7528\u5bf9\u4f60\u7684\u957f\u671f\u501f\u6b3e\u6210\u672c\u6709\u91cd\u5927\u5f71\u54cd\u3002\u9ad8\u5229\u7387\u548c\u9ad8\u989d\u8d39\u7528\u53ef\u80fd\u610f\u5473\u7740\u4f60\u5fc5\u987b\u507f\u8fd8\u7684\u91d1\u989d\u8fdc\u8d85\u4e8e\u4f60\u6700\u521d\u501f\u6b3e\u7684\u91d1\u989d\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5229\u7387\u548c\u8d39\u7528\u56e0\u8d37\u6b3e\u673a\u6784\u800c\u5f02\uff0c\u56e0\u6b64\u5728\u4f60\u8d2d\u7269\u65f6\uff0c\u5bfb\u627e\u4e00\u4e2a\u63d0\u4f9b\u4f60\u611f\u89c9\u8212\u9002\u7684\u5229\u7387\u548c\u8d39\u7528\u7684\u8d37\u6b3e\u673a\u6784\u3002\u5927\u591a\u6570\u8d37\u6b3e\u673a\u6784\u90fd\u4f1a\u516c\u5e03\u4e00\u7cfb\u5217\u5229\u7387\uff0c\u56e0\u6b64\u4f60\u53ef\u80fd\u5728\u7533\u8bf7\u52a9\u5b66\u91d1\u4e4b\u524d\u4e0d\u77e5\u9053\u4f60\u7684\u5229\u7387\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">3. \u67e5\u770b\u8fd8\u6b3e\u6761\u6b3e<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5728\u6bd4\u8f83\u4f60\u7684\u52a9\u5b66\u91d1\u4f18\u60e0\u65f6\uff0c\u770b\u4e00\u4e0b\u6bcf\u4e2a\u8d37\u6b3e\u673a\u6784\u63d0\u4f9b\u7684\u8fd8\u6b3e\u6761\u6b3e\u3002\u8fd8\u6b3e\u901a\u5e38\u5728\u4e94\u5e74\u5230\u4e8c\u5341\u5e74\u4e4b\u95f4\u3002\u8bf7\u8bb0\u4f4f\uff0c\u66f4\u957f\u7684\u8fd8\u6b3e\u671f\u9650\u5c06\u4f7f\u4f60\u7684\u6708\u4ed8\u6b3e\u66f4\u52a0\u8d1f\u62c5\u5f97\u8d77\uff0c\u4f46\u4f60\u6700\u7ec8\u5c06\u652f\u4ed8\u66f4\u591a\u7684\u5229\u606f\u3002\u53e6\u4e00\u65b9\u9762\uff0c\u8f83\u77ed\u7684\u671f\u9650\u5c06\u51cf\u5c11\u4f60\u7684\u5229\u606f\u8d39\u7528\uff0c\u4f46\u9700\u8981\u66f4\u9ad8\u7684\u6708\u4ed8\u6b3e\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4f5c\u4e3a\u5b66\u751f\uff0c\u5f88\u96be\u9884\u6d4b\u4f60\u6bd5\u4e1a\u540e\u7684\u52a9\u5b66\u91d1\u8fd8\u6b3e\u9884\u7b97\u5c06\u662f\u591a\u5c11\u3002\u7136\u800c\uff0c\u9009\u62e9\u4e00\u4e2a\u63d0\u4f9b\u8db3\u591f\u957f\u7684\u671f\u9650\uff0810\u5e74\u6216\u66f4\u957f\uff09\u7684\u8d37\u6b3e\u673a\u6784\u5e94\u8be5\u53ef\u4ee5\u5e2e\u52a9\u786e\u4fdd\u4f60\u7684\u6708\u5ea6\u52a9\u5b66\u91d1\u8fd8\u6b3e\u4e0d\u4f1a\u8fc7\u4e8e\u7e41\u91cd\u3002\u6b64\u5916\uff0c\u786e\u8ba4\u4f60\u7684\u6f5c\u5728\u8d37\u6b3e\u673a\u6784\u662f\u5426\u6536\u53d6\u63d0\u524d\u8fd8\u6b3e\u7f5a\u6b3e\uff1b\u5982\u679c\u6ca1\u6709\uff0c\u4f60\u5c06\u6709\u673a\u4f1a\u5728\u6ca1\u6709\u989d\u5916\u8d39\u7528\u7684\u60c5\u51b5\u4e0b\u63d0\u524d\u507f\u8fd8\u4f60\u7684\u52a9\u5b66\u91d1\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">4. \u7533\u8bf7\u4f60\u7684\u52a9\u5b66\u91d1<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u4e00\u65e6\u4f60\u627e\u5230\u4e86\u9002\u5408\u4f60\u7684\u52a9\u5b66\u91d1\uff0c\u4f60\u7684\u4e0b\u4e00\u6b65\u5c31\u662f\u7533\u8bf7\u3002\u8bb8\u591a\u8d37\u6b3e\u673a\u6784\u5141\u8bb8\u4f60\u5728\u7ebf\u7533\u8bf7\u52a9\u5b66\u91d1\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4f60\u5c06\u586b\u5199\u4f60\u7684\u4e2a\u4eba\u8be6\u7ec6\u4fe1\u606f\uff0c\u4ee5\u53ca\u4e0a\u4f20\u652f\u6301\u6587\u4ef6\uff0c\u5982\u5165\u5b66\u8bc1\u660e\u6216\u6210\u7ee9\u5355\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4e00\u65e6\u8d37\u6b3e\u673a\u6784\u62e5\u6709\u4f60\u7684\u4fe1\u606f\uff0c\u4ed6\u4eec\u5c06\u5ba1\u67e5\u4f60\u7684\u7533\u8bf7\u3002\u5047\u8bbe\u4f60\u7684\u52a9\u5b66\u91d1\u83b7\u5f97\u6279\u51c6\uff0c\u8d37\u6b3e\u673a\u6784\u5c06\u8054\u7cfb\u4f60\u7684\u5b66\u6821\u786e\u8ba4\u4f60\u7684\u5b66\u8d39\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4e00\u65e6\u4f60\u7684\u5b66\u6821\u6279\u51c6\u4e86\u52a9\u5b66\u91d1\u91d1\u989d\uff0c\u8d37\u6b3e\u673a\u6784\u53ef\u80fd\u4f1a\u76f4\u63a5\u5c06\u8d44\u91d1\u53d1\u9001\u5230\u8d22\u52a1\u63f4\u52a9\u529e\u516c\u5ba4\u3002\u8d22\u52a1\u63f4\u52a9\u529e\u516c\u5ba4\u5c06\u5c06\u8fd9\u4e9b\u8d44\u91d1\u7528\u4e8e\u4f60\u7684\u5b66\u8d39\u8d26\u5355\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u8fd9\u4e2a\u8fc7\u7a0b\u53ef\u80fd\u9700\u8981\u51e0\u5468\u5230\u51e0\u4e2a\u6708\u7684\u65f6\u95f4\uff0c\u6240\u4ee5\u5f00\u59cb\u65e9\u662f\u81f3\u5173\u91cd\u8981\u7684\u3002\u4f8b\u5982\uff0c\u5982\u679c\u4f60\u7684\u5b66\u8d39\u8d26\u5355\u5728\u516b\u6708\u4efd\u5230\u671f\uff0c\u6700\u597d\u5728\u56db\u6708\u6216\u4e94\u6708\u5c31\u5f00\u59cb\u52a9\u5b66\u91d1\u8d2d\u7269\u8fc7\u7a0b\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">7. \u8003\u8651\u5728\u5b66\u671f\u95f4\u507f\u8fd8<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u4e00\u4e9b\u8d37\u6b3e\u673a\u6784\u4f1a\u5728\u4f60\u6bd5\u4e1a\u540e\u7684\u4e00\u6bb5\u65f6\u95f4\uff08\u88ab\u79f0\u4e3a\u5bbd\u9650\u671f\uff09\u63a8\u8fdf\u8fd8\u6b3e\uff0c\u800c\u5176\u4ed6\u8d37\u6b3e\u673a\u6784\u5219\u8981\u6c42\u4f60\u5728\u5b66\u671f\u95f4\u505a\u51fa\u5c0f\u989d\u6216\u53ea\u507f\u8fd8\u5229\u606f\u7684\u8fd8\u6b3e\u3002\u5728MPOWER Financing\uff0c\u501f\u6b3e\u4eba\u5728\u5b66\u671f\u95f4\u548c\u6bd5\u4e1a\u540e\u7684\u516d\u4e2a\u6708\u5185\u6bcf\u6708\u507f\u8fd8\u5229\u606f\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u9009\u62e9\u7684\u8d37\u6b3e\u673a\u6784\u4e0d\u8981\u6c42\u5728\u5b66\u671f\u95f4\u507f\u8fd8\uff0c\u90a3\u4e48\u8003\u8651\u5728\u5b66\u671f\u95f4\u507f\u8fd8\u4f60\u7684\u52a9\u5b66\u91d1\u3002\u5982\u679c\u4f60\u7b49\u5230\u6bd5\u4e1a\u540e\u518d\u507f\u8fd8\uff0c\u4f60\u7684\u52a9\u5b66\u91d1\u53ef\u80fd\u4f1a\u56e0\u4e3a\u4f60\u5728\u5b66\u671f\u95f4\u4ea7\u751f\u7684\u5229\u606f\u800c\u589e\u52a0\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u53ef\u80fd\u7684\u8bdd\uff0c\u6cbf\u9014\u505a\u51fa\u5c0f\u989d\u8fd8\u6b3e\uff0c\u53ef\u80fd\u4f1a\u51cf\u5c11\u4f60\u7684\u5229\u606f\u8d39\u7528\uff0c\u5e76\u9632\u6b62\u4f60\u7684\u52a9\u5b66\u91d1\u4f59\u989d\u5728\u4f60\u83b7\u5f97\u5b66\u4f4d\u671f\u95f4\u6fc0\u589e\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u5f00\u59cb\u52a9\u5b66\u91d1\u6bd4\u8f83\u8fc7\u7a0b\uff1f\u4eceMPOWER Financing\u5f00\u59cb\u4f60\u7684<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/get-a-loan\"><span style=\"font-weight: 400;\">\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\u641c\u7d22<\/span><\/a><span style=\"font-weight: 400;\">\u3002<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5728\u7f8e\u56fd\u83b7\u5f97\u5b66\u4f4d\u53ef\u80fd\u662f\u4e00\u6b21\u4ee4\u4eba\u5174\u594b\u548c\u5145\u5b9e\u7684\u5192\u9669\uff0c\u4f46\u9996\u5148\u4f60\u9700\u8981\u5f04\u6e05\u695a\u5982\u4f55\u652f\u4ed8\u5b66\u8d39\u3002\u5982\u679c\u4f60\u9700\u8981\u8d44\u91d1\uff0c\u53ef\u4ee5\u8003\u8651\u4ece\u94f6\u884c\u3001\u4fe1\u7528\u5408\u4f5c\u793e\u6216\u5728\u7ebf\u8d37\u6b3e\u673a\u6784\u501f\u6b3e\u83b7\u5f97\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\u3002\u8fd9\u79cd\u52a9\u5b66\u91d1\u4e13\u4e3a\u56fd\u9645\u5b66\u751f\u8bbe\u8ba1\uff0c\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\u53ef\u4ee5\u63d0\u4f9b\u4f60\u652f\u4ed8\u56fd\u9645\u6559\u80b2\u6240\u9700\u7684\u8d44\u91d1\u3002\u4f46\u8bf7\u8bb0\u4f4f\uff0c\u52a9\u5b66\u91d1\u5e76\u4e0d\u662f\u514d\u8d39\u7684\u94b1\u2014\u2014\u4f60\u9700\u8981\u507f\u8fd8\u5b83\uff0c\u8fd8\u8981\u4ed8\u5229\u606f\u3002 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