{"id":26550,"date":"2024-04-22T08:49:19","date_gmt":"2024-04-22T12:49:19","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university"},"modified":"2025-12-29T17:04:10","modified_gmt":"2025-12-29T17:04:10","slug":"international-student-success-story-from-brazil-to-harvard-university","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university","title":{"rendered":"Hist\u00f3ria de sucesso de estudante internacional: Do Brasil para a Universidade de Harvard"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Michael Cerqueira \u00e9 originalmente do Brasil, e mesmo tendo se formado recentemente em Harvard, ele sempre soube que queria voltar para casa para promover grandes mudan\u00e7as em sua comunidade.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cFui para a Universidade de Harvard com a clara certeza de que voltaria para o Brasil\u201d, diz Michael. \u201cTodos os meus sonhos, minha carreira [and] o caminho para impactar o mundo est\u00e3o conectados com o Brasil.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Michael se formou com um mestrado em administra\u00e7\u00e3o p\u00fablica. Agora, ele trabalha com grandes grupos no Brasil para incentivar outros de seu pa\u00eds a estudar nos EUA e fazer a diferen\u00e7a em suas comunidades. Veja como a MPOWER Financing o ajudou a ir atr\u00e1s de sua educa\u00e7\u00e3o e como ele est\u00e1 incentivando outros a seguir um caminho semelhante.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\"><iframe loading=\"lazy\" src=\"\/\/www.youtube.com\/embed\/fpsei-gw_F0?si=SnOgk8uZE10fQyg9\" width=\"560\" height=\"314\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Encontrando financiamento para empr\u00e9stimo estudantil<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">As despesas educacionais s\u00e3o altas para estudantes internacionais, e Michael esperava pagar um valor consider\u00e1vel. Um mestrado em educa\u00e7\u00e3o p\u00fablica em Harvard custa quase US$92.000 por ano. Felizmente para Michael, ele teve alguma ajuda.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cO processo de estudar no exterior \u00e9 muito caro\u201d, ele diz. \u201cConsegui uma s\u00e9rie de bolsas de estudo, mas faltava parte dos custos de vida, que s\u00e3o importantes. A MPOWER entrou e me apoiou.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Michael recebeu financiamento de empresas privadas e organiza\u00e7\u00f5es sem fins lucrativos no Brasil para cobrir parte de suas despesas, e o <\/span><a href=\"https:\/\/www.mpowerfinancing.com\/get-a-loan\"><span style=\"font-weight: 400;\">empr\u00e9stimo estudantil da MPOWER<\/span><\/a><span style=\"font-weight: 400;\"> preencheu a lacuna de financiamento restante, para que Michael pudesse concluir sua educa\u00e7\u00e3o durante seus dois anos em Harvard.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Como aproveitar ao m\u00e1ximo o estudo no exterior nos Estados Unidos<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Pedir dinheiro emprestado pode impedir muitos estudantes internacionais em potencial de dar o salto para estudar na Am\u00e9rica. Michael diz que alguns estudantes brasileiros hesitam em pegar dinheiro emprestado atrav\u00e9s de empr\u00e9stimos americanos porque a taxa de convers\u00e3o n\u00e3o \u00e9 favor\u00e1vel para eles. Mas pegar um empr\u00e9stimo vale a pena a longo prazo, ele diz.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cEu nunca deixaria de aproveitar a oportunidade de estudar no exterior porque voc\u00ea n\u00e3o quer pegar o empr\u00e9stimo\u201d, diz Michael. \u201cMeu convite aos brasileiros \u00e9 para que isso n\u00e3o seja um impedimento para voc\u00ea estudar no exterior.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Michael n\u00e3o teve que come\u00e7ar a pagar seu empr\u00e9stimo at\u00e9 se formar. E ele tem conseguido fazer os pagamentos do empr\u00e9stimo confortavelmente, j\u00e1 que atualmente est\u00e1 trabalhando com a Funda\u00e7\u00e3o Lemann, um dos grupos que ajudou a cobrir o custo de sua educa\u00e7\u00e3o em Harvard. Manter sua conta banc\u00e1ria baseada nos EUA tamb\u00e9m tem ajudado a simplificar o processo de pagamento.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cA MPOWER \u00e9 uma solu\u00e7\u00e3o muito simples, porque \u00e9 tudo online\u201d, ele diz. \u201c\u00c9 muito competitivo em termos de juros. As condi\u00e7\u00f5es de pagamento tamb\u00e9m s\u00e3o flex\u00edveis.\u201d\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">No momento, <\/span><span style=\"font-weight: 400;\">a MPOWER Financing oferece taxas de juros para empr\u00e9stimos estudantis a partir de 12,99% (13,98% APR) ou 12,74% (13,72% APR) com desconto para pagamento autom\u00e1tico.<\/span><\/p>\n<h2>Colocando essa educa\u00e7\u00e3o em pr\u00e1tica imediatamente<\/h2>\n<p><span style=\"font-weight: 400;\">Michael sempre soube que voltaria para o Brasil assim que terminasse seu mestrado em Harvard, e agora ele est\u00e1 trabalhando diretamente com sua comunidade e compartilhando com outros o qu\u00e3o valioso pode ser se tornar um estudante internacional.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cHoje estou trabalhando para aumentar o n\u00famero de brasileiros que estudam no exterior e representar a diversidade do Brasil\u201d, ele diz. \u201cEstou falando sobre brasileiros negros e brasileiros de baixa consist\u00eancia socioecon\u00f4mica [and] trabalhando com a Funda\u00e7\u00e3o Lemann para ser capaz de aumentar esse n\u00famero de brasileiros estudando no exterior.\u201d\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ele est\u00e1 continuamente dizendo aos outros que investir na oportunidade de estudar nos EUA tem um \u00f3timo retorno.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cN\u00e3o tenha medo de se candidatar\u201d, ele diz. \u201cN\u00e3o desista, porque n\u00e3o importa o qu\u00e3o dif\u00edcil seja o processo, n\u00e3o importa o qu\u00e3o caro seja, existem v\u00e1rias possibilidades e organiza\u00e7\u00f5es que ir\u00e3o apoi\u00e1-lo.\u201d<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Michael Cerqueira \u00e9 originalmente do Brasil, e mesmo tendo se formado recentemente em Harvard, ele sempre soube que queria voltar para casa para promover grandes mudan\u00e7as em sua comunidade. \u201cFui para a Universidade de&#8230;<\/p>\n","protected":false},"author":75,"featured_media":18639,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[22,21],"tags":[],"class_list":["post-26550","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-all-blogs","category-studying-in-the-u-s"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Hist\u00f3ria de Sucesso de Estudante Internacional: Do Brasil para a Universidade de Harvard | MPOWER Financing Portuguese<\/title>\n<meta name=\"description\" content=\"Michael Cerqueira usou um empr\u00e9stimo da MPOWER Financing para estudar em Harvard e agora trabalha na Funda\u00e7\u00e3o Lemann, inspirando outros estudantes brasileiros.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Hist\u00f3ria de Sucesso de Estudante Internacional: Do Brasil para a Universidade de Harvard | MPOWER Financing Portuguese\" \/>\n<meta property=\"og:description\" content=\"Michael Cerqueira usou um empr\u00e9stimo da MPOWER Financing para estudar em Harvard e agora trabalha na Funda\u00e7\u00e3o Lemann, inspirando outros estudantes brasileiros.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university\" \/>\n<meta property=\"og:site_name\" content=\"MPOWER Financing Portuguese\" \/>\n<meta property=\"article:published_time\" content=\"2024-04-22T12:49:19+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-29T17:04:10+00:00\" \/>\n<meta name=\"author\" content=\"Dori Zinn\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Dori Zinn\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university\"},\"author\":{\"name\":\"Dori Zinn\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/pt\/#\/schema\/person\/043727697c328fc7242d28e9fc558db2\"},\"headline\":\"Hist\u00f3ria de sucesso de estudante internacional: Do Brasil para a Universidade de Harvard\",\"datePublished\":\"2024-04-22T12:49:19+00:00\",\"dateModified\":\"2025-12-29T17:04:10+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university\"},\"wordCount\":669,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university#primaryimage\"},\"thumbnailUrl\":\"\",\"articleSection\":[\"All blogs\",\"Studying in the U.S.\"],\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university\",\"url\":\"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university\",\"name\":\"Hist\u00f3ria de Sucesso de Estudante Internacional: Do Brasil para a Universidade de Harvard | MPOWER Financing Portuguese\",\"isPartOf\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/pt\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university#primaryimage\"},\"thumbnailUrl\":\"\",\"datePublished\":\"2024-04-22T12:49:19+00:00\",\"dateModified\":\"2025-12-29T17:04:10+00:00\",\"author\":{\"@id\":\"https:\/\/www.mpowerfinancing.com\/pt\/#\/schema\/person\/043727697c328fc7242d28e9fc558db2\"},\"description\":\"Michael Cerqueira usou um empr\u00e9stimo da MPOWER Financing para estudar em Harvard e agora trabalha na Funda\u00e7\u00e3o Lemann, inspirando outros estudantes brasileiros.\",\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university#primaryimage\",\"url\":\"\",\"contentUrl\":\"\"},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/pt\/#website\",\"url\":\"https:\/\/www.mpowerfinancing.com\/pt\/\",\"name\":\"MPOWER Financing Portuguese\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.mpowerfinancing.com\/pt\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-BR\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.mpowerfinancing.com\/pt\/#\/schema\/person\/043727697c328fc7242d28e9fc558db2\",\"name\":\"Dori Zinn\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\/\/secure.gravatar.com\/avatar\/f3758b55c79799cdf312f85783bcb89dce90341089a67746ddbda174cabe1766?s=96&d=mm&r=g\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/f3758b55c79799cdf312f85783bcb89dce90341089a67746ddbda174cabe1766?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/f3758b55c79799cdf312f85783bcb89dce90341089a67746ddbda174cabe1766?s=96&d=mm&r=g\",\"caption\":\"Dori Zinn\"},\"url\":\"https:\/\/www.mpowerfinancing.com\/pt\/blog\/author\/dorizinn\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Hist\u00f3ria de Sucesso de Estudante Internacional: Do Brasil para a Universidade de Harvard | MPOWER Financing Portuguese","description":"Michael Cerqueira usou um empr\u00e9stimo da MPOWER Financing para estudar em Harvard e agora trabalha na Funda\u00e7\u00e3o Lemann, inspirando outros estudantes brasileiros.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university","og_locale":"pt_BR","og_type":"article","og_title":"Hist\u00f3ria de Sucesso de Estudante Internacional: Do Brasil para a Universidade de Harvard | MPOWER Financing Portuguese","og_description":"Michael Cerqueira usou um empr\u00e9stimo da MPOWER Financing para estudar em Harvard e agora trabalha na Funda\u00e7\u00e3o Lemann, inspirando outros estudantes brasileiros.","og_url":"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university","og_site_name":"MPOWER Financing Portuguese","article_published_time":"2024-04-22T12:49:19+00:00","article_modified_time":"2025-12-29T17:04:10+00:00","author":"Dori Zinn","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Dori Zinn","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university#article","isPartOf":{"@id":"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university"},"author":{"name":"Dori Zinn","@id":"https:\/\/www.mpowerfinancing.com\/pt\/#\/schema\/person\/043727697c328fc7242d28e9fc558db2"},"headline":"Hist\u00f3ria de sucesso de estudante internacional: Do Brasil para a Universidade de Harvard","datePublished":"2024-04-22T12:49:19+00:00","dateModified":"2025-12-29T17:04:10+00:00","mainEntityOfPage":{"@id":"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university"},"wordCount":669,"commentCount":0,"image":{"@id":"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university#primaryimage"},"thumbnailUrl":"","articleSection":["All blogs","Studying in the U.S."],"inLanguage":"pt-BR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university","url":"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university","name":"Hist\u00f3ria de Sucesso de Estudante Internacional: Do Brasil para a Universidade de Harvard | MPOWER Financing Portuguese","isPartOf":{"@id":"https:\/\/www.mpowerfinancing.com\/pt\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university#primaryimage"},"image":{"@id":"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university#primaryimage"},"thumbnailUrl":"","datePublished":"2024-04-22T12:49:19+00:00","dateModified":"2025-12-29T17:04:10+00:00","author":{"@id":"https:\/\/www.mpowerfinancing.com\/pt\/#\/schema\/person\/043727697c328fc7242d28e9fc558db2"},"description":"Michael Cerqueira usou um empr\u00e9stimo da MPOWER Financing para estudar em Harvard e agora trabalha na Funda\u00e7\u00e3o Lemann, inspirando outros estudantes brasileiros.","inLanguage":"pt-BR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university"]}]},{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/www.mpowerfinancing.com\/pt\/blog\/international-student-success-story-from-brazil-to-harvard-university#primaryimage","url":"","contentUrl":""},{"@type":"WebSite","@id":"https:\/\/www.mpowerfinancing.com\/pt\/#website","url":"https:\/\/www.mpowerfinancing.com\/pt\/","name":"MPOWER Financing Portuguese","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.mpowerfinancing.com\/pt\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-BR"},{"@type":"Person","@id":"https:\/\/www.mpowerfinancing.com\/pt\/#\/schema\/person\/043727697c328fc7242d28e9fc558db2","name":"Dori Zinn","image":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/secure.gravatar.com\/avatar\/f3758b55c79799cdf312f85783bcb89dce90341089a67746ddbda174cabe1766?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f3758b55c79799cdf312f85783bcb89dce90341089a67746ddbda174cabe1766?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f3758b55c79799cdf312f85783bcb89dce90341089a67746ddbda174cabe1766?s=96&d=mm&r=g","caption":"Dori Zinn"},"url":"https:\/\/www.mpowerfinancing.com\/pt\/blog\/author\/dorizinn"}]}},"_links":{"self":[{"href":"https:\/\/www.mpowerfinancing.com\/pt\/wp-json\/wp\/v2\/posts\/26550","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mpowerfinancing.com\/pt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mpowerfinancing.com\/pt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mpowerfinancing.com\/pt\/wp-json\/wp\/v2\/users\/75"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mpowerfinancing.com\/pt\/wp-json\/wp\/v2\/comments?post=26550"}],"version-history":[{"count":1,"href":"https:\/\/www.mpowerfinancing.com\/pt\/wp-json\/wp\/v2\/posts\/26550\/revisions"}],"predecessor-version":[{"id":26551,"href":"https:\/\/www.mpowerfinancing.com\/pt\/wp-json\/wp\/v2\/posts\/26550\/revisions\/26551"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mpowerfinancing.com\/pt\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/www.mpowerfinancing.com\/pt\/wp-json\/wp\/v2\/media?parent=26550"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mpowerfinancing.com\/pt\/wp-json\/wp\/v2\/categories?post=26550"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mpowerfinancing.com\/pt\/wp-json\/wp\/v2\/tags?post=26550"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}