{"id":26692,"date":"2023-11-29T05:14:45","date_gmt":"2023-11-29T10:14:45","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/pt\/blog\/international-education-financing-spurs-campus-diversity-and-global-economic-growth"},"modified":"2025-12-30T06:13:33","modified_gmt":"2025-12-30T06:13:33","slug":"international-education-financing-spurs-campus-diversity-and-global-economic-growth","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-education-financing-spurs-campus-diversity-and-global-economic-growth","title":{"rendered":"Novo Estudo: Financiamento da Educa\u00e7\u00e3o Internacional Estimula a Diversidade no Campus e o Crescimento Econ\u00f4mico Global"},"content":{"rendered":"<p style=\"text-align: center;\"><i><span style=\"font-weight: 400;\">Estudo entrevistou estudantes de 163 pa\u00edses e analisou os amplos benef\u00edcios sociais da educa\u00e7\u00e3o internacional<\/span><\/i><\/p>\n<p><b>WASHINGTON, D.C., 5 de dezembro de 2023 &#8211; <\/b><span style=\"font-weight: 400;\">MPOWER Financing, uma empresa fintech com a miss\u00e3o e a principal provedora de <\/span><a href=\"https:\/\/www.mpowerfinancing.com\/scholarships\/?utm_source=comms&amp;utm_campaign=impactreport2022&amp;utm_medium=pressrelease\"><span style=\"font-weight: 400;\">bolsas de estudo<\/span><\/a><span style=\"font-weight: 400;\"> e <\/span><a href=\"https:\/\/www.mpowerfinancing.com\/get-a-loan?utm_source=comms&amp;utm_campaign=impactreport2022&amp;utm_medium=pressrelease\"><span style=\"font-weight: 400;\">empr\u00e9stimos sem avalista<\/span><\/a><span style=\"font-weight: 400;\"> para estudantes promissores de todo o mundo, lan\u00e7ou hoje seu terceiro Relat\u00f3rio Anual de Impacto Social. O relat\u00f3rio analisa o papel que o financiamento desempenha na democratiza\u00e7\u00e3o do acesso \u00e0 educa\u00e7\u00e3o para estudantes de alto potencial em todo o mundo.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Com base em dados de mais de 20.000 empr\u00e9stimos MPOWER sem avalista concedidos a estudantes internacionais e refugiados na \u00faltima d\u00e9cada e uma pesquisa acompanhante, o relat\u00f3rio de impacto social de 2023 revela o impacto que os modelos de financiamento inovadores podem ter sobre indiv\u00edduos, institui\u00e7\u00f5es de ensino, pa\u00eds anfitri\u00e3o e pa\u00eds de origem, e a comunidade global de forma mais ampla.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As principais descobertas incluem:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">93% de todos os estudantes entrevistados e 96% das mulheres afirmam que a disponibilidade de um empr\u00e9stimo educacional MPOWER foi fundamental para sua capacidade de estudar no exterior.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">70% dos estudantes relatam pertencer a fam\u00edlias com uma renda anual dom\u00e9stica de US$12.000 ou menos, colocando-os na mediana mundial ou abaixo dela.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">48% s\u00e3o estudantes universit\u00e1rios de primeira gera\u00e7\u00e3o.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Embora os estudantes da MPOWER venham de 163 pa\u00edses, 85% s\u00e3o provenientes de na\u00e7\u00f5es do Sul Global, incluindo \u00cdndia, Nig\u00e9ria, Gana, China e Brasil.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Al\u00e9m de impulsionar a diversidade socioecon\u00f4mica e global nos campi dos EUA e do Canad\u00e1, os empr\u00e9stimos MPOWER ajudam a impulsionar as economias dos pa\u00edses anfitri\u00f5es. Juntamente com outros estudantes internacionais nos EUA durante o ano acad\u00eamico de 2022-23, os estudantes da MPOWER contribuem para o impacto financeiro de $40,1 bilh\u00f5es que todos os estudantes internacionais t\u00eam na economia dos EUA, conforme indicado por <\/span><a href=\"https:\/\/www.forbes.com\/sites\/annaesakismith\/2023\/11\/13\/one-million-international-students-contributed-40-billion-to-us-economy\/?sh=75809bc576be\"><span style=\"font-weight: 400;\">c\u00e1lculos da NAFSA<\/span><\/a><span style=\"font-weight: 400;\">. <\/span><a href=\"https:\/\/www.mpowerfinancing.com\/blog\/international-students-contribute-c36-billion-to-canadian-economy\"><span style=\"font-weight: 400;\">Estimativas da MPOWER<\/span><\/a><span style=\"font-weight: 400;\"> indicam que o impacto dos estudantes internacionais no Canad\u00e1 foi de C$35,7 bilh\u00f5es no mesmo per\u00edodo.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">O impacto econ\u00f4mico dos estudantes internacionais nos EUA e no Canad\u00e1 se estende ap\u00f3s a formatura, quando se tornam ex-alunos e permanecem no pa\u00eds anfitri\u00e3o, tornando-se imigrantes qualificados que contribuem para as economias locais, ou retornam para casa para construir colabora\u00e7\u00f5es e parcerias de longo prazo. Embora os benef\u00edcios da imigra\u00e7\u00e3o qualificada para os pa\u00edses anfitri\u00f5es sejam claros, os graduados <\/span><span style=\"font-weight: 400;\">muitas vezes influenciam as empresas em seu novo lar a fazer mais neg\u00f3cios com empresas em seu pa\u00eds de origem (<\/span><i><span style=\"font-weight: 400;\">Brain Gain<\/span><\/i><span style=\"font-weight: 400;\">), ou retornam aos seus pa\u00edses de origem, trazendo consigo expertise estrangeira e melhores pr\u00e1ticas globais &#8211; um fen\u00f4meno chamado <\/span><i><span style=\"font-weight: 400;\">Brain Circulation<\/span><\/i><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">O relat\u00f3rio destaca que quase metade de todos os l\u00edderes mundiais foram educados no exterior (com os Estados Unidos como o principal destino), permitindo que eles sirvam como pontes entre as na\u00e7\u00f5es e os tornando mais propensos a abra\u00e7ar valores democr\u00e1ticos.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">O relat\u00f3rio conclui com um chamado \u00e0 a\u00e7\u00e3o para institui\u00e7\u00f5es de ensino superior, formuladores de pol\u00edticas, o setor privado e doadores e filantropos para tomar medidas para impulsionar as oportunidades de estudo no exterior para os estudantes:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Para institui\u00e7\u00f5es de ensino superior: <\/b><span style=\"font-weight: 400;\">Faculdades e universidades devem promover uma ampla gama de op\u00e7\u00f5es financeiras, incluindo bolsas de estudo governamentais e privadas, aux\u00edlio institucional e empr\u00e9stimos estudantis globais, para apoiar e atrair estudantes internacionais. Esta estrat\u00e9gia financeira inclusiva \u00e9 essencial para promover a diversidade entre as popula\u00e7\u00f5es de estudantes internacionais das institui\u00e7\u00f5es de ensino, al\u00e9m de reduzir ou eliminar dep\u00f3sitos para estudantes de pa\u00edses e origens de baixa renda.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Para os formuladores de pol\u00edticas: <\/b><span style=\"font-weight: 400;\">A reforma da imigra\u00e7\u00e3o \u00e9 urgentemente necess\u00e1ria nos EUA para estabelecer um caminho claro entre a educa\u00e7\u00e3o superior e a imigra\u00e7\u00e3o qualificada para maximizar o impacto econ\u00f4mico que os estudantes internacionais podem fazer. Os EUA devem aumentar o pessoal e simplificar os processos nos escrit\u00f3rios consulares sobrecarregados, como os em toda a \u00c1frica subsaariana, para eliminar os tempos de espera de meses para as consultas de visto. O Departamento de Estado dos EUA tamb\u00e9m deve aumentar o treinamento e a orienta\u00e7\u00e3o para uma melhor adjudica\u00e7\u00e3o de vistos e trabalhar para remediar os postos que apresentam altas taxas de recusa de visto.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Para o setor privado: <\/b><span style=\"font-weight: 400;\">Investir na classe de ativos de empr\u00e9stimos estudantis globais ajuda a construir o pool de talentos globais, crescer e diversificar a for\u00e7a de trabalho, e estimula a inova\u00e7\u00e3o e o empreendedorismo. Isso \u00e9 especialmente cr\u00edtico, pois tanto os EUA quanto o Canad\u00e1 enfrentam um decl\u00ednio demogr\u00e1fico e uma for\u00e7a de trabalho dom\u00e9stica em diminui\u00e7\u00e3o que depender\u00e1 cada vez mais do talento global. Al\u00e9m disso, as empresas com uma base de clientes global devem reconhecer o valor que os estudantes internacionais trazem para sua for\u00e7a de trabalho e buscar ativamente a contrata\u00e7\u00e3o de estudantes internacionais e o patroc\u00ednio de vistos.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Para doadores e filantropos: <\/b><span style=\"font-weight: 400;\">S\u00e3o necess\u00e1rias mais bolsas de estudo e esfor\u00e7os filantr\u00f3picos privados focados em diferentes grupos de estudantes desprivilegiados para aumentar o acesso \u00e0 educa\u00e7\u00e3o e prevenir o &#8220;desperd\u00edcio de c\u00e9rebros&#8221; ou a perda de capital humano. Estudantes universit\u00e1rios deslocados e refugiados s\u00e3o particularmente vulner\u00e1veis.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">O relat\u00f3rio completo est\u00e1 dispon\u00edvel para download em <\/span><a href=\"https:\/\/www.mpowerfinancing.com\/about-us\/social-impact?utm_source=comms&amp;utm_campaign=impactreport2022&amp;utm_medium=pressrelease\"><span style=\"font-weight: 400;\">website da MPOWER<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><b>Sobre a MPOWER Financing<\/b><\/p>\n<p><a href=\"https:\/\/www.mpowerfinancing.com\/?utm_source=comms\"><span style=\"font-weight: 400;\">MPOWER Financing<\/span><\/a><span style=\"font-weight: 400;\">, com sede em Washington, D.C., e com funcion\u00e1rios em todo o mundo, \u00e9 uma empresa de fintech orientada para a miss\u00e3o e a principal fornecedora de empr\u00e9stimos globais para educa\u00e7\u00e3o. Seu algoritmo propriet\u00e1rio analisa dados de cr\u00e9dito no exterior e dom\u00e9sticos, bem como o potencial de ganhos futuros para atender estudantes internacionais promissores. A MPOWER trabalha com mais de 500 universidades de ponta nos EUA e no Canad\u00e1 para fornecer financiamento a estudantes de mais de 200 pa\u00edses. A equipe da MPOWER \u00e9 composta por ex-estudantes internacionais e fornece aos estudantes educa\u00e7\u00e3o financeira pessoal e apoio de carreira para prepar\u00e1-los para suas carreiras profissionais ap\u00f3s a gradua\u00e7\u00e3o.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A MPOWER <\/span><a href=\"https:\/\/www.mpowerfinancing.com\/blog\/mpower-financing-crosses-300-million-in-financing-capacity-to-support-international-students-education\"><span style=\"font-weight: 400;\">anunciou recentemente<\/span><\/a><span style=\"font-weight: 400;\"> que ultrapassou $300 milh\u00f5es em capacidade de financiamento para apoiar a educa\u00e7\u00e3o de estudantes internacionais. <\/span><span style=\"font-weight: 400;\">A MPOWER \u00e9 um<\/span><span style=\"font-weight: 400;\">\u00a0<\/span><a href=\"https:\/\/www.greatplacetowork.in\/get-certified\/certified-organizations\/#mid-size\"><i><span style=\"font-weight: 400;\">\u00d3timo Lugar Para Trabalhar<\/span><\/i><\/a><span style=\"font-weight: 400;\">, uma das <\/span><a href=\"https:\/\/www.americanbanker.com\/news\/why-mpower-is-the-best-fintech-to-work-for-2022\"><span style=\"font-weight: 400;\">melhores fintechs para trabalhar<\/span><\/a><span style=\"font-weight: 400;\">, e o <\/span><a href=\"https:\/\/techinmotion.com\/timmy-awards\/winners?city=Washington+D.C.#winnersByCity\"><span style=\"font-weight: 400;\">melhor ambiente de trabalho em tecnologia para diversidade<\/span><\/a><span style=\"font-weight: 400;\">. A empresa est\u00e1 <\/span><a href=\"https:\/\/mpowerfinancing.com\/careers?utm_source=comms\"><span style=\"font-weight: 400;\">contratando<\/span><\/a><span style=\"font-weight: 400;\"> para v\u00e1rias posi\u00e7\u00f5es em todo o mundo.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Estudo entrevistou estudantes de 163 pa\u00edses e analisou os amplos benef\u00edcios sociais da educa\u00e7\u00e3o internacional WASHINGTON, D.C., 5 de dezembro de 2023 &#8211; MPOWER Financing, uma empresa fintech com a miss\u00e3o e a principal&#8230;<\/p>\n","protected":false},"author":24,"featured_media":17207,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[26],"tags":[],"class_list":["post-26692","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-press-releases"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO 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