{"id":26274,"date":"2019-08-19T15:40:56","date_gmt":"2019-08-19T19:40:56","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/pt\/blog\/do-i-need-health-insurance-and-how-do-i-get-it"},"modified":"2025-12-28T21:15:05","modified_gmt":"2025-12-28T21:15:05","slug":"do-i-need-health-insurance-and-how-do-i-get-it","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/pt\/blog\/do-i-need-health-insurance-and-how-do-i-get-it","title":{"rendered":"Preciso de seguro sa\u00fade? E como fa\u00e7o para obt\u00ea-lo?"},"content":{"rendered":"<p><\/p>\n<p>Como estudante internacional, existem muitos aspectos do processo de matr\u00edcula na universidade que podem ser avassaladores &#8211; incluindo a compra de seguro sa\u00fade. Mesmo que voc\u00ea raramente fique doente, \u00e9 importante garantir que voc\u00ea esteja coberto no caso de ter um acidente ou se machucar. As contas m\u00e9dicas podem custar centenas de milhares de d\u00f3lares e, ap\u00f3s uma emerg\u00eancia, a \u00faltima coisa que voc\u00ea quer se preocupar \u00e9 como vai pagar por isso.<\/p>\n<p>&nbsp;<\/p>\n<h4><span style=\"color: #5da2d8;\"><strong>Coisas que voc\u00ea precisa saber antes de escolher um plano de seguro sa\u00fade<\/strong><\/span><\/h4>\n<p>Embora os vistos F e M n\u00e3o tenham quaisquer requisitos federais de seguro, quase todos os estudantes com esses vistos estar\u00e3o frequentando uma institui\u00e7\u00e3o de ensino que <em>exige<\/em> que eles tenham seguro sa\u00fade. Em muitos casos, faculdades e universidades t\u00eam uma lista definida de requisitos com os quais seu plano de seguro deve cumprir. Mesmo sem requisitos rigorosos, os estudantes internacionais devem considerar a obten\u00e7\u00e3o de cobertura para a totalidade de seus estudos para se protegerem em caso de emerg\u00eancia. Os EUA n\u00e3o t\u00eam cobertura de sa\u00fade nacional ou universal, o que significa que qualquer pessoa que busque tratamento m\u00e9dico nos EUA ser\u00e1 respons\u00e1vel por pagar suas pr\u00f3prias contas do pr\u00f3prio bolso se n\u00e3o tiver seguro sa\u00fade para ajudar a cobrir os custos.<\/p>\n<p>&nbsp;<\/p>\n<h4><span style=\"color: #5da2d8;\"><strong>O que devo considerar ao comprar um plano?\u00a0<\/strong><\/span><\/h4>\n<p>Ao comprar um plano, \u00e9 importante garantir que seu plano inclua os seguintes benef\u00edcios no m\u00ednimo:<\/p>\n<ul>\n<li>Evacua\u00e7\u00e3o M\u00e9dica de Emerg\u00eancia<\/li>\n<li>Repatria\u00e7\u00e3o de Restos Mortais<\/li>\n<li>Interna\u00e7\u00e3o<\/li>\n<li>Visitas ao m\u00e9dico<\/li>\n<\/ul>\n<p>Outros benef\u00edcios que nem sempre s\u00e3o padr\u00e3o nos planos de seguro sa\u00fade para estudantes internacionais, mas que voc\u00ea pode querer considerar incluem:<\/p>\n<ul>\n<li>Maternidade<\/li>\n<li>Condi\u00e7\u00f5es pr\u00e9-existentes<\/li>\n<li>Sa\u00fade mental<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h4><strong><span style=\"color: #5da2d8;\">O Seguro para Estudantes Internacionais (ISI) est\u00e1 aqui para ajudar<\/span><\/strong><\/h4>\n<p>Se voc\u00ea precisa de cobertura, mas n\u00e3o sabe por onde come\u00e7ar, o Seguro para Estudantes Internacionais (ISI) \u00e9 um \u00f3timo lugar para procurar ajuda. Com planos projetados especificamente para estudantes internacionais, o ISI pode ajud\u00e1-lo a navegar qual plano \u00e9 melhor para voc\u00ea. A melhor parte \u00e9 que todos os estudantes internacionais se qualificam automaticamente para o <a href=\"https:\/\/www.internationalstudentinsurance.com\/student-health-insurance\/?utm_source=mpower&amp;utm_medium=blog&amp;utm_campaign=mpower_campaign\">Plano de Seguro Estudantil<\/a>, que come\u00e7a a apenas $29\/m\u00eas! O ISI tamb\u00e9m tem uma <a href=\"https:\/\/www.internationalstudentinsurance.com\/school_requirements\/?utm_source=mpower&amp;utm_medium=blog&amp;utm_campaign=mpower_campaign&amp;utm_source=mpower&amp;utm_medium=link&amp;utm_campaign=mpw-envisage-health-insurance-post&amp;utm_content=18991230--website\">se\u00e7\u00e3o de requisitos escolares<\/a> que detalha exatamente qual cobertura sua faculdade ou universidade exige, e quais planos ISI atender\u00e3o a esses requisitos. Para mais informa\u00e7\u00f5es, visite o <a href=\"https:\/\/www.internationalstudentinsurance.com\/?utm_source=mpower&amp;utm_medium=blog&amp;utm_campaign=mpower_campaign\">site<\/a> para falar com um agente licenciado ou para comprar cobertura no mesmo dia. Agentes que falam ingl\u00eas, espanhol e mandarim est\u00e3o dispon\u00edveis.<\/p>\n<p>&nbsp;<\/p>\n<p>000instagram111222twitter333444linkedin555666facebook777888youtube999000<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-9418\" src=\"https:\/\/www.mpowerfinancing.com\/wp-content\/uploads\/2019\/08\/Su-signature-e1565100885119.jpg\" alt=\"Su-signature\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Como estudante internacional, existem muitos aspectos do processo de matr\u00edcula na universidade que podem ser avassaladores &#8211; incluindo a compra de seguro sa\u00fade. Mesmo que voc\u00ea raramente fique doente, \u00e9 importante garantir que voc\u00ea esteja coberto no caso de ter um acidente ou se machucar.<\/p>\n","protected":false},"author":40,"featured_media":9500,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27],"tags":[44,74],"class_list":["post-26274","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-tips","tag-campus-life","tag-health-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Preciso de seguro sa\u00fade? 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