Student loans for international, domestic, and DACA students

Empowering global citizens for global change

Learn how we’re different

Take 15 minutes to apply

We are not like the other lenders

We enable students from around the world to achieve their academic and professional aspirations. Students can apply for an MPOWER loan without credit history, co-signers, or collateral.

We’re different because we value students’ future potential.

Still not convinced? We invite you to scroll down!

What are the benefits of an MPOWER loan?

A loan without co-signer, collateral, or U.S. credit history

Fixed rate loans from $2,001 to $50,000 with up to 1.50% in interest rate discounts

Loans offered to 190+ nationalities (including the U.S.)

Free visa support letters and exclusive career strategy services

Words from our students

“I would just like to say that the experience with MPOWER has been great, as an international student, it is really complicated to get a student loan but MPOWER made the process easy and made my graduation possible!”


NYU, Philippines

“MPOWER has helped me tremendously and I hope it continues to help international students such as myself. Thanks so much couldn’t have done it without MPOWER!”


Auburn University, Jamaica

“I just received my initial approval of the loan. This is huge news for me and my family. I just wanted to reach out to you and thank you for all your help. I am really happy to be receiving funding from MPOWER. This means a lot for my future.”

Graduate Student

Tufts University, Nepal

How does the loan process work?


Check to see if your school and program are eligible
Estimated time: 60 seconds


Complete your application. Estimated time: 30 minutes

Conditional Offer

Receive a conditional offer immediately after submitting your application. Estimated time: 1-3 business days

Upload Documents

Upload your requested documents to your MPOWER dashboard, watch an introduction video, and complete a short assessment.
Estimated time: 30 minutes

Final Approval

Receive a final approval after we verify all of your uploaded documents. At this time we will also provide you with a visa support letter if you need it. Estimated time: 1-3 business days

School Certification

Hang tight while your school certifies your enrollment status with us. Once that is done, we can disburse your funding directly to your school on an agreed upon date. Estimated time: 2-10 weeks


Contact us for your interest rate discount!

Take 30 minutes to apply

Learn how we're different

© MPOWER Financing, Public Benefit Corporation

DISCLAIMER - Subject to credit approval, loans are made by Bank of Lake Mills or MPOWER Financing, PBC. Bank of Lake Mills does not have an ownership interest in MPOWER Financing. Neither MPOWER Financing nor Bank of Lake Mills is affiliated with the school you attended or are attending. Bank of Lake Mills is Member FDIC. None of the information contained in this website constitutes a recommendation, solicitation or offer by MPOWER Financing or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.