{"id":24797,"date":"2024-11-18T15:32:02","date_gmt":"2024-11-18T20:32:02","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/zh\/blog\/how-to-monitor-your-credit-report\/"},"modified":"2025-07-29T03:35:44","modified_gmt":"2025-07-29T03:35:44","slug":"how-to-monitor-your-credit-report","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/zh\/blog\/how-to-monitor-your-credit-report\/","title":{"rendered":"\u5982\u4f55\u5728\u7f8e\u56fd\u7559\u5b66\u671f\u95f4\u76d1\u63a7\u60a8\u7684\u4fe1\u7528\u62a5\u544a"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\u5728\u7f8e\u56fd\u5efa\u7acb\u79ef\u6781\u7684\u4fe1\u7528\u5386\u53f2\u53ef\u4ee5\u8ba9\u751f\u6d3b\u53d8\u5f97\u66f4\u52a0\u8f7b\u677e\uff0c\u5c24\u5176\u662f\u5982\u679c\u4f60\u8ba1\u5212\u5728\u6bd5\u4e1a\u540e\u7559\u5728\u7f8e\u56fd\u3002\u5982\u679c\u6ca1\u6709\u826f\u597d\u7684\u4fe1\u7528\uff0c\u5f00\u8bbe\u4fe1\u7528\u5361\u3001\u8d2d\u4e70\u6c7d\u8f66\u3001\u79df\u8d41\u516c\u5bd3\u6216\u8005\u83b7\u5f97\u4f4e\u5229\u7387\u7684\u52a9\u5b66\u91d1\u53ef\u80fd\u4f1a\u5f88\u56f0\u96be\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5e78\u8fd0\u7684\u662f\uff0c\u4f60\u5728\u6d77\u5916\u5b66\u4e60\u671f\u95f4\u53ef\u4ee5\u91c7\u53d6\u4e00\u4e9b\u6b65\u9aa4\u6765\u5728\u7f8e\u56fd\u5efa\u7acb\u4f60\u7684\u4fe1\u7528\uff0c\u6bd4\u5982\u83b7\u5f97\u4fe1\u7528\u5361\u548c\u6309\u65f6\u507f\u8fd8\u4f60\u7684\u52a9\u5b66\u91d1\u3002\u5728\u6b64\u8fc7\u7a0b\u4e2d\uff0c\u4f60\u53ef\u4ee5\u76d1\u63a7\u4f60\u7684\u4fe1\u7528\u62a5\u544a\u548c\u5206\u6570\uff0c\u4ee5\u786e\u4fdd\u4f60\u7684\u52aa\u529b\u5f97\u5230\u4e86\u56de\u62a5\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4e86\u89e3\u66f4\u591a\u5173\u4e8e\u5982\u4f55\u4f5c\u4e3a\u56fd\u9645\u5b66\u751f\u76d1\u63a7\u4f60\u7684\u4fe1\u7528\u7684\u4fe1\u606f\uff0c\u8fd9\u6837\u4f60\u53ef\u4ee5\u6539\u5584\u4f60\u7684\u8d22\u52a1\u72b6\u51b5\u5e76\u4e3a\u672a\u6765\u7684\u6210\u529f\u505a\u597d\u51c6\u5907\u3002<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">\u4ec0\u4e48\u662f\u4fe1\u7528\u62a5\u544a\uff1f<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u4f60\u7684\u4fe1\u7528\u62a5\u544a<\/span><a href=\"https:\/\/consumer.ftc.gov\/articles\/free-credit-reports\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u603b\u7ed3\u4e86\u4f60\u5728\u7f8e\u56fd\u7684\u8d22\u52a1\u5386\u53f2<\/span><\/a><span style=\"font-weight: 400;\">\u3002\u6709\u4e09\u4e2a\u4e3b\u8981\u7684\u4fe1\u7528\u5c40\u6536\u96c6\u4f60\u7684\u4e2a\u4eba\u4fe1\u7528\u5386\u53f2\u4fe1\u606f\u6765\u751f\u6210\u4f60\u7684\u4fe1\u7528\u62a5\u544a\u2014\u2014Equifax\u3001Experian\u548cTransUnion\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4f60\u7684\u503a\u6743\u4eba\uff0c\u5982\u4fe1\u7528\u5361\u516c\u53f8\u548c\u52a9\u5b66\u91d1\u63d0\u4f9b\u5546\uff0c\u5411\u4fe1\u7528\u5c40\u53d1\u9001\u5173\u4e8e\u4f60\u7684\u8d26\u6237\u548c\u4ed8\u6b3e\u5386\u53f2\u7684\u4fe1\u606f\u3002\u672a\u6765\u7684\u501f\u6b3e\u4eba\u4f1a\u67e5\u770b\u4f60\u7684\u4fe1\u7528\u62a5\u544a\u4ee5\u8bc4\u4f30\u4f60\u662f\u5426\u662f\u4e00\u4e2a\u8d1f\u8d23\u4efb\u7684\u501f\u6b3e\u4eba\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4f60\u7684\u4fe1\u7528\u62a5\u544a\u4e2d\u7684\u4fe1\u606f\u53ef\u4ee5\u5f71\u54cd\u4f60\u83b7\u5f97\u52a9\u5b66\u91d1\u3001\u79df\u8d41\u516c\u5bd3\u548c\u8d2d\u4e70\u4fdd\u9669\u7684\u80fd\u529b\u3002\u4e00\u4e9b\u516c\u53f8\u5728\u8003\u8651\u662f\u5426\u96c7\u4f63\u4f60\u65f6\u4e5f\u4f1a\u67e5\u770b\u4f60\u7684\u4fe1\u7528\u62a5\u544a\u3002<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">\u4ec0\u4e48\u662f\u4fe1\u7528\u5206\u6570\uff1f<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u4fe1\u7528\u8bc4\u5206\u662f\u4e00\u4e2a\u4ecb\u4e8e300\u548c850\u4e4b\u95f4\u7684\u6570\u5b57\uff0c\u4ee3\u8868\u60a8\u4fe1\u7528\u62a5\u544a\u4e0a\u7684\u4fe1\u606f\u3002\u5f53\u60a8\u7533\u8bf7\u65b0\u8d26\u6237\u65f6\uff0c\u8d37\u6b3e\u673a\u6784\u548c\u4fe1\u7528\u5361\u516c\u53f8\u4e5f\u4f1a\u8003\u8651\u60a8\u7684\u4fe1\u7528\u8bc4\u5206\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u60a8\u7684\u8bc4\u5206\u8d8a\u9ad8\uff0c\u83b7\u5f97\u52a9\u5b66\u91d1\u7684\u8d44\u683c\u5c31\u8d8a\u5bb9\u6613\uff0c\u4e14\u80fd\u83b7\u5f97\u66f4\u4f18\u60e0\u7684\u5229\u7387\u548c\u6761\u6b3e\u3002\u5e02\u573a\u4e0a\u6709\u51e0\u79cd\u7c7b\u578b\u7684\u4fe1\u7528\u8bc4\u5206\u516c\u53f8\uff0c\u4f46\u8d37\u6b3e\u673a\u6784\u6700\u4f9d\u8d56\u7684\u662f\u60a8\u7684FICO\u8bc4\u5206\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u60a8\u7684<\/span><a href=\"https:\/\/www.myfico.com\/credit-education\/whats-in-your-credit-score\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">FICO\u8bc4\u5206<\/span><\/a><span style=\"font-weight: 400;\">\u662f\u6839\u636e\u4ee5\u4e0b\u7c7b\u522b\u8ba1\u7b97\u7684\uff1a<\/span><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><b>\u652f\u4ed8\u5386\u53f2\uff0835%\uff09\uff1a<\/b><span style=\"font-weight: 400;\">\u60a8\u7684\u652f\u4ed8\u5386\u53f2\u5bf9\u60a8\u7684\u8bc4\u5206\u5f71\u54cd\u6700\u5927\u3002\u6309\u65f6\u507f\u8fd8\u503a\u52a1\u4f1a\u63d0\u9ad8\u60a8\u7684\u8bc4\u5206\uff0c\u800c\u903e\u671f\u652f\u4ed8\u4f1a\u62c9\u4f4e\u60a8\u7684\u8bc4\u5206\u3002<\/span><\/li>\n<li><b>\u6b20\u6b3e\u91d1\u989d\uff0830%\uff09\uff1a<\/b><span style=\"font-weight: 400;\">\u5982\u679c\u60a8\u4f7f\u7528\u4e86\u5927\u91cf\u7684\u4fe1\u7528\u989d\u5ea6\uff0c\u60a8\u7684\u4fe1\u7528\u8bc4\u5206\u53ef\u80fd\u4f1a\u4e0b\u964d\u3002\u901a\u5e38\u5efa\u8bae\u60a8\u7684\u4fe1\u7528\u5229\u7528\u7387\u4fdd\u6301\u572830%\u4ee5\u4e0b\u3002<\/span><\/li>\n<li><b>\u4fe1\u7528\u5386\u53f2\u957f\u5ea6\uff0815%\uff09\uff1a<\/b><span style=\"font-weight: 400;\">\u5728\u7f8e\u56fd\u7684\u91d1\u878d\u6d3b\u52a8\u901a\u5e38\u9700\u8981\u516d\u4e2a\u6708\u5de6\u53f3\u624d\u80fd\u751f\u6210FICO\u8bc4\u5206\u3002\u6709\u66f4\u957f\u7684\u5386\u53f2\u53ef\u4ee5\u5e2e\u52a9\u63d0\u9ad8\u60a8\u7684\u8bc4\u5206\u3002\u4f5c\u4e3a\u56fd\u9645\u5b66\u751f\uff0c\u60a8\u5e76\u4e0d\u4e00\u5b9a\u4f1a\u665a\u4e8e\u56fd\u5185\u5b66\u751f\u5f00\u59cb\u5efa\u7acb\u4fe1\u7528\uff0c\u56e0\u4e3a\u8bb8\u591a\u56fd\u5185\u5b66\u751f\u76f4\u5230\u4e0a\u5927\u5b66\u6216\u4e4b\u540e\u624d\u5f00\u59cb\u5efa\u7acb\u4fe1\u7528\u3002<\/span><\/li>\n<li><b>\u4fe1\u7528\u7ec4\u5408\uff0810%\uff09\uff1a<\/b><span style=\"font-weight: 400;\">\u62e5\u6709\u4e0d\u540c\u7c7b\u578b\u7684\u8d26\u6237\uff0c\u5982\u4fe1\u7528\u5361\u548c\u5b66\u751f\u52a9\u5b66\u91d1\uff0c\u53ef\u4ee5\u63d0\u9ad8\u60a8\u7684\u8bc4\u5206\uff0c\u56e0\u4e3a\u8fd9\u5411\u503a\u6743\u4eba\u8868\u660e\u60a8\u80fd\u591f\u5904\u7406\u4e0d\u540c\u7c7b\u578b\u7684\u4fe1\u7528\u3002<\/span><\/li>\n<li><b>\u65b0\u4fe1\u7528\uff0810%\uff09\uff1a<\/b><span style=\"font-weight: 400;\">\u5728\u77ed\u65f6\u95f4\u5185\u5f00\u8bbe\u5927\u91cf\u8d26\u6237\u53ef\u80fd\u4f1a\u635f\u5bb3\u60a8\u7684\u8bc4\u5206\uff0c\u56e0\u4e3a\u8fd9\u53ef\u80fd\u8868\u660e\u60a8\u53ef\u80fd\u5728\u501f\u6b3e\u65b9\u9762\u8fc7\u5ea6\u6269\u5f20\u3002<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">\u5728\u7f8e\u56fd\u76d1\u63a7\u60a8\u7684\u4fe1\u7528\u76844\u79cd\u65b9\u5f0f<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u5efa\u7acb\u826f\u597d\u7684\u4fe1\u7528\u9700\u8981\u65f6\u95f4\uff0c\u4f46\u60a8\u53ef\u4ee5\u5728\u6b64\u8fc7\u7a0b\u4e2d\u76d1\u63a7\u60a8\u7684\u8fdb\u5ea6\u3002\u4ee5\u4e0b\u662f\u5728\u7f8e\u56fd\u4fdd\u6301\u5bf9\u60a8\u4fe1\u7528\u826f\u597d\u638c\u63a7\u7684\u56db\u79cd\u65b9\u5f0f\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">1. \u514d\u8d39\u67e5\u770b\u60a8\u7684\u4fe1\u7528\u62a5\u544a<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u60a8\u53ef\u4ee5\u5728<\/span><span style=\"font-weight: 400;\">AnnualCreditReport.com<\/span><span style=\"font-weight: 400;\">\u4e0a\u6bcf\u5468\u514d\u8d39\u8bf7\u6c42\u4e00\u4efd\u6765\u81ea\u4e09\u5927\u4fe1\u7528\u5c40\u7684\u4fe1\u7528\u62a5\u544a\u3002\u5728\u60a8\u7684\u4fe1\u7528\u62a5\u544a\u4e0a\uff0c\u60a8\u53ef\u4ee5\u4e00\u89c8\u65e0\u4f59\u5730\u67e5\u770b\u60a8\u7684\u5404\u79cd\u8d26\u6237\uff0c\u5982\u52a9\u5b66\u91d1\u6216\u4fe1\u7528\u5361\u3002\u7136\u800c\uff0c\u60a8\u7684\u4fe1\u7528\u62a5\u544a\u5e76\u4e0d\u663e\u793a\u60a8\u7684\u4fe1\u7528\u5206\u6570\u3002\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u8bf7\u4ed4\u7ec6\u67e5\u770b\u62a5\u544a\u4e0a\u7684\u6240\u6709\u4fe1\u606f\uff0c\u786e\u4fdd\u5176\u51c6\u786e\u65e0\u8bef\u3002\u4fe1\u8d37\u673a\u6784\u6709\u65f6\u4f1a\u51fa\u9519\uff0c\u56e0\u6b64\u60a8\u53ef\u80fd\u4f1a\u5728\u62a5\u544a\u4e0a\u770b\u5230\u9519\u8bef\u3002\u5982\u679c\u60a8\u53d1\u73b0\u9519\u8bef\uff0c\u5c1d\u8bd5<\/span><a href=\"https:\/\/www.consumerfinance.gov\/ask-cfpb\/how-do-i-dispute-an-error-on-my-credit-report-en-314\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u4e0e\u4fe1\u7528\u5c40\u4e89\u8bae<\/span><\/a><span style=\"font-weight: 400;\">\u3002\u60a8\u4e5f\u53ef\u4ee5\u6253\u7535\u8bdd\u7ed9\u60a8\u7684\u503a\u6743\u4eba\u8ba8\u8bba\u6b64\u95ee\u9898\u3002\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4fe1\u7528\u62a5\u544a\u4e0a\u7684\u9519\u8bef\u6216\u5f02\u5e38\u8d26\u6237\u4e5f\u53ef\u80fd\u662f\u8eab\u4efd\u76d7\u7a83\u7684\u8ff9\u8c61\u3002\u5982\u679c\u60a8\u53d1\u73b0\u60a8\u540d\u4e0b\u6709\u795e\u79d8\u7684\u8d26\u6237\uff0c\u8fd9\u53ef\u80fd\u662f\u6709\u4eba\u7a83\u53d6\u4e86\u60a8\u7684\u4e2a\u4eba\u4fe1\u606f\u7684\u8ff9\u8c61\u3002\u5728\u8fd9\u79cd\u60c5\u51b5\u4e0b\uff0c\u60a8\u9700\u8981\u51bb\u7ed3\u60a8\u7684\u4fe1\u7528\u5e76\u5411\u8054\u90a6\u8d38\u6613\u59d4\u5458\u4f1a\u62a5\u544a\u3002\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">2. \u4f7f\u7528\u514d\u8d39\u7684\u4fe1\u7528\u76d1\u63a7\u670d\u52a1\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5c3d\u7ba1\u60a8\u7684\u4fe1\u7528\u62a5\u544a\u4e0d\u4f1a\u663e\u793a\u60a8\u7684\u4fe1\u7528\u5206\u6570\uff0c\u4f46\u60a8\u53ef\u4ee5\u5728\u5176\u4ed6\u5730\u65b9\u627e\u5230\u60a8\u7684\u5206\u6570\u3002\u4f8b\u5982\uff0c\u6709\u51e0\u79cd\u514d\u8d39\u7684\u4fe1\u7528\u76d1\u63a7\u670d\u52a1\uff0c\u60a8\u53ef\u4ee5\u4f7f\u7528\u5b83\u4eec\u6765\u68c0\u67e5\u60a8\u7684\u5206\u6570\u5e76\u968f\u65f6\u95f4\u76d1\u63a7\u5b83\u4eec\u3002\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4e00\u4e9b\u514d\u8d39\u7684\u4fe1\u7528\u76d1\u63a7\u670d\u52a1\u5305\u62ec\uff1a\u00a0<\/span><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><span style=\"font-weight: 400;\">CreditKarma<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Capital One\u7684CreditWise<\/span><\/li>\n<li><span style=\"font-weight: 400;\">myFICO\uff08\u514d\u8d39\u8ba1\u5212\uff09\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Credit Sesame\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Experian\u7684\u514d\u8d39\u4fe1\u7528\u76d1\u63a7<\/span><\/span><\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u8bf7\u6ce8\u610f\uff0c\u8fd9\u4e9b\u670d\u52a1\u4e2d\u7684\u4e00\u4e9b\u663e\u793a\u7684\u662f\u60a8\u7684VantageScore\uff0c\u800c\u4e0d\u662f\u60a8\u7684FICO\u5206\u6570\u3002\u5c3d\u7ba1\u8fd9\u4e9b\u5206\u6570\u53ef\u80fd\u76f8\u4f3c\uff0c\u4f46\u5f53\u60a8\u7533\u8bf7\u52a9\u5b66\u91d1\u6216\u4fe1\u7528\u5361\u65f6\uff0c\u5927\u591a\u6570\u8d37\u6b3e\u673a\u6784\u4f1a\u67e5\u770b\u60a8\u7684FICO\u5206\u6570\u3002\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">3. \u901a\u8fc7\u60a8\u7684\u4fe1\u7528\u5361\u516c\u53f8\u68c0\u67e5\u60a8\u7684\u5206\u6570\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u60a8\u5728\u7f8e\u56fd\u6709\u4fe1\u7528\u5361\uff0c\u60a8\u53ef\u80fd\u5728\u767b\u5f55\u4fe1\u7528\u5361\u5728\u7ebf\u8d26\u6237\u6216\u901a\u8fc7\u5176\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f\u65f6\u83b7\u5f97\u514d\u8d39\u4fe1\u7528\u8bc4\u5206\u3002\u8bb8\u591a\u4fe1\u7528\u5361\u516c\u53f8\u5c06\u514d\u8d39\u63d0\u4f9b\u60a8\u7684\u4fe1\u7528\u8bc4\u5206\uff0c\u5e76\u4e14\u5982\u679c\u4ed6\u4eec\u68c0\u6d4b\u5230\u60a8\u7684\u8bc4\u5206\u53d1\u751f\u53d8\u5316\uff0c\u53ef\u4ee5\u901a\u77e5\u60a8\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">4. \u652f\u4ed8\u4fe1\u7528\u76d1\u63a7\u8ba1\u5212<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u60a8\u6b63\u5728\u5bfb\u627e\u5f3a\u5927\u7684\u8eab\u4efd\u76d7\u7a83\u76d1\u63a7\uff0c\u652f\u4ed8\u4fe1\u7528\u76d1\u63a7\u8ba1\u5212\u4e5f\u662f\u4e00\u79cd\u9009\u62e9\u3002\u7136\u800c\uff0c\u9664\u975e\u60a8\u7279\u522b\u62c5\u5fc3\u8eab\u4efd\u76d7\u7a83\u6216\u8005\u8fc7\u53bb\u66fe\u662f\u5176\u53d7\u5bb3\u8005\uff0c\u5426\u5219\u8fd9\u53ef\u80fd\u5e76\u4e0d\u5fc5\u8981\u3002\u60a8\u53ef\u4ee5\u4ece\u5404\u79cd\u516c\u53f8\u627e\u5230\u4ed8\u8d39\u8ba1\u5212\uff0c\u5305\u62ec\uff1a<\/span><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><span style=\"font-weight: 400;\">Experian Identity Works<\/span><\/li>\n<li><span style=\"font-weight: 400;\">myFICO Advanced \u548c Premier \u8ba1\u5212<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Identity Guard<\/span><\/li>\n<li><span style=\"font-weight: 400;\">ID Watchdog<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Privacy Guard<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">\u4f5c\u4e3a\u56fd\u9645\u5b66\u751f\u5efa\u7acb\u4fe1\u7528\u7684\u63d0\u793a<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u5728\u60a8\u76d1\u63a7\u7f8e\u56fd\u7684\u4fe1\u7528\u60c5\u51b5\u65f6\uff0c\u4ee5\u4e0b\u662f\u4e00\u4e9b\u60a8\u53ef\u4ee5\u91c7\u53d6\u7684\u6b65\u9aa4\uff0c\u4ee5\u4fbf\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\u6539\u5584\u5b83\u3002<\/span><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><b>\u6309\u65f6\u507f\u8fd8\u60a8\u7684\u52a9\u5b66\u91d1\uff1a<\/b><span style=\"font-weight: 400;\">\u6309\u65f6\u652f\u4ed8\u8d26\u5355\u662f\u5efa\u7acb\u79ef\u6781\u4fe1\u7528\u5386\u53f2\u548c\u8bc4\u5206\u7684\u5173\u952e\u3002\u5982\u679c\u60a8\u4ece<\/span><a href=\"https:\/\/www.mpowerfinancing.com\/zh\/get-a-loan\"><span style=\"font-weight: 400;\">MPOWER \u52a9\u5b66\u91d1<\/span><\/a><span style=\"font-weight: 400;\">\u878d\u8d44\u501f\u6b3e\uff0cMPOWER \u5c06\u5411\u4fe1\u7528\u5c40\u62a5\u544a\u60a8\u7684\u4ed8\u6b3e\u3002\u6309\u65f6\u4ed8\u6b3e\u901a\u5e38\u4f1a\u5bfc\u81f4\u4fe1\u7528\u8bc4\u5206\u63d0\u9ad8\u3002<\/span><\/li>\n<li><b>\u7533\u8bf7\u4fe1\u7528\u5361\uff1a<\/b><span style=\"font-weight: 400;\">\u62e5\u6709\u4fe1\u7528\u5361\u4e5f\u53ef\u4ee5\u5e2e\u52a9\u60a8\u5728\u7f8e\u56fd\u5efa\u7acb\u4fe1\u7528\uff0c\u4f46\u662f\u5c3d\u91cf\u6bcf\u4e2a\u6708\u5168\u989d\u507f\u8fd8\u60a8\u7684\u4f59\u989d\u3002\u5426\u5219\uff0c\u60a8\u53ef\u80fd\u6700\u7ec8\u4e0d\u5f97\u4e0d\u652f\u4ed8\u9ad8\u989d\u7684\u5229\u606f\u8d39\u7528\u3002\u60a8\u53ef\u80fd\u9700\u8981\u793e\u4f1a\u5b89\u5168\u53f7\u7801\u6216\u4e2a\u4eba\u7eb3\u7a0e\u4eba\u8bc6\u522b\u53f7\uff08ITIN\uff09\u624d\u80fd\u5728\u7f8e\u56fd\u7533\u8bf7\u4fe1\u7528\u5361\u3002\u5982\u679c\u60a8\u65e0\u6cd5\u83b7\u5f97\u65e0\u62c5\u4fdd\u4fe1\u7528\u5361\u7684\u8d44\u683c\uff0c\u60a8\u53ef\u80fd\u4f1a\u53d1\u73b0\u9884\u4ed8\u8d44\u91d1\u7684\u6709\u62c5\u4fdd\u4fe1\u7528\u5361\u66f4\u5bb9\u6613\u83b7\u5f97\u3002<\/span><\/li>\n<li><b>\u6210\u4e3a\u6388\u6743\u7528\u6237\uff1a<\/b><span style=\"font-weight: 400;\">\u5982\u679c\u60a8\u5728\u7f8e\u56fd\u6709\u4fe1\u7528\u5361\u7684\u670b\u53cb\u6216\u5bb6\u4eba\uff0c\u53ef\u4ee5\u8003\u8651\u8bf7\u4ed6\u4eec\u5c06\u60a8\u6dfb\u52a0\u4e3a\u6388\u6743\u7528\u6237\u3002\u60a8\u4e0d\u4e00\u5b9a\u8981\u4f7f\u7528\u8be5\u5361\uff0c\u4f46\u4ed6\u4eec\u7684\u4ed8\u6b3e\u53ef\u4ee5\u5e2e\u52a9\u60a8\u5728\u7f8e\u56fd\u5efa\u7acb\u4fe1\u7528\u3002\u4f46\u662f\uff0c\u8bf7\u786e\u4fdd\u6301\u5361\u4eba\u8d1f\u8d23\u4efb\u5730\u7ba1\u7406\u4fe1\u7528\uff0c\u5426\u5219\u4ed6\u4eec\u7684\u8d22\u52a1\u4e60\u60ef\u53ef\u80fd\u4f1a\u4ea7\u751f\u76f8\u53cd\u7684\u6548\u679c\uff0c\u635f\u5bb3\u60a8\u7684\u4fe1\u7528\u3002<\/span><\/li>\n<li><b>\u62a5\u544a\u60a8\u7684\u79df\u91d1\u548c\u516c\u7528\u4e8b\u4e1a\u4ed8\u6b3e\uff1a<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u79df\u91d1\u548c\u516c\u7528\u4e8b\u4e1a\u901a\u5e38\u4e0d\u4f1a\u62a5\u544a\u7ed9\u4fe1\u7528\u673a\u6784\uff0c\u4f46\u60a8\u53ef\u4ee5\u6ce8\u518c\u4e00\u4e2a\u670d\u52a1\u6765\u62a5\u544a\u60a8\u7684\u3002\u53ef\u4ee5\u5e2e\u52a9\u6b64\u7c7b\u670d\u52a1\u7684\u4e00\u4e9b\u670d\u52a1\u5305\u62ecSelf\uff0cPi\u00f1ata\u548cRental Kharma\u3002Experian\u7684\u670d\u52a1\uff0cExperian Boost\uff0c\u4e5f\u4f1a\u8003\u8651\u5230\u516c\u7528\u4e8b\u4e1a\u8d26\u5355\uff0c\u5982\u7535\u8bdd\uff0c\u4e92\u8054\u7f51\uff0c\u7164\u6c14\u548c\u7535\u529b\u3002\u5982\u679c\u60a8\u9009\u62e9\u8fd9\u6761\u8def\u7ebf\uff0c\u8bf7\u786e\u4fdd\u51c6\u65f6\u652f\u4ed8\u6240\u6709\u8d26\u5355\uff0c\u4ee5\u907f\u514d\u635f\u5bb3\u60a8\u7684\u4fe1\u7528\u3002<\/span><\/span><\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u901a\u5e38\u9700\u8981\u51e0\u4e2a\u6708\u7684\u65f6\u95f4\u6765\u5efa\u7acb\u4fe1\u7528\u8bc4\u5206\uff0c\u751a\u81f3\u9700\u8981\u66f4\u957f\u7684\u65f6\u95f4\u6765\u5efa\u7acb\u826f\u597d\u7684\u4fe1\u7528\u3002\u901a\u8fc7\u51c6\u65f6\u507f\u8fd8\u60a8\u7684\u52a9\u5b66\u91d1\u5e76\u8c28\u614e\u7ba1\u7406\u60a8\u7684\u8d22\u52a1\uff0c\u60a8\u53ef\u4ee5\u5728\u7f8e\u56fd\u5efa\u7acb\u79ef\u6781\u7684\u4fe1\u7528\u3002\u5b9a\u671f\u67e5\u770b\u60a8\u7684\u4fe1\u7528\u62a5\u544a\u7684\u514d\u8d39\u526f\u672c\uff0c\u5e76\u4f7f\u7528\u4fe1\u7528\u76d1\u63a7\u670d\u52a1\u6765\u8ddf\u8e2a\u60a8\u7684\u8fdb\u5ea6\uff0c\u5e76\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\u89c2\u5bdf\u60a8\u7684\u4fe1\u7528\u8bc4\u5206\u7684\u63d0\u9ad8\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><a class=\"btn btn-primary\" href=\"https:\/\/app.mpowerfinancing.com\/eligibility\"><span style=\"font-weight: 400;\">\u73b0\u5728\u7533\u8bf7 <\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5728\u7f8e\u56fd\u5efa\u7acb\u79ef\u6781\u7684\u4fe1\u7528\u5386\u53f2\u53ef\u4ee5\u8ba9\u751f\u6d3b\u53d8\u5f97\u66f4\u52a0\u8f7b\u677e\uff0c\u5c24\u5176\u662f\u5982\u679c\u4f60\u8ba1\u5212\u5728\u6bd5\u4e1a\u540e\u7559\u5728\u7f8e\u56fd\u3002\u5982\u679c\u6ca1\u6709\u826f\u597d\u7684\u4fe1\u7528\uff0c\u5f00\u8bbe\u4fe1\u7528\u5361\u3001\u8d2d\u4e70\u6c7d\u8f66\u3001\u79df\u8d41\u516c\u5bd3\u6216\u8005\u83b7\u5f97\u4f4e\u5229\u7387\u7684\u52a9\u5b66\u91d1\u53ef\u80fd\u4f1a\u5f88\u56f0\u96be\u3002 \u5e78\u8fd0\u7684\u662f\uff0c\u4f60\u5728\u6d77\u5916\u5b66\u4e60\u671f\u95f4\u53ef\u4ee5\u91c7\u53d6\u4e00\u4e9b\u6b65\u9aa4\u6765\u5728\u7f8e\u56fd\u5efa\u7acb\u4f60\u7684\u4fe1\u7528\uff0c\u6bd4\u5982\u83b7\u5f97\u4fe1\u7528\u5361\u548c\u6309\u65f6\u507f\u8fd8\u4f60\u7684\u52a9\u5b66\u91d1\u3002\u5728\u6b64\u8fc7\u7a0b\u4e2d\uff0c\u4f60\u53ef\u4ee5\u76d1\u63a7\u4f60\u7684\u4fe1\u7528\u62a5\u544a\u548c\u5206\u6570\uff0c\u4ee5\u786e\u4fdd\u4f60\u7684\u52aa\u529b\u5f97\u5230\u4e86\u56de\u62a5\u3002 \u4e86\u89e3\u66f4\u591a\u5173\u4e8e\u5982\u4f55\u4f5c\u4e3a\u56fd\u9645\u5b66\u751f\u76d1\u63a7\u4f60\u7684\u4fe1\u7528\u7684\u4fe1\u606f\uff0c\u8fd9\u6837\u4f60\u53ef\u4ee5\u6539\u5584\u4f60\u7684\u8d22\u52a1\u72b6\u51b5\u5e76\u4e3a\u672a\u6765\u7684\u6210\u529f\u505a\u597d\u51c6\u5907\u3002 \u4ec0\u4e48\u662f\u4fe1\u7528\u62a5\u544a\uff1f 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