MPOWER VIP

  • Private loans for parents
    3 December 2019

    Why are private student loans helpful for parents?

    Parents want the best for their children, and providing them with the opportunity to study in the U.S. is one way to make sure they have successful futures. But attending school in the U.S. is expensive, and you might be stressed about how to pay for it. You may have considered that your child could get loans from the U.S. government, but, unfortunately, even though government loans might offer a low interest rate, international students who attend school in the U.S. do not qualify for a federal loan.

  • Watch out for this scam
    8 October 2019

    Don’t Fall for This Scam Targeting International Students

    “We would like to alert you to a cyberbullying scam that is becoming prominent among international students.
    Students are receiving friend requests and subsequent video calls from fake Facebook accounts. The friend request is often from an account that is part of many student groups and seems genuine.

  • Fixed- or Variable-Interest Rate

    Fixed- or Variable-Interest Rate Student Loan: Which One Should You Choose?

    We know financial topics can be confusing, with terms and consequences you may not understand. Whether you’re a student or parent, looking for a loan to cover costs now or in a few months, we’re here to help you by clarifying the differences between fixed-rate and variable-rate loans. But we’ll let you decide which option is the best for you!

  • 10 free webinars
    16 September 2019

    Free Immigration and Career Preparation Webinars for International and DACA Students

    We know international students face special challenges when conducting a job search. That’s why we’ve teamed up with immigration attorney Art Serratelli and professional career coach Jason Levin to launch a new FREE 10-part webinar series exclusively for international students.

  • 10 September 2019

    What is ID theft and how can you protect yourself from it?

    If you received your Social Security Number (SSN) from the U.S. government, you might have been warned that you should leave your card at home or keep it somewhere safe. The main reason for this is to protect your identity (ID) information from being stolen. But what is ID theft?

  • 5 September 2019

    U.S. Universities and Colleges With the Best Return on Investment, 2020

    The U.S. is one of the top countries for students who are looking to avail of international education from the best universities. But the cost of education can make it difficult to determine if spending that money is worth the salary you’d earn later.

    In the U.S., you must have the total funds available for the entire planned period of study before you start school. Scholarships can be a great support in financing your education, and you should explore more about it before planning to study in the U.S.

  • 19 August 2019

    Do I Need Health Insurance? And How Do I Get It?

    As an international student, there are many aspects of the university enrollment process that can be overwhelming—including purchasing health insurance. Even if you rarely get sick, it’s important to ensure you are covered in the event you have an accident or are injured.

  • 12 August 2019

    5 Strategies to Prepare for the Career Fair

    Whether you’re seeking your first job or trying to network with potential employees or talents in your job fields, you should attend career fairs. Sending out your resumes and applications online might help you feel productive, but connecting with recruiters and talents in person is even better and will get you further in your career. So get yourself prepared now!

  • What is a Credit Score?
    6 August 2019

    What exactly is a credit score? And how do I find mine?

    If you got your first credit card in the U.S. and started building your credit history, now you need to start learning how to manage it. You might have heard of the term “credit score” from time to time, and it’s absolutely an important element within your credit history. But what does it mean and how can you check it? Keep reading to learn more!

  • 23 July 2019

    Which credit card should I apply to first as an international student in the U.S.?

    If you’re an international student ready to apply for your first U.S. credit card, keep reading!

    You know you have to build your credit score if you are living in the U.S. You absolutely need a credit history in the U.S., but you aren’t building one if you pay with your debit cards or cash. And the sooner you start building it, the better!

    You can’t build credit without having credit, and sometimes you can’t get credit as a student without a credit history. With a credit card, so you can get some credit history when you pay your bill each month. So where to start? We’re here to help you from the very beginning, and we’ll suggest credit cards that might work for you.

  • 11 July 2019

    Can I get a job on campus with an F-1 visa? If so, how does it affect my OPT?

      Yes! You can get a job on campus as an international student with an F-1 (student) visa. Just follow these rules and you can earn extra pocket money or lighten the load of…

  • 8 July 2019

    It’s time to set up a U.S. bank account! Here’s how to do it.

    If you are an international student in the U.S., opening a bank account is probably on your checklist. But, with several personal accounts to choose from, which one should you go with? Let’s walk…

  • 1 July 2019

    No Credit vs. Bad Credit: They’re Not the Same!

    No Credit ≠ Bad Credit There’s only one similarity between bad credit and no credit – that you get them both as a result of not having good credit. Apart from that, they have…

  • Why you should set up automatic payments–and how!

    No one wants to miss a payment on a loan, cell phone bill, or utility bill and risk the consequences, which can include canceled service, late fees, and a downgrading of your credit score….

  • 26 June 2019

    I’m an international student. Can I get a social security number? And How?

    The question “How to get a social security number as an international student?” is often asked across different international student groups. The answer is that you can definitely apply for a social security number…

DISCLAIMER – Subject to credit approval, loans are made by Bank of Lake Mills or MPOWER Financing, PBC. Bank of Lake Mills does not have an ownership interest in MPOWER Financing. Neither MPOWER Financing nor Bank of Lake Mills is affiliated with the school you attended or are attending. Bank of Lake Mills is Member FDIC. None of the information contained in this website constitutes a recommendation, solicitation or offer by MPOWER Financing or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.

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