{"id":25274,"date":"2025-03-31T11:17:55","date_gmt":"2025-03-31T15:17:55","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/zh\/blog\/manage-financial-emergencies-international-students\/"},"modified":"2025-07-30T03:46:43","modified_gmt":"2025-07-30T03:46:43","slug":"manage-financial-emergencies-international-students","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/manage-financial-emergencies-international-students\/","title":{"rendered":"\u4f5c\u4e3a\u56fd\u9645\u5b66\u751f\u5982\u4f55\u5e94\u5bf9\u610f\u5916\u7684\u8d22\u52a1\u7d27\u6025\u60c5\u51b5"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\u5bf9\u4e8e\u9884\u7b97\u6709\u9650\u7684\u56fd\u9645\u5b66\u751f<\/span><span style=\"font-weight: 400;\">\u5728\u6d77\u5916\u5b66\u4e60<\/span><span style=\"font-weight: 400;\">\uff0c\u7ba1\u7406\u7814\u7a76\u751f\u5b66\u4f4d\u7684\u8d22\u52a1\u9700\u6c42\u53ef\u80fd\u7279\u522b\u538b\u529b\u91cd\u91cd\u3002\u9664\u4e86\u9ad8\u6602\u7684\u5b66\u8d39\uff0c\u56fd\u9645\u5b66\u751f\u8fd8\u9700\u8981\u5e94\u5bf9\u65c5\u884c\u8d39\u7528\uff0c\u672c\u56fd\u8d27\u5e01\u8d2c\u503c\u4ee5\u53ca\u8d22\u52a1\u63f4\u52a9\u7684\u65e0\u6cd5\u83b7\u5f97\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u9762\u5bf9\u6240\u6709\u8fd9\u4e9b\u9884\u5148\u5b58\u5728\u7684\u6311\u6218\uff0c\u5f53\u610f\u5916\u7684\u8d22\u52a1\u7d27\u6025\u60c5\u51b5\u53d1\u751f\u65f6\uff0c\u60c5\u51b5\u53ef\u80fd\u4f1a\u611f\u89c9\u7279\u522b\u4e25\u5cfb\u3002\u7136\u800c\uff0c<\/span><span style=\"font-weight: 400;\">\u7814\u7a76\u751f\u7684\u8d22\u52a1\u63f4\u52a9<\/span><span style=\"font-weight: 400;\">\u4ee5\u591a\u79cd\u5f62\u5f0f\u5b58\u5728\uff0c\u4ece\u673a\u6784\u7d27\u6025\u57fa\u91d1\u5230\u7ecf\u6d4e\u56f0\u96be\u5c31\u4e1a\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4ee5\u4e0b\u662f\u60a8\u5982\u4f55\u5e94\u5bf9\u6d77\u5916\u5b66\u4e60\u7684\u8d22\u52a1\u6311\u6218\u4ee5\u53ca<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/financial-empowerment\"><span style=\"font-weight: 400;\">MPOWER\u7684\u8d22\u52a1\u652f\u6301<\/span><\/a> <span style=\"font-weight: 400;\">\u5982\u4f55\u5e2e\u52a9\u60a8\u7684\u603b\u7ed3\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><a class=\"btn btn-primary\" href=\"https:\/\/www.mpowerfinancing.com\/financial-empowerment\"><span style=\"font-weight: 400;\">\u4e86\u89e3\u66f4\u591a <\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n<h2><span style=\"font-weight: 400;\">\u4e94\u4e2a\u5c0f\u8d34\u58eb\uff1a<\/span><span style=\"font-weight: 400;\">\u7814\u7a76\u751f\u7684\u8d22\u52a1\u57fa\u7840<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u5229\u7528\u6240\u6709\u53ef\u7528\u7684\u5b66\u751f\u8d44\u6e90<\/span><span style=\"font-weight: 400;\">\u5728\u9884\u7b97\u6709\u9650\u7684\u60c5\u51b5\u4e0b\u6d77\u5916\u5b66\u4e60<\/span><span style=\"font-weight: 400;\">\u662f\u975e\u5e38\u91cd\u8981\u7684\u3002\u4ee5\u4e0b\u662f\u5728\u7d27\u6025\u60c5\u51b5\u53d1\u751f\u524d\u7ba1\u7406\u60a8\u7684\u8d22\u52a1\u7684\u4e94\u4e2a\u63d0\u793a\uff1a<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">1. \u83b7\u53d6\u52a9\u5b66\u91d1<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u60a8\u53ef\u80fd\u80fd\u591f\u901a\u8fc7\u5956\u5b66\u91d1\u3001\u52a9\u5b66\u91d1\u548c\u60a8\u5927\u5b66\u7684\u52a9\u6559\u91d1\u83b7\u5f97\u673a\u6784\u63f4\u52a9\u3002\u8054\u7cfb\u60a8\u5b66\u6821\u7684\u56fd\u9645\u5b66\u751f\u670d\u52a1\uff08ISS\uff09\u4e2d\u5fc3\u548c\u8d22\u52a1\u63f4\u52a9\u529e\u516c\u5ba4\uff0c\u4e86\u89e3\u66f4\u591a\u5173\u4e8e\u60a8\u7684\u9009\u62e9\u3002\u6b64\u5916\uff0c\u8003\u8651\u4e0e\u60a8\u7684\u7956\u56fd\u7684\u90e8\u95e8\u6216\u6559\u80b2\u90e8\u95e8\u8fdb\u884c\u5bf9\u8bdd\uff0c\u8be2\u95ee<\/span><span style=\"font-weight: 400;\">\u7814\u7a76\u751f\u7684\u8d22\u52a1\u63f4\u52a9<\/span><span style=\"font-weight: 400;\">\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u60a8\u4e5f\u53ef\u4ee5\u7533\u8bf7\u79c1\u4eba\u7ec4\u7ec7\u7684\u56fd\u9645\u5956\u5b66\u91d1\u3002\u67e5\u770b<\/span><a href=\"https:\/\/www.iefa.org\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">IEFA<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"http:\/\/internationalscholarships.com\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">International Scholarships<\/span><\/a><span style=\"font-weight: 400;\">, \u548c<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/scholarships\"><span style=\"font-weight: 400;\">MPOWER\u7684\u7814\u7a76\u751f\u5956\u5b66\u91d1<\/span><\/a><span style=\"font-weight: 400;\">\u7684\u673a\u4f1a\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">2. \u5236\u5b9a\u6d77\u5916\u5b66\u4e60\u9884\u7b97<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u4e00\u65e6\u60a8\u901a\u8fc7\u7533\u8bf7\u8d22\u52a1\u63f4\u52a9\u51cf\u5c11\u4e86\u60a8\u7684\u81ea\u4ed8\u8d39\u7528\uff0c\u5c31\u662f\u65f6\u5019\u5236\u5b9a\u8be6\u7ec6\u7684<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/budget-management-study-abroad\"><span style=\"font-weight: 400;\">\u6d77\u5916\u5b66\u4e60\u9884\u7b97<\/span><\/a><span style=\"font-weight: 400;\">\u4e86\u3002\u9884\u5148\u4f30\u8ba1\u6240\u6709\u7684\u6536\u5165\u548c\u652f\u51fa\u5c06\u5e2e\u52a9\u60a8\u5728\u60a8\u7684\u80fd\u529b\u8303\u56f4\u5185\u6d88\u8d39\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">3. \u5efa\u7acb\u7d27\u6025\u57fa\u91d1<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u4e00\u5b9a\u8981\u5728\u9884\u7b97\u4e2d\u7559\u51fa\u4e00\u4e9b\u94b1\u7528\u4e8e\u7d27\u6025\u60c5\u51b5\u3002\u60a8\u5e94\u8be5\u5c06\u7d27\u6025\u57fa\u91d1\u65b9\u4fbf\u53d6\u7528\uff0c\u4f46\u8981\u4e0e\u60a8\u6bcf\u5929\u6d88\u8d39\u7684\u73b0\u91d1\u5206\u5f00\u3002\u5982\u679c\u53ef\u80fd\uff0c\u5c06\u94b1\u5b58\u5165\u5e74\u6536\u76ca\u9ad8\u7684\u50a8\u84c4\u8d26\u6237\uff0c\u8fd9\u6837\u60a8\u7684\u57fa\u91d1\u5c31\u4f1a\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\u81ea\u7136\u589e\u957f\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">4. \u627e\u517c\u804c\u5de5\u4f5c<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5927\u591a\u6570\u5b66\u9662\u548c\u5927\u5b66\u4e3a<\/span><span style=\"font-weight: 400;\">\u7814\u7a76\u751f\u63d0\u4f9b<\/span><span style=\"font-weight: 400;\">\u4ee5\u6821\u56ed\u517c\u804c\u5de5\u4f5c\u5f62\u5f0f\u7684\u8d22\u52a1\u63f4\u52a9\u3002\u8bf7\u67e5\u770b\u8fd9\u4e9b<\/span><a href=\"https:\/\/www.ice.gov\/sevis\/employment#:~:text=What%20are%20the%20basic%20guidelines,receive%20a%20Social%20Security%20number.\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u57fa\u672c\u6307\u5357<\/span><\/a><span style=\"font-weight: 400;\">\uff0c\u4ee5\u786e\u4fdd\u4f60\u7b26\u5408F-1\u5b66\u751f\u6821\u56ed\u5c31\u4e1a\u7684\u8d44\u683c\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4e3a\u4e86\u6700\u597d\u5730\u51c6\u5907\u8d22\u52a1\u7d27\u6025\u60c5\u51b5\uff0c\u5c06\u6bcf\u6b21\u5de5\u8d44\u7684\u4e00\u90e8\u5206\u8f6c\u5165\u4f60\u7684\u7d27\u6025\u57fa\u91d1\u4e2d\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">5. \u4f7f\u7528MPOWER\u7684\u8d22\u52a1\u652f\u6301<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u7528<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/get-a-loan\"><span style=\"font-weight: 400;\">MPOWER\u63d0\u4f9b\u7684\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1<\/span><\/a><span style=\"font-weight: 400;\">\u6765\u652f\u4ed8\u4efb\u4f55\u672a\u4ed8\u7684\u8d39\u7528\u3002\u56fd\u9645\u5b66\u751f\u901a\u5e38\u5f88\u96be\u83b7\u5f97\u79c1\u4eba\u52a9\u5b66\u91d1\uff0c\u56e0\u4e3a\u79c1<\/span><span style=\"font-weight: 400;\">\u4eba\u8d37\u6b3e\u673a\u6784\u9700\u8981\u7f8e\u56fd\u62c5\u4fdd\u4eba\u6216\u62b5\u62bc\u54c1\u3002\u5e78\u8fd0\u7684\u662f\uff0c\u50cfMPOWER\u8fd9\u6837\u7684\u6559\u80b2\u8d37\u6b3e\u673a\u6784\u63d0\u4f9b<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/get-a-loan\"><span style=\"font-weight: 400;\">\u65e0\u62c5\u4fdd\u4eba\uff0c\u65e0\u62b5\u62bc\u54c1\u7684\u52a9\u5b66\u91d1<\/span><\/a><span style=\"font-weight: 400;\">\u7ed9<\/span><span style=\"font-weight: 400;\">\u6709\u9884\u7b97\u9650\u5236\u7684\u7559\u5b66\u751f\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">MPOWER\u5e0c\u671b\u4f60\u80fd\u5728\u8d22\u52a1\u4e0a\u6709\u6240\u4f5c\u4e3a\u3002\u67e5\u770bMPOWER\u7684\u5728\u7ebf\u8d44\u6e90\uff0c\u83b7\u53d6\u66f4\u591a<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/financial-empowerment\"><span style=\"font-weight: 400;\">\u7814\u7a76\u751f\u7684\u8d22\u52a1\u8d4b\u6743\u4fe1\u606f<\/span><\/a><span style=\"font-weight: 400;\">\u3002<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">\u4f5c\u4e3a\u9884\u7b97\u6709\u9650\u7684\u7559\u5b66\u751f\uff0c\u5982\u4f55\u5e94\u5bf9\u8d22\u52a1\u7d27\u6025\u60c5\u51b5<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u5373\u4f7f\u4f60\u8fdb\u884c\u4e86\u6240\u6709\u7684\u8d22\u52a1\u89c4\u5212\uff0c\u4e5f\u65e0\u6cd5\u9884\u89c1\u4e00\u5207\u3002\u5982\u679c\u4f60\u53d1\u73b0\u81ea\u5df1\u9762\u4e34\u91cd\u5927\u7684\u610f\u5916\u8d22\u52a1\u7d27\u6025\u60c5\u51b5\uff0c\u65e0\u8bba\u662f\u533b\u7597\u95ee\u9898\u8fd8\u662f\u81ea\u7136\u707e\u5bb3\uff0c\u4ee5\u4e0b\u662f\u4f5c\u4e3a\u9884\u7b97\u6709\u9650\u7684\u7559\u5b66\u751f\u5982\u4f55\u83b7\u5f97\u7d27\u6025\u8d44\u91d1\u548c\u5c31\u4e1a\u7684\u65b9\u6cd5<\/span><span style=\"font-weight: 400;\">\uff1a<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">\u4ec0\u4e48\u662f\u9488\u5bf9\u56fd\u9645\u5b66\u751f\u7684\u7d27\u6025\u8d22\u52a1\u63f4\u52a9\uff1f<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u7d27\u6025\u8d22\u52a1\u63f4\u52a9\u4e3a\u56fd\u9645\u5b66\u751f\u5728\u906d\u9047\u610f\u5916\u8d22\u52a1\u56f0\u96be\u65f6\u63d0\u4f9b\u77ed\u671f\u8d22\u52a1\u652f\u6301\u3002\u60a8\u53ef\u4ee5\u901a\u8fc7\u60a8\u7684\u5927\u5b66\u6216\u50cf\u56fd\u9645\u6559\u80b2\u5b66\u4f1a(IIE)\u8fd9\u6837\u7684\u7ec4\u7ec7\u83b7\u53d6\u8fd9\u4e9b\u8d44\u91d1\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u6bcf\u4e2a\u57fa\u91d1\u90fd\u6709\u4e0d\u540c\u7684\u8d44\u683c\u8981\u6c42\u548c\u63d0\u4f9b\u7684\u8d44\u91d1\u6570\u91cf\u4e0d\u540c\u3002\u60a8\u5fc5\u987b\u8bc1\u660e\u4e25\u91cd\u7684\u60c5\u51b5\u9700\u8981\u7d27\u6025\u63f4\u52a9\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u8054\u7cfb\u60a8\u7684\u8d22\u52a1\u63f4\u52a9\u529e\u516c\u5ba4\uff0c\u770b\u770b<\/span><span style=\"font-weight: 400;\">\u7d27\u6025<\/span><span style=\"font-weight: 400;\">\u7814\u7a76\u751f\u8d22\u52a1\u63f4\u52a9<\/span><span style=\"font-weight: 400;\">\u662f\u5426\u5728\u60a8\u7684\u5b66\u6821\u5b58\u5728\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">\u5982\u4f55\u7533\u8bf7\u56fd\u9645\u5b66\u751f\u7684\u7ecf\u6d4e\u56f0\u96be\u63f4\u52a9:<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u60a8\u7684\u5b66\u6821\u6ca1\u6709\u7d27\u6025\u57fa\u91d1\uff0c\u60a8\u4ecd\u7136\u53ef\u4ee5\u7533\u8bf7\u7ecf\u6d4e\u56f0\u96be\u5c31\u4e1a\uff0c\u8fd9\u5141\u8bb8<\/span><span style=\"font-weight: 400;\">\u9884\u7b97\u6709\u9650\u7684\u7559\u5b66\u751f<\/span><span style=\"font-weight: 400;\">\u5728\u6ce8\u518c\u4e3a\u5168\u65e5\u5236\u5b66\u751f\u7684\u540c\u65f6\uff0c\u6bcf\u5468\u5728\u6821\u5916\u5de5\u4f5c\u6700\u591a20\u5c0f\u65f6\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u8981\u901a\u8fc7\u7ecf\u6d4e\u56f0\u96be\u5c31\u4e1a\u83b7\u5f97<\/span><span style=\"font-weight: 400;\">\u7814\u7a76\u751f\u8d22\u52a1\u63f4\u52a9<\/span><span style=\"font-weight: 400;\">\uff0c\u60a8\u5fc5\u987b:\u00a0<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5b89\u6392\u4e0e\u60a8\u7684ISS\u4e2d\u5fc3\u7684\u4f1a\u8bae\uff0c\u8ba8\u8bba\u60a8\u7684\u60c5\u51b5\u5e76\u786e\u5b9a\u60a8\u7684\u8d44\u683c\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5411\u60a8\u7684ISS\u987e\u95ee\u63d0\u4f9b\u4ee5\u4e0b\u6587\u4ef6:<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">\u4e25\u91cd\u56f0\u96be\u7533\u8bf7\u8868\u548c\u4e2a\u4eba\u58f0\u660e\uff08\u53ef\u80fd\u56e0\u5b66\u6821\u800c\u5f02\uff09<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">\u6210\u7ee9\u5355<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">F-1\u7b7e\u8bc1\u9875<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span 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