{"id":24750,"date":"2019-08-19T15:40:56","date_gmt":"2019-08-19T19:40:56","guid":{"rendered":"https:\/\/website-new.qa.mpowerfinancing.com\/es\/blog\/do-i-need-health-insurance-and-how-do-i-get-it\/"},"modified":"2025-08-23T09:06:39","modified_gmt":"2025-08-23T09:06:39","slug":"do-i-need-health-insurance-and-how-do-i-get-it","status":"publish","type":"post","link":"https:\/\/www.mpowerfinancing.com\/es\/blog\/do-i-need-health-insurance-and-how-do-i-get-it\/","title":{"rendered":"\u00bfNecesito Seguro de Salud? \u00bfY c\u00f3mo lo obtengo?"},"content":{"rendered":"<p><\/p>\n<p>Como estudiante internacional, hay muchos aspectos del proceso de inscripci\u00f3n a la universidad que pueden ser abrumadores, incluyendo la compra de un seguro de salud. Incluso si rara vez te enfermas, es importante asegurarte de estar cubierto en caso de que tengas un accidente o te lesiones. Las facturas m\u00e9dicas pueden costar cientos de miles de d\u00f3lares y, despu\u00e9s de una emergencia, lo \u00faltimo que quieres preocuparte es c\u00f3mo vas a pagar por ello.<\/p>\n<p>&nbsp;<\/p>\n<h4><span style=\"color: #5da2d8;\"><strong>Cosas que debes saber antes de elegir un plan de seguro de salud<\/strong><\/span><\/h4>\n<p>Aunque las visas F y M no tienen requisitos federales de seguro, casi todos los estudiantes con estas visas asistir\u00e1n a una escuela que <em>s\u00ed<\/em> requiere que tengan seguro de salud. En muchos casos, las universidades tienen una lista de requisitos con los que tu plan de seguro debe cumplir. Incluso sin requisitos estrictos, los estudiantes internacionales deber\u00edan considerar obtener cobertura durante la totalidad de sus estudios para protegerse en caso de una emergencia. Estados Unidos no tiene cobertura de salud nacional o universal, lo que significa que cualquier persona que busque tratamiento m\u00e9dico en Estados Unidos ser\u00e1 responsable de pagar sus propias facturas de su bolsillo si no tiene un seguro de salud para ayudar a cubrir los costos.<\/p>\n<p>&nbsp;<\/p>\n<h4><span style=\"color: #5da2d8;\"><strong>\u00bfQu\u00e9 debo considerar al comprar un plan?\u00a0<\/strong><\/span><\/h4>\n<p>Al comprar un plan, es importante asegurarte de que tu plan incluya al menos los siguientes beneficios:<\/p>\n<ul>\n<li>Evacuaci\u00f3n m\u00e9dica de emergencia<\/li>\n<li>Repatriaci\u00f3n de restos<\/li>\n<li>Hospitalizaci\u00f3n<\/li>\n<li>Visitas al m\u00e9dico<\/li>\n<\/ul>\n<p>Otros beneficios que no siempre son est\u00e1ndar en los planes de seguro de salud para estudiantes internacionales, pero que podr\u00edas querer considerar incluyen:<\/p>\n<ul>\n<li>Maternidad<\/li>\n<li>Condiciones preexistentes<\/li>\n<li>Salud mental<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h4><strong><span style=\"color: #5da2d8;\">International Student Insurance (ISI) est\u00e1 aqu\u00ed para ayudar<\/span><\/strong><\/h4>\n<p>Si necesitas cobertura, pero no sabes por d\u00f3nde empezar, International Student Insurance (ISI) es un gran lugar al que puedes acudir para obtener ayuda. Con planes dise\u00f1ados espec\u00edficamente para estudiantes internacionales, ISI puede ayudarte a navegar cu\u00e1l plan es el mejor para ti. La mejor parte es que todos los estudiantes internacionales califican autom\u00e1ticamente para su <a href=\"https:\/\/www.internationalstudentinsurance.com\/student-health-insurance\/?utm_source=mpower&amp;utm_medium=blog&amp;utm_campaign=mpower_campaign\">Plan de Seguridad Estudiantil<\/a>, \u00a1que comienza en solo $29\/mes! ISI tambi\u00e9n tiene una <a href=\"https:\/\/www.internationalstudentinsurance.com\/school_requirements\/?utm_source=mpower&amp;utm_medium=blog&amp;utm_campaign=mpower_campaign&amp;utm_source=mpower&amp;utm_medium=link&amp;utm_campaign=mpw-envisage-health-insurance-post&amp;utm_content=18991230--website\">secci\u00f3n de requisitos escolares<\/a> que detalla exactamente qu\u00e9 cobertura requiere tu universidad y cu\u00e1les planes de ISI cumplir\u00e1n con esos requisitos. Para m\u00e1s informaci\u00f3n, visita su <a href=\"https:\/\/www.internationalstudentinsurance.com\/?utm_source=mpower&amp;utm_medium=blog&amp;utm_campaign=mpower_campaign\">sitio web<\/a> para hablar con un agente licenciado o para comprar cobertura el mismo d\u00eda. Hay agentes que hablan ingl\u00e9s, espa\u00f1ol y mandar\u00edn disponibles.<\/p>\n<p>&nbsp;<\/p>\n<p>000instagram111222twitter333444linkedin555666facebook777888youtube999000<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-9418\" src=\"https:\/\/www.mpowerfinancing.com\/wp-content\/uploads\/2019\/08\/Su-signature-e1565100885119.jpg\" alt=\"Su-signature\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Como estudiante internacional, hay muchos aspectos del proceso de inscripci\u00f3n a la universidad que pueden ser abrumadores, incluyendo la compra de un seguro de salud. Incluso si rara vez te enfermas, es importante asegurarte de estar cubierto en caso de que tengas un accidente o te lesiones. <\/p>\n","protected":false},"author":40,"featured_media":9500,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[28],"tags":[47,87],"class_list":["post-24750","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-tips","tag-campus-life","tag-health-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\u00bfNecesito Seguro de Salud? \u00bfY c\u00f3mo lo obtengo? | Sitio web en espa\u00f1ol de MPOWER Financing<\/title>\n<meta name=\"description\" content=\"Si necesita seguro de salud, pero no sabe por d\u00f3nde empezar, International Student Insurance (ISI) es un excelente lugar al que recurrir para obtener ayuda.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mpowerfinancing.com\/es\/blog\/do-i-need-health-insurance-and-how-do-i-get-it\/\" \/>\n<meta property=\"og:locale\" content=\"es_LA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfNecesito Seguro de Salud? \u00bfY c\u00f3mo lo obtengo?\" \/>\n<meta property=\"og:description\" content=\"If you need health insurance, but don\u2019t know where to begin, International Student Insurance (ISI) is a great place to turn to for help.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.mpowerfinancing.com\/es\/blog\/do-i-need-health-insurance-and-how-do-i-get-it\/\" \/>\n<meta property=\"og:site_name\" content=\"Sitio web en espa\u00f1ol de MPOWER Financing\" \/>\n<meta property=\"article:published_time\" content=\"2019-08-19T19:40:56+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-23T09:06:39+00:00\" \/>\n<meta name=\"author\" content=\"Su Hsiang Yu\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Su Hsiang Yu\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u00bfNecesito Seguro de Salud? 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