{"id":26246,"date":"2018-09-05T15:11:45","date_gmt":"2018-09-05T19:11:45","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/pt\/blog\/currency-fluctuations"},"modified":"2025-12-28T20:56:24","modified_gmt":"2025-12-28T20:56:24","slug":"currency-fluctuations","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/pt\/blog\/currency-fluctuations","title":{"rendered":"5 Maneiras de Estudantes Internacionais Lidarem com Flutua\u00e7\u00f5es Cambiais"},"content":{"rendered":"

As moedas dos mercados emergentes ao redor do mundo sofreram este ano, e em particular, a crise financeira na Turquia levou a uma queda de 35% no valor da lira turca este ano. Outras moedas tamb\u00e9m est\u00e3o experimentando quedas: a r\u00fapia indiana, o peso argentino, a rupia indon\u00e9sia e o rand sul-africano, para citar apenas alguns, tiveram um desempenho ruim este ano.<\/p>\n

Isso torna mais dif\u00edcil para os estudantes desses pa\u00edses pagarem pela faculdade nos EUA, j\u00e1 que o custo dessa educa\u00e7\u00e3o aumenta para eles \u00e0 medida que suas moedas se desvalorizam. Estudantes que pensavam ter coberto o financiamento de sua educa\u00e7\u00e3o podem de repente descobrir que ainda est\u00e3o em falta, devido a essas flutua\u00e7\u00f5es cambiais.<\/p>\n

Huh?<\/span><\/h2>\n

Por exemplo, para pagar uma conta de matr\u00edcula de $40K nos EUA no \u00faltimo outono, teria sido necess\u00e1rio 138K lira. Mas a mesma quantidade de lira cobriria apenas $21K de matr\u00edcula neste outono.* Portanto, qualquer pessoa que economizou diligentemente em lira para cobrir v\u00e1rios anos de estudos nos EUA teria se encontrado com falta de fundos.<\/p>\n

Aqui est\u00e1 o que voc\u00ea pode fazer:<\/span><\/h3>\n
    \n
  1. A resposta \u00f3bvia \u00e9 economizar mais dinheiro<\/a> – mas nem sempre \u00e9 vi\u00e1vel, dado que as flutua\u00e7\u00f5es cambiais s\u00e3o imposs\u00edveis de prever.<\/li>\n
  2. A segunda melhor resposta \u00e9 economizar dinheiro na moeda do pa\u00eds onde voc\u00ea vai estudar. Muitos bancos<\/a> oferecem contas em v\u00e1rias moedas que permitiriam a uma fam\u00edlia de estudantes turcos economizar d\u00f3lares americanos em antecipa\u00e7\u00e3o a uma educa\u00e7\u00e3o universit\u00e1ria nos EUA. Ao trocar lira por d\u00f3lares regularmente, o impacto das flutua\u00e7\u00f5es cambiais pode ser suavizado ao longo do tempo.<\/li>\n
  3. Obter um empr\u00e9stimo nos EUA<\/a> pode ser usado para cobrir d\u00e9ficits incorridos devido a flutua\u00e7\u00f5es cambiais.<\/li>\n
  4. Uma vez que voc\u00ea chegue aos EUA, tamb\u00e9m pode explorar trabalhos no campus<\/a> ou est\u00e1gios locais<\/a> para ganhar dinheiro extra em d\u00f3lares americanos.<\/li>\n
  5. Finalmente, tamb\u00e9m \u00e9 uma boa ideia manter-se atualizado e informado sobre os eventos nos mercados internacionais caso eles afetem decis\u00f5es financeiras, de viagem ou acad\u00eamicas. Recursos \u00fateis podem ser encontrados em Businessinsider<\/a>, Bloomberg<\/a> e MarketWatch<\/a>.<\/li>\n<\/ol>\n

    *baseado em taxas de c\u00e2mbio em 6 de setembro de 2017 e 6 de setembro de 2018<\/p>\n

     <\/p>\n","protected":false},"excerpt":{"rendered":"

    As moedas dos mercados emergentes ao redor do mundo sofreram este ano, o que faz com que estudantes desses pa\u00edses lutem para pagar pela faculdade nos EUA, j\u00e1 que o custo dessa educa\u00e7\u00e3o aumenta para eles \u00e0 medida que suas moedas se desvalorizam.<\/p>\n","protected":false},"author":16,"featured_media":8260,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,7],"tags":[35,46],"class_list":["post-26246","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-tips","category-visa-and-immigration-tips","tag-international-students","tag-money-management"],"acf":[],"yoast_head":"\n5 Maneiras de Lidar com Flutua\u00e7\u00f5es Cambiais | MPOWER Financing Portuguese<\/title>\n<meta name=\"description\" content=\"N\u00e3o sabe como lidar com as flutua\u00e7\u00f5es cambiais? 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