{"id":26344,"date":"2020-10-16T06:05:17","date_gmt":"2020-10-16T10:05:17","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/pt\/blog\/student-loan-option-for-daca-students-without-a-cosigner"},"modified":"2025-12-28T23:55:19","modified_gmt":"2025-12-28T23:55:19","slug":"student-loan-option-for-daca-students-without-a-cosigner","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/pt\/blog\/student-loan-option-for-daca-students-without-a-cosigner","title":{"rendered":"O que \u00e9 DACA e como os estudantes DACA podem obter um empr\u00e9stimo sem um avalista?"},"content":{"rendered":"<h3>O que \u00e9 um estudante DACA?<span style=\"font-weight: 400;\">\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">DACA \u00e9 um programa de imigra\u00e7\u00e3o iniciado durante a administra\u00e7\u00e3o Obama que significa Deferred Action for Childhood Arrivals. Normalmente, os benefici\u00e1rios do DACA seriam imigrantes sem documentos nos Estados Unidos, mas sob este programa, eles recebem autoriza\u00e7\u00e3o de trabalho e prote\u00e7\u00e3o tempor\u00e1ria contra deporta\u00e7\u00e3o. O programa protege mais de 700.000 jovens adultos da deporta\u00e7\u00e3o porque foram trazidos para este pa\u00eds em uma idade t\u00e3o jovem e n\u00e3o tomaram a decis\u00e3o de imigrar por conta pr\u00f3pria. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Para ser considerado eleg\u00edvel para o programa DACA: 1) voc\u00ea deve ter chegado aos Estados Unidos antes dos 16 anos, 2) voc\u00ea deve ter vivido nos Estados Unidos desde 2007, e 3) voc\u00ea deve ter menos de 30 anos quando foi promulgado em 2012 (<\/span><a href=\"https:\/\/www.americanprogress.org\/issues\/immigration\/news\/2019\/09\/05\/474177\/know-daca-recipients-united-states\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">Fonte<\/span><\/a><span style=\"font-weight: 400;\">). Esses jovens cresceram como americanos, muitas vezes s\u00f3 falam ingl\u00eas, e t\u00eam pouca conex\u00e3o com seu pa\u00eds de nascimento ou nenhuma lembran\u00e7a dele. Muitos benefici\u00e1rios do DACA n\u00e3o sabiam que eram indocumentados at\u00e9 se tornarem adolescentes, e tentaram obter carteiras de motorista ou se candidatar \u00e0 faculdade como seus colegas. Aqueles eleg\u00edveis para o DACA devem reaplicar a cada dois anos para renova\u00e7\u00e3o e pagar uma taxa de $495.\u00a0<\/span><\/p>\n<h3>Quem s\u00e3o esses benefici\u00e1rios do DACA?<\/h3>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">94% s\u00e3o de pa\u00edses da Am\u00e9rica Latina (os 3 mais comuns s\u00e3o M\u00e9xico, El Salvador e Guatemala)<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Dois ter\u00e7os dos benefici\u00e1rios do DACA t\u00eam 25 anos ou menos<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Os benefici\u00e1rios do DACA provavelmente vivem nestas cinco \u00e1reas metropolitanas: Los Angeles, Nova York, Dallas, Houston e Chicago<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">45% est\u00e3o na escola, e daqueles na escola, 72% est\u00e3o buscando um diploma de bacharel ou superior (<\/span><a href=\"https:\/\/www.adl.org\/education\/resources\/tools-and-strategies\/table-talk\/what-is-daca-and-who-are-the-dreamers\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">Fonte<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Embora os benefici\u00e1rios do DACA sejam quase t\u00e3o propensos quanto os adultos dos EUA no mesmo grupo et\u00e1rio (15-32) a estarem matriculados na faculdade (18% versus 20%), eles s\u00e3o muito menos propensos a ter conclu\u00eddo a faculdade (4% versus 18%). <\/span><span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.migrationpolicy.org\/research\/profile-current-daca-recipients-education-industry-and-occupation\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">Fonte<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">91% dos benefici\u00e1rios est\u00e3o atualmente empregados<\/span><\/li>\n<\/ul>\n<h3>Estudantes DACA e Empr\u00e9stimos<\/h3>\n<p><span style=\"font-weight: 400;\">Os estudantes DACA n\u00e3o s\u00e3o eleg\u00edveis para ajuda federal para a escola, mas muitos estados e alguns credores privados oferecem op\u00e7\u00f5es para esses estudantes. Calif\u00f3rnia, Connecticut, Hava\u00ed, Maryland, Minnesota, Nova Jersey, Novo M\u00e9xico, Nova York, Oregon, Texas e Washington oferecem ajuda financeira estadual para estudantes DACA. Muitas universidades p\u00fablicas tamb\u00e9m oferecem benef\u00edcios de matr\u00edcula no estado para estudantes DACA que podem comprovar resid\u00eancia e se formaram em uma escola secund\u00e1ria naquele estado.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A MPOWER agora oferece taxas de juros reduzidas em nossos <a href=\"https:\/\/www.mpowerfinancing.com\/pt\/get-a-loan\/\">empr\u00e9stimos sem avalista<\/a> para estudantes DACA!\u00a0<\/span><\/p>\n<ul>\n<li><strong>Estudantes DACA: As taxas de juros come\u00e7am t\u00e3o baixas quanto 9.99% (<a href=\"https:\/\/www.mpowerfinancing.com\/pt\/repayment-examples#monthly-payment-examples\">10.89% APR<\/a>). Esta taxa de juros e APR inclui um desconto de 0,25% para pagamentos recorrentes autom\u00e1ticos.<\/strong><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><br \/>\nTodos os <\/span><a href=\"https:\/\/www.mpowerfinancing.com\/pt\/scholarships\/\"><span style=\"font-weight: 400;\">Bolsas de Estudo MPOWER<\/span><\/a><span style=\"font-weight: 400;\"> est\u00e3o abertas para estudantes DACA<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">A MPOWER nunca compartilhar\u00e1 qualquer informa\u00e7\u00e3o sobre seu status DACA com terceiros <\/span><\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>O que \u00e9 um estudante DACA?\u00a0 DACA \u00e9 um programa de imigra\u00e7\u00e3o iniciado durante a administra\u00e7\u00e3o Obama que significa Deferred Action for Childhood Arrivals. Normalmente, os benefici\u00e1rios do DACA seriam imigrantes sem documentos nos&#8230;<\/p>\n","protected":false},"author":50,"featured_media":12102,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[],"class_list":["post-26344","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-visa-and-immigration-tips"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Op\u00e7\u00e3o de Empr\u00e9stimo Estudantil para Estudantes DACA sem um Avalista | MPOWER Financing Portuguese<\/title>\n<meta name=\"description\" content=\"Explicado: O que \u00e9 um estudante DACA, Quem s\u00e3o os benefici\u00e1rios do DACA, e Op\u00e7\u00e3o de empr\u00e9stimo estudantil para estudantes DACA sem avalista.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mpowerfinancing.com\/pt\/blog\/student-loan-option-for-daca-students-without-a-cosigner\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Op\u00e7\u00e3o de Empr\u00e9stimo Estudantil para Estudantes DACA sem um Avalista | MPOWER Financing Portuguese\" \/>\n<meta property=\"og:description\" content=\"Explicado: O que \u00e9 um estudante DACA, Quem s\u00e3o os benefici\u00e1rios do DACA, e Op\u00e7\u00e3o de empr\u00e9stimo estudantil para estudantes DACA sem avalista.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.mpowerfinancing.com\/pt\/blog\/student-loan-option-for-daca-students-without-a-cosigner\" \/>\n<meta property=\"og:site_name\" content=\"MPOWER Financing Portuguese\" \/>\n<meta property=\"article:published_time\" 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