{"id":25409,"date":"2024-12-04T11:23:00","date_gmt":"2024-12-04T16:23:00","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/zh\/blog\/year-end-financial-checklist-us-students\/"},"modified":"2025-08-04T18:55:37","modified_gmt":"2025-08-04T18:55:37","slug":"year-end-financial-checklist-us-students","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/year-end-financial-checklist-us-students\/","title":{"rendered":"2025\u5e74\u7f8e\u56fd\u56fd\u9645\u5b66\u751f\u7684\u8d22\u52a1\u6e05\u5355"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\u968f\u77402025\u5e74\u7684\u4e34\u8fd1\uff0c\u7559\u5b66\u7f8e\u56fd\u7684\u56fd\u9645\u5b66\u751f\u5e94\u8be5\u62bd\u51fa\u65f6\u95f4\u6765\u6574\u7406\u5373\u5c06\u5230\u6765\u7684\u5b66\u672f\u548c\u8d22\u52a1\u5e74\u5ea6\u7684\u8d22\u52a1\u72b6\u51b5\u3002\u65e0\u8bba\u4f60\u8fd8\u5728\u8ba1\u5212\u9636\u6bb5\u8fd8\u662f\u5df2\u7ecf\u5728\u7f8e\u56fd\u5b89\u5b9a\u4e0b\u6765\uff0c\u4e3b\u52a8\u884c\u52a8\u53ef\u4ee5\u5e2e\u52a9\u5efa\u7acb\u4e00\u4e2a\u575a\u5b9e\u7684<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/international-students-guide-to-studying-in-the-u-s\"><span style=\"font-weight: 400;\">\u5728\u7f8e\u56fd\u7684\u672a\u6765\u57fa\u7840<\/span><\/a><span style=\"font-weight: 400;\">\u3002\u8fd9\u91cc\u6709\u4e00\u4e2a\u5e74\u7ec8\u8d22\u52a1\u6e05\u5355\u6765\u6307\u5bfc\u4f60\u3002<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">\u5bf9\u51c6\u5907\u79fb\u5c45\u7f8e\u56fd\u7684\u5b66\u751f<\/span><\/h2>\n<p><span style=\"font-weight: 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400;\">\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">\u51c6\u5907\u5c55\u793a\u652f\u4ed8\u5b66\u8d39\u7684\u8d22\u52a1\u80fd\u529b<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u4f5c\u4e3a\u4f60\u7684<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/proof-of-funds-for-us-visa\"><span style=\"font-weight: 400;\">\u7f8e\u56fd\u7b7e\u8bc1\u7533\u8bf7<\/span><\/a><span style=\"font-weight: 400;\">\u7684\u4e00\u90e8\u5206\uff0c\u4f60\u9700\u8981\u63d0\u4f9b\u8d22\u52a1\u80fd\u529b\u7684\u8bc1\u660e\uff0c\u4ee5\u652f\u4ed8\u5b66\u8d39\u3001\u4e66\u672c\u3001\u751f\u6d3b\u8d39\u548c\u5728\u7f8e\u56fd\u5b66\u4e60\u671f\u95f4\u7684\u65c5\u884c\u8d39\u7528\u3002\u4e3a\u4e86<\/span><a href=\"https:\/\/studyinthestates.dhs.gov\/students\/prepare\/students-and-the-form-i-20\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u53d1\u51faI-20\u8868\u683c<\/span><\/a><span style=\"font-weight: 400;\">\uff0c\u4f60\u7684\u6307\u5b9a\u5b66\u6821\u5b98\u5458\uff08DSO\uff09\u9700\u8981\u5982\u4e0b\u7684\u8d22\u52a1\u8bc1\u636e\uff1a<\/span><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6700\u8fd1\u4e09\u4e2a\u6708\u7684\u94f6\u884c\u5bf9\u8d26\u5355<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6765\u81ea\u7236\u6bcd\u6216\u5176\u4ed6\u8d5e\u52a9\u4eba\u7684\u6587\u4ef6<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u5956\u5b66\u91d1\u6216\u52a9\u5b66\u91d1\u4fe1<\/span><\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><br \/>\n\u60a8\u4e5f\u53ef\u4ee5\u5411\u60a8\u7684\u79c1\u4eba\u5b66\u751f\u52a9\u5b66\u91d1\u8d37\u6b3e\u4eba\u8981\u6c42\u63d0\u4f9b\u8d44\u91d1\u8bc1\u660e\u4fe1\u3002\u4e00\u65e6\u60a8\u63d0\u4ea4\u4e86\u7533\u8bf7\u548c\u652f\u6301\u6587\u4ef6\uff0cMPOWER Financing\u7684\u5ba2\u6237\u5c06\u81ea\u52a8\u6536\u5230\u4e00\u5c01\u514d\u8d39\u7684\u7b7e\u8bc1\u652f\u6301\u4fe1\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><a class=\"btn btn-primary\" href=\"https:\/\/app.mpowerfinancing.com\/eligibility\"><span style=\"font-weight: 400;\">\u70b9\u51fb\u7533\u8bf7<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"font-weight: 400;\">\u67e5\u770b\u5065\u5eb7\u4fdd\u9669\u8981\u6c42\u548c\u9009\u9879<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u7f8e\u56fd\u6ca1\u6709\u5168\u6c11\u533b\u7597\u4fdd\u9669\u3002\u56e0\u6b64\uff0c\u5373\u4f7f\u662f\u57fa\u672c\u7684\u533b\u7597\u670d\u52a1\u548c\u836f\u7269\u4e5f\u53ef\u80fd\u5f88\u8d35\u3002\u5065\u5eb7\u4fdd\u9669\u8981\u6c42\u56e0\u5927\u5b66\u800c\u5f02\uff0c\u4f46\u8bb8\u591a\u5927\u5b66\u4e3a\u989d\u5916\u8d39\u7528\u63d0\u4f9b\u81ea\u5df1\u7684\u5065\u5eb7\u4fdd\u9669\u8ba1\u5212\u3002\u6216\u8005\uff0c\u60a8\u53ef\u4ee5\u63a2\u7d22<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/international-student-health-insurance\"><span style=\"font-weight: 400;\">\u79c1\u4eba\u4fdd\u9669\u9009\u9879<\/span><\/a><span style=\"font-weight: 400;\">\u4e0e\u6211\u4eec\u7684\u503c\u5f97\u4fe1\u8d56\u7684\u5408\u4f5c\u4f19\u4f34\u3002<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">\u5bf9\u5df2\u7ecf\u5728\u7f8e\u56fd\u5b66\u4e60\u7684\u5b66\u751f<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u60a8\u5df2\u7ecf\u5728\u7f8e\u56fd\u751f\u6d3b\u548c\u5b66\u4e60\u4e86\u4e00\u6bb5\u65f6\u95f4\uff0c\u65b0\u9c9c\u611f\u53ef\u80fd\u5df2\u7ecf\u6d88\u9000\u3002\u5229\u7528\u8fd9\u6bb5\u65f6\u95f4\u4e3a\u672a\u6765\u4e00\u5e74\u505a\u8ba1\u5212\uff0c\u5145\u5206\u5229\u7528\u60a8\u4f5c\u4e3a\u56fd\u9645\u5b66\u751f\u7684\u5269\u4f59\u65f6\u95f4\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">\u91cd\u65b0\u8bc4\u4f30\u60a8\u7684\u9884\u7b97<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u6839\u636e\u60a8\u5728\u7f8e\u56fd\u7684\u6d88\u8d39\u4e60\u60ef\u8ddf\u8e2a\u5e76\u8c03\u6574\u60a8\u7684\u9884\u7b97\u3002\u4ee5\u4e0b\u662f\u4e00\u4e9b\u4e3a\u5bfb\u6c42\u524a\u51cf\u5f00\u652f\u7684\u5b66\u751f\u63d0\u4f9b\u7684\u5feb\u901f\u9884\u7b97\u63d0\u793a\uff1a<\/span><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u5728\u6559\u79d1\u4e66\u4e0a\u8282\u7701\u5f00\u652f\u3002<\/b><span style=\"font-weight: 400;\"> \u8003\u8651\u79df\u7528\u6216\u4f7f\u7528\u6570\u5b57\u7248\u672c\u4ee5\u964d\u4f4e\u6210\u672c\uff0c\u800c\u4e0d\u662f\u8d2d\u4e70\u65b0\u7684\u3002\u60a8\u7684\u5927\u5b66\u56fe\u4e66\u9986\u4e5f\u53ef\u80fd\u6709\u514d\u8d39\u4f7f\u7528\u7684\u526f\u672c\u3002<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-level=\"1\"><b>\u4f7f\u7528\u5b66\u6821\u8bbe\u65bd\u3002<\/b><span style=\"font-weight: 400;\"> \u5927\u591a\u6570\u5927\u5b66\u63d0\u4f9b\u514d\u8d39\u6216\u6298\u6263\u7684\u8bbe\u65bd\uff0c\u4f8b\u5982\u6821\u56ed\u5065\u8eab\u4e2d\u5fc3\uff0c\u4f4e\u6210\u672c\u7684\u5065\u5eb7\u4e2d\u5fc3\u670d\u52a1\u548c\u514d\u8d39\u7684\u6587\u5316\u548c\u5a31\u4e50\u6d3b\u52a8\u3002<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-level=\"1\"><a href=\"https:\/\/www.studentuniverse.com\/\" target=\"_blank\" rel=\"noopener\"><b>\u8ba1\u5212\u65c5\u884c\u3002<\/b><\/a><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"> \u5982\u679c\u60a8\u8ba1\u5212\u56de\u5bb6\u63a2\u4eb2\uff0c\u4e00\u5b9a\u8981\u63d0\u524d\u9884\u8ba2\u822a\u73ed\u5e76\u4f7f\u7528\u65c5\u884c\u6bd4\u8f83\u7f51\u7ad9\u3002\u5982\u679c\u60a8\u8ba1\u5212\u63a2\u7d22\u9644\u8fd1\u5730\u533a\uff0c\u770b\u770b\u5982\u4f55\u5229\u7528\u516c\u5171\u4ea4\u901a\u5de5\u5177\u3002\u516c\u5171\u4ea4\u901a\u662f\u5728\u4e1c\u6d77\u5cb8\u751f\u6d3b\u7684\u4e00\u5927\u4f18\u52bf\uff01<\/span><\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><br \/>\n\u901a\u8fc7\u6ce8\u610f\u60a8\u7684\u652f\u51fa\uff0c\u60a8\u53ef\u4ee5\u66f4\u597d\u5730\u5229\u7528\u60a8\u7684\u7f8e\u5143\uff0c\u5e76\u5728\u7f8e\u56fd\u5b66\u4e60\u65f6\u4eab\u53d7\u65e0\u989d\u5916\u8d22\u52a1\u538b\u529b\u7684\u65f6\u5149\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">\u5bfb\u627e\u66f4\u591a\u7684\u56fd\u9645\u5b66\u751f\u8d44\u52a9<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u652f\u4ed8\u60a8\u7684\u56fd\u9645\u6559\u80b2\u662f\u4e00\u9879\u6301\u7eed\u7684\u52aa\u529b\u3002\u7ee7\u7eed<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/scholarships\"><span style=\"font-weight: 400;\">\u63a2\u7d22\u5956\u5b66\u91d1\u548c\u5176\u4ed6\u8d44\u52a9\u8d44\u6e90<\/span><\/a><span style=\"font-weight: 400;\">\uff0c\u6bd4\u5982\u6821\u56ed\u52a9\u6559\u548c\u56fd\u9645\u5b66\u751f\u7684\u5de5\u4f5c\u673a\u4f1a\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">\u7ba1\u7406\u5b66\u751f\u52a9\u5b66\u91d1\u652f\u4ed8\u548c\u5176\u4ed6\u8d22\u52a1\u4e49\u52a1<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u5df2\u7ecf\u7533\u8bf7\u4e86<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/what-is-an-international-student-loan\"><span style=\"font-weight: 400;\">\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1<\/span><\/a><span style=\"font-weight: 400;\">\uff0c\u638c\u63e1\u4f60\u7684\u503a\u52a1\u60c5\u51b5\u662f\u5f88\u91cd\u8981\u7684\u3002\u67e5\u770b\u4f60\u7684\u52a9\u5b66\u91d1\u6761\u6b3e\uff0c\u770b\u770b\u4f60\u5728\u5b66\u6821\u671f\u95f4\u662f\u5426\u5728\u7d2f\u79ef\u5229\u606f\u3002\u73b0\u5728\u8fdb\u884c<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/benefits-of-in-school-loan-payments\"><span style=\"font-weight: 400;\">\u4ec5\u652f\u4ed8\u5229\u606f\u6216\u90e8\u5206\u652f\u4ed8<\/span><\/a><span style=\"font-weight: 400;\">\u53ef\u4ee5\u9632\u6b62\u4f60\u7684\u4f59\u989d\u81a8\u80c0\u3002\u4e3a\u5373\u5c06\u5230\u6765\u7684\u4e00\u5e74\u7684\u4ed8\u6b3e\u65e5\u671f\u8bbe\u7f6e\u63d0\u9192\u3002\u5168\u5e74\u4fdd\u6301\u4e0e\u4f60\u7684\u8d37\u6b3e\u4eba\u7684\u8054\u7cfb\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">\u4e3a\u7a0e\u52a1\u5b63\u8282\u505a\u51c6\u5907<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u57282024\u5e74\u6709\u6536\u5165\uff0c\u4f60\u9700\u8981<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/its-tax-season-do-you-know-your-obligations-as-an-international-student\"><span style=\"font-weight: 400;\">\u63d0\u4ea4\u8054\u90a6\u7a0e\u52a1\u7533\u62a5<\/span><\/a><span style=\"font-weight: 400;\">\uff0c\u5e76\u53ef\u80fd\u9700\u8981\u63d0\u4ea4\u5dde\u7a0e\u7533\u62a5\uff08\u53d6\u51b3\u4e8e\u4f60\u4f4f\u5728\u54ea\u91cc\uff09\u3002\u5373\u4f7f\u4f60\u6ca1\u6709\u5de5\u4f5c\uff0c\u4f60\u81f3\u5c11\u9700\u8981\u63d0\u4ea4<\/span><a href=\"https:\/\/www.irs.gov\/pub\/irs-pdf\/f8843.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">8843\u8868\u683c<\/span><\/a><span style=\"font-weight: 400;\">\u4f5c\u4e3a\u5728\u7f8e\u56fd\u5b66\u4e60\u7684\u56fd\u9645\u5b66\u751f\u3002<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">\u5982\u4f55\u5728\u7f8e\u56fd\u83b7\u53d6\u56fd\u9645\u5b66\u751f\u7684\u8d22\u52a1\u5e2e\u52a9<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">MPOWER Financing\u4e3a\u56fd\u9645\u5b66\u751f\u63d0\u4f9b\u52a9\u5b66\u91d1\uff0c\u4ee5\u5e2e\u52a9\u60a8\u5728\u6211\u4eec\u5728\u7f8e\u56fd\u6216\u52a0\u62ff\u5927\u7684500\u591a\u6240\u8ba4\u53ef\u5b66\u6821\u4e2d\u72ec\u7acb\u751f\u6d3b\u3002\u8fd9\u4e9b\u8d44\u91d1\u53ef\u7528\u4e8e\u652f\u4ed8\u5728\u7f8e\u56fd\u7684\u6559\u80b2\u8d39\u7528\u7684100%\uff0c\u5305\u62ec\u751f\u6d3b\u8d39\u3001\u9910\u996e\u8ba1\u5212\u548c\u5065\u5eb7\u4fdd\u9669\u3002\u6b64\u5916\uff0c\u6211\u4eec\u4e0d\u9700\u8981\u5171\u540c\u7b7e\u7f72\u4eba\u6216\u62b5\u62bc\uff0c\u4f7f\u60a8\u80fd\u591f\u8f7b\u677e\u4e14\u7ecf\u6d4e\u5730\u81ea\u884c\u8d44\u52a9\u56fd\u9645\u6559\u80b2\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4f46MPOWER\u4e0d\u4ec5\u4ec5\u662f\u4e00\u4e2a\u8d37\u6b3e\u4eba\u3002\u6211\u4eec\u7684Path2Success\u9879\u76ee\u63d0\u4f9b<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/mpower-visa-services\"> <span style=\"font-weight: 400;\">\u5168\u7a0b\u652f\u6301<\/span><\/a><span style=\"font-weight: 400;\">\u3002\u8fd9\u5305\u62ec\u514d\u8d39\u7684\u7b7e\u8bc1\u652f\u6301\u4fe1\u3001\u7b7e\u8bc1\u51c6\u5907\u8bfe\u7a0b\u548c\u9488\u5bf9F-1\u5b66\u751f\u7684\u804c\u4e1a\u670d\u52a1\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><a class=\"btn btn-primary\" href=\"https:\/\/app.mpowerfinancing.com\/eligibility\"><span style=\"font-weight: 400;\">\u70b9\u51fb\u7533\u8bf7<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u968f\u77402025\u5e74\u7684\u4e34\u8fd1\uff0c\u7559\u5b66\u7f8e\u56fd\u7684\u56fd\u9645\u5b66\u751f\u5e94\u8be5\u62bd\u51fa\u65f6\u95f4\u6765\u6574\u7406\u5373\u5c06\u5230\u6765\u7684\u5b66\u672f\u548c\u8d22\u52a1\u5e74\u5ea6\u7684\u8d22\u52a1\u72b6\u51b5\u3002\u65e0\u8bba\u4f60\u8fd8\u5728\u8ba1\u5212\u9636\u6bb5\u8fd8\u662f\u5df2\u7ecf\u5728\u7f8e\u56fd\u5b89\u5b9a\u4e0b\u6765\uff0c\u4e3b\u52a8\u884c\u52a8\u53ef\u4ee5\u5e2e\u52a9\u5efa\u7acb\u4e00\u4e2a\u575a\u5b9e\u7684\u5728\u7f8e\u56fd\u7684\u672a\u6765\u57fa\u7840\u3002\u8fd9\u91cc\u6709\u4e00\u4e2a\u5e74\u7ec8\u8d22\u52a1\u6e05\u5355\u6765\u6307\u5bfc\u4f60\u3002 \u5bf9\u51c6\u5907\u79fb\u5c45\u7f8e\u56fd\u7684\u5b66\u751f 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