I have bad credit and am applying for a loan with MPOWER. How will that affect the application decision?
Although MPOWER does not require a U.S. credit score for a loan application, your credit history will be reviewed by our credit team. Public records such as delinquencies, tax liens and collections, and late payments (30,60, and/or 90 days) are important factors considered for the credit review.
Please check with TransUnion for U.S. accounts at 800-888-4213 or with NOVA for international accounts at 844-423-1345 if you think there may be something in your credit history that could affect MPOWER’s decision. For Canadian credit checks, please check with Equifax Canada by calling 1-800-465-7166.