How can I get a copy of my credit report?

If you have a U.S. credit history, you are entitled to one free copy of your credit report every 12 months from each of the three nationwide credit reporting companies (Experian, TransUnion, and Equifax).
You can obtain a copy of your credit report by visiting, the only authorized website for free credit reports, or by calling 877-322-8228.

If you have a Canadian credit history, you can obtain a free copy of your credit report every 12 months from both of the nationwide credit reporting companies (Equifax and Transunion). Equifax provides information at and TransUnion at

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DISCLAIMER - Subject to credit approval, loans are made by Bank of Lake Mills or MPOWER Financing, PBC. Bank of Lake Mills does not have an ownership interest in MPOWER Financing. Neither MPOWER Financing nor Bank of Lake Mills is affiliated with the school you attended or are attending. Bank of Lake Mills is Member FDIC. None of the information contained in this website constitutes a recommendation, solicitation or offer by MPOWER Financing or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.