{"id":25268,"date":"2025-03-31T12:48:09","date_gmt":"2025-03-31T16:48:09","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/zh\/blog\/common-loan-mistakes-international-students\/"},"modified":"2025-07-30T03:34:48","modified_gmt":"2025-07-30T03:34:48","slug":"common-loan-mistakes-international-students","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/common-loan-mistakes-international-students\/","title":{"rendered":"\u56fd\u9645\u5b66\u751f\u7533\u8bf7\u6559\u80b2\u52a9\u5b66\u91d1\u65f6\u5e38\u72af\u7684\u9519\u8bef"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\u4ece\u7406\u89e3\u52a9\u5b66\u91d1\u6761\u6b3e\u5230\u6b63\u786e\u8bc4\u4f30\u8d44\u91d1\u548c\u8d39\u7528\uff0c\u5b66\u751f\u5728<\/span><span style=\"font-weight: 400;\">\u6559\u80b2\u52a9\u5b66\u91d1<\/span><span style=\"font-weight: 400;\">\u8fc7\u7a0b\u4e2d\u9762\u4e34\u7740\u9661\u5ced\u7684\u5b66\u4e60\u66f2\u7ebf\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u6b63\u5728<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/financial-empowerment\/student-loan-application-process\"><span style=\"font-weight: 400;\">\u7533\u8bf7\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1<\/span><\/a><span style=\"font-weight: 400;\">\uff0c\u8fd9\u53ef\u80fd\u662f\u4f60\u4eba\u751f\u4e2d\u7684\u7b2c\u4e00\u6b21\u91cd\u5927\u8d22\u52a1\u51b3\u7b56\u3002MPOWER Financing\u5e0c\u671b\u4f60\u80fd\u5145\u5206\u4e86\u89e3\u8fd9\u4e2a\u8fc7\u7a0b\u3002\u7ee7\u7eed\u9605\u8bfb\u4ee5\u4e86\u89e3\u52a9\u5b66\u91d1\u7533\u8bf7\u8fc7\u7a0b\u7684\u7ec6\u8282\uff0c\u5e94\u907f\u514d\u7684\u5e38\u89c1\u9519\u8bef\uff0c\u4ee5\u53ca\u4e3a\u4ec0\u4e48\u4f60\u5e94\u8be5\u8003\u8651\u7528<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/get-a-loan\"><span style=\"font-weight: 400;\">\u65e0\u62c5\u4fdd\u4eba\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1<\/span><span style=\"font-weight: 400;\">\u4eceMPOWER<\/span><\/a><span style=\"font-weight: 400;\">\u8d44\u52a9\u4f60\u7684\u7814\u7a76\u751f\u56fd\u9645\u6559\u80b2\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><a class=\"btn btn-primary\" href=\"https:\/\/app.mpowerfinancing.com\/eligibility\"><span style=\"font-weight: 400;\">\u73b0\u5728\u7533\u8bf7<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n<h2><span style=\"font-weight: 400;\">\u56fd\u9645\u5b66\u751f\u7684\u52a9\u5b66\u91d1\u662f\u5982\u4f55\u8fd0\u4f5c\u7684\uff1f<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u56fd\u9645\u5b66\u751f\u6709<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/financial-empowerment\/options-for-student-loans\"><span style=\"font-weight: 400;\">\u5404\u79cd\u52a9\u5b66\u91d1\u9009\u9879<\/span><\/a><span style=\"font-weight: 400;\">\u3002\u5728\u53ef\u7528\u7684\u79c1\u4eba\u6559\u80b2\u8d37\u6b3e\u516c\u53f8\u4e2d\uff0c<\/span><a href=\"https:\/\/www.nerdwallet.com\/best\/loans\/student-loans\/international-student-loans\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">NerdWallet<\/span><\/a><span style=\"font-weight: 400;\"> \u548c <\/span><a href=\"https:\/\/www.cnbc.com\/select\/best-international-student-loans\/#:~:text=MPOWER%20Financing%20is%20the%20best,your%20card%20and%20student%20loan.\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">CNBC<\/span><\/a><span style=\"font-weight: 400;\"> \u90fd\u8ba4\u4e3a<\/span><span style=\"font-weight: 400;\">MPOWER\u7684\u65e0\u62c5\u4fdd\u4eba\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1<\/span><span style=\"font-weight: 400;\">\u662f\u5728\u7f8e\u56fd\u653b\u8bfb\u7814\u7a76\u751f\u7684\u56fd\u9645\u5b66\u751f\u6700\u4f73\u7684\u79c1\u4eba\u52a9\u5b66\u91d1\u9009\u9879\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u60a8\u53ef\u4ee5\u4f7f\u7528<\/span><span style=\"font-weight: 400;\">\u6559\u80b2\u52a9\u5b66\u91d1<\/span><span style=\"font-weight: 400;\">\u6765\u652f\u4ed8\u60a8\u5728\u7f8e\u56fd\u7559\u5b66\u671f\u95f4\u7684\u6240\u6709\u4e0e\u6559\u80b2\u76f8\u5173\u7684\u8d39\u7528\uff0c\u5305\u62ec\u5b66\u8d39\u3001\u4f4f\u5bbf\u3001\u4e66\u7c4d\u548c\u5065\u5eb7\u4fdd\u9669\u3002\u5728\u52a0\u62ff\u5927\uff0c\u52a9\u5b66\u91d1\u53ef\u4ee5\u652f\u4ed8\u5b66\u8d39\u548c\u4efb\u4f55\u5176\u4ed6\u5927\u5b66\u5f00\u5177\u7684\u8d39\u7528\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4ee5\u4e0b\u662f\u56fd\u9645\u5b66\u751f<\/span><span style=\"font-weight: 400;\">\u6559\u80b2\u52a9\u5b66\u91d1<\/span><span style=\"font-weight: 400;\">\u7533\u8bf7\u8fc7\u7a0b\u7684\u4e3b\u8981\u6b65\u9aa4\uff1a<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">1. \u786e\u5b9a\u60a8\u7684<\/span><span style=\"font-weight: 400;\">\u6559\u80b2\u52a9\u5b66\u91d1<\/span><span style=\"font-weight: 400;\">\u53ef\u80fd\u7684\u8d37\u6b3e\u673a\u6784<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u7814\u7a76\u53ef\u80fd\u7684\u6559\u80b2\u8d37\u6b3e\u673a\u6784\u3002\u4e0d\u540c\u7684\u52a9\u5b66\u91d1\u9009\u9879\u5c06\u6709\u4e0d\u540c\u7684\u8d37\u6b3e\u6761\u6b3e\uff0c\u5982\uff1a<\/span><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/financial-empowerment\/student-loan-interest-rate\"><span style=\"font-weight: 400;\">\u5229\u7387<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/financial-empowerment\/international-student-loan-repayment\"><span style=\"font-weight: 400;\">\u8fd8\u6b3e\u8ba1\u5212<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/financial-empowerment\/cost-of-student-loans\"><span style=\"font-weight: 400;\">\u52a9\u5b66\u91d1\u8d39\u7528<\/span><\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u4e00\u4e9b\u6559\u80b2\u8d37\u6b3e\u673a\u6784\u53ef\u80fd\u4f1a\u63d0\u4f9b\u72ec\u7279\u7684\u4f18\u60e0\u3002\u4f8b\u5982\uff0c\u6240\u6709MPOWER\u7684\u5b66\u751f\u90fd\u53ef\u4ee5\u83b7\u5f97<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/resources\/path-2-success\"><span style=\"font-weight: 400;\">MPOWER\u7684Path2Success\u8ba1\u5212<\/span><\/a><span style=\"font-weight: 400;\">\u7684\u8bbf\u95ee\u6743\u9650\uff0c\u8be5\u8ba1\u5212\u4e3a\u56fd\u9645\u5b66\u751f\u63d0\u4f9b\u7b7e\u8bc1\u652f\u6301\u3001\u8d22\u52a1\u8d4b\u6743\u548c\u804c\u4e1a\u670d\u52a1\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u8bf7\u5f7b\u5e95\u7814\u7a76\u60a8\u7684\u9009\u62e9\uff0c\u5e76\u786e\u5b9a<\/span><span style=\"font-weight: 400;\">\u6559\u80b2\u52a9\u5b66\u91d1<\/span><span style=\"font-weight: 400;\">\u7684\u6761\u6b3e\u548c\u6761\u4ef6\u6700\u7b26\u5408\u60a8\u7684\u9700\u6c42\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">2. \u68c0\u67e5\u60a8\u7684<\/span><span style=\"font-weight: 400;\">\u6559\u80b2\u52a9\u5b66\u91d1<\/span><span style=\"font-weight: 400;\">\u8d44\u683c<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u786e\u4fdd\u60a8\u7b26\u5408\u6559\u80b2\u8d37\u6b3e\u673a\u6784\u7684\u6807\u51c6\uff0c\u4ece\u7b7e\u8bc1\u8981\u6c42\u5230\u5b66\u672f\u8868\u73b0\u3002\u4e00\u4e9b\u8d37\u6b3e\u673a\u6784\u53ef\u80fd\u8fd8\u9700\u8981\u6700\u4f4e\u4fe1\u7528\u8bc4\u5206\u6216\u7f8e\u56fd\u62c5\u4fdd\u4eba\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">3. \u56fd\u9645\u5b66\u751f\u53ef\u4ee5\u5728\u6ca1\u6709\u62c5\u4fdd\u4eba\u7684\u60c5\u51b5\u4e0b\u83b7\u5f97\u52a9\u5b66\u91d1\u5417\uff1f<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">MPOWER\u660e\u767d\uff0c\u6ca1\u6709\u4fe1\u7528\u6216\u53ef\u7528\u7684\u7f8e\u56fd\u62c5\u4fdd\u4eba\u7684\u56fd\u9645\u5b66\u751f\u53ef\u80fd\u96be\u4ee5\u83b7\u5f97\u7f8e\u56fd\u548c\u52a0\u62ff\u5927\u7684\u5927\u90e8\u5206\u79c1\u4eba\u52a9\u5b66\u91d1\u3002\u8fd9\u5c31\u662f\u4e3a\u4ec0\u4e48MPOWER\u63d0\u4f9b\u65e0\u62b5\u62bc\uff0c<\/span><span style=\"font-weight: 400;\">\u65e0\u62c5\u4fdd\u4eba\u7684\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1<\/span><span style=\"font-weight: 400;\">\uff0c\u6ca1\u6709\u6700\u4f4e\u4fe1\u7528\u8bc4\u5206\u8981\u6c42\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">4. <\/span><a href=\"https:\/\/support.mpowerfinancing.com\/hc\/en-us\/articles\/360020938294-I-am-not-sure-how-much-I-need-to-borrow-What-is-an-appropriate-amount-to-request\"><span style=\"font-weight: 400;\">\u786e\u5b9a\u60a8\u9700\u8981\u501f\u6b3e\u7684\u91d1\u989d<\/span><\/a><span style=\"font-weight: 400;\">\u4e0e\u60a8\u7684<\/span><span style=\"font-weight: 400;\">\u6559\u80b2\u52a9\u5b66\u91d1<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u501f\u6b3e\u8db3\u591f\u7684\u91d1\u989d\u6765\u652f\u4ed8\u60a8\u7684\u6559\u80b2\u8d39\u7528\u5f88\u91cd\u8981\uff0c\u540c\u65f6\u907f\u514d\u8fc7\u5ea6\u501f\u6b3e\u5e76\u5728\u672a\u6765\u9677\u5165\u4e0d\u5fc5\u8981\u7684\u503a\u52a1\u3002\u4ed4\u7ec6\u8ba1\u7b97\u60a8\u7684\u6559\u80b2\u8d39\u7528\u3002\u7136\u540e\uff0c\u51cf\u53bb\u6240\u6709\u73b0\u6709\u7684\u8d44\u91d1\uff0c\u4ece\u4e2a\u4eba\u50a8\u84c4\u5230\u8d22\u52a1\u63f4\u52a9\u5230\u9884\u671f\u6536\u5165\u3002\u7ed3\u679c\u5e94\u8be5\u662f\u60a8\u9700\u8981\u501f\u6b3e\u7684\u91d1\u989d\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u60a8\u53ef\u4ee5\u501f\u6b3e\u9ad8\u8fbe100,000\u7f8e\u5143\u7684MPOWER\u6765\u652f\u4ed8\u60a8\u7684\u6559\u80b2\u8d39\u7528\u3002\u5f53\u60a8\u7533\u8bf7\u65f6\uff0cMPOWER\u4f1a\u8981\u6c42\u60a8<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/listing-your-funding\"><span style=\"font-weight: 400;\">\u5217\u51fa\u60a8\u7684\u8d44\u91d1\u6765\u6e90<\/span><\/a><span style=\"font-weight: 400;\">\uff0c\u4ee5\u5e2e\u52a9\u60a8\u786e\u5b9a<\/span><span style=\"font-weight: 400;\">\u65e0\u62c5\u4fdd\u4eba\u7684\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1<\/span><span style=\"font-weight: 400;\">\u7684\u6b63\u786e\u91d1\u989d\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">5. \u6536\u96c6\u6587\u4ef6<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u60a8\u9700\u8981\u63d0\u4f9b\uff1a<\/span><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5927\u5b66\u6216\u5927\u5b66\u7684\u5165\u5b66\u901a\u77e5\u4e66<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u62a4\u7167<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5c45\u4f4f\u8bc1\u660e<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u8d22\u52a1\u6587\u4ef6<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">6. \u586b\u5199<\/span><span style=\"font-weight: 400;\">\u6559\u80b2\u52a9\u5b66\u91d1<\/span><span style=\"font-weight: 400;\">\u7533\u8bf7<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u4ed4\u7ec6\u586b\u5199\u60a8\u7684\u52a9\u5b66\u91d1\u7533\u8bf7\u3002\u5982\u679c\u60a8\u63d0\u4ea4\u7684\u7533\u8bf7\u4e0d\u51c6\u786e\u6216\u4e0d\u5b8c\u6574\uff0c\u60a8\u53ef\u80fd\u4f1a\u5ef6\u8bef\u6d41\u7a0b\u6216\u4f7f\u60a8\u7684\u7533\u8bf7\u88ab\u62d2\u7edd\u3002\u60a8\u53ef\u4ee5\u8003\u8651\u8bf7\u4e4b\u524d\u7ecf\u5386\u8fc7\u52a9\u5b66\u91d1\u7533\u8bf7\u6d41\u7a0b\u7684\u5bb6\u4eba\u6216\u670b\u53cb\u5e2e\u52a9\u60a8\u3002<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">\u7533\u8bf7\u52a9\u5b66\u91d1\u65f6\u9700\u8981\u8003\u8651\u54ea\u4e09\u4e2a\u56e0\u7d20\uff1f<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u6765\u81ea<\/span><span style=\"font-weight: 400;\">MPOWER\u7684\u65e0\u62c5\u4fdd\u4eba\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1<\/span><span style=\"font-weight: 400;\">\u53ef\u4ee5\u8ba9\u60a8\u5b9e\u73b0\u5728\u7f8e\u56fd\u5b66\u4e60\u7684\u68a6\u60f3\u3002\u7136\u800c\uff0c\u6240\u6709\u7684\u52a9\u5b66\u91d1\u90fd\u9700\u8981\u8003\u8651\u4ee5\u4e0b\u56e0\u7d20\uff1a<\/span><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u5229\u606f\u7d2f\u79ef<\/b><span style=\"font-weight: 400;\">\uff1a\u52a9\u5b66\u91d1\u7684\u6027\u8d28\u786e\u4fdd\u4e86\u60a8\u6700\u7ec8\u5c06\u507f\u8fd8\u7684\u91d1\u989d\u8d85\u8fc7\u60a8\u6700\u521d\u501f\u6b3e\u7684\u91d1\u989d\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u63a8\u8fdf\u7684\u8d22\u52a1\u76ee\u6807<\/b><span style=\"font-weight: 400;\">\uff1a\u9075\u5faa\u8fd8\u6b3e\u8ba1\u5212\u7684\u6311\u6218\u53ef\u80fd\u4f1a\u5bfc\u81f4\u60a8\u63a8\u8fdf\u5176\u4ed6\u8d22\u52a1\u76ee\u6807\uff0c\u5982\u8d2d\u4e70\u623f\u5c4b\u3002<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-level=\"1\"><b>\u8fdd\u7ea6\u662f\u4e25\u91cd\u7684<\/b><span style=\"font-weight: 400;\">\uff1a\u8fdd\u7ea6\u5b66\u751f\u52a9\u5b66\u91d1\u4ed8\u6b3e\u53ef\u80fd\u4f1a\u4ea7\u751f\u4e25\u91cd\u7684\u8d22\u52a1\u540e\u679c\u3002<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u5c3d\u7ba1\u6709\u8fd9\u4e9b\u60f3\u6cd5\uff0c\u5927\u591a\u6570\u5728\u7f8e\u56fd\u5b66\u4e60\u7684\u5b66\u751f\u9009\u62e9\u7533\u8bf7\u52a9\u5b66\u91d1\u3002\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0cMPOWER\u6839\u636e\u5b66\u751f\u7684\u672a\u6765\u6536\u5165\u6f5c\u529b\u548c\u5b66\u751f\u5c06\u8981\u8ffd\u6c42\u7684\u5b66\u4e60\u8ba1\u5212\u6765\u505a\u51fa\u52a9\u5b66\u91d1\u51b3\u5b9a\u3002\u56e0\u6b64\uff0cMPOWER\u5bf9\u6279\u51c6\u7684\u5b66\u751f\u6709\u4fe1\u5fc3\u80fd\u591f\u5904\u7406\u52a9\u5b66\u91d1\u7684\u507f\u8fd8\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u901a\u8fc7\u9002\u5f53\u7684\u8d22\u52a1\u6559\u80b2\u548c\u89c4\u5212\uff0c\u60a8\u53ef\u4ee5\u7533\u8bf7<\/span><span style=\"font-weight: 400;\">\u52a9\u5b66\u91d1<\/span><span style=\"font-weight: 400;\">\uff0c\u800c\u4e0d\u4f1a\u5f71\u54cd\u60a8\u7684\u672a\u6765\u4fe1\u7528\u6216\u751f\u6d3b\u8ba1\u5212\u3002<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">\u7533\u8bf7<\/span><span style=\"font-weight: 400;\">\u52a9\u5b66\u91d1<\/span><span style=\"font-weight: 400;\">\u65f6\u9700\u8981\u907f\u514d\u7684\u5e38\u89c1\u9519\u8bef<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">\u5ffd\u89c6\u7ec6\u5219<\/span><\/h3>\n<p><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/7-tips-for-comparing-no-collateral-loans-for-international-students\"><span style=\"font-weight: 400;\">\u4ed4\u7ec6\u5ba1\u67e5\u6bcf\u4e00\u4e2a\u52a9\u5b66\u91d1\u7684\u63d0\u8bae<\/span><\/a><span style=\"font-weight: 400;\">\u3002\u786e\u4fdd\u60a8\u7406\u89e3\u52a9\u5b66\u91d1\u6761\u6b3e\u7684\u542b\u4e49\u3002\u5982\u679c\u9057\u6f0f\u5173\u952e\u7ec6\u8282\uff0c\u5982\u8f83\u5927\u7684\u7533\u8bf7\u8d39\u7528\u6216\u4e25\u683c\u7684\u507f\u8fd8\u6761\u4ef6\uff0c\u53ef\u80fd\u4f1a\u5728\u672a\u6765\u9020\u6210\u4e0d\u5fc5\u8981\u7684\u8d22\u52a1\u6311\u6218\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">\u8bef\u89e3\u5229\u7387<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5229\u7387\u662f\u60a8\u52a9\u5b66\u91d1\u63d0\u8bae\u7684\u6700\u91cd\u8981\u7ec6\u8282\u4e4b\u4e00\u3002\u4e86\u89e3\u60a8\u7684\u52a9\u5b66\u91d1\u7684\u5229\u7387\uff0c\u5e76\u7406\u89e3\u5b83\u662f<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/fixed-vs-variable\"><span style=\"font-weight: 400;\">\u6d6e\u52a8\u7684\u8fd8\u662f\u56fa\u5b9a\u7684<\/span><\/a><span style=\"font-weight: 400;\">\u3002\u56fa\u5b9a\u5229\u7387\u662f\u5bf9\u6297\u901a\u8d27\u81a8\u80c0\u7684\u4e00\u79cd\u4fdd\u62a4\uff0c\u8fd9\u5728\u4e0d\u786e\u5b9a\u7684\u65f6\u671f\u53ef\u80fd\u5f88\u91cd\u8981\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4e5f\u5c31\u662f\u8bf4\uff0c\u5229\u7387\u5e76\u4e0d\u662f<\/span><i><span style=\"font-weight: 400;\">\u552f\u4e00<\/span><\/i><span style=\"font-weight: 400;\">\u91cd\u8981\u7684\u52a9\u5b66\u91d1\u63d0\u8bae\u6761\u4ef6\u3002\u4e0d\u8981\u4ec5\u6839\u636e\u5229\u7387\u9009\u62e9\u63d0\u8bae\uff0c\u800c\u5ffd\u89c6\u4e86\u8d39\u7528\u3001\u507f\u8fd8\u6761\u6b3e\u548c\u5ba2\u6237\u670d\u52a1\uff0c\u8fd9\u4e9b\u90fd\u4f1a\u5f71\u54cd\u60a8\u7684\u501f\u6b3e\u4f53\u9a8c\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">\u9519\u8fc7\u5b66\u8d39\u622a\u6b62\u65e5\u671f<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5c3d\u7ba1\u5927\u591a\u6570\u79c1\u4eba<\/span><span style=\"font-weight: 400;\">\u6559\u80b2\u52a9\u5b66\u91d1<\/span><span style=\"font-weight: 400;\">\u6ca1\u6709\u7533\u8bf7\u622a\u6b62\u65e5\u671f\uff0c\u4f46\u60a8\u7684\u5927\u5b66\u6216\u5927\u5b66\u4f1a\u6709\u5b66\u8d39\u622a\u6b62\u65e5\u671f\uff0c\u53ef\u80fd\u5728\u6bcf\u4e2a\u5b66\u671f\u5f00\u59cb\u65f6\u3002\u4e3a\u4e86\u53ca\u65f6\u83b7\u5f97\u5fc5\u8981\u7684\u8d44\u91d1\uff0cMPOWER\u5efa\u8bae\u60a8<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/blog\/when-to-apply-for-an-international-student-loan\"><span style=\"font-weight: 400;\">\u7533\u8bf7\u52a9\u5b66\u91d1<\/span><\/a><span style=\"font-weight: 400;\">\u4e00\u65e6\u60a8\u7533\u8bf7\u5b66\u6821\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u8981\u7533\u8bf7<\/span><span style=\"font-weight: 400;\">\u65e0\u62c5\u4fdd\u4eba\u7684\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1<\/span><span style=\"font-weight: 400;\">\u6765\u81eaMPOWER\uff0c<\/span><a href=\"https:\/\/app.mpowerfinancing.com\/eligibility?_gl=1*1p8yu1d*_gcl_au*MTg3NzkwMDg0OS4xNzQxMjkyNjAx*_ga*NzA5NjkwMDMwLjE3MjUwNzQwNzU.*_ga_4NZRKRQGZK*MTc0MTg4NjE0MC4xNjMuMS4xNzQxODg2MjI1LjQ1LjAuMA..*_ga_Y441N2LGPG*MTc0MTg4NjE0MS4xNTkuMS4xNzQxODg2MjI1LjAuMC4w\"><span style=\"font-weight: 400;\">\u4eca\u5929\u5c31\u68c0\u67e5\u60a8\u7684\u8d44\u683c<\/span><\/a><span style=\"font-weight: 400;\">\u3002<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">\u6700\u540e\u7684\u60f3\u6cd5\uff1a\u7533\u8bf7<\/span><span style=\"font-weight: 400;\">\u65e0\u62c5\u4fdd\u4eba\u7684\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1<\/span><span style=\"font-weight: 400;\">\u65f6\u907f\u514d\u5e38\u89c1\u9519\u8bef<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u5bf9\u52a9\u5b66\u91d1\u8fc7\u7a0b\u611f\u5230\u56f0\u60d1\uff0c\u4f60\u5e76\u4e0d\u5b64\u5355\u3002\u60a8\u53ef\u4ee5\u6d4f\u89c8<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/blog\"><span style=\"font-weight: 400;\">MPOWER\u7684\u535a\u5ba2<\/span><\/a><span style=\"font-weight: 400;\">\u83b7\u53d6\u66f4\u591a\u5173\u4e8e\u7533\u8bf7<\/span><span style=\"font-weight: 400;\">\u6559\u80b2\u52a9\u5b66\u91d1<\/span><span style=\"font-weight: 400;\">\u7684\u4fe1\u606f\uff0c\u5e76\u4e86\u89e3\u4f7f\u7528<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/get-a-loan\"><span style=\"font-weight: 400;\">\u65e0\u62c5\u4fdd\u4eba\u7684\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1<\/span><\/a><span style=\"font-weight: 400;\">\u8d44\u52a9\u60a8\u7684\u6559\u80b2\u7684\u4f18\u52bf\u3002<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4ece\u7406\u89e3\u52a9\u5b66\u91d1\u6761\u6b3e\u5230\u6b63\u786e\u8bc4\u4f30\u8d44\u91d1\u548c\u8d39\u7528\uff0c\u5b66\u751f\u5728\u6559\u80b2\u52a9\u5b66\u91d1\u8fc7\u7a0b\u4e2d\u9762\u4e34\u7740\u9661\u5ced\u7684\u5b66\u4e60\u66f2\u7ebf\u3002 \u5982\u679c\u4f60\u6b63\u5728\u7533\u8bf7\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\uff0c\u8fd9\u53ef\u80fd\u662f\u4f60\u4eba\u751f\u4e2d\u7684\u7b2c\u4e00\u6b21\u91cd\u5927\u8d22\u52a1\u51b3\u7b56\u3002MPOWER Financing\u5e0c\u671b\u4f60\u80fd\u5145\u5206\u4e86\u89e3\u8fd9\u4e2a\u8fc7\u7a0b\u3002\u7ee7\u7eed\u9605\u8bfb\u4ee5\u4e86\u89e3\u52a9\u5b66\u91d1\u7533\u8bf7\u8fc7\u7a0b\u7684\u7ec6\u8282\uff0c\u5e94\u907f\u514d\u7684\u5e38\u89c1\u9519\u8bef\uff0c\u4ee5\u53ca\u4e3a\u4ec0\u4e48\u4f60\u5e94\u8be5\u8003\u8651\u7528\u65e0\u62c5\u4fdd\u4eba\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\u4eceMPOWER\u8d44\u52a9\u4f60\u7684\u7814\u7a76\u751f\u56fd\u9645\u6559\u80b2\u3002 &nbsp; \u73b0\u5728\u7533\u8bf7 &nbsp; \u56fd\u9645\u5b66\u751f\u7684\u52a9\u5b66\u91d1\u662f\u5982\u4f55\u8fd0\u4f5c\u7684\uff1f \u56fd\u9645\u5b66\u751f\u6709\u5404\u79cd\u52a9\u5b66\u91d1\u9009\u9879\u3002\u5728\u53ef\u7528\u7684\u79c1\u4eba\u6559\u80b2\u8d37\u6b3e\u516c\u53f8\u4e2d\uff0cNerdWallet \u548c CNBC \u90fd\u8ba4\u4e3aMPOWER\u7684\u65e0\u62c5\u4fdd\u4eba\u56fd\u9645\u5b66\u751f\u52a9\u5b66\u91d1\u662f\u5728\u7f8e\u56fd\u653b\u8bfb\u7814\u7a76\u751f\u7684\u56fd\u9645\u5b66\u751f\u6700\u4f73\u7684\u79c1\u4eba\u52a9\u5b66\u91d1\u9009\u9879\u3002 \u60a8\u53ef\u4ee5\u4f7f\u7528\u6559\u80b2\u52a9\u5b66\u91d1\u6765\u652f\u4ed8\u60a8\u5728\u7f8e\u56fd\u7559\u5b66\u671f\u95f4\u7684\u6240\u6709\u4e0e\u6559\u80b2\u76f8\u5173\u7684\u8d39\u7528\uff0c\u5305\u62ec\u5b66\u8d39\u3001\u4f4f\u5bbf\u3001\u4e66\u7c4d\u548c\u5065\u5eb7\u4fdd\u9669\u3002\u5728\u52a0\u62ff\u5927\uff0c\u52a9\u5b66\u91d1\u53ef\u4ee5\u652f\u4ed8\u5b66\u8d39\u548c\u4efb\u4f55\u5176\u4ed6\u5927\u5b66\u5f00\u5177\u7684\u8d39\u7528\u3002 \u4ee5\u4e0b\u662f\u56fd\u9645\u5b66\u751f\u6559\u80b2\u52a9\u5b66\u91d1\u7533\u8bf7\u8fc7\u7a0b\u7684\u4e3b\u8981\u6b65\u9aa4\uff1a 1. \u786e\u5b9a\u60a8\u7684\u6559\u80b2\u52a9\u5b66\u91d1\u53ef\u80fd\u7684\u8d37\u6b3e\u673a\u6784 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